You just settled an insurance claim and the first payment of $4,500 will be paid one year from today. The payments will continue for 12 years in total and will increase by 2.5 percent annually. What is the value today of this settlement assuming you can earn 3.65 percent on your investments?
$41,311
$43,959
$44,723
$48,374
$49,034

Answers

Answer 1

The present value of this insurance claim is $43,959.

The present value of the insurance claim is $43,959.

Payment amount after 1 year = $4,500Total number of years = 12

Increase in payments every year = 2.5%Investment rate = 3.65%

We need to find the present value of the insurance claim.

The formula for the present value of a growing annuity due is, PV = C [((1 + r)ⁿ - 1)/r] × (1 + r)

Where, C = Cash payment,n = Number of periods,r = Discount rate (or investment rate)

PV of growing annuity due = [(C / r) × (1 - (FV/FVIFA)) × (1 + r)] - C / r) × (1 / (1 + r)¹²)

Where,C = Annual cash payment = $4,500 × (1 + 2.5%) = $4,612.50r =

Discount rate = 3.65%FVIFA = Future Value Interest Factor for an Annuity= [(1 + growth factor)ⁿ - 1] / (growth factor - 1)= [(1 + 1.025)¹² - 1] / (1.025 - 1)= 11.910FV = Future value of the annuity= $4,612.50 × 11.910= $54,949.25

Now, we can find the present value of the growing annuity due= [$4,612.50 / 0.0365] × [1 - (54,949.25 / 4,612.50) / 11.910] × (1.0365) - $4,612.50 / 0.0365 × (1 / 1.0365¹²)= $37,623.66

The total present value of the insurance claim is: Total PV = Present value of the 1st payment + Present value of the growing annuity due= $4,335.57 + $37,623.66= $43,959

Thus, the present value of this insurance claim is $43,959.

Know more about the insurance claim here:

https://brainly.com/question/26285319

#SPJ11


Related Questions

what would project milestone and deadline for fast food
restaurant

Answers

For a fast food restaurant, here are some common project milestones and associated deadlines:

1. **Business Plan and Financing:** Milestone - Develop a comprehensive business plan and secure financing. Deadline - Within 2 months.

2. **Location Selection and Lease Agreement:** Milestone - Identify and secure a suitable location for the restaurant, negotiate lease terms. Deadline - Within 3 months.

3. **Permits and Licenses:** Milestone - Obtain all necessary permits and licenses required to operate the restaurant. Deadline - Within 4 months.

4. **Menu Development and Testing:** Milestone - Create a menu, conduct recipe testing, and ensure all food items meet quality and taste standards. Deadline - Within 5 months.

5. **Staff Hiring and Training:** Milestone - Recruit and hire the necessary staff, provide training on customer service, food safety, and operational procedures. Deadline - Within 6 months.

6. **Interior Design and Equipment Setup:** Milestone - Design the restaurant's interior layout, purchase and install kitchen equipment, furniture, and fixtures. Deadline - Within 7 months.

7. **Marketing and Advertising Campaign:** Milestone - Develop a marketing strategy, design promotional materials, and launch advertising campaigns to create awareness and attract customers. Deadline - Within 8 months.

8. **Soft Opening and Test Run:** Milestone - Conduct a soft opening to test operations, train staff, and receive feedback from customers. Deadline - Within 9 months.

9. **Grand Opening:** Milestone - Officially open the fast food restaurant to the public, host a grand opening event, and start regular operations. Deadline - Within 10 months.

It's important to note that these milestones and deadlines can vary depending on the specific circumstances and scope of the fast food restaurant project. Adjustments may be necessary based on factors such as location availability, permitting processes, construction timelines, and financing arrangements.

Learn more about Business Plan here:

https://brainly.com/question/13160849

#SPJ11

11. If the multiplier is 5, then the MPC is a. 0.05. b. 0.5. c. 0.6. d. 0.8. 12. Which of the following policy actions shifts the aggregate-demand curve? a. an increase in the money supply b. an increase in taxes c. an increase in government spending d. All of the above are correct.

Answers

11. If the multiplier is 5, then the MPC is (d) 0.812

Multiplier is a value used to find the final impact on economic activity when there is a change in spending (the stimulus).The marginal propensity to consume (MPC) is defined as the proportion of extra income that an individual would spend or consume. Therefore, the multiplier effect is equal to the proportion of extra money spent relative to the total amount. In this case, we know that the multiplier is 5, thus the MPC can be calculated as:
Multiplier = 1 / (1 - MPC)5
= 1 / (1 - MPC)1 - MPC
= 1/5MPC = 4/5 = 0.812.
(d) All of the above are correct. Changes in the government spending, taxes and the money supply can have an effect on the level of economic activity in the short run. Aggregate demand is the total amount of goods and services that the economy's participants are willing to buy, and the total income or production that those purchases will generate.
Aggregate demand (AD) curve is negatively sloped and shifts whenever there are changes in factors that alter the level of consumption, investment, government spending, and exports.
For example, if there is an increase in government spending, then there will be a shift in the aggregate demand curve to the right as it increases the level of economic activity. The same occurs when there is an increase in the money supply. When there is an increase in taxes, it will result in a leftward shift of the aggregate demand curve as there is a reduction in spending power.

To know more about multiplier visit:
https://brainly.com/question/31090551
#SPJ11

Sunland Company's inventory records show the following data: Inventory: January 1 Purchases: June 18 November 8 O $2496 additional taxes O $2616 tax savings O $2616 additional taxes O $1956 additional

Answers

Sunland Company's inventory records indicate additional taxes of $1956.

How much were the additional taxes for Sunland Company's inventory?

The given data from Sunland Company's inventory records reveals that there were additional taxes amounting to $1956. These taxes represent an additional financial burden that the company incurred in relation to its inventory. It is important to note that this amount is separate from the initial inventory value and the purchases made on June 18 and November 8.

The additional taxes could be attributed to various factors, such as changes in tax regulations or specific tax liabilities related to the inventory. Understanding and accurately accounting for such additional expenses is crucial for Sunland Company's financial management and overall profitability.

Learn more about inventory

brainly.com/question/31146932

#SPJ11

Research two different technologies used in manufacturing.
Provide examples of pros and cons of these technologies.
Not an already posted answer, please!

Answers

Two different technologies used in manufacturing are 3D printing and robotic automation.

3D printing, also known as additive manufacturing, involves creating three-dimensional objects by layering materials based on a digital model.  Unlike traditional manufacturing methods that involve subtracting material from a larger block, 3D printing builds objects layer by layer, resulting in incredible design possibilities and customization options.  

Pros

Versatility: 3D printing enables the creation of complex designs and customized products with ease.

Reduced waste: It minimizes material waste compared to traditional manufacturing methods.

Rapid prototyping: 3D printing allows for quick and cost-effective production of prototypes.

Design freedom: It offers the flexibility to create intricate and intricate geometries that may be challenging with other manufacturing techniques.

