You can buy life insurance for anyone. True or false

Answers

Answer 1

Answer:

False

Explanation:

Answer 2

Answer: False

Explanation:


Related Questions

What kind of data do you get from a survey asking open-ended questions?

A.
Quantitative data

B.
Faulty data

C.
Qualitative data

D.
Numbers-based data

Answers

The answer is C. Qualitative data

How does the quantity of data breaches attributed to hacking compare to those attributed to other types of incidents?

Answers

Answer:

Explanation:

It is much easier. Nowadays Everything is connected to the internet, including databases. This makes it much easier for anyone with the right skill-set to access this data from anywhere in the world, with very little equipment or personnel, which is why data breaches due to hackers is a lot more common than other types of incidents which would require many more resources to access the same data.

Factors That Promote Economic Growth Choose the correct statement. 1. Clearly established and enforced property rights provide people with the incentive to work and save. 2. Economic growth does not occur in the environment of an authoritarian political system. 3. The presence of an incentive system and the institutions that create it guarantees that economic growth will occur. 4. Property rights and markets create incentives for people to save and invest.

Answers

Answer:

Statements 1 and 4 are correct.

Explanation:

Economic growth is defined as an increase in the production of goods and services over a period of time. Economic growth is important because it shows growth in output(production) from one period to another. Some of the factors that promotes economic growth are but not limited to technology, human capital, population and law etc.

With regards to the above, property right is the legal ownership of properties or resources and can be used by owners as they deemed fit. It is the right of persons to rent, lease or sell their properties. When property right is clearly established and enforced, it gives people incentives to work and save hence one of the factors that promote economic growth.

Again, property right and market create incentives for people to work and save, which is also a factor that promote economic growth.

knowing a company's business standards will:

Answers

Answer:

Will help you get recognized as a valuable employee.

Explanation:

Company's business standard consists of measurements, acceptable practises, sets of instructions which serves as a limit for expected normal conduct in a business firm. It is an agreement between a company and it's employees as it relates to production, management, supply and delivery.etc.

Every company have it's own business standard which every employees are supposed to be familiar with. They are expected to align themselves with the standard of the organization. Understanding a company's business standard create cooperation between people and an organization hence assist in facilitating communication.

Therefore, knowing a company's business standard will help one get recognized as a valuable employee.

AnswerB.Help you get recognized as a valuable employee :)

Explanation:

What are two ways people can find money to save?

Answers

Answer:

By Increasing the income or by lowering the expenditure.

Explanation:

By increasing income means that the person must invest the money which would result in increase in the annual income. This increase in annual Income would help you to save more.

The second method is by decreasing the expenditure which are not necessary or are associated with luxury lifestyle. If the person has lowered its expenses then he has started saving more and this money he or she can use elsewhere which as per their future planning.

Explain the various types of industries with the help of a diagram along with suitable examples.

Answers

Answer:

There are four sectors. These are Primary, Secondary, Tertiary, and Quaternary.

Explanation:

Primary Industry:- The primary industry involves obtaining manufactured goods, such as mining, agriculture, and fishery. The industry engaged in natural resource mining and gathering, such as copper and timber, as well for occupations such as agriculture and fishing. Secondary Industry:- A secondary business is a piece of a corporate entity that does not form part of its essential features but rather medications it. It involves, for example, the manufacture of automobiles and steel. Tertiary Industry:- The tertiary industry is the part of an economy that provides consumers with facilities, involving a wide range of companies such as investment institutions, healthcare facilities, and restaurant. Quaternary Industry:- The portion of an economy based on information relevant to some business activity which generally involves healthcare services.

Which of the following is a difference between the concept development
stage and the product development stage?
A. In the product development stage, an actual functional product is
produced, but in the concept development stage only a prototype
is produced.
B. In the concept development stage, an actual functional product is
produced, but in the product development stage only a prototype
is produced
c. In the concept development stage, the product is launched to the
entire target market, but in the product development stage only
focus groups are exposed to the product mock-ups.
O D. In the product development stage, sample advertisements are
developed, but in the concept development stage a full promotion
campaign is launched.

