What is the purpose of the fair credit billing act and the electronic fund transfer act.

Answers

Answer 1

The fair credit billing act and the electronic fund transfer act provide consumers with legal protection from unfair billing practices.

What are unfair billing practices?

Unfair billing practices refer to:

Unauthorized credit card chargesCharges due to errorsUndelivered goods or services.

The accounts affected y the fair credit billing act and the electronic fund transfer act are credit accounts, including:

Credit cards accountsCharge accounts.

Thus, the fair credit billing act and the electronic fund transfer act provide consumers with legal protection from unfair billing practices.

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Related Questions

Vhich of these powers is considered an implied power?
raising taxes
regulating trade
creating a national bank
declaring war

Answers

Probably the 5th one or c

Scott Jensen owned two hundred acres of farmland in California. A creek flowed through the land, and Jensen used water from the creek to irrigate his crops. The water was adequate for his needs. Wesley Sarvis purchased farmland upstream from Jensen's property and began using water from the creek to irrigate. Claiming that he had exclusive rights to the water, Jensen filed a lawsuit in a California state court against Sarvis for using the water. The court held that Jensen and Sarvis had to divide their water use equally and that each of them was entitled to use the water every other week. Fifty years later, a similar dispute arose between two more California farmers. Bo Ellis lived upstream from Faye Deason. Deason claimed that she had exclusive rights to the water and filed a lawsuit in a California state court against Ellis for his use of the water. In the second case, Deason v. Ellis, the court will most likely:

Answers

In the second case, Deason v. Ellis, the court will most likely apply stare decisis and divide the water rights because the facts of the two cases are similar.

What are facts?

It should be noted that facts simply means the evidence that are presented in a literary work or a research.

In this case, in the second case, Deason v. Ellis, the court will most likely apply stare decisis and divide the water rights because the facts of the two cases are similar.

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A well-known car dealership discovers that someone has stolen three of its brand-new models right off the lot. Investigators want to know if this
is a one-time crime or if there have been similar ones in the surrounding counties. What FBI report would be MOST helpful in this instance?
OA NIBRS
OB. Hate Crime Studies
OC. LEOKA
OD. National Crime Victimization Survey

Answers

NIBRS would be most helpful in case of car dealerships crime activity. Thus, option A is correct.

Who is FBI?

The FBI also known as The Federal Bureau of Investigation is the nation's highest federal investigative organization responsible for looking into and stopping both domestic and foreign terrorist attacks. It is the principal government body that is in charge of looking into people who have experienced assaults.

NIBRS also known as the System for National Incident-Based Reporting . a subsystem reporting software where each city's law enforcement department submits records across each conviction and each crime incidence.

In this, as the FBI wants to know about the various previously happened crime regarding models getting stolen, they need to be present in the system. Therefore, option A is the correct option.

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Answer:The correct answer to this questionquesions is A

Explanation:I took the 50 question test and i got this answer right

An example of a mixed economy that is distributed equally between the government and the private sector is __________. a. north korea b. canada c. brazil d. cuba please select the best answer from the choices provided a b c d please help me asap :(

Answers

Answer: canada

Explanation: I got it right on the thing

An illustration of a mixed economy that is distributed similarly between the public authority and the private sector is Canada. In this way, choice (B) is precise response.

Canada's economy is viewed as a mixed economy since it consolidates components of both government intervention and private enterprise. The public authority assumes a critical part in different areas, like medical care, schooling, and social government assistance, guaranteeing a fair conveyance of assets and administrations.

Simultaneously, Canada permits private organizations to work and contend on the lookout, encouraging advancement, business venture, and monetary development.

Accordingly, choice (B) is exact response.

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“Law is not a factual statement (description is not in the nature of law); it is rather a prescriptive tool which purports to shape human behavior in the future.” Explain.​

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According to what is expressed in the fragment, it can be inferred that the purpose of the sentence is to clarify that laws are created to modify human behavior.

What is a law?

A law is a term to refer to a norm or rule of society that citizens must comply with in order to live in harmony with others.

Laws are one of the oldest social tools in the world because they guarantee that citizens have a more controlled behavior with respect to others. Additionally, this provides them with some obligations that they must fulfill to belong to the social group.