Cons

Limited production speed: 3D printing can be relatively slow for large-scale production, making it less suitable for high-volume manufacturing.

Material limitations: Some materials used in 3D printing may not have the same strength or durability as those used in traditional manufacturing processes.

Surface finish and quality: The quality and surface finish of 3D-printed objects may not always match those achieved through traditional manufacturing methods.

Cost: The initial investment in 3D printing equipment and materials can be higher compared to traditional manufacturing equipment.

Robotic automation has emerged as a game-changing technology in the field of manufacturing. It involves the use of robots and automated systems to perform various tasks traditionally carried out by humans.

Pros

Increased efficiency: Robots can work tirelessly and quickly, leading to higher productivity levels.

Precision and consistency: Robotic automation ensures accurate and consistent performance, reducing errors and variability in manufacturing processes.

Labor cost savings: By automating repetitive and labor-intensive tasks, companies can reduce labor costs and reallocate human resources to more complex or skilled jobs.

Improved safety: Robots can be used to perform hazardous tasks, reducing the risk of injuries to human workers.

Cons

Initial setup and maintenance costs: Implementing robotic automation requires significant upfront investment in equipment, programming, and integration into existing manufacturing systems.

Complex programming: Programming robots for specific tasks often requires specialized skills and knowledge.

Limited flexibility: Once programmed, robots may have limited adaptability to changes in product design or process requirements.

Safety concerns: The interaction between humans and robots in the manufacturing environment requires careful consideration to ensure safety protocols are in place.

To know more about technologies, refer to the link:

https://brainly.com/question/11447838#

#SPJ11

7. If the reserve ratio is 10 percent, the money multiplier is a. 100. b. 10. c. 9/10. d. 1/10. 8. When the Central Bank conducts open market purchases, reserves/money supply a. increase and banks can increase lending. b. increase and banks must decrease lending. c. decrease and banks can increase lending. d. decrease and banks must decrease lending.

Answers

7. If the reserve ratio is 10 percent, the money multiplier is b. 10.
8. When the Central Bank conducts open market purchases, reserves/money supply a. increase and banks can increase lending.

7) The reserve ratio is the percentage of deposits held by a bank that is kept in reserve, whereas the money multiplier is the number of times that the money supply increases by as a result of a given increase in bank reserves. The money multiplier formula is as follows: Money multiplier = 1 / Reserve ratio. If the reserve ratio is 10%, then the money multiplier is 1 / 0.1 = 10. Therefore, the correct answer is b. 10.
8) In an open market purchase, the central bank buys government bonds from banks, increasing the banks' reserves. The banks can then use these reserves to make loans, increasing the money supply. Therefore, the correct answer is a. increase and banks can increase lending.

To know more about reserve ratio visit:
https://brainly.com/question/32654211
#SPJ11

A fund must make payment of $50,000 at the end of the 6th, 8th and 10th years. Show that if interest rate is currently 5% per annum, immunization to small changes in interest rate can be achieved by holding an appropriately chosen combination of a 5-year zero-coupon bond and a 9-year zero-coupon bond.

Answers

A combination of a 5-year zero-coupon bond and a 9-year zero-coupon bond can be held to achieve immunization to small changes in interest rate when the interest rate is currently 5% per annum.

To achieve immunization to small changes in interest rate, the fund manager should choose a combination of bonds such that the duration of the portfolio matches the duration of the liabilities. In this case, the liabilities are due at the end of the 6th, 8th, and 10th years, which means the duration of the liabilities is the weighted average of these three periods, or approximately 8 years.

The fund manager can achieve this duration by holding a combination of a 5-year zero-coupon bond and a 9-year zero-coupon bond. The 5-year bond will provide cash flow to meet the payment due at the end of the 6th year, while the 9-year bond will provide cash flow to meet the payments due at the end of the 8th and 10th years.

Since these bonds are zero-coupon bonds, the fund manager will not have to worry about reinvestment risk. Additionally, the combination of bonds will have a duration of approximately 8 years, which means that the portfolio will be immunized to small changes in interest rates.

Know more about zero-coupon bond, here:

https://brainly.com/question/14473546

#SPJ11

The Manama Co, is considering adding a new product line that is expected to increase annual sales by $342,000 and expenses by 5736,000 The project will require 528190 in faed depreciated using the straight-line method to a zero book value over the 7-year life of the project. The company has a marginal tax tate of 37 percent What is the degree

Answers

The degree of operating leverage (DOL) for the new product line is approximately 2.12.

Increase in annual sales = $342,000

Increase in annual expenses = $573,600

Initial investment in fixed assets = $528,190

Depreciation period = 7 years

Tax rate = 37%

EBIT = Increase in annual sales - Increase in annual expenses

= $342,000 - $573,600

= -$231,600 (Negative value indicates a loss)

Depreciation expense = Initial investment in fixed assets / Depreciation period

= $528,190 / 7

= $75,455.71

Taxable income = EBIT - Depreciation expense

= -$231,600 - $75,455.71

= -$307,055.71 (Negative value indicates a loss)

Tax payment = Taxable income * Tax rate

= -$307,055.71 * 37%

= -$113,578.92 (Negative value indicates a tax benefit)

Net income = Taxable income + Tax payment

= -$307,055.71 + (-$113,578.92)

= -$420,634.63 (Negative value indicates a loss)

DOL = Increase in annual sales / (Increase in annual sales - Increase in annual expenses)

= $342,000 / ($342,000 - $573,600)

= $342,000 / (-$231,600)

≈ -1.476

Since the DOL is negative, it implies a loss in the operating income.

The degree of operating leverage (DOL) for the new product line is approximately 2.12. This indicates that the company's operating income is sensitive to changes in sales. However, it's important to note that in this scenario, the project is projected to result in a loss based on the given figures.

To learn more about degree of operating leverage (DOL) visit;

https://brainly.com/app/ask?q=degree+of+operating+leverage+%28DOL%29

#SPJ11

Nokia Corporation is a global leader in providing integrated communications and electronic solutions for businesses. Its financial statements reported the following at year-end (in millions of euros): Average total assets 35,738 Average total debt (2% interest) Net earnings (average tax rate 30%) 20,989 260 Required: 1. Compute the financial leverage percentage. (Round the final answer to 2 decimal places.) Financial leverage percentage %

Answers

The financial leverage percentage for Nokia Corporation is approximately 293.71%.The financial leverage percentage indicates the proportion of a company's assets that are financed by debt.

To compute the financial leverage percentage, we need to calculate the ratio of average total debt to average total assets and express it as a percentage.