Answers

Answer:

A

Explanation:

A product development is the  introduction of new product to consumers or improving an existing product to meet customer satisfaction and gain a larger share.In order to achieve this , series of steps like planning , development evaluation and assessment are observed

Concept development is a pre - development stage where the prototypes of a good are developed in various alternatives to test run the market in order to evaluate consumers responses.

The outcome of a product  development stage is the actual functional product while prototypes alone are produced in the concept development stage.

Answer:

a

Explanation:

hope it helps gggvhsejhpdotsoh

​Ernst's Electrical has a bond issue outstanding with ten years to maturity. These bonds have a​ $1,000 face​ value, a 5 percent​ coupon, and pay interest semiminusannually. The bonds are currently quoted at 96 percent of face value. What is​ Ernst's pretax cost of​ debt?

Answers

Answer: 5.52%

Explanation:

Given the following :

Face value (f) = $1000

Bond price(p) = 96% of face value = 0.96 × 1000 = $960

Coupon rate = 5% Semi-annually = 0.05/2 = 0.025

Payment per period (C) = 0.025 × 1000 = $25

Period(n) = 10 years = 10 × 2 = 20

Semiannual Yield to maturity = [(((f-p)/n) + C) / (f + p)/2]

Semiannual YTM = [(((1000 - 960) / 20) + 25) / (1000 + 960)/2]

Semiannual Yield to maturity = [(((40 /20) + 25) / 1960/2]

= (2 + 25) / 980

= 27 / 980 = 0.02755 = 2.755% = 2.76%

Pretax cost of debt = Yield to maturity = 2 × Semiannual yield to maturity

Pretax cost of debt = 2 × 2.76% = 5.52%

why in the fudge does trump (a literall orange) think hes the best person ever

Answers

Honestly i don’t know why
Being president has him conceited even though he looks like a literal cheetto puff

On January 1, 2017, Alpha Company purchased a significant influence shares investment in the Bravo-Zulu Company for $250,000. This investment balance represents 25% of the equity of the Bravo-Zulu Company. During 2017, Bravo-Zulu Company reported Net Income of $25,000 on November 15, 2017 Bravo-Zulu Company paid cash dividends of $10,000 to its shareholders. Using this information, what are the FY 2017 balances in Alpha Company's account balances for: a. Investment in Bravo-Zulu b. Investment Income

Answers

Answer:

a) $253,750

b) $6,250

Explanation:

Alpha company purchased shares in Bravo-Zulu company for $250,000

This represents 25% of the equity of Bravo-Zulu company.

In 2017, Bravo-Zulu Company Net Income = $25,000 on November 15, 2017 Bravo-Zulu Company paid cash dividends of $10,000 to its shareholders.

The FY 2017 balances in Alpha Company's account balances are:

a) For investment in Bravo-Zulu

= $250,000 + net income - share in dividend.

= $250,000 + ($25,000 * 25%) - ($10,000 * 25%)

= $250,000 + $6,250 - $2,500

= $253,750

b) For investment income

= $25,000 * 25%

= $6,250

A farmer expects irrigation system will increase real operating receipts by $32,000 per year but will also increase real operating expenses by $8,000. Suppose that the inflation rate is 5% and the marginal tax rate is 20%.


(i) What is the nominal net return at the end of year 3?


a. $29,172 b. $22,800


c. $27,783 d. $24,000


(ii) Calculate the nominal after-tax net return at the end of year 4.


a. $28,800 b. $27,360


c. $34,560 d. $23,338

Answers

Answer:

(i) Option (c) $27,783 (ii) $23,338 option (d)

Explanation:

Given that:

Real receipts = 32,000

Real expenses =$8,000

Inflation rate =5%

Marginal tax rate = 20%

(1) Now,

The  receipts (nominal)for year 3 is  = Real receipts ( 1 + Inflation rate ^)3

Nominal Expenditure for year 3 = Real Expenditure ( 1 + Inflation rate )^3

The  receipts (nominal)for year 3 = Real receipts ( 1 + Inflation rate )^3

= $ 32,000 ( 1.05 ^)3

= $ 32,000 ( 1.1576 )

= $ 37,044

Thus,

The receipts  (nominal)for year 3 = Real receipts ( 1 + Inflation rate )^3

= $ 8000 ( 1.05 )3

= $ 8000 ( 1.1576)

