The pandemic and measures were taken to control the spread disease have significantly disrupted economic activity in countries around the world, resulting in significant business interruption losses.
What was the impact of pandemic over the insurance businesses?Businesses across many sectors of the economy faced major decline in the revenue during the pandemic due to which government direct them to close their businesses.
Insurers and their associations around the world stated that most of the policyholders have not acquired insurance coverage which will respond to the business interruption losses that result from pandemic business closures.
Business interruption insurance against pandemic risk could be provided with support from governments based on the experience of risk insurance programs.
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For a firm to sustain any competitive advantage over time, the fit between its internal strengths and external environment needs to be ______.
For a firm to sustain any competitive advantage over time, the fit between its internal strengths and external environment needs to be dynamic.
How can a firm maintain its advantage over rivals?Cost Leadership, Differentiation, and Focus are the three methods for creating a competitive advantage (Cost-focus and Differentiation-focus).
Why should businesses create a long-lasting competitive advantage?The secret to business success is maintaining a sustainable competitive advantage. It is the driving force behind a company's increased focus, increased sales, improved profit margins, and stronger customer and employee retention than rivals.
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When the market rate is 12%, a company issues $50,000 of 9%, 10-year bonds and pay interest semiannually. When the bonds mature, the issuer records its payment of principal with a debit to _______ in the amount of _______.
When the market rate is 12%, a company issues $50,000 of 9%, 10-year bonds and pay interest semiannually. When the bonds mature, the issuer records the journal entry of its payment of principal with a debit to cash in the amount of $50,000.
What is a journal entry?A systematic way of making and maintaining the record of the financial transactions in the journal books of an organization, with a proper narration of the same, is known as a journal entry.
Hence, option C holds true regarding the journal entry.
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A company that has socially responsible human resources management is Multiple choice question. likely to perform better financially likely to perform worse financially going to lose money by providing pay raises going to save money by not hiring those who are disabled
A company that has socially responsible human resources management is likely to perform better financially
What is social responsibility?Social responsibility include an individual contribution to his or her environment.
When a company is socially responsible it means the company is contribute immensely t the social life of the employee and the environment.
They will perform better financially because they will always get positive feedback for every of their investment towards their staff.
Therefore, A company that has socially responsible human resources management is likely to perform better financially
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Anyone have an idea how to create a NPV Spreadsheet which intakes a 6% discount factor.
My actual question is very similar to this, If someone could give me a step by step breakdown it would be much appreciated
The way to calculate an NPV Spreadsheet using the NPV Function are:
=NPV(discount rate, series of cash flow)Step 1: Set a discount rate in a cell.Step 2: Establish a series of cash flows (must be in consecutive cells).Step 3: Type “=NPV(“ and select the discount rate “,” then select the cash flow cells and “)”.What is an NPV Function?This refers to the excel function that is used to calculate the net present value and the discount rates for cash flows.
Hence, we can see that given that you have the discount factor, the annual operating costs, and annual benefits, you would then need to add the present value of all +ve cash flows and subtract the present value of all -ve cash flows.
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33. when advertisers use extremely attractive models to demonstrate products, they are relying, in part, on the power of ____ to change consumers' attitudes.
When advertisers use extremely attractive models to demonstrate products, they are relying, in part, on the power of b. classical conditioning to change consumers' attitudes.
What is classical conditioning in advertising?Classical conditioning in advertising is the use of positive features that create an atmosphere of enjoyment so that consumers are forced to associate good feelings and having fun with the product.
Classical conditioning creates an unconditioned stimulus (US) and the unconditioned response (UR).
a. observational learning
b. classical conditioning
c. reinforcement
d. punishment
Thus, when advertisers use extremely attractive models to demonstrate products, they are relying, in part, on the power of b. classical conditioning to change consumers' attitudes.
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Since 1950, the number of employees who work in the federal bureaucracy has ________ and the number of employees who work in both state and local government has ________.
Since 1950, the number of employees who work in the federal bureaucracy has decreased and the number of employees who work in both state and local government has increased.
What is the federal bureaucracy?
