When the same payer issues the primary, secondary, or supplemental policies, the correct procedure for submitting the claim would be to submit: c. one claim for all policies.
What is insurance claim?An insurance claim can be defined as the way in which a policyholder request that the insurance company under which the policyholder is covered pay for the damage or damages the policyholder incurred.
In a situation where the same payer issues both primary and secondary polices they have to submit one claim for all the policies.
Therefore the correct option is C.
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A gold standard ensures a long-run tendency toward price stability because
A gold standard ensures a long-run tendency toward price stability because the cost of producing an ounce of gold stays relatively constant overtime.
What is a gold standard?A gold standard is the system, abandoned in the Depression of the 1930s, by which the value of a currency was defined in terms of gold, for which the currency could be exchanged.
Therefore, the correct answer is the cost of producing an ounce of gold stays relatively constant overtime.
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The Plume and Fabric manufacturing company abides by a strict code of providing the best in equipment, lighting, and overall working conditions for its 350 employees who create costumes for Broadway shows. While the company could save money by hiring less-skilled or underage labor to do the job, it knows that decision is not acceptable. This scenario demonstrates how a(n) _____ plays a role in the company's decisions. Multiple choice question.
This scenario in the company demonstrates how an Ethical strategy plays a role in the company's decisions.
What is an Ethical strategy?This strategy is one that analyzes the target markets and the items that customers are more likely to buy.
However, as the firm abides by its strict code of providing the best in equipment, lighting and overall working conditions, its shows that Ethical strategy plays a role in the company's decisions.
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which points of the production possibilities curve show a level of production that would be achievable only through further growth in the company
When a drone manufacturer decides to shift from producing and selling high-quality, high-end drones to producing drones at the lowest possible cost, it is changing its __________.
Such a switch from selling high quality drones to making drones at the lowest cost is a change in competitive strategy.
What is competitive strategy?This refers to the pricing method that a company uses to gain an edge in the market over its competitors.
Some companies decide to charge high prices but produce high quality goods while other companies produce cheaper goods at the lowest cost.
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Parsa’s organics currently has $56 in debt for every $100 in equity. If the company were to use some of its cash to decrease its debt, while maintaining its current equity and net income, which one of the following would decrease?.
If Persa's Organics was to use cash to decrease debt, the figure that would decrease is E. Equity Multiplier.
Why would the equity multiplier decrease?The Equity multiplier is calculated as:
= Total assets / Shareholder's equity
Total assets will decrease because cash is decreasing from being used to pay off debt. Shareholder's equity is remaining the same on the other hand. This would therefore lead to the whole measure decreasing.
Options include:
a. Total asset turnover
b. Return on equity
c. Return on assets
d. Net profit margin
e. Equity multiplier
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Most bonds require par value to be repaid _______ and interest to be paid _________.
Most bonds require par value to be repaid at maturity and interest to be paid semi-annually.
What is a bond?
A bond is a debt instrument used by businesses to raise capital needed for business operations. Bondholders earn interest on the amount invested at predetermined intervals and at the maturity of the bond, they are paid back the amount invested.
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What actions would the fomc likely take if it were to pursue contractionary monetary policy using open market operations?.
The key movements via are to increase the economy consist of a decreased bargain fee, buying government securities, and a decreased reserve ratio.
When the Fed makes use of contractionary policy?When GDP in a kingdom is growing too fast, inflicting inflation to grow past a suited charge of two%, central banks will put in force a contractionary economic coverage. The Federal Reserve, or any principal financial institution, has three primary pieces of equipment to reduce the money supply.
A direct advantage of contractionary economic coverage is that it strengthens government budgets. As an instance, whilst the Fed's bargain price increases, the government earns extra cash from the banks that borrow budget from the Fed's cut price window. The government can use this supply of sales to offset spending and decrease price range deficits.
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Frictional unemployment is most closely associated with: Group of answer choices people who are unemployable due to alcohol or drug addictions. a general downturn in the economy. people quitting a job just long enough to look for and find another one. people losing a job when their skills become obsolete due to technological innovations.
Frictional unemployment is most closely associated with people quitting a job just long enough to look for and find another one.
What is frictional unemployment?
A person who consciously quits one job to pursue another is said to be experiencing frictional unemployment, which most frequently happens in a strong economy.
Causes of tense working relationships can include a worker quitting to be nearer to a spouse's new job, going back to school, or having the money to take time off work to hunt for another job.