= $ 9261

The nominal net return = Nominal receipts - Nominal Expenditure

= $ 37,044 - $ 9,261

= $ 27,783

(ii) We find the nominal after-tax net return at the end of year 4

Thus,

Nominal receipts for year 4 = Real receipts ( 1 + Inflation rate )4

= $ 32,000 ( 1.05 )4

= $ 32,000 ( 1.2155 )

= $ 38,896

Now,

Nominal receipts for year 4 = Real receipts ( 1 + Inflation rate )^4

= $ 8000 ( 1.05 )^4

= $ 8000 ( 1.2155)

= $ 9724

So,

Nominal net return = Nominal receipts - Nominal Expenditure

= $ 38,896 - $ 9,724

= $ 29,712

After Tax net return = Nominal net return ( 1 - tax rate )

= $ 29,712 ( 1 - 0.2)

= $ 29,712 (0.8)

= $ 23,338

app to check all three credit scores at the same time??​

Answers

Answer:

ScoreSense Score To Go

Explanation:

The stage in the product life cycle when competitors enter the market is known as the _____ stage. Select one: a. Maturity b. Growth c. Introduction d. Decline e. Downsizing

Answers

Answer: Growth stage

Explanation:

The growth stage is the period in the product life cycle during which the product has started to eventually and increasingly gains the acceptance among consumers, industry, and also the wider general public.

During this stage, the innovation or the product becomes accepted in the market, and hence, the sales and the revenues start to increase. At this stage, competitors start entering the market.

Answer:

The answer is B.

Explanation:

The life cycle of a product has 5 stages. The first stage, which is introduction, consist of things such as the point of entry to the market, low number of customers. The second stage, growth stage, is where the product sales start to increase and more companies start production and enter the market. In the maturity stage, sales numbers reach their highest point and after that they begin to decrease along with the number of customers, towards decline.

So the answer is option B, growth.

I hope this answer helps.

On april 1, the company retained an attorney for a flat monthly fee of $3,500. Payment for april legal services was made by the company on may 12. Prepare the required adjusting entry, if any

Answers

Answer:

On April 30,

Dr Attorney Fee Expense $3500

Cr Attorney Fee  Payables       $3500

On May 12,

Dr Attorney Fee  Payables $3500

Cr Cash Account                        $3500

Explanation:

Okay here the attorney fee is the legal fee expense that was accrued in April and must accounted for as accrued expense. The accounting entry would be increase in payables (Credit) and expense (Debit) as well.

Dr Attorney Fee Expense $3500

Cr Attorney Fee  Payables       $3500

Now on May 12, the company paid the expense which means that the legal fee payable was reduced to zero (Reduction in liabilities is always debited) and the cash is also reduced by $3500 (Asset reduction is always credited).

Dr Attorney Fee  Payables $3500

Cr Cash Account                        $3500

The cost of the beginning work in process inventory was comprised of $3,000 of direct materials, $10,000 of direct labor, and $10,000 of factory overhead. Costs incurred during the period were comprised of $15,000 of direct materials costs, and $100,000 of conversion costs. The equivalent units of production (EUP) for the period were 9,000 for direct materials and 6,000 for conversion. The costs per EUP were:

Answers

Answer:

$2 ; $20

Explanation:

Given the following :

Beginning work in process:

Direct material = $3000

Direct labor = $10,000

Factory overhead = $10,000

Cost incurred:

Direct material cost =$15,000

Conversion cost =$100,000

Equivalent unit of production:

Direct material = 9000

Conversion = 6000

Cost per equivalent unit of production :

Direct material:

(Beginning work in process + cost incurred) / EUP direct material

$(3000 + 15,000) / 9000

$18,000 / 9000 = $2 per EUP

CONVERSION:

(Direct labor + direct overhead) in beginning WIP

$(10,000 + 10,000) = $20,000

Conversion cost incurred = $100,000

$(100,000 + 20,000) / EUP conversion

$120,000 / 6000 = $20 EUP

Answer:

The costs per EUP for direct materials = $2 per EUP

The costs per EUP for conversion cost = $20 per EUP

Explanation:

The total cost for direct materials is sum of the cost for direct materials at the beginning of the work and the cost for direct materials incurred during the period.

total cost for direct materials = $3000 + $15000 = $18000

The costs per EUP for direct materials =  total cost for direct materials / equivalent units of production (EUP) for direct materials = $18000 / 9000 = $2 per EUP

The total conversion cost for is sum of the conversion cost at the beginning of the work and the conversion cost incurred during the period.