According to the above, it can be inferred that the fragment refers to the fact that laws are an adequate tool to modify human behavior according to the needs of society.

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Which of the following would NOT be a reason people create government?
- Leadership
- Protection
- Economics
-Taxes

Answers

Most likely taxes because all the other answers are things that people desire for/of their government, although economics could also be a potential answer, but I’m leaning towards taxes
Yeah I’d say The answer is Taxes

Took marks can be individualized by what?

Answers

Answer: A toolmark is defined as the impression left by the contact of a tool (or a similar object) onto a surface. When the tool or object contacts the surface with sufficient force to create an indentation, the pattern of the tool is permanently reproduced onto that surface. Toolmarks examination is an important discipline of criminalistics . Its goal is to establish a link between a toolmark and the tool that created it. Such links are crucial in forensic sciences, as tools are often used in criminal activities, particularly in burglaries, and can help to identify a criminal. For example, when a burglar uses a pry bar to force entry into a house, the marks left by the tool on the door frame are direct evidence of the presence of that tool for that particular use at the crime scene. If the tool is found with, or near, a suspect, it permits the establishment of a link between the suspect and the crime scene. Thus, the recognition and collection of toolmarks at the crime scene and their examination at the laboratory are paramount.

Explanation:

The one exception to the Fifth Amendment rule that no person can have property taken from them without due process of the law is called..

Answers

Answer: its called exception

Explanation:

As of january 1, 2010, what is a legal requirement for a person born on or after january 1, 1988 to operate a vessel powered by a motor of 10 horsepower or greater on florida waters?.

Answers

For a person born on or after January 1, 1988, to operate a vessel of 10 horsepower or greater on Florida waters, the Florida law requirements follow.

What are the Florida law requirements?

Florida law requires a person born on or after January 1, 1988, to operate a vessel powered by a motor of 10 horsepower or greater on Florida waters to meet the following:

Successful completion of an approved boating safety course.Possession of a Boating Safety Education Identification Card issued by the FWC.

Thus, a legal requirement for a person born on or after January 1, 1988, to operate a vessel powered by a motor of 10 horsepower or greater on Florida waters is possession of a Boating Safety Education Identification Card issued by the Florida Fish and Wildlife Conservation Commission (FWC) after the successful completion of an approved boating safety course.

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What are the advantages and disadvantages of technology use in human service delivery? Provide specific examples of the advantages and disadvantages you identify.

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What are the advantages and disadvantages of technology use in human service delivery? Provide specific examples of the advantages and disadvantages you identify.

Technology use hurts and helps humans. From a machine scanning for a broken bone, to a phone being used by you. But, why does it hurt us? Many people who use phones actually have an addiction. Over 3.8 billion people was access to technology. Over 6.3% have an addiction. Adding on to this, phones, laptops, and tablets, all effect sleep. It leaves you feeling isolated, and depressed. But why does it also help us? If you've ever gotten a bone scan done, or been to the doctors, you've seen the machines in the building or office. This is something that helps doctors keep track of your health. Or, in school you use a smart board, phones, and computer this all helps you get your education.

(You can add if you'd like. Word count : 125 words 693 characters)

Thanks to technology, businesses may automate the tracking of inventory, sales, manufacturing, and delivery of goods and services. As a result, companies can plan and provide services to clients more successfully.

What are a few advantages and disadvantages of technology use in human service delivery?

The rate of technological advancement is accelerating. Businesses need to be aware of the technology at their disposal and how it could affect their marketing, sales, and expenses.

Advantages of the new technology include:

facilitating, quickening, and improving communicationimproved and more effective production methodsfewer wasteful purchases more effective stock management and ordering techniques the capacity to create novel creative solutionsimproved advertising and promotion

Disadvantages of the new technology include:

greater danger of job losses due to growing reliance on technologyhigh expenses associated with employing the newest technologiesThe security risk associated with data and fraud necessitatedroutine upgrades as a result of high street retailers being closed in favor of online businesses.

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Courts are very reluctant to grant _____ and will do so only when monetary damages simply are not adequate, typically because the subject matter of the contract is unique.

Answers

Answer:

Specific Preformance

definition of metaphysics​

Answers

Answer:

he branch of philosophy that deals with the first principles of things, including abstract concepts such as being, knowing, substance, cause, identity, time, and space.