Employers can lessen frictional employment by enhancing job flexibility and providing relocation support, among other things.
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When the project may be completed early with some parts of the project eliminated this is considered to be
A premature closure occurs when the project may be completed early with some parts of the project eliminated.
What is a premature closure?
This refers to a situation whereby the project is of strategic importance and must be delivered earlier than expected.
Hence, this also occurs when the project may be completed early with some parts of the project eliminated.
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when the money market is drawn with the value of money on the vertical axis, if money demand shifts leftward, then initially there is an:
if money demand shifts leftward, then initially there is an excess supply of money which causes the price level to rise.
What is excess money supply?Excess money supply occurs when the supply of money in an economy is greater than the money demand or the level of the total output of an economy.
When there is an excess money supply, its effect is to result into inflation or causes the price level to rise.
Therefore, when the money market is depicted with the value of the currency on the vertical axis, if money demand shifts leftward, then initially there is an excess supply of money which causes the price level to rise.
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What was the opening price of dow jones industrial average on jun 01, 2017 in the format of xxxxx.xx?
Answer:
21080.28.
Explanation:
Fyllor Inc., a manufacturer of office equipment such as fax machines and printers, regularly imports component parts and then assembles them to make finished products. A recent increase in the import duty on component parts has led to an increase in the price of the firm's products, and this in turn has led to a drop in sales. In this scenario, the drop in sales for Fyllor Inc. can be attributed to its:
In this scenario, the drop in sales for Fyllor Inc. can be attributed to its general environment.
What does the general environment refer to?A business's general environment refers to the external influences that shape business activities.
Some of the general environment or external influences include the environment, technology, political factors, economic conditions, demographics, and socio-cultural forces (PESTEL).
Thus, in this scenario, the drop in sales for Fyllor Inc. can be attributed to its general environment.
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Sophia's family is growing, and she needs to buy a bigger car by financing it for five years. why is it important for her to check the information recorded on her
credit report?
to verity that her report reflects accurate on-time payment history
to confirm that her report has the correct car brand and model
to check that her report includes the appropriate maintenance schedule
to ensure that her report shows the correct license registration
It is important for her to check the information recorded on her credit report to verity that her report reflects accurate on-time payment history.
What is credit report?This refers to the list that shows a client data about their credit activity such as loan paying history, status of credit accounts etc
Hence, Sophia needed to check the information recorded on her credit report to verity that her report reflects accurate on-time payment history.
Therefore, the Option A is correct.
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Answer:
A. to verity that her report reflects accurate on-time payment history
Explanation:
In july, lane co. Sells merchandise to avery co. On account. In august, avery pays the balance in full. The entry that lane will make to record the receipt of cash will include a credit to the _______ account.
The entry that lane will make to record the receipt of cash will include a credit to the Accounts Receivable account.
What is Accounts Receivable?Accounts Receivable is the amount, which a company will receive from its customers who have purchased its goods & services on credit.
It refers to the money that the customer owe to the company for the goods or services that they have already received but not yet paid for.
For example- Goods purchase on credit by ABC, the amount gets added to the accounts receivable.
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A registered representative in your firm is about to retire and has asked a younger representative in the same branch office if she wants to buy his book of business. The younger representative is very interested and the two RRs have negotiated a sale price and have agreed in a written contract that continuing commissions will be paid to the retiring representative for a period of 5 years following retirement, based on the clients named as of the date of retirement. Which statement is TRUE about such an arrangement
The statement that is TRUE about such an arrangement is: Such an arrangement is a permitted private contract as long as the contract is executed prior to the retirement date,
What is private contract?Private contract is a type of written or oral agreement between two parties or between two or more people.
Since the registered representative intent is to get an income after retirement through the commission earn by selling his book of business the contract is valid in as far as the contract was executed before the registered representative retire date.
Therefore the arrangement is a permitted private contract.
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Assume that the promissory note from Vexnet to Onyx Advertising was payable on a date certain (and all other requirements were met) so that it was a valid negotiable instrument. How would the instrument be negotiated
The way the instrument need to be negotiated is that Since it is an order instrument, it is negotiated by delivery and indorsement.
What is negotiable instrument?A negotiable instrument is known to be a kind of a signed document that tells or promises a given amount of payment to a particular individual or the assignee.