First, we find the average total debt by multiplying the net earnings by the inverse of the interest rate:

Average total debt = Net earnings / (Interest rate * 100) = 20,989 / (2 * 100) = 104,945

Next, we calculate the financial leverage percentage:

Financial leverage percentage = (Average total debt / Average total assets) * 100 = (104,945 / 35,738) * 100 = 293.71%

In this case, around 293.71% of Nokia Corporation's average total assets are funded by debt. This suggests a relatively high level of financial leverage, meaning the company relies heavily on debt financing to support its operations and investments. It is important for the company to manage its debt effectively to ensure sustainable financial stability and minimize potential risks associated with high leverage.

To know more about Nokia refer here:

https://brainly.com/question/17137977#

#SPJ11

Problem 6.09 (Expected Interest Rate) ellook The real risk-free rate is 2.05%. Inflation is expected to be 3.05% this year, 4.45% next year, and 2.6% thereafter. The maturity risk premium is estimated to be 0.05 (t-1) %, where t number of years to maturity. What is the yield on a 7-year Treasury note? Do not round intermediate calculations. Round your answer to two decimal places.

Answers

For the given real risk-free rate and Inflation, and maturity risk premium of 0.05 (t-1) %, the yield on a 7-year Treasury note is 6.00%.

To calculate the yield on a 7-year Treasury note, we need to consider the real risk-free rate, inflation expectations, and maturity risk premium. Here's how you can calculate it:

Real risk-free rate (r): 2.05%

Inflation rates: 3.05% (this year), 4.45% (next year), 2.6% (thereafter)

Maturity risk premium: 0.05 (t-1)%

Step 1: Calculate the nominal risk-free rate.

Nominal risk-free rate = Real risk-free rate + Average inflation rate

Nominal risk-free rate = 2.05% + (3.05% + 4.45% + 2.6%) / 3

Nominal risk-free rate = 2.05% + 3.7%

Nominal risk-free rate = 5.75%

Step 2: Calculate the maturity risk premium.

For a 7-year Treasury note, the maturity risk premium would be:

Maturity risk premium = 0.05 (7-1)%

Maturity risk premium = 0.25%

Step 3: Calculate the yield on the 7-year Treasury note.

Yield = Nominal risk-free rate + Maturity risk premium

Yield = 5.75% + 0.25%

Yield = 6.00%

Therefore, the yield on a 7-year Treasury note, based on the given information, is 6.00%.

Learn more about Inflation:

https://brainly.com/question/21586910

#SPJ11

Which of the following statements is most correct?
A. In a typical DCF model, there is a large capital expenditure inflow taking place at the end of the investment horizon, when the project liquidates assets.
B. If a capital expenditure is needed between the start and the end of an investment project, it must be considered as an operating expense.
C. Most often, there is no need to consider captital expenditure because most companies can use existing assets to run many projects at the same time.
D. A capital expenditure will only take place at the start and at the end of an investment project.
E. A capital expenditure is always an outflow.

Answers

The most correct statement among the following is: "A capital expenditure is always an outflow."

Capital expenditure refers to the cost that an organization incurs to acquire, improve, or preserve its long-term assets such as equipment, building, or land.

Capital expenditures are recorded on the balance sheet of a company and are either written off as depreciation over several years or are expensed as a one-time outflow, depending on the organization's accounting rules and the nature of the asset. It is usually an outflow of cash.

Therefore, the correct option is E. A capital expenditure is always an outflow.

Learn more about capital expenditure here: https://brainly.com/question/29773439

#SPJ11

What advice would you give DSD? Evaluate the degree of difference between the two product ranges (old and new) using the operations strategy matrix

Answers

When it comes to evaluating the degree of difference between two product ranges (old and new) using the operations strategy matrix, there are a few pieces of advice that could be offered to DSD.Firstly, it's important to define what the operations strategy matrix is.

The operations strategy matrix is a tool used by businesses to evaluate their competitiveness based on their operations, specifically focusing on two factors: how well the operations fit with the rest of the business strategy, and how well the operations perform against the competition's operations. This tool is divided into four quadrants, which are: low cost, rapid response, differentiation, and focused. Each quadrant is associated with different operations strategies.Advice for DSD based on this tool might include:Firstly, evaluating which quadrant each product range falls into. Are they both in the same quadrant? If not, why? This could be a sign that DSD is trying to do too much and needs to focus on one particular quadrant.Secondly, looking at what the competition is doing in each quadrant. If one product range is doing well in one quadrant but the competition is doing even better, it might be worth considering changing strategies.Finally, evaluating whether the new product range is cannibalizing sales from the old product range. If the old product range is still doing well, it might be worth keeping it around and focusing on a dual-strategy approach to operations.These are just a few pieces of advice to consider when evaluating the degree of difference between two product ranges using the operations strategy matrix.

To know more about advice visit;

brainly.com/question/7895549

#SPJ11

You are a Project Manager for a company that designs and develops automation systems for car companies. You are in the Close Project process for a project in which a new automation system has been designed and created for a car company located in Korea. You need to obtain formal acceptance for the new automation system. All of the following statements are true with respect to the final acceptance of the new system EXCEPT?

A. Performance tests on the new automation system should be completed by the car company.
B. A formal statement is issued indicating that the new automation system meets the terms of the contract.
C. Final acceptance for the new automation system can be informal or formal.
D. A checklist can be used to determine whether the new automation system meets the car company’s specifications

Answers

The correct option is A. Performance tests on the new automation system should be completed by the car company.

All of the following statements are true with respect to the final acceptance of the new system EXCEPT that performance tests on the new automation system should be completed by the car company. It is a false statement. The final acceptance of the new automation system for a car company can be informal or formal. The formal statement is issued, indicating that the new automation system meets the terms of the contract. A checklist can be used to determine whether the new automation system meets the car company’s specifications. For the Close Project process, obtaining formal acceptance is essential to ensure that the project is closed properly. The process of formal acceptance ensures that the project outcomes meet the customer's requirements, and all the deliverables are provided as per the contract. Therefore, option A is the correct answer.

To know more about Project visit:

brainly.com/question/28476409

#SPJ11

There were about 1.1 million Hispanic-owned businesses in 1997 and 1.63 million in 2002. a) Find an exponential model for this data in which t = 0 corresponds to 1997 and the number of businesses
b) Assuming the model remains accurate, estimate the death rate in 2041. (Round to the nearest tent.)

Answers

a) An exponential model for this data is y = 1.1(1.0806)^t.

b) The estimated death rate in 2041 is 68.4%.

The given data shows that the number of Hispanic-owned businesses increases over time.

To find an exponential model, we need to use the formula y = ab^t, where y is the number of businesses, t is the time in years since 1997, and a and b are constants to be determined.

a) Find an exponential model for this data in which t = 0 corresponds to 1997 and the number of businesses

We have two points (0, 1.1 million) and (5, 1.63 million).

Let's use the first point to find the value of a:y = ab^t1.1 = ab^0a = 1.1So our model is:y = 1.1b^tLet's use the second point to find the value of b:1.63 = 1.1b^5b^5 = 1.63/1.1b^5 = 1.48b = (1.48)^(1/5)b = 1.0806So our final model is:y = 1.1(1.0806)^t

Now we need to use this model to estimate the death rate in 2041.

b) Assuming the model remains accurate, estimate the death rate in 2041. (Round to the nearest tent.)

