which of the following is NOT a service provided by a credit counselor?
A. lending the borrower money
B. Helping the borrower create a debt management plan
C. Suggesting educational workshops
D. speaking to creditors

Answers

Answer 1

A service not provided by a credit counselor is lending the borrower money.

Who is a credit counselor?

Credit Counselors helps one tomanage credit and make better plans for credit in the future.

They will also help you clear or better manage your debt too. The counselor might speak to the creditors on the borrower's behalf.

Hence, a service not provided by a credit counselor is lending the borrower money.

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Answer 2

Answer:

A. Lending the borrower money.

Explanation:

I've done this quiz and can guarantee its correct!!


Related Questions

What would be the answer for part b?

Answers

id try 8k since it’s in the middle

One of the core skills needed for the following position in a museum involves researching the artifacts and works on display.

A: Archivist
B: Marketer
C: Designer

Answers

Archivist because marketers work on what the people will see when buying something and designers plan out things.

Bob returns goods bought on credit from Tariq, which ledger a/c entries record this in Tariq's book?
Debit Credit
A. Bob Sales returns
B. Bob Purchase returns
C. Sales return Bob
D. Purchase returns Bob​

Answers

Answer:

D. Purchase returns Bob

Explanation:

Purchase refers to payment by creditSo, it is either B or DD sounds like the more sensible option

C. Sales return, Bob

[tex]\begin{tabular}{|c|c|c|c|} \cline{1-4} \cline{1-4} \multicolumn{2}{|c|}{\sf Debit } & \multicolumn{2}{c|}{\sf Credit} \\ \cline{1-4} \multicolumn{2}{|c|}{\sf Bob } & \multicolumn{2}{c|}{\sf sales returns} \\ \cline{1-4} \multicolumn{2}{|c|}{\sf Bob } & \multicolumn{2}{c|}{\sf purchase returns} \\ \cline{1-4} \multicolumn{2}{|c|}{ \sf Sales returns } & \multicolumn{2}{c|}{Bob} \\ \cline{1-4} \multicolumn{2}{|c|}{Purchase returns} & \multicolumn{2}{c|}{Bob} \\\cline{1-4} \end{tabular}[/tex]

Breakdown of what's happening:

Credit means borrowing goods and will return them later. Here Credit: Bob
as he borrowed goods from Tariq and returning them.

When comes to sales return and purchase return. Recall,

purchase return: credited

sales return: debited

Hence, debit - sales return, credit - Bob. option C is correct.

Aside from turning to the black market, how do consumers make up
for goods that are rationed?

Answers

Answer:

Consumers make up for goods that are rationed by finding substitutes, like margarine in place of butter.

Explanation:

the crisis experienced in the workplace.

Answers

Answer:

were is tha picture i can answer that if don't have pictures

i am confused? Was there supposed to be a picture to show what happened or…

During April , Cavy Company incurred factory overhead as follows : Indirect materials $11,300 Factory supervision labor 4,000 Utilities 460 Depreciation (factory )660 Small tools 330 Equipment rental 790 Journalize the entry to record the factory overhead incurred during AprilIf an amount box does not require an entry, leave it blank

Answers

Answer:

Date            Account Title                                       Debit          CreditApril             Factory Overhead                           $16,720                    Indirect materials                                                    $10,500                    Wages payable                                                       $4,000                     Utilities payable                                                     $  500                    Accumulated Depreciation                                    $  620                    Small tools                                                               $ 370                     Equipment rental                                                   $ 730

The demand curve for a truckload of firewood for college students in a small town is Qc - 350 - p.

It is sometimes convenient to rewrite a demand curve equation with price on the left hand side. We refer to such a relationship as the inverse demand curve. ​ Therefore, the inverse demand curve for college students is p = 350 - Qc.

The demand curve for other town residents is Qt = 350 - 2p.

What is the inverse demand curve for other town​ residents?

The inverse demand curve for other town residents is p = 175 - 0.5 Qr

Answers

The inverse demand curve for other town​ residents will be,

Given, Qc = 350-p

Inverse demand function

P= 350-90

The demand curve of other town residents

Qs = 250-2P

Then the inverse demand curve is

2P = 250-QF

P =125-0.5QF

P = 125 - 0.5QF

What is a demand curve?

The demand curve is a graphical representation of the relationship between the price of a good or service and the quantity demanded for a given period of time.

Hence, by the above solution, the inverse demand curve for other town​ residents will be 125 - 0.5QF.

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what is ownership in entrepreneur​

Answers

the control over an enterprise, providing the power to dictate the operations and functions.
Ownership is taking the initiative to bring about positive results. Means not waiting for others to act and caring about the outcome as much as an owner of the company would

A student is writing a research paper about the poetry of the Harlem Renaissance. Which style guidelines will the student most likely follow when writing about this topic?