Conversion cost at the beginning of the work = direct labor costs + factory overhead costs = $10000 + $10000 = $20000

Total conversion cost = $20000 + $100000 = $120000

The costs per EUP for conversion cost = Total conversion cost  / equivalent units of production (EUP) for conversion = $120000 / 6000 = $20 per EUP

I am always concerned about my job

Answers

Answer:

then get a new job

Explanation:

Answer:

why? Maybe its time for a new job.

Explanation:

How can insurance protect you from financial loss?

Answers

Answer:

Answer:Insurance policies offer protection against economic loss, that is, loss or damage which can be measured in purely financial terms and compensated by money. When you buy homeowners property insurance.

Explanation:

When you buy homeowners property insurance, for example, you are insuring only the economic value of the home, i.e., the cost to repair or rebuild it.

Buster has had a serious medical condition for many months. He has used up all of his sick leave and vacation days, as well as 10 weeks of intermittent Family Medical Leave Act leave. He asks for an additional two weeks off. Which of the following is true? A. Buster's employer can fire him because he wants to take more leave B. Buster cannot be fired for reasons aside from his need to take leave. C. Buster cannot take any more leave if he has also used up his sick leave and vacation days. D. Buster is entitled to the leave he is asking for.

Answers

Answer:

C. Buster cannot take any more leave if he has also used up his sick leave and vacation days.

Explanation:

Buster has used up all the sick leaves and the vacation leaves and is asking for additional two more weeks off even after taking the ten-week of intermediate family leave he should be not allowed to take more leaves. Through he cannot be fired due to his serious condition but if he has finished all the sick leaves he should not be given.

Answer:

b

Explanation:

What do borrowers use to secure a mortgage loan?

A. Credit Card
B. Down Payment
C. House
D. Land
E. Vehicle

I’m not sure if the answer is A and B, or if C is included too.

Answers

Answer:

A. and B.

Explanation:

mortgage loans are given to individuals by a certified bank against their property. In order to secure this loan the bank requires a down payment from the individual looking for the loan as well as the individual's credit card information. This credit card will be charged the amount that the individual owes the bank on a monthly basis.

Answer:

C,D,and E

Explanation:

For a mortgage to be secure it needs to be backed up by a valuable asset such as your car your house or land.

What is the answer I chose the one I thought was the answer

Answers

Answer: I think that ones the answer too

Answer:

c is

Explanation:

Adrian owns an older used car that is valued at about $1,000.

He is considering whether to change his car insurance policy.

He has the option to purchase additional coverage for $200/month that will protect his vehicle if it is damaged in an accident. If there is an accident, the insurance company will pay Adrian the amount his vehicle is worth.

Purchasing insurance can help Adrian risk.

Adrian’s best decision in this case is to because the policy is

Answers

Answer:

Purchasing insurance can help Adrian  minimize  risk. Adrian’s best decision in this case is to  not buy the insurance because the policy is too expensive in relation to the value of his vehicle

Adrian can reduce risk by buying insurance. The wisest course of action for Adrian in this situation is to refuse to purchase the insurance because the premiums are too high in comparison to the worth of his car.

What is insurance?

A party promises to compensate another party in exchange for a fee in the case of a certain loss, damage, or injury as a way of financial loss protection. It is a method of risk management that is primarily employed to protect against the risk of a potential loss.

An insurer, insurance business, insurance carrier, or underwriter is a corporation that offers insurance. A person or company that purchases insurance is referred to as a policyholder, while someone or anything that is protected by the policy is referred to as an insured.

The insurance policy that the insured gets outlines the terms and circumstances under which the insurer will make payments to them, their chosen beneficiary, or assignee.