Note that in the case above, The way the instrument need to be negotiated is that Since it is an order instrument, it is negotiated by delivery and indorsement.
See options below
Since it is an order instrument, it is negotiated by delivery only.
Since it is a bearer instrument, it is negotiated by delivery and indorsement.
Since it is a bearer instrument, it is negotiated by delivery only.
Since it is an order instrument, it is negotiated by delivery and indorsement.
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The law of supply indicates that, other things equal, Multiple Choice producers will offer more of a product at high prices than at low prices. the product supply curve is downsloping. producers will offer more of a product at low prices than at high prices. consumers will purchase less of a good at high prices than at low prices.
The law of supply generally asserts that the producers will offer more of a product at high prices than at low prices.
What does law of supply states?The economic law states the higher the price, the higher the quantity demanded; because the sellers get more profit when the price is higher, this encourages the producer to produce at high price.
Therefore, the Option A is correct.
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If buyers in this market have to wait in line to purchase this good after a $1 price ceiling is imposed, each buyer purchases only one unit of the good, and buyers in the market value their time at $8 per hour, how long will the wait have to be per remaining customer to clear the market
The waiting time will be 30 minutes because 30 minutes at $8 per hour adds $4 to the price. Therefore, making the full price equal to $5 for each buyer clears the market.
What is the price ceiling?A price ceiling is a price control mechanism by the government to intervene in the market forces of demand and supply by setting a maximum price.
While price ceilings are imposed to make prices low for consumers, it may cause shortages in the quantities supplied.
Thus, the waiting time will be 30 minutes because 30 minutes at $8 per hour adds $4 to the price.
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Decades ago, developing and implementing the "right" marketing strategy was all about _________________ . In today's economy, however that emphasis has shifted to developing strategies that attract and retain customers over the long term.
In decades past, the development and implementation of marketing strategy was about b.creating a large number of transactions in order to maximize a firm's market share.
What was the focus of marketing strategy in the past?Companies wanted to increase the number of sales transactions they had as they believed it would lead to a higher market share.
These days however, companies try to retain their customers over the long term so they can have a sustainable revenue base.
Options for this question are:
a.aggressive selling in order to maximize sales volume.
b.creating a large number of transactions in order to maximize a firm's market share.
c.making products of moderate quality that could be sold at the lowest price possible.
d.conducting extensive research to discover customer needs.
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True or false: a large, simple design is best used in situations where baseline measurements are complex and require special equipment.
The given statement is FALSE because if the baseline measurements are complex and need special equipment, then a large, simple design would NOT be needed.
What is a Design?This refers to the framework that is used to show a blueprint for a thing and can also mean the construction of a thing.
Hence, we can see that the given statement is false because, in a case of a complex measurement that would require special equipment, a special design would be needed.
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when scrum team members meet and collaborate with each other to find the best way to build and deliver the software to the customer, which of the following agile values is being practiced?
When scrum team members meet and collaborate with each other to find the best way to build and deliver the software to the customer, the agile value being practiced is:
individuals and interactions over processes and tools;What is the Agile value of collaboration?The agile value of collaboration requires that team members should interact with one another to brainstorm over a matter and know the best methods to use in solving a problem.
So when the scrum team members engage in the interaction above, they are heed to the first Agile value.
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What is Amazon's WACC? Note: Amazon does not have r preferred stock. Apply the CAPM to estimate the cost of equity using the expected market return and risk-free rate from the Walmart WACC estimate. Answer to 2 decimal places in % format w/o % sign.
Hence, 0.21 is the amount of taxes that were mentioned in the Walmart example, in addition to 0.66 percent and 12.70 percent.
What is Amazon's WACC?1.1634= bond from line
Generally, the cost of equity is mathematically given as
Using the CAPM to estimate the cost of equity using the expected market return and risk-free rate from the Walmart WACC we have
C.E=R+[tex]\beta[/tex] (ER-R)
Where
R=risk free rate
[tex]\beta[/tex] = beta of the investment
(ER-R)=market risk premium
Therefore, from the Walmart WACC
CE=0.66%+1.1634*(12.7%-0.66%)
CE=14.68%
Generally, the Market value is mathematically given as
MV= 1,215,500,000,000
Generally, the cost of debt is mathematically given as
CD= 37,855,403,701.28
Hence
Total value= 1,215,500,000,000+37,855,403,701.28
Total value= 1,253,355,404,000
[tex]Weight of equity= \frac{1,215,500,000,000}{1,253,355,404,000}*100[/tex]
Weight of equity= 96.98%
[tex]Weight of debt= \frac{37,855,403,701.28}{1,253,355,404,000} *100[/tex]
Weight of debt=3.02%
Therefore
0.969814*0.68+0.03020.014*(1-0.21) = 14.27%
Hence, 0.21 is the amount of taxes that were mentioned in the Walmart example, in addition to 0.66 percent and 12.7 percent.