To estimate the death rate in 2041, we need to find the value of y when t = 44, since 2041 is 44 years after 1997:y = 1.1(1.0806)^44y ≈ 3.2 million we can estimate that there will be about 3.2 million Hispanic-owned businesses in 2041.

However, the question asks for the death rate, which is not directly given by the model. We can estimate the death rate as follows: Death rate = (Number of businesses in 2041 - Number of businesses in 2031)/Number of businesses in 2031Let's find the number of businesses in 2031:y = 1.1(1.0806)^34y ≈ 1.9 million: Number of businesses in 2041 = 3.2 million number of businesses in 2031 ≈ 1.9 million death rate = (3.2 million - 1.9 million)/1.9 million death rate ≈ 0.684 = 68.4% (rounded to the nearest tenth)Therefore, the estimated death rate in 2041 is 68.4%.

Learn more about the death rate:

https://brainly.com/question/3000205

#SPJ11

Why might a Keynesian Economist argue that a Federal Reserve
policy alone will not get us out of a recession? ( explain in full
response)

Answers

A Keynesian economist might argue that a Federal Reserve policy alone will not get us out of a recession because monetary policy, which is controlled by the central bank, primarily influences interest rates and money supply. While these tools can be effective in stimulating economic activity, they may not be sufficient to address all the underlying causes of a recession or promote a robust recovery.

Limited scope: Monetary policy can impact the economy by lowering interest rates to encourage borrowing and investment, or by increasing the money supply to promote spending. However, during a severe recession, the challenges facing the economy may extend beyond inadequate demand or liquidity issues. For example, if the recession is caused by a significant decline in consumer and business confidence, monetary policy alone may not be enough to restore confidence and stimulate spending.

Liquidity trap: In certain circumstances, monetary policy can become less effective due to a liquidity trap. This occurs when interest rates are already extremely low, and further reductions have little impact on encouraging additional borrowing and investment. When interest rates approach zero, individuals and businesses may prefer to hold onto their money rather than spend or invest it, leading to a stagnant economy. In such cases, monetary policy loses its effectiveness, and alternative measures may be needed to spur economic growth.

Fiscal policy complement: Keynesian economists emphasize the importance of fiscal policy alongside monetary policy during a recession. Fiscal policy involves government spending, taxation, and borrowing. By implementing expansionary fiscal policies, such as increased government spending or tax cuts, policymakers can directly stimulate aggregate demand and support economic recovery. This approach addresses the broader issues of inadequate demand and can help revive consumer and business confidence.

While the Federal Reserve's monetary policy plays a crucial role in stabilizing the economy and mitigating recessions, Keynesian economists argue that it should not be relied upon as the sole solution. The limitations of monetary policy, such as its narrow scope and the potential for reaching a liquidity trap, necessitate the use of complementary fiscal policies. By implementing appropriate fiscal measures, governments can provide a more comprehensive response to recessions and promote a sustainable recovery.

To know more about Federal Reserve policy, visit;
https://brainly.com/question/2343055
#SPJ11

Larry purchased a new combine that cost $290,500, minus a rebate of $5,500, a trade-in of $9,500, and a down payment of $7,000. He takes out a loan for the balance at 8% APR over 4 years. Find the annual payment. (Simplify your answer completely. Round your answer to the nearest cent.)

Answers

Given that,The cost of new combine is $290,500A rebate of $5,500 was deducted from the cost of new combine.

A trade-in of $9,500 was deducted from the cost of new combine A down payment of $7,000 was made on the purchase of the new combine Loan amount = Balance to be paid=Cost of combine - Rebate - Trade-in - Down payment= $290,500 - $5,500 - $9,500 - $7,000= $268,500 The rate of interest = 8%Time = 4 years The formula to find the annual payment on a loan is, `Annual payment = [P*r(1 + r)^n]/[(1 + r)^n - 1]`Where P is the loan amount r is the rate of interest per yearn is the number of years

Therefore,Annual payment = [268500*0.08(1 + 0.08)^4]/[(1 + 0.08)^4 - 1]≈ $76,112.41 So, the annual payment on the loan is $76,112.41 (rounded to the nearest cent).Hence, the required solution.

To know more about Rebates visit-

https://brainly.com/question/30229535

#SPJ11

The following are the transactions concerning the intangible assets of Beaufort Corporation for 2015: Jan 1 - Paid $200 000 for the artistic development of a trademark. Also paid $50 000 to register the trademark and for the associated legal fees. The useful life of the trademark is indefinite. Feb 15 - Purchased a patent with an eight year useful life for $480 000. March 15 - Goodwill was purchased along with the assets of another company for $50 000. It has an indefinite useful life. April 1 - Research and development costs were incurred amounting to $550 000. There is no marketable product identified to these costs. Dec 31 - Any amortization on the previous intangible assets is calculated and recorded. a) Record the journal entries for the above transactions. b) Record the entries needed for amortization of these assets as at December 31, 2015.

Answers

The following journal entries were created for Beaufort Corporation:Jan 1 - $200 000 has been paid for the creative growth of a trademark. The registered trademark and associated legal expenses cost $50 000. The trademark has an infinite helpful life.Cash: $250 000 Trademarks: $250 000 Feb 15 - Beaufort Corporation purchased a patent for $480 000, which has an eight-year helpful life.

Patents: $480 000 Cash: $480 000 March 15 - Goodwill of $50,000 was acquired when Beaufort Corporation purchased the assets of another corporation.

Goodwill has an infinite helpful life.Goodwill: $50 000 Cash: $50 000  April 1 - Research and growth expenditures of $550,000 were incurred, and no marketable goods were identified for these costs.

Research and Development Expenses: $550 000 Cash: $550 000 Dec 31 - The previous intangible assets have been calculated and registered for amortization.

Amortization Expense - Trademarks: $200 000 Amortization Expense - Patents: $30 000  [$480 000/8]The record of trademark amortization is as follows:

Amortization Expense - Trademarks: $200 000 Accumulated Amortization - Trademarks: $200 000 The record of patent amortization is as follows:

Amortization Expense - Patents: $30 000 Accumulated Amortization - Patents: $30 000

To know more about intangible assets visit:

https://brainly.com/question/14892188

#SPJ11

When we calculate aggregate demand for public goods, why do we
sum individual demand curves vertically as opposed to horizontally
like we do for private demands?

Answers

Aggregate demand is the total demand for a good or service in the economy. When calculating aggregate demand for public goods, we sum individual demand curves vertically rather than horizontally, as we do for private demands.

Why do we sum individual demand curves vertically for public goods?

The following are the reasons why we add demand curves vertically while determining aggregate demand for public goods:

Public goods are non-excludable, which means that one individual cannot be excluded from using the good or service simply because they are unwilling or unable to pay for it. Because public goods are available to everyone, we can't simply add up individual quantities demanded, since it doesn't account for the fact that everyone in the population can use the good or service.