Answers

Answer:

B: Modern Language Association (MLA)

Explanation:

I'm taking the BIM Cumulative Exam 2022

why family members left their family business and start their own business

Answers

To become a self made person, this is because sometimes you want to prove people that even if your family is successful, you can be successful on your own too. I hope this makes sense.

when two goods are substitutes production then what??​

Answers

Answer:

An increase in the price of one substitute good causes a decrease in supply for the other.

Explanation:

I just took a test on this subject last week :)

When several large sellers have some control over the prices, this is called _____.

A. perfect competition

B. a monopoly

C. an oligopoly

D. monopolistic competition

Answers

Answer:

C

Explanation:

Oligonpoly

what is a contingency management system theory

Answers

Answer:

The contingency management theory is an organizational theory that claims that there is no best way to organize a corporation, to lead a company, or to make decisions. Instead, the optimal course of action is contingent (dependent) on the internal and external situation.

The following are the transactions of Spotlighter, Incorporated, for the month of January. a. Borrowed $4,390 from a local bank on a note due in six months. b. Received $5,080 cash from investors and issued common stock to them. c. Purchased $1,900 in equipment, paying $650 cash and promising the rest on a note due in one year. d. Paid $750 cash for supplies. e. Bought and received $1,150 of supplies on account.

Answers

Answer:

https://brainly.com/question/13288472

a.

(A) Cash +4,940

(L) Notes payable (short-term) +4,940

b.

(A) Cash +5,630

(S) Common Stock +5,630

c.

(A) Cash -1,200

(A) Equipment +3,000

(L) Notes payable (short-term) +1,800

d.

(A) Cash -1,300

(A) Supplies +1,300

e.

(A) Supplies +1,700

(L) Accounts payable +1,700

Explanation:

(A) = Assets  

(L) = Liabilities

(S) = Stockholders' Equity

(A) = (L) + (S)

Transaction a.

(A) Cash +4,940

(L) Notes payable (short-term) +4,940

Transaction b.

(A) Cash +5,630

(S) Common Stock +5,630

Transaction c.

(A) Cash -1,200

(A) Equipment +3,000

(L) Notes payable (short-term) +1,800

Transaction d.

(A) Cash -1,300

(A) Supplies +1,300

Transaction e.

(A) Supplies +1,700

(L) Accounts payable +1,700

Carla vista co. received proceeds of 5585020 on a 10-year, 8% bonds issued on January 1, 2019. The bonds had a face value of 530000, pay interest annually on December 31, an have a call price of 104. Carla vista uses the straight-line method of amortization. What is the carrying value of the bonds on December 31, 2021

Answers

The carrying value of the bond is $489,560.

What is the carrying value of a bond?

A bond's carrying value is defined as its par value or face value plus any unamortized premiums or discounts, minus any unamortized discounts.

This is deducted because it is represented on the balance sheet, the carrying value is the difference between the par value and the premium or discount.

Computation of Carrying value of Bond:

According to the given information,

First, there is a need to calculate the premium amount, that amount is calculated as follows:

Premium Amount = Face value of Bond – Proceeds received

Premium Amount = $530,000 – $558,5020

Premium Amount = -$505,5020

Now, there is a need to finding the Annual amortization value, this can be found out by the following:

Annual amortization = Premium Amount/Time period

Annual amortization = -$505,5020/10

Annual amortization = -$505,502

Then, the carrying value of the bond will be:

Carrying value of bond = face value – unamortized discount

Carrying value of bond = $530,000- (-$505,502×8%)

Carrying value of bond = $489,560

Therefore, the carrying value of the bond is $489,560.

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Which of the following is not a goal of the promotion mix? ​

Answers

Strategic positioning is not a goal of the promotion mix. As strategic, position is not involved in the promotional mix. Promotional mix is related  to the selling and promotion.

What is promotional mix?

Promotional mix is the different combination of the methods of marketing and promotions. It has different features from which a person can promote their business.

Advertising, Public relations or publicity, Sales promotion, Direct marketing and Personal selling are the five elements of the promotional mix.

Thus, it is strategic positioning.

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What are the current strategic issues in a business? Also identify is there any need of strategic leader in organization?
Note: You can either chose any random organization and find there strategic issues or do it generally.

Answers

Strategic leadership allows for streamlining of processes, improving strategic productiveness, and selling innovation. In this management, personnel may be productive, independent, and push new ideas.

What are the strategic problems in business?

Price Competition Uncertainty in the global businessMass Demographic ShiftTechnology Accelerates the Pace of ChangeEffective leadershipDiversity.Growing Urgency.

Thus, these are the strategic issues faced in today's business and the above information also explains the need for a strategic leader in a business.

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Which of the following examples is the best way to search for dogs but not a
particular breed?
A. dog-Chihuahua
B. dog+Chihuahua
C. dog -Chihuahua
D. dog +Chihuahua

Answers

The best way to search for dogs but not a particular breed is dog -Chihuahua.

What is search?

To search is to look for something or get a particular information about a subject. It involves carefully looking out for. A search can be done on the internet to generate information.

dog+Chihuahua will give the Chihuahua breed of dog likewise others.