This is the term that is used to refer to the administrative body of the executive government of the United States.
From time it has been said that the people working here has reduced and that of the local government has grown.
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What is the purpose of cost accounting iss?
The main purpose of cost accounting is to find out the cost of the various processes in the business so that selling prices can be fixed appropriately.
What is cost accounting?
This is an accounting method that allows companies to find out the cost of various processes and transactions they embark on.
Knowing these costs will enable the company to know the price it can charge on goods so that it can recoup these costs and make profits.
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Suppose executives at an art museum know that 100 adults are willing to pay $12 for admission to the museum on a given weekday. Suppose the executives also know that 200 students are willing to pay $8 for admission on the same weekday. The cost of operating the museum on that weekday is $2,200. How much profit will the museum earn in the weekday under attention if it engages in price discrimination
The museum will earn $600 on a weekday.
What is an art museum?A structure or area designated for the exhibition of art, typically from the museum's own collection, is known as an art museum or gallery. It may be owned by the government or a private individual, and access may be open to everyone or subject to limitations.Who are executives?An executive manages operational activities for their company or organization and is typically in charge of developing policies and strategies to achieve organizational objectives. Executives frequently travel to conferences, meetings, and local, regional, national, and worldwide offices.Solution -
Adults willing to pay = 100 and their fees = $12.
Students are willing to pay = 200 and their fees = $8.
Operating cost of museum = $2,200.
To find the profit, do the following:
[tex](100 * 12) + (200 * 8) = 1200 + 1600 = 2800\\2800 - 2200 = 600[/tex]
Therefore, the museum will earn $600 on a weekday.
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companies using _____ revenue model charge a fee based on the value of the service provided on the web.
Companies using fee-for-service revenue model charge a fee based on the value of the service provided on the web.
What is service charge?Service charge is certain amount of money paid by an individual for a service rendered.
The amount is paid based on the charge pose on the individual.
Therefore, companies using fee-for-service revenue model charge a fee based on the value of the service provided on the web.
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When there are many substitutes available in the market for a particular product, consumers _______. a. have a hard time switching from one product to another, making demand more inelastic b. can easily switch from one product to another, making demand more inelastic c. have a hard time switching from one product to another, making demand more elastic d. can easily switch from one product to another, making demand more elastic
The outcome that is likely to occur when there are many substitutes available in the market for a particular product, is that customers can easily switch from one product to another, making demand more elastic.
What is Demand?This refers to the quantity of goods that are needed by customers at any given time that affects price and supply.
Hence, we can see that in the case where there are many substitutes for a particular product, this would lead to a more elastic demand because the people can easily switch from one product to another.
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Coca-Cola costs the consumer about the same as Pepsi, Dr Pepper, and other soft drinks. The soft drink industry generally follows a status quo pricing policy, which means that it _______. a. enables management to recover its product development costs quickly b. discourages or blocks competition from entering a market c. charges a price identical to or very close to the competition's price d. expands production with the use of technological innovations and tools
Coca-Cola costs the consumer about the same as Pepsi, Dr Pepper, and other soft drinks. The soft drink industry generally follows a status quo pricing policy, which means that: option c, it charges a price identical to or very close to the competition's price.
What does the term status quo mean?This is a term that has to do with the current state of affairs or the way that things may seem at the moment.
From the definition that we have here, it can be said that Coca cola is charging at the current state that similar products are charging.
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In year 1, a corporation incurred $3,500,000 of costs related to the development of a new software product. Of these costs, $1,000,000 was incurred after technological feasibility was established. The product development was completed and the product was available for sale to customers early in year 2. The corporation estimated that revenues from the sale of the new product would be $1,200,000 over five years. What amount of expense should the company report for year 1
The amount of amortization expense on software development in year 1 comes out to be $200,000.
What is amortization?Amortization is the concept being applied to intangible assets to show the reduction in the value over its useful life.
The amount of amortization expense on the development of software can be determined by dividing the cost of $1,000,0000 spent for establishing technological feasibility by the number of years, that is, 5 years till the asset become sold.