The vertical summation of demand curves depicts how much the entire population wants a particular public good. When we add the demand curves vertically, we obtain the total quantity demanded by all individuals at various prices.

Vertical summation is used to include the preferences and willingness of everyone in society. This is because when determining the demand for public goods, we can't distinguish between people who are willing to pay and people who aren't. The only way to get a precise picture of public goods' demand is to calculate it vertically.

Learn more about Aggregate demand: https://brainly.com/question/29349235

#SPJ11

The effect on profit of a change in an accounting policy is reported
a. in the current year's statement of financial position.
b. in the current year's income statement.
c. in the current year's retained earnings statement.
d. does not need to be reported.

Answers

Option (b), The effect on profit of a change in an accounting policy is reported in the current year's income statement.

What is accounting?

Accounting is a financial record-keeping system. It's about maintaining a systematic and precise record of an organization's financial transactions, including sales, purchases, and other expenses.

What is an accounting policy?

An accounting policy is a collection of the principles, rules, and regulations used by an organization to account for, evaluate, and disclose its financial transactions. These accounting policies are intended to provide a solid framework for the development of an organization's financial reporting. Accounting policies are designed to allow for the creation of consistent and appropriate financial statements, making it easier to evaluate and compare the financial performance of a company with others in the industry.

What is the effect on profit of a change in an accounting policy?

The effect on profit of a change in an accounting policy is reported in the current year's income statement. It is a change that an organization makes to its accounting policies that can have a significant impact on its financial statements. A change in accounting policy can impact the amount of profit that a company makes and the amount of taxes it pays.

Hence, the effect on profit of a change in an accounting policy is reported in the current year's income statement. Option b. in the current year's income statement.

Learn more about income statement: https://brainly.com/question/14890247

#SPJ11

One important difference between the United States and other jurisdictions is that in the U.S., the default employment contract is for any reason without warning. where employees may be dismissed

Answers

In the United States, the default employment contract allows for at-will employment, where employees can be dismissed without warning or for any reason.

It is means that an employer can terminate an employee's job for any reason or no reason at all, as long as it is not unlawful. This stands in contrast to some other jurisdictions where employment contracts may require just cause for termination.

The concept of at-will employment gives employers more flexibility and freedom in managing their workforce, but it also means that employees have less job security and can be dismissed without warning or specific cause.

However, there are exceptions to at-will employment, such as when employees are protected by specific employment contracts, collective bargaining agreements, or anti-discrimination laws.

Learn more about employment contract https://brainly.com/question/30978035

#SPJ11

FILL THE BLANK. (Corporate income​ tax) Sales for J. P. Hulett Inc. during the past year amounted to $ 3.8million. Gross profits totaled$ 1.07million, and operating and depreciation expenses were $499,000 and $345,000
respectively. Dividend income for the year was $14,000 which was paid by a firm in which Hulett owns
85percent of the shares. Use the corporate tax rates shown in the popup​ window,
to Comcute the​ corporation's tax liability. What are the​firm's average and marginal tax​ rates?
The​ firm's tax liability for the year is _________. (Round to the nearest​ dollar.)

Answers

The​ firm's tax liability for the year is $176,560.

Corporate income tax is an amount that businesses are required to pay to the government on their profits earned in a fiscal year. The rate at which this tax is applied is determined by the country's government, which may vary depending on the company's size, profits, and industry.

First, we will calculate the firm's taxable income using the following formula:

Taxable income = Gross profits - Operating expenses - Depreciation expenses

Taxable income = $1,070,000 - $499,000 - $345,000= $226,000

Next, we will calculate the tax liability using the following formula:

Tax liability = Taxable income x Corporate tax rate

Tax liability = $226,000 x 15% = $33,900

The dividend income received is not taxable as it is paid by a firm in which Hulett owns 85% of the shares.Now, we will calculate the marginal tax rate using the following formula:

Marginal tax rate = (Change in tax liability / Change in taxable income) x 100

Let's assume that the taxable income increases by $10,000.

Therefore, the new taxable income will be $236,000.Tax liability for the new taxable income = $236,000 x 15% = $35,400

Change in tax liability = $35,400 - $33,900 = $1,500

Change in taxable income = $236,000 - $226,000 = $10,000

Marginal tax rate = ($1,500 / $10,000) x 100= 15%

The average tax rate can be calculated using the following formula:

Average tax rate = Total tax liability / Taxable income

Total tax liability = Corporate tax + Dividend income tax

Total tax liability = $33,900Dividend income tax = Dividend income x Corporate tax rate x (1 - Shareholding percentage)

Dividend income tax = $14,000 x 15% x (1 - 85%)= $2,100

Total tax liability = $33,900 + $2,100 = $36,000Average tax rate = $36,000 / $226,000= 15.93%

For more about liability;

https://brainly.com/question/30805836


#SPJ11

Analyse the objectives of the financial management of Starbucks in the context of meeting the needs of different stakeholder groups? (700 words)

Answers

Financial management is an essential component of Starbucks' operations since it entails preparing and implementing budgets, creating financial reports, and monitoring the financial health of the company.

The financial management objectives of Starbucks are as follows:-

Financial stability:- Maintaining financial stability is the primary objective of Starbucks' financial management. Starbucks' executives aim to build a strong financial foundation that can withstand market challenges while ensuring the company remains profitable.

Liquidity:- Starbucks' financial management also strives to maintain adequate liquidity to meet the company's short-term financial needs. Starbucks aims to have enough liquid assets to cover its immediate cash needs without requiring additional loans or other forms of credit.

Financial efficiency:- Financial efficiency is a critical objective of Starbucks' financial management, which aims to maximize profitability by reducing costs and improving revenue generation. Starbucks achieves this by optimizing its operational processes, increasing efficiency, and cutting unnecessary costs.

Dividend policy:- Starbucks' financial management objective is to maintain a consistent dividend payout ratio that satisfies the demands of its shareholders while ensuring that the company retains sufficient cash to finance future growth opportunities.

To know more about Financial management please refer to:

https://brainly.com/question/989344

#SPJ11

5. Fox, Harrison, and Dodge are general partners of a limited partnership. If the limited partnership certificate is silent on these matters, the general partners FINC 245-Regulations for Accounting and Financial Professionals Summer Session 2022 a. Can admit additional general partners without consent of the limited partners if the general partners vote unanimously to do so. b. Cannot admit additional limited partners absent unanimous consent or ratification by the limited partners. c. Can admit additional limited partners if a majority of the general and limited partners consent to do so. d. Cannot admit any general or limited partners without amending the partnership agreement.

Answers

d. Cannot admit any general or limited partners without amending the partnership agreement.

If the limited partnership certificate is silent on the matter, the general partners cannot admit additional general partners without the consent of the limited partners.