Learn more about insurance, from:

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Marta is twenty eight years old, and she has no dependents. She has saved an emergency fund and an extra $1,500.
She would like to save or invest this money in hopes that it will grow fast. Marta does not mind taking risks with her
money. Which type of account or investment is best for her?
fifteen-year savings bond
IDA
mutual fund
basic savings account earning 1.3 percent Interest, compounded monthly

Answers

Answer:

Mutual Fund

Explanation:

Mutual fund is a type of investment where professionals managed a pooled sum money contributed by different investors. These funds are invested into buying stocks , bonds other securities towards profit making.

It has its advantages in professional management , shared risks, dividends reinvestment and convenience. However , the disadvantages include poor trade execution ,potential for management bias and high fees.

Answer:

The correct answer would be a basic savings account earning 1.3% interest, compounded monthly.

Explanation:

Taking into account that Marta does not like taking risks with her money and does not have an emergency fund she should not invest in stocks.  She also wishes to use her money within 18 months, so a fifteen-year savings bond would not be a great choice.

A mutual fund is a collection of money from a group of investors to buy different investments. This choice will also not work well for Marta.

An IDA is an individual development account for low-income families to save towards a targeted amount usually used for building assets in the form of home ownership, post-secondary education and small business ownership. Not a great account for a single person with no dependants.

$1,500 at 1.3% interest, compounded monthly after 18 months equals about $1,520. Even though Marta won't be earning a huge amount of money, she will still earn some. Since she doesn't have an emergency fund and doesn't like risks, a basic savings account earning 1.3% interest, compounded monthly will be the right choice for her.

Richard is a secondary science teacher at a Catholic High School. He has worked there for three years. When he was first interviewed, Richard gave the impression that his beliefs aligned with those of the school and the Catholic ethos, and that he was open to faith based education.

Recently though, the school executive has learned from several parents that Richard has been making extensive social media posts where he advocates against the belief in God and regularly criticises the Catholic Church and its relevance in today's world.

Based on this, the school decides to terminate his contract.

a) Outline the workplace issues in this scenario in detail (eg discrimination etc)

Answers

Explanation:

In the scenario described by the question above, we saw that the main problems in the workplace begin with the hiring of Professor Richard, this is due to the fact that a Catholic school is based on values ​​and dogmas that are religious symbols of tradition, respect and culture.

A religious dogma is one considered the fundamental and indisputable point of a belief.

Therefore, at the time of the job interview, Richard gave the impression that his beliefs were aligned with those of the school and the Catholic spirit, but nevertheless, he posts extensive social media where he criticizes and defends values ​​contrary to those of the Catholic institution he works for. , which generated revolt in the parents of the students and culminated in their contractual termination.

In return, the school should establish clearer and more effective conduct policies for employees, especially in an institution based on specific values.

The school should better analyze Richard's professional conduct before terminating his contract, making it clear to him that, regardless of his individual positions, in the workplace he should act in accordance with the company's current rules and procedures.

what is 2×78 please help​

Answers

Answer:

156

Explanation:

78

× 2

multiply the 2 by 8 first

then multiply the 7 by 2

What are some examples of information you might include in the current status of a career plan? Check all that apply.

classes you have taken
job or volunteer experience
intermediate goals
possible obstacles
software skills
financial challenges
leadership skills

Answers

answer:

a: classes you have taken

b: job or volunteer experience

e: software skills

g: leadership skills

classes you have taken, job or volunteer experience, software skills and leadership skills are some examples of information a person might include in the current status of a career plan.

What is career plan?

A career plan lays out peoples short- and long-term career goals, as well as the steps necessary to achieve them.

Career planning can aid in the selection of classes as well as the identification of extracurricular activities, research, and internships that will help one stand out as a competitive job prospect.

Thus, option A, B, E and G are correct.

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What is the effective rate of interest if $1,000 compounds to $1,331 in 3 years? The effective rate of interest, if $1,000 compounds to $1,331 in 3 years is b

Answers

Answer:

The answer is "10".

Explanation:

Given:

T= 3 year

P= $ 1000

A= $ 1331

R=?