Therefore, in year 1, the cost of amortization comes out to be $200,000 after incurring the technological feasibility.
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A ________ is used in the final step of identifying viable Six Sigma improvement projects in order to easily select the priority projects based upon business criteria. Select one: a. Project Viability Model b. Selection Matrix c. Any of the Above d. None of the Above
Project Viability Model is used in the final step of identifying viable Six Sigma improvement projects in order to easily select the priority projects based upon business criteria.
What is Six Sigma program?A set of six management techniques, which are used by business organizations in order to detect and avoid the errors of a business process and improve efficiency, is a part of the six sigma program.
Hence, option A holds true regarding six sigma program.
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When gas prices are $2.73 per gallon, the annual supply for gas in New York State is 135 billion gallons and the annual
demand is 141 billion gallons. When the price increases to $3.26 per gallon, the annual supply increases to 147 billion gallons and the
demand decreases to 137 billion gallons.
(a) Assuming that the supply and demand equations are linear, Ofind the supply and demand equations.
Supply Equation p =
Demand Equation p =
Note: The equations should be in the form p = mq + b where p denotes the price (in dollars) and q denotes the quantity (in billions).
The slope and y-intercept should include 3 decimal places, or be left as fractions.
(b) Find the market price and quantity.
market price p =
market quantity q =
Note: The market price and quantity should include 3 decimal places (or left as fractions), and the market price should include a dollar
sign.
The supply equation is p = 0.044q - 3.21.
How to compute the supply equation?The supply will be:
p = mq + b
2.73 = 135m + b
3.26 = 147m + b
Subtract both equations
12m = 0.53
m = 0.53/12
m = 0.044
We'll substitute it and this will be:
2.73 = 135m + b
2.73 = 135(0.044) + b
2.73 = 5.94 + b
b = -5.94 + 2.73 = -3.21
The supply equation will be
p = mq + b
p = 0.044q - 3.21
The demand equation will be:
2.73 = 141m + b
3.26 = 137m + b
Subtract the equations
4m = -0.53
m = -0.1325
2.73 = 141m + b
2.73 = 141(-0.1325) + b
b = 2.73 + 18.68
b = 21.41
The demand equation will be
p = -0.1325q + 21.41.
The equilibrium condition will be:
0.044q - 3.21 = -0.1325q + 21.41.
0.044q + 0.1325q = 21.41 + 3.21
0.1765q = 24.62
q = 140
Equilibrium quantity = 140
The market price will be:
p = 0.044q - 3.21
p = 0.044(140) - 3.21
p = 2.95
The market price is 2.95.
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A firm’s mixture of debt and equity financing is the result of its ______ decisions.
Explanation:
Its answer is capital structure
Control over cash disbursents is generally more effective when
The control over cash disbursements is generally more effective when payments are made by check.
What is a cash disbursements?Also known as cash payment, its refers to the outflow of cash paid in exchange for the provision of goods or services
Hence, the control over cash disbursements is generally more effective when payments are made by check.
Therefore, the Option D is correct.
Missing option a) all bills are paid in cash. b) disbursements are made by the accounts payable subsidiary clerk. c) all purchases are made on credit. d) payments are made by check.
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what factors played a role in america's economic stagnation
The factors that played a role in America's economic stagnation are the:
Replacement of human labor with machinesThe oil boom in foreign marketsWhat was the stagnation about?In the 1970s America suffered a major economic blow that led to the increase in prices of commodities and the increase in unemployment.
The increase in unemployment can be attributed to the advent of machines that were beginning to greatly displace human labor. Oil boom in foreign markets was another cause of the economic crisis.
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a 12oupon bond, semiannual payments, is callable in 3 years. the call price is $1,120; if the bond is selling today for $1,110, what is the yield to call?
Based on the coupon rate, the call price and the selling price, the yield to call is 11.06%.
How is the yield to call found?The formula to find it is:
= (Coupon + (Call price - Current price) / Number of periods ) / ( (Call price + Current price) / 2 ) x 2
Solving gives:
=( (12%/2 x 1,000) + (1,120 - 1,110) / 6 semi annual periods ) ) / ( (1,120 + 1,110) / 2) x 2
= (61.667 / 1,115) x 2
= 11.06%
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A company that is based in boston is a ____ company
When a company is based in Boston then it is considered to be a Northeastern company.