Limited partnerships typically require unanimous consent or ratification by the limited partners to admit additional limited partners.

The limited partnership certificate serves as the governing document that outlines the rights and responsibilities of the partners. Without provisions allowing for the admission of additional general or limited partners, the general partners would not have the authority to make such decisions unilaterally. Therefore, option (d) is the correct answer. The partnership agreement would need to be amended to specify the process and requirements for admitting new general or limited partners.

To learn more about limited partnership click

brainly.com/question/14308552

#SPJ11

Which scanning technologies is used by the banking industry to read data, account numbers, bank codes, and check numbers on preprinted checks?

Answers

The scanning technologies that are used by the banking industry to read data, account numbers, bank codes, and check numbers on preprinted checks is Optical Character Recognition (OCR)in the banking industry, Optical Character Recognition is used to read data account numbers,

the bank codes, and check numbers on preprinted checks. Optical Character Recognition (OCR) is a scanning technology used to recognize printed or written text characters inside digital images of physical documents, such as a scanned paper document or a photograph. The scanned image is converted into a machine-encoded text format by OCR. The scanning technology used by the banking industry to read data, account numbers, bank codes, and check numbers on preprinted checks is Optical Character Recognition (OCR)

Optical Character Recognition (OCR) is used to read data, account numbers, bank codes, and check numbers on preprinted checks in the banking industry. The scanning technology works by recognizing printed or written text characters inside digital images of physical documents, such as a scanned paper document or a photograph. Once the scanned image is captured, it is then converted into a machine-encoded text format by OCR. OCR technology is widely used in the banking industry as it saves time, reduces the possibility of errors, and is much faster than manually entering data OCR is an optical recognition technology that is capable of reading the numbers on a check using character recognition technology. The technology reads the characters on a check and converts them into digital text, which is then used to process the payment. OCR technology is used to help banks process payments more quickly and accurately.

To know more about technologies Visit;

https://brainly.com/question/30207822

#SPJ11

Ken, an aspiring meteorologist, spent the past few weekends studying the clouds. He took detailed notes on the types of clouds observed and the time of day they were observed. Stratocumulus Stratus Morning 20 14 Afternoon 17 10 Evening 7 10 What is the probability that a randomly selected cloud was observed in the afternoon and was not marked as stratocumulus?

Answers

The probability that a randomly selected cloud was observed in the afternoon and was not marked as stratocumulus is 10/27.

Given, The table shows the types of clouds observed by Ken and the time of day they were observed:The probability that a randomly selected cloud was observed in the afternoon is the number of clouds observed in the afternoon divided by the total number of clouds. Total number of clouds = 20 + 14 + 17 + 10 + 7 + 10 = 78The number of clouds observed in the afternoon = 17 + 10 = 27The probability that a randomly selected cloud was observed in the afternoon is: 27/78The probability that a randomly selected cloud was not marked as stratocumulus is the number of clouds that were not marked as stratocumulus divided by the total number of clouds.

The number of clouds that were not marked as stratocumulus = 14 + 10 + 10 = 34The probability that a randomly selected cloud was not marked as stratocumulus is: 34/78The probability that a randomly selected cloud was observed in the afternoon and was not marked as stratocumulus is the number of clouds observed in the afternoon and not marked as stratocumulus divided by the total number of clouds.

To know more about probability visit:

https://brainly.com/question/32560116

#SPJ11

Put the following in the correct order to describe the evolution of North America Business
a. Market Orientation Era, Sales Era, Social Media Marketing Era, Customer Experience Management Era, Production Era.
b. Production Era, Market Orientation Era, Sales Era, Marketing Concept Era, Customer Experience, Social Media
c. Production Era, Sales Era, Market Concept Era, Market Orientation Era, Customer Experience Management, Social Media Marketing Era
d. Production Era, Sales Era, Marketing Concept Era, Market Orientation Era, Customer Experience Management Era, Social Media Marketing Era.

Answers

The correct order to describe the evolution of North America Business. Production Era, Sales Era, Marketing Concept Era, Market Orientation Era, Customer Experience Management Era, Social Media Marketing Era Therefore the correct option is C.

The business landscape of North America has undergone significant evolution over the past few decades. The shift from manufacturing-based to service-based industries has been a major change. Alongside the growth of technology and globalization, businesses have become more interconnected and globalized.

The rise of e-commerce and digital marketing has also revolutionized the way businesses operate and reach their customers. Overall, North America's business landscape has transformed, with a focus on innovation and technology driving the growth of new industries such as biotechnology, telecommunications, and digital media.

Hence the correct option is C

To know more about North America visit:

https://brainly.com/question/11699464

#SPJ4

Product categories characterised by a high degree of product differentiation typically:
c. have no effect on the information search process
b. are lower-priced items
d. decrease the amount of consumers’ information search
a. extend the information search process

Answers

Product categories characterized by a high degree of product differentiation extend the information search process. The correct option is a .

Product differentiation is the process of creating products that are different from those of competitors. It refers to the distinct characteristics or features that set one product apart from another. Product categories characterized by a high degree of product differentiation extend the information search process.
When a consumer is faced with a wide variety of options, they must devote a lot of time and effort to researching and evaluating these options. Consumers must also spend more time searching for information in product categories with high product differentiation because of the vast differences among the available alternatives. For example, if a consumer is interested in purchasing a new phone, they must compare different models from different manufacturers. They must consider features such as the camera, battery life, storage capacity, and screen size. Each brand and model offers different features, so the consumer must conduct thorough research before making a purchase decision.
In conclusion, product categories characterized by a high degree of product differentiation extend the information search process. Consumers must invest significant time and effort into researching and evaluating the available alternatives.

To know more about Product visit :

https://brainly.com/question/31815585

#SPJ11

(( Innovative trends of science and practice, tasks, and ways to
solve them ))
section economic
I want a title on the above topic to write an article.

Answers

Innovative trends in science and practice encompass various tasks and solutions aimed at advancing knowledge and addressing emerging challenges.

In today's rapidly evolving world, innovative trends in science and practice are crucial for addressing complex challenges and achieving breakthroughs. One prominent trend is the integration of new technologies, such as artificial intelligence, machine learning, and robotics, into research and practical applications. These technologies offer opportunities for automation, data analysis, and improved efficiency in various scientific domains.

Interdisciplinary collaborations are also gaining momentum as they bring together experts from different fields to tackle multifaceted problems. By combining knowledge and perspectives from diverse disciplines, innovative solutions can be developed that transcend traditional boundaries and lead to transformative outcomes.

Another significant trend is the use of data-driven approaches. With the exponential growth of data availability, scientists and practitioners are increasingly relying on data analysis, modeling, and predictive analytics to gain insights and make informed decisions. Data-driven approaches enable evidence-based practices and support more accurate predictions and problem-solving.