Formula:

[tex]\bold{A= P(1+r)^t}[/tex]

[tex]\Rightarrow 1331= 1000(1+\frac{r}{100})^3\\\\\Rightarrow (1+\frac{r}{100})^3=\frac{1331}{1000}\\\\\Rightarrow (1+\frac{r}{100})^3=(\frac{11}{10})^3\\\\\Rightarrow (1+\frac{r}{100})=(\frac{11}{10})\\\\\Rightarrow \frac{r}{100}=\frac{11}{10}-1\\\\\Rightarrow \frac{r}{100}=\frac{11-10}{10}\\\\\Rightarrow \frac{r}{100}=\frac{1}{10}\\\\\Rightarrow r=\frac{1}{10}\times 100\\\\\Rightarrow r=10\\\\[/tex]

An effective decision maker ensures quality information by: A. Discounting conflicting opinions. B. Defending baseline data from reports received from other sources. C. Validating information to be true and accurate. D. Avoiding secondary sources of information.

Answers

The correct answer is C. Validating information to be true and accurate

Explanation:

The process of making decisions involves analyzing the options available through different sources of information. For example, if you are planning to go on vacation but you have not chosen the destination you can read articles about the best places to visit to take an informed decision.

Besides this, the process of finding and reading information to make a decision involves making sure the information is high-quality information, this can be done by analyzing whether the information in the source is supported, updated and written by an expert in the field, which shows the information is true and accurate and guarantees you have reliable information to make a decision. Thus, an effective decision maker ensures quality information by "validating information to be true and accurate".

Complete Electronics Inc. sells a point-of-sale computer with a two-year service contract. Complete collects $ 2 comma 500 cash for the selling price of the computer and $ 576 for the two-year service contract. How is revenue​ recognized?

Answers

Answer:

Sales revenue of $2,500 is recorded by Complete Electronic Inc. Upon delivery of the computer and a service revenue of $24 is recorded each month for 24 months

Explanation:

Upon the sale of a point-of-sale computer:

Selling price of the computer = $2,500 cash

Two years service contract of the computer worth $576

A cash selling price of $2500 is recorded upon delivery of the point-of-sale computer.

The service contract worth $576 is pread over 24 months(2 years) = $576 / 24 = $24.

$24 service revenue is recorded each month for 24 months.

SIROM Scientific Solutions has $10 million of outstanding equity and $5 million of bank debt. The bank debt costs 5% per year. The estimated equity beta is 2. If the market risk premium is 9% and the risk-free rate is 3%, compute the weighted average cost of capital if the firm's tax rate is 30%.

Answers

Answer:

The weighted average cost of capital is 15.167%

Explanation:

In this question, we are interested in calculating the weighted average cost of capital of the firm.

Weighted average cost of capital = (Weight of debt * cost of debt) + (weight of equity * cost of equity)

Firstly, we shall be calculating the cost of equity.

Mathematically,

cost of equity = Risk free rate + (beta * market risk premium)

From the question, the risk free rate is 3% , equity beta is 2 and the market risk premium is 9%

Inputing these values;

Cost of equity = 3% + (2 * 9%) = 3% + 18% = 21%

Now, we proceed to calculate the after tax cost of debt

Mathematically, after tax cost of debt = Cost of debt ( 1- Tax rate)

From the question, cost of debt = 5%

Tax rate = 30% = 30/100 = 0.3

Plugging these values

After tax cost of debt = 5(1-0.3) = 5(0.7) = 3.5%

Weight of debt = bank debt/(outstanding equity + bank debt) = 5/(5+10) = 5/15

Weight of equity = outstanding equity/(bank debt + outstanding equity) = 10/(5+10) = 10/15

Now, plugging these values into the weighted average cost of capital formula, we have;

(5/15 * 3.5) + (10/15 * 21) = 1.167 + 14 = 15.167%

All are advantages of partnership except
a) loan facilities
b) there is privacy
c) sharing of risk and liabilities
d) specialisation in management
e) talking of quick decision

Answers

Answer:

b) there is privacy

Explanation:

A partnership is a form of running the business under the hands of two or more than two people. The people involved in the business are called as the partners. They share the profits and liabilities and enjoy the benefits together. The decisions are made by discussing the terms among the partners. One of the disadvantages of partnership is the lack of privacy. The partners maintain the secrecy of the terms of their business but there is a lack of privacy among them.

Other Questions
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