What is a company located in Boston called?Boston is in the Northeast of the country and it is known for its history of industrial leadership.
A company that is based here would therefore be considered a Northeastern company which affiliates them with the excellence of Boston industrial production.
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Describe how you have worked with another person to achieve a goal. Describe a situation, your actions, and the outcome.
To achieve an objective working in a team it is necessary that this team is integrated, where each member can contribute with ideas and knowledge.
There are also several tools and methods for teams to use to achieve organizational goals, such as using SMART Goals.
What is SMART Goals?It is a technique used to direct actions to achieve objectives and goals, the word SMART being an acronym for each factor that must be followed to achieve the goals, which are:
SpecificMeasurableAchievableRelevantTime-boundTherefore, to achieve objectives and goals working as a team, it is essential that the work is planned, directed and well structured to be successful.
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Assume that the market for pencils is perfectly competitive. The market equilibrium price is $0.50 and Perry's Pencil Company has been selling 10,000 pencils per month. If he sells one more pencil, his marginal revenue will be
The marginal revenue is $0.5 which is being earned if the company sells one more pencil.
What is total revenue?Total revenue is the amount being obtained by the firm after selling the goods and services in the market.
Given values:
Quantity sold: 10,000 units
Marginal quantity: 10,001 units
Equilibrium price: $0.50
Computation of marginal revenue earned:
[tex]\rm\ Marginal \rm\ revenue=\frac{ \rm\ Additional \rm\ revenue-\rm\ Total \rm\ revenue}{\rm\ Total \rm\ quanitiy - \rm\ Additional \rm\ quantity} \\\rm\ Marginal \rm\ revenue=\frac{ 10,001 \times\ \$0.50 - 10,000 \times\ \$0.50}{10,001-10,000} \\\rm\ Marginal \rm\ revenue=\frac{\$5,000.50-\$5,000}{1} \\\rm\ Marginal \rm\ revenue=\$0.50[/tex]
Therefore, when the company sells one more pencil then it earned a marginal revenue of $0.50.
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cardiogenic shock following ami is caused by:
Cardiogenic shock following ami is caused by:
Decreased pumping force of the heart muscle.What is Cardiogenic Shock?Cardiogenic shock is an aftermath of Acute Myocardial Infarction. It arises because of the body's sudden inability to pump a sufficient amount of blood to the vital organs of the body.
The mortality rate due to cardiogenic shock is above average.
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Many corporate executives reported that they use social media to communicate their socially responsible activities to customers because it: Multiple select question. reaches broad and diverse groups allows them to connect directly with customers allows them to reach specific groups more directly is costly, but worthwhile in reaching specific customers
Many corporate executives reported that they use social media to communicate their socially responsible activities to customers because it allows them to connect directly with customer.
What is social responsibility?It should be noted that social responsibility is when a company monitors and does things that will be beneficial to the public.
In this case, many corporate executives reported that they use social media to communicate their socially responsible activities to customers because it allows them to connect directly with customer.
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Answer:
reaches broad and diverse groups
allows them to connect directly with customers
allows them to reach specific groups more directly
Explanation:
The ""invisible hand"" works to promote general well-being in the economy primarily through:.
The "invisible hand" works to promote general well-being in the economy primarily through people's pursuit of self-interest. therefore, Option A is the correct statement.
How does the Invisible Hand work?The invisible hand is a part of laissez-faire, which means the "let do/permit go," method in the marketplace. In different words, the method holds that the marketplace will discover equilibrium without authorities or different interventions forcing it into unnatural patterns.
The complete information about the question is given below:
a. people's pursuit of self-interest.
b. the political process.
c. government intervention.
d. altruism.
therefore, The "invisible hand" works to promote general well-being in the economy primarily through people's pursuit of self-interest. Option A is the correct statement.
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A company can learn a great deal by analyzing the degrees of brand loyalty. For example, ________ can show the firm which brands are most competitive with its own.