"they would regard the question of the initial conditions for the universe as belonging to the realm of metaphysics or religion"

abstract theory with no basis in reality.

"the very subject of milk pricing involves one in a wonderland of accounting practice and a metaphysics all its own"

Answer:

metaphysics is the branch of philosophy that studies the fundamental nature of reality the first principles of being identity and change, space and time, causality , necessity and possibility.

Ronald buy a motorbike from natalie for the amount of r35 000.00. natalie takes the money, but does not hand over the motorbike to ronald. can ronald approach the magistrate's court and ask for specific performance of the agreement to the effect that natalie hand over the motorbike to him?

Answers

yes, taking to court is legal, since this is literally stealing. If ronald had proof, which the bank statements would show, he could get the bike

If the language in a law, rule, or regulation is clear and precise, the law, rule, or regulation ______.

Answers

If the language in a law, rule, or regulation is clear and precise, the law, rule, or regulation can yet be interpreted in an unintended mode.

What is a law?

A law or regulation is a normative previously established by a society to maintain clear norms in its functioning.

Laws can be misinterpreted, it is for that reason that there exist legal conflicts that may lead to different disputes.

In conclusion, if the language in a law, rule, or regulation is clear and precise, the law, rule, or regulation can yet be interpreted in an unintended mode.

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state a proposition of policy and demonstrate

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A Proposition of Policy Speech makes a persuasive argument about a course of action regarding a controversial topic of social or public concern.

While the proposition is based on some value premise, the focus of the discussion is not necessarily on this underlying premise, but more on the desirability and ability to act.

What is a policy?

Policies are a set of general guidelines. They outline your organization's plan for tackling certain issues. The purpose of policies is to communicate an organization’s values, philosophy, and culture.

The term may apply to government, public sector organizations and groups, as well as individuals, Presidential executive orders, corporate privacy policies, and parliamentary rules of order are all examples of policy. Policy differs from rules or law.

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You see a motorboat approaching on your right. what action should you take?.

Answers

Answer:

slow down and give way to the boat.

Which action is part of the naturalization process?
O A. Buying property in the United States
O B. Getting accepted to college
C. Serving in the U.S. military
O D. Passing a background check

Answers

Answer: b

Explanation: i pick b because accepted to college is better

When impaired, a person might participate in outrageous conduct that they would never have considered
when sober.
A. True
B. False

Answers

True because they are not aware of most of there actions and decide that they can do it without really deciding that they can do it

The statement is true as impairment can lead to a person engaging in behavior that they would not consider when sober.

Alcohol or drug use can seriously impair a person's inhibitions and judgment, making them more likely to act in ways they wouldn't normally consider when sober. Cognitive functioning, decision making skills and self-control can all be impaired, which increases a person's propensity for risky or outrageous behavior.

Depending on the substance consumed and the person's tolerance levels, the effects of impairment can vary. Alcohol for instance is known to lower inhibitions and impede judgment, increasing the likelihood of acting recklessly or in a way that is unacceptable in society. When consuming substances, it's critical to use caution and responsibility to reduce the likelihood of engaging in outrageous behavior.

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The first responding officer is in charge of the crime scene until the crime-scene investigator arrives. After the investigator communicates, the crime scene is _____.
secure
safe
controlled
legal

Answers

Answer:

Explanation:

The first responding officer is in charge of the crime scene until the crime-scene investigator arrives. After the investigator communicates, the crime scene is _____.

secure

safe

controlled

legal

In the case of Furman vs Georgia,the Supreme Court ruled the application of the death penalty as existed then was unconstitutional. T/F​

Answers

in the case of furman vs georgia, the following was found unconstitutional.

true.

If roe v wade is overturned can states still allow abortions.

Answers

Yes, the states themselves can choose to either keep the law, or get rid of it.

Which of the following is NOT a primary credit agency?

Answers

TransUnion is not one of the three primary credit bureaus. The Fair Reporting Act limits the sharing of credit information.

What is a credit bureau?

A credit bureau, also known in the U.S. as a credit reporting agency, It is an organization that collects and researches individual credit information and sells it to creditors for a fee, so they can make decisions about extending credit or granting loans.