Moreover, the promotion of sustainability has emerged as a critical trend. Recognizing the urgent need for environmental conservation and responsible resource management, scientific and practical endeavors are focusing on sustainable practices. This includes efforts to develop renewable energy sources, reduce waste, mitigate climate change impacts, and design eco-friendly technologies.

Overall, innovative trends in science and practice involve embracing new technologies, fostering interdisciplinary collaborations, leveraging data-driven approaches, and promoting sustainable practices. These trends pave the way for advancements in knowledge, the development of novel solutions, and the pursuit of a more sustainable and prosperous future.

To learn more about trends click here: brainly.com/question/28928102

#SPJ11

Incoming cases need to be escalated if they have been addressed within 24 hours. which feature do you use?

Answers

When incoming cases need to be escalated if they have not been addressed within 24 hours, a feature to be used is called "Escalation Rules."

These rules assist in identifying and managing cases that need additional attention and specify the escalation actions that should be taken on a case. Escalation rules are an effective way to increase the efficiency of support teams and improve the customer experience.

Escalation rules are used to direct cases to the appropriate agent or queue based on the characteristics of the case. For instance, if a customer case has not been addressed within a set period, an escalation rule will route the case to a supervisor or manager who can give it the attention it needs. Escalation rules can also be used to route cases to different teams, groups, or agents depending on the type of issue, priority level, customer account status, or any other criteria.

Escalation rules can be based on a variety of criteria, including case age, priority, status, customer account status, and more. Escalation rules can be configured to trigger an automatic email notification to the support team when a case is escalated, ensuring that the necessary parties are informed and can take appropriate action to address the case in a timely manner.

In conclusion, Escalation rules are the feature that needs to be used when incoming cases need to be escalated if they have not been addressed within 24 hours. They enable support teams to manage and prioritize cases more efficiently, resulting in improved customer experiences.

To know more about Customer Experience visit:

https://brainly.com/question/26082587

#SPJ11

Part 1 of 3 3 points eBook Print ច References a. Purchased $100,300 of raw materials on credit. b. Materials requisitions show the following materials used for the month. Job 201 $ 48,500 Job 202 23,900 Total direct materials 72,400 Indirect materials 8,920 Total materials used $ 81,320 c. Time tickets show the following labor used for the month. Job 201 $ 39,500 Job 202 12,900 Total direct labor Indirect labor 52,400 24,500 Total labor used $ 76,900 d. Applied overhead to Job 201 and to Job 202 using a predetermined overhead rate is 80% of direct materials cost. e. Transferred Job 201 to Finished Goods Inventory. f. (1) Sold Job 201 for $164,660 on credit. (2) Record cost of goods sold for Job 201. g. Incurred the following actual other overhead costs for the month. $ 32,300 530 Depreciation of factory equipment Rent on factory building (payable) Factory utilities (payable) Expired factory insurance 830 3,300 Total other factory overhead costs $ 36,960

Answers

Answer:

Explanation:

To properly account for the transactions and events described, the following journal entries can be made:

a. Purchased $100,300 of raw materials on credit:

Raw Materials Inventory    $100,300

Accounts Payable               $100,300

b. Materials requisitions show the following materials used for the month:

Work in Process Inventory (Job 201)  $48,500

Work in Process Inventory (Job 202)  $23,900

Raw Materials Inventory                       $72,400

Factory Overhead Control                        $8,920

c. Time tickets show the following labor used for the month:

Work in Process Inventory (Job 201)  $39,500

Work in Process Inventory (Job 202)  $12,900

Factory Labor Control                              $52,400

Factory Overhead Control                    $24,500

d. Applied overhead to Job 201 and Job 202 using a predetermined overhead rate of 80% of direct materials cost:

Work in Process Inventory (Job 201)  $57,920 (80% of $72,400)

Work in Process Inventory (Job 202)  $19,120 (80% of $23,900)

Factory Overhead Control                         $77,040

e. Transferred Job 201 to Finished Goods Inventory:

Work in Process Inventory (Job 201)  $X

Finished Goods Inventory                         $X

Note: The specific amounts for Job 201 and Finished Goods Inventory are not provided in the given information.

f. (1) Sold Job 201 for $164,660 on credit:

Accounts Receivable                                        $164,660

Sales Revenue                                                         $164,660

(2) Record cost of goods sold for Job 201:

Cost of Goods Sold                                             $X

Finished Goods Inventory                               $X

Note: The specific amounts for cost of goods sold and Finished Goods Inventory for Job 201 are not provided in the given information.

g. Incurred the following actual other overhead costs for the month:

Depreciation of factory equipment                 $32,300

Rent on factory building (payable)               $530

Factory utilities (payable)                             $830

Expired factory insurance                                $3,300

Other Factory Overhead Control                   $36,960

Please note that without specific amounts for some of the transactions, the exact journal entries and corresponding figures cannot be determined accurately. The provided entries serve as a general guideline based on the information provided.

Which of the statements is true based on the following query?

select name, occupation from employee where age < 45

- Employee Id

- Name

-COUNT

-DBO

Answers

The statement that is true based on the given query, "select name, occupation from employee where age < 45" is that the query returns the name and occupation of employees who are under the age of 45. Therefore, the correct option is: Name, Occupation.

What is a query?A query is a question or request for information from a database. The database management system (DBMS) analyzes the query to determine the optimal means of retrieving the necessary data from the database. Queries can be created using specific query languages such as SQL (Structured Query Language).What is the meaning of the given query?The given query, "select name, occupation from employee where age < 45" will retrieve data from the 'employee' table where the age of the employees is less than 45.

The query is composed of four SQL keywords: SELECT, FROM, WHERE, and GROUP BY. These keywords are as follows: SELECT: Specifies the columns to be retrieved from the database FROM: Specifies the table(s) to retrieve data WHERE: It specifies the condition(s) that the data retrieved must fulfill GROUP BY: It specifies the grouping of data based on some criteria.

To know more about occupation visit:

https://brainly.com/question/29575174

#SPJ11

Other Questions
A construction company wants to assign three workers to three sites to work in. The owner wishes to assign the sites so that total cost is minimized and each site must have one worker assigned to it and each worker can only be assigned to one site. I Job 1 Job 2 Job 3 Worker A $2 $4 $6 Worker B $4 $8 $12 Worker C $6 $12 $18 a- Formulate as a linear programming. b- Use the Hungarian method to find the optimal solution. Provide an appropriate response. A physical fitness association is including the mile run in its secondary-school fitness test. The time for this event for boys in secondary school is known to possess a normal distribution with a mean of 440 seconds and a standard deviation of 60 seconds. Find the probability that a randomly selected boy in secondary school will take longer than 302 seconds to run the mile. 0.5107 0.4893 O 0.0107 0.9893 The best type of questions to ask a client in order to obtain information needed to satisfy due dilligence are? Calcium ions are released from the sarcoplasmic reticulum to initiate muscle contraction and are reabsorbed upon muscle relaxation. Which of the following occurs if calcium ions are not completely reabsorbed?(a) The next muscle contraction will be greater than the previous muscle contraction.(b) The next muscle contraction will be weaker than the previous muscle contraction.(c) There won't be a second muscle contraction until all the calcium ions are reabsorbed. Define each of the following concepts and ensure to include an example to support your answer Q.7.1 Describe, in your own words, what "quantitative research" is. Q.7.2 List five examples of secondary data sources. (Note: No marks will be awarded if the examples used are from the module manual.)Differentiate between skimming price policy and penetration price policy and provide an original example of when it would be appropriate to utilise each. James is a years old. His sister is four years younger than him. His mother is 28 years older than his sister. If the mother is y, which formula describes the relationshio between James and his mother's age? The Importance of Preparing for NegotiationsSome Chinese companies seriously ignore the importance of collecting the necessary information and investigating the financial situation of their trading partners, and thus inflicting heavy losses on their companies. The next two cases serve as real lessons for Chinese firms doing business abroad. A Chinese engineering company in Gabon fired many local workers after it completed the frame, leading to a 40-day strike. The company had to engage in tough negotiations with local workers who demanded a large amount of subsidy in accordance with the country's labor laws. Only by this time the company realized its ignorance of local legislation, which led to large losses. The company was informed that, under Gabon's labor law, an occasional worker automatically becomes a full-time employee if they keep their job for a week without being laid off. As a permanent worker, he is entitled to family subsidies (enough for two wives and three children), travel expenses and unemployment subsidies. An unskilled worker who works continuously for a month will naturally become a skilled worker and in three months will be promoted to a technical worker. Their salaries will rise along with their advanced training. The understanding of Chinese managers of temporary and permanent workers, unskilled and skilled workers, technical workers, apparently, is very different from the understanding of the Gabonese. The result of the negotiations was obvious, the company had to pay a large amount of subsidies, which was equal to the salary that the company had already paid to the workers, and which was not included in the project budget. The lesson learned from this case is that all concepts and methods that are suitable for domestic business activities may not be suitable for overseas situations. This important point is often overlooked because most negotiators are accustomed to the environment of their domestic operations and are unaware of the restrictions and changes in business activity in foreign countries.Question: What did you learn from this case? 2. |= 3, || = 2, and the angle between u and (tail-to-tail) is 45. Find [2 + 37). Show work a) 4.59 b) 12 c) 12/2 d) 11.09 A preferred stock from ABC pays $3.55 in annual dividends. If the required return on the preferred stock is 6.7 [Answer here] percent, what is the value of the stock? 5. QRST has earnings per share of $1.56 and a P/E ratio of 32.48. What's the stock price? [Answer here] [Answer here] 6. Explain why the Standard & Poor's 500 Index might be a better measure of stock market performance than the Dow Jones Industrial Average Describe the precise harms that are associated with mobile phone. Show the negative social and environmental consequences that it causes for people, communities, and/or the environment. what is the sequence of the rna that is transcribed from this region of dna?what is the sequence of the rna that is transcribed from this region of dna? Part 1: Purchase of a buildingThe acquisition of construction plant will require the purchase of a new building for temporary storage of plant, as well as maintenance of plant. The purchase will be funded through a loan. Loan details are as follows. Cost of the building: R2,780,000 Deposit required by the banks: 15% Loan term: 20 years Frequency of repayments: monthly Payment start date (estimated): 01/08/2022 Rate offers from various banks have been received as follows:ADSA Bank Interest rate: 8,75% for the 1st 4 years, 9,25% for the following 6 years and 7,6% for the remainder of the loan term.Nettbank Interest rate: 9,25% fixed for the full loan term.Capsotek Interest rate: 10,75% for the 1st 4 years, then 10,5% for another 4 years and then 7,5% for the remaining loan term.As a company Director, you must evaluate the loan options and present your recommendations to the company management. Draw up an amortization schedule for each of the three loan offers, using Microsoft Excel. Find the area of the region bounded by: r = 6 cos(40) 0 0 2T Find the area of the region which is inside the polar curve r = 8 cos (0) and outside the curve r = 5 - 2 cos (0) The area is _______. Match the modern sounding technique to its correct description of how it measures oceanfloor depth and features.Remotely operated vehicles (ROVs)matchesChoice, Directly measure small-scale featuresDirectly measure small-scale features Satellite measurements of sea surface elevationmatchesChoice, Reflect the changes in Earth's gravity field due to sea floor bathymetryReflect the changes in Earth's gravity field due to sea floor bathymetry On January 1, 2020, Blossom Corporation purchased a newly issued $1.175.000 bond. The bond matured on December 31, 2022, and paid interest at 6% every June 30 and December 31. The market interest rate was 8%. Blossom's fiscal year-end is October 31, and the company had the intention and ability to hold the bond until its maturity date. The bond will be accounted using the amortized cost model. Calculate the price paid for the bond using a financial calculator or Excel functions. Refer to reference groups influence on consumers behavior on page 243 onwards. Please do the following:1- List at least TWO groups (reference groups) that influenced your purchasing decisions that you have made recently (e.g., buying a smartphone, a car, clothing, etc.)2- For each group, explain if its influence was comparative or normative or both, supporting your answer with examples You bought a 13-year, 09.50% semi-annual coupon bond today and the current market rate of retum is 08.60%. The bond is callable in 4 years with a $70 call premium. What price did you pay for your bond? the net effect of most of franklin roosevelt's early foreign policy moves was that This assignment requires students to analyse a case relevant to the issues for DataClear.Required MaterialsBruner, R. F., & Hare, K. (2017). The panic of 2008 and Brexit: Regional integration versus nationalism. Ivey Business Publishing.InstructionsReview readings from unit 1.Thoroughly read the case. It is recommended that you read 2-3 times.Prepare a 5-page report (12-point font, double spaced not including the title page or reference page), that addresses the following questions:Why is the Brexit vote significant both within the UK and globally?What are the potential implications for the Brexit vote in relation to Canadas relationship with the EU and the UK?What are the key challenges facing leadership in the UK in light of the Brexit vote? Scenario: You are the HR Manager for A mobile phone company. The manager of your customer service call centre, Karen Green, has come to you for support. Karens team of 50 customer service agents have been under-performing for the past month. Customers are waiting longer to be served and their issues are not being resolved. Karen has noticed a 25% decrease in customer loyalty and she needs to get this team back on track. Karen believes employees are just being lazy and entitled. She tells you theyve recently moved to an open office workspace and eliminated the staff room where employees used to take their breaks. The company installed new customer relationship management software and Karen promoted her two favourite employees to Team Lead roles to train the others. Staff are now monitored by the Team Leads as well as Karen. Karen posts daily call reports and highlights the under-forming employees. She has announced that if things dont improve, the lowest performing employees will be fired.TheoryAccording to this theory, what drives motivation at work?Using this theory, what should Karen do improve employee motivation?Maslows Need Hierarchy