A company can learn a great deal by analyzing the degrees of brand loyalty. For example, split loyals can show the firm which brands are most competitive with its own.
Brand loyalty: what is it?A customer's positive attitude toward a particular brand is known as brand loyalty. Customers may continuously choose a specific brand if they have a high level of brand loyalty when they need a product from this category. Brand recognition, brand preference, and brand insistence are the three levels of brand loyalty.
What levels of brand loyalty are there?Here are the phases of brand loyalty in brief:
Focused on creating awareness and leads, attractionTurning leads into customers is known as conversion.Engaging with new clients through follow-up.Reward devoted clients by providing them with greater benefits.What five traits define a brand's loyalty?These include dedication, brand trust, customer satisfaction, and customer perceptions of value.
What in marketing is split loyalty?Split Loyals: Individuals that support two or three brands. Shifting Loyals is the act of switching brands. Switchers: unreliable individuals (possibly "deal prone", constantly looking for bargains or "vanity prone", looking for something different).
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Oriole industries had sales in 2021 of $7,480,000 and gross profit of $1,210,000. management is considering two alternative budget plans to increase its gross profit in 2022. plan a would increase the selling price per unit from $8.00 to $8.40. sales volume would decrease by 137,500 units from its 2021 level. plan b would decrease the selling price per unit by $0.50. the marketing department expects that the sales volume would increase by 143,000 units. at the end of 2021, oriole has 47,000 units of inventory on hand. if plan a is accepted, the 2022 ending inventory should be 43,000 units. if plan b is accepted, the ending inventory should be equal to 78,000 units. each unit produced will cost $1.50 in direct labor, $1.30 in direct materials, and $1.20 in variable overhead. the fixed overhead for 2022 should be $2,086,000. prepare a sales budget for 2022 under each plan.
The sales budget for Plan A is $6,699,000 and Plan B is $8,085,000.
Sales Budget for 2022Plan A
Sales (units) 797,500
($7,480,000/$8=937,500)
(935,000-137,500=797,500)
Selling Price $8.40
($8.00 + $0.40)
Sales (dollars) $6,699,000
(797,500×$8.40)
Plan B
Sales (units) 1,078,000
(935,000+ 143,000=1,078,000)
Selling Price $7.50
($8.00 - $0.50)
Sales (dollars) $8,085,000
(1,078,000×$7.50)
Therefore the sales budget for Plan A is $6,699,000 and Plan B is $8,085,000.
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A key contribution of ________ was the identification of the major functions of management which are planning, leading, organizing, and controlling. A key contribution of ________ was the identification of the major functions of management which are planning, leading, organizing, and controlling. the behavioral viewpoint
A key contribution of the administrative management was the identification of the major functions of management which are planning, leading, organizing, and controlling.
What is an administrative management?It should be noted that the administrative management is important in ensuring that the organization is moving towards the attainment of its goals.
In this case, key contribution of the administrative management was the identification of the major functions of management which are planning, leading, organizing, and controlling
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Identify a true statement about modern managers in Western society They view their task as one of motivating employees to do their best They are of the view that the practice of threatening employees is usually productive They function as enforcers and disciplinarians They believe that trust and respect should be demanded
A true statement on western modern managers is that They view their task as one of motivating employees to do their best.
How do western managers try to lead employees?Studies have shown that employees are more productive when they are motivated.
As a result, modern managers in the West try to motivate their employees to give their best so that the company can be more productive.
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how would it help the company where you worked to maximize profits if you received advanced training
If i received advanced training the company would benefit and have more profits because less people will be needed to be employed as a result of my professionalism.
What is the benefit of advanced training?Advance training are those training that can improve ones knowledge in the field of work.
However, undergoing this training especially in the financial sector can help the trainee to be able to use the knowledge to maximize the profit such as getting some certification in financial field.
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The relationship between the number of years for the mortgage / home loan and the monthly payment amount.
Answer:
If A = { a , c , e } , B = { b , c , d ) and C = { a , c , d , f ) , find n ( A n B n C)