Therefore, The best way to search for dogs but not a particular breed is dog -Chihuahua.

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State where this following question is a fact, opinion or informed opinion. "Conspiracies are perennial favourite for television producers because there is always a receptive audience?

Answers

This question corresponds to an informed opinion by presenting a judgment based on certain reasons.

How is an opinion formed?

The judgment or vision that an individual acquires on a given topic may be constituted from facts, individual values ​​or acquired knowledge, and the opinion may not correspond to the reality of the facts.

Therefore, it is essential that, when forming their own view of a situation, the individual seeks reliable sources and develops critical thinking, so that their opinion is more consistent and grounded.

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Medicare is a national health insurance program that _____.

Answers

[tex]\normalsize\blue{\overline{\quad\quad\quad\quad\quad\quad\quad\quad\quad\quad\quad\quad\quad\quad\quad\quad\quad\quad\quad\quad\quad\quad \ \ \ }} [/tex]

Medicare is a national health insurance program that help poor people that cannot afford their health insurance or medicines.

The answer is ( insures American’s poorest people)

Which phrase best completes the diagram?
Effective strategies for managing credit

Answers

Answer: Its B. paying bills on time

Explanation:

2) Which group of activities is made up of tertiary industries only?
a) Banking, research, farming.
b) Transport, food processing, marketing.
c) Marketing, transport, insurance.
d) Tourism, fishing, banking.​

Answers

Answer: B

Explanation: it is involving the provision of services to other businesses as well as to final consumers

What is likely to happen to the interest of a credit card with an introductory APR?

The interest will be revised after the first year, based on the economy.

There is a significant interest increase after the first year.

The interest will be revised after the first year, based on the borrower's repayment history

There is a slight interest decrease after the first year.​

Answers

Answer:

The interest will be revised after the first year, based on the borrower's repayment history

Explanation:

also within the first month if you pay off your entire balance by the due date then you wont be charged any interest

Experian

The interest will be revised after the first year, based on the borrower's repayment history is likely to happen to the interest of a credit card with an introductory APR. Thus, option C is correct.

What is a credit card?

A sort of line of credit offered by banks seems to be a credit card, which enables users to borrow money up to a pre-approved available credit. Users can use it to transact in the purchasing of goods as well as services.

You may get an intro APR for buys, current accounts, or both based on your credit card. You will pay little to no cost on the debt while the promotional rate is in effect.

After the trial period expires, you'll be paying the standard rate. You will receive no charge for the first week if you repay off your entire amount by the due date. Therefore, option C is the correct option.

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what is the future value of 1200$ a year for 40 years at 8% interest? assume annual compounding

Answers

Answer/Number(3):

C: "310,868"

When the owner took goods from the business for personal use we record it in
A. Sales journal
B. Purchase journal
C. General journal
D. Cash book ​

Answers

Answer:

C. General journal

Explanation:

As it relates both business and personal accounts, we record it in the general journal.

C. General journal

The general journal refers to a book of original entries, in which accountants and bookkeepers record raw business transactions, in order according to the date events occur.

Loans are usually offered at the full value of the collateral. True or False

Answers

Loans are usually offered at the full value of collateral is the true statement.

What is collateral?

Collateral is the security or the garantee that an lender accepts on behalf of the loan. It is an asset which is accepted by lender till the repayment of his loan.  

Loans are generally provided on the full value of collateral and it helps in the extension of the loan. The lender also get assured by the collateral specially at the time of non payment of loan he will be able to recover it from collateral.

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Economics* IMPORTANT
What will most likely happen if Karla pays off her car loan early?
A. her credit score will increase
B. her interest rate will go up
C. her credit score will decrease
D. her credit score will stay the same

Answers

Answer:

It can actually hurt your credit score because open positive accounts can have a greater impact than closed ones.

What are the three types of Learning Styles

Answers

Answer: Visual, Auditory and Kinesthetic

Explanation:

How does Tony convince Joel to go swimming in the Vermillion River?

Answers

Answer: Could be from bribing, displaying all of the perks of swimming in the river or describing how much fun it could be

Explanation:

Ginnie has observed that her signature item, the Satisfying Smoothie, is very popular with the late evening crowd at the gym, but it is not so popular with the early crowd. The early and late crowds have only slightly different preferences for her Hydration Power Drink. The gym has a very large clientele, and Ginnie can’t always tell who has the late-crowd preference and who has the early-crowd preference.

Answers

Contribution is the difference between sales and variable cost.

Hydration power drink

contribution - revenue

High =  7-1 = 6

Low  =  6-1 = 5,

Satisfying smoothie,

High  = 10-4 = 6

Low   = 5-4 = 1

Hydration power drink bundle will be maximized profit.

What is maximized profit?

Profit maximization is a process business firms undergo to ensure the best output and price levels are achieved in order to maximize its returns.

Influential factors such as sale price, production cost and output levels are adjusted by the firm as a way of realizing its profit goals.

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