Credit bureaus partner with all types of lending institutions and credit issuers to help them make loan decisions. Their primary purpose is to ensure that creditors have the information they need to make lending decisions.

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List four types of work that attorneys may do for client

Answers

Lawyers research applicable laws and prior court rulings, they prepare legal documents, and when necessary argue cases in court.

What legal tool does the texas criminal code provide to prosecutors and courts to increase penalties for repeat offenders?.

Answers

The legal tool provided by the Texas criminal code to prosecutors and courts to increase penalties for repeat offenders is the Three Strikes legal tool. This is further explained below.

What is the Three Strikes legal tool?

Generally, The "Three Strikes, You're Out" provision, existing under the Violent Crime Control and Law Enforcement Act of 1994, is to assist Texas prosecutors and courts deal with violent repeat offenders.

In conclusion, The leal tool is directed to violent repeat offenders.

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Answer:

enhancements

Explanation:

right answer

Which would be an example of a crime in most areas?

Answers

Answer:

what are the options? i don't see any. please list them

Explanation:

Tori and scott have applied for an $8,000 installment loan to pay for a new car. they are told that the loan is approved and the lender fills out all the paperwork, which states that they will pay an annual percentage interest rate of 8.2 tori and scott signed the loan papers. the next day, they find another car dealer who will sell them the same car at the same price but with an interest rate of just 4.8%. they do not live in a state that has a cooling off period for auto loans. what are their options? a. they can tell the original dealer "no deal" and go to the lower-priced lender. b. they signed the contract and must take the original deal that they made. c. the federal government will force the first dealer to lower the interest rate. d. they can sue the original lender to lower the interest rate.

Answers

Answer:

Your answer would be B; "they signed the contract with the first dealer and now  must take the original deal."

Explanation:

They already signed the contract with the first dealer and now the only option available to them is to take the original deal since they have already signed the contract meaning they have legal duty to that first dealer. (Legal Duty: a legally binding obligation on a contract to follow the law when doing something towards the other part. Since they have signed it is legally binding that they now take the original deal or the first deal.)

Discuss identity theft, focusing on a) prevalence; b) characteristics of offenders; and c) impact on victims.

Answers

Explanation/Answer:

Identity theft, how many people have been effected by it? According to the Harris Poll in 2018, nearly 60 million Americans have been effected by identity theft. Characteristics of offenders, mistakes in your bank account, credit card, or any other things related to account statements. Statements or bills arriving late or never at all and bills and collection notices you've never signed up for or products you've never received. People who've had this happened to them or victims of identity theft have reported feeling stressed or even reoccurring anxiety, and things ranging from betrayal and rage, to embarrassment and helplessness.

Explain in detail the two types of voting system

Please help ASAP



Answers

Answer:

There are two main forms of voting systems, one conducted in a single election using ranked voting and the other using multiple elections, to successively narrow the field of candidates. Both are primarily used for single-member constituencies.

E and F are doing very good and I hope they are very well very good with you and very good man good luck with your good day and good luck with your good luck with good care with your family good thing we are doing good with this good thing you are good and doing good thing with you and me doing very good thing and I thought he had good good news today but he was doing good good morning

Answers

i hope they doing very good

Answer: Have a blessed future

Explanation:

Good paragraph

Which expression could be used to determine the area of the triangle? A triangle has a base of 2 and three-fourths and height of StartFraction 7 Over 8 EndFraction. One-half + 2 and three-fourths + StartFraction 7 Over 8 EndFraction (2 and three-fourths) (StartFraction 7 Over 8 EndFraction) One-half (2 and three-fourths) (StartFraction 7 Over 8 EndFraction) One-half (2) (three-fourths) (StartFraction 7 Over 8 EndFraction)

Answers

Answer:

Explanation:

Which expression could be used to determine the area of the triangle? A triangle has a base of 2 and three-fourths and height of StartFraction 7 Over 8 EndFraction. One-half + 2 and three-fourths + StartFraction 7 Over 8 EndFraction (2 and three-fourths) (StartFraction 7 Over 8 EndFraction) One-half (2 and three-fourths) (StartFraction 7 Over 8 EndFraction) One-half (2) (three-fourths) (StartFraction 7 Over 8 EndFraction)

Answer:

103/39

Explanation:

Other Questions
Read the following paragraphs carefully to see whether or not they create a mood.'My name is Trinius. I don't really know why I followed the crowd up this hill. I watched as they yelled, "Crucify Him!" at His trial. I knew He was an innocent man.I couldn't choke back the tears as I watched Him carry that heavy cross. They had already beaten Him so badly you couldn't recognize Him. When He stumbled, and the cross fell on Him, I wept openly. And yet, as He looked at me, there was no hate in His eyes!I stood afar off, but my heart was heavy as I listened to the nails being pounded into the cross!'Do the paragraphs above create a mood? If so, what kind of mood do they create? Type an answer describing what kind of mood is created. Use at least one example from the paragraph to demonstrate the mood. If no mood is created, type No mood is created. what is coding? Explain Question 2 of 15Examine Item A in your test documents. Where in the diagram does thesupremacy clause of the U.S. Constitution most come into play?A. In the two small circles at the bottomB. Where the "Federal" and "State" circles overlap"C. In the three boxes under "Delegated powers"D. Where the small circles connect to the large circles Srekar needs to increase the length, width, and height of the prism below by 2 inches. The original prism has a length of 3 inches, a width of 2 inches, and a height of 1 inch.A prism has a length of 3, height of 1, and width of 2.Which statements about the new prism are true? Select three correct answers.The new prism will have a length of 5 because 3 + 2 = 5.The new prism will have a width of 4 because 2 + 2 = 4.The new prism will have a height of 2 because 1 times 2 = 2.The volume will increase by 6 because 2 times 3 = 6 and each of the 3 dimensions is increased by 2.Srekar could increase the volume by the same amount by just adding 6 to the height instead of 2 to each side.The volume of the new prism will be 20 times 3 = 60 because there will be 20 cubes in each layer and the height will be 3 so there will be 3 layers of 20 cubes each. Which carnivores live only in marine habitats?CephalopodsBivalvesGastropodsArthropods Select which options below are responsibilitiesA.Pay taxesB.Serve in courtC.Respect the rights and property of othersD.Participate in your community How do you think having a common currencymight benefit the EU? a 2-quart cartoon od chocolate milk costs 1.52 what is the price per cup Determine the truth value of each statement based on the expression. 6x 2 - 2x - 14y + 3x Bryan brought his series set of Rowan and the Dragon Quest to a secondhand store to sell. He was paid cash for all 5 books in the set. Before he left, Bryan used $29.75 of his earnings to purchase a used e-reader. He had $2.75 remaining. What was the value of each book in the set? Which phrases describe the importance of resource economics? Check all that apply.maintaining healthy ecosystemsensuring that resources are available for the futureincreasing profits of companiesdefining which resources are renewableevaluating the costs and profits of resource usemonitoring impact of resource extraction on the environment helppppppppppppppppppppppppppppppppppppp Triangle congruence by SSS/SASState if the two triangles are congruent. If they are, state how you know. 3. a Paul is thinking of a number that is greater than 10 and less than 20. What is the probabilitythat the number is not a prime number? Express your answer as a fraction only. Which function results after applying the sequence of transformations, in this order, to f(x) = x^5 stretch vertically by 3 translate up 1 unit translate left 2 units A local farmer began to follow a more sustainable practice. as a result, his levels of carbon emissions decreased by fifty percent. the soil quality will most likely . Please answer as soon as possible, thankyou. So i can not figure out the answer to this question if anyone could help that would be awesome In this artists illustration, a massive star comes to a spectacular end, its gases rebounding from the dense center and surging outward in bursts of light, heat, and motion.Which excerpt from "Black Hole Beginnings" would this image best support in a multimedia presentation?Before a star is a star, it is an enormous cloud of gases. As the nuclei meld, a smidgen of their matter vaporizes into energy. It pushes on the star's outer gases, which flow outward in giant surges of heat and light.Tighter and tighter the material contracts, crunching in so fast and so hard that it is destroyed. Three machines produce the same parts.Machine A produces 10% defective parts.Machine B produces 5% defective parts.Machine C produces 5% defective parts.Suppose each machine produces 1/3 of the total production. A part is selected at random, and it is found to be defective. What is the probability that it was produced by machine B?A) 19/56B) 17/30C) 1/2D) 1/4