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An investment adviser representative has been reviewing the likelihood that an equity investment will produce the desired return. He has determined that the mean return on the investment is 15%, with a 12% standard deviation, and a 95% probability of occurrence. This means that he would expect the range of returns to be approximately:
The investment adviser would expect the range of returns on the equity investment to be between 5% and 35%.
What is the range of the desired return?The lower bound of the range is:
= Mean return - Standard deviation
= 20% - 15%
= 5%
The upper bound of the range is:
= Mean return + Standard deviation
= 20% + 15%
= 35%
The range is therefore 5% to 35%.
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The range of returns to be approximately 3.00% - 27.00%
What is investment?
An investment is a valuable item bought with the intention of increasing one's wealth. While stocks, bonds, and real estate are frequently included when discussing investments.
A 12% standard deviation means that the investment return can vary plus or minus 12% from the mean (average) return over the course of a year. With a 15% average (mean) return, it might fall as low as 3% (15% - 12% deviation); or it might rise as high as 27% (15% + 12% deviation).
The probability of the return falling in this range is 95%. This has nothing to do with the actual calculation of the range of returns.
As a result, 3.00% - 27.00% is correct.
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Anita, a quality supervisor, knows that her manager focuses on maintaining quality. Anita tends to favor a high-quality alternative whenever she is considering alternative ways to approach a problem. She understands that another alternative might be more successful. However, Anita believes that whatever the outcome, her manager is likely to appreciate her efforts to maintain the quality standard. This is an example of the human compromise known as
The given scenario is an example of the human compromise known as rationalization.
What is Rationalization?This refers to the use of logic to try and explain or justify a certain behavior, even when they are not appropriate.
Hence, we can see that based on the high quality alternative that Anita, the quality supervisor uses, she knows that she would still be appreciated by her manager if she maintains the standard, and this is known as rationalization.
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Which of the following is a reason the government can’t completely control the business cycle
The basic reason is the government can’t control interest rates is the business cycle. Changes in interest rates should be reflected in the business cycle.
What is business cycle?
The term "business cycle" is used by economists to describe the increase and decrease in economic activity over time.
The interest rate cycle is closely related to the business, trade, and economic cycles. Theoretically, changes in interest rates should be reflected in the economic cycle. But the government can’t completely control interest rates.
Governments attempt to control business cycles through spending, tax increases or decreases, and interest rate changes. In order to stifle inflation and slow down the economy, the government will raise interest rates.
As a result, option (b) the government can't control interest rates is correct.
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You present a solution that is reasonable and not presented as an ultimatum. if there are areas of disagreement, you make concessions. this describes what step in the negotiation process
The settlement step is the part of the negotiation process that is described using the description here.
What is the negotiation process?This term is used to refer to the ways through which two people would have to resolve a conflict.
They do this by reaching an agreement or what is called the compromise.
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Sara was faced with a decision to complete a skill herself or delegate to a staff member. Watch both examples and think about your reading about the three-skill approach. Explain which skill was used in each example and how it ultimately affected patient and staff outcomes. If you don’t agree with either example, can you think of a better decision for sara? explain which skill you would have focused on and why.
Answer:
Complete a skill herself.
The __________________ is the nominal interest rate minus the rate of inflation.
If you're using a 50/30/20 budget,
what percentage of your monthly
income should you spend on savings
and paying off debt?
A: 30%
B: 20%
C: 0%
Answer:
B: 20%
Explanation:
you spend 50% of your after-tax pay on needs
30% on wants, and
20% on savings or paying off debt.
So its B 20%
Sheridan Company budgets on an annual basis for its fiscal year. The following beginning and ending inventory levels are planned for the fiscal year of July 1, 2021 to June 30, 2022: June 30, 2022 June 30, 2021 Raw Materials 3000 kilos 2000 kilos Three kilos of raw materials are needed to produce each unit of finished product. If Sheridan Company plans to produce 480000 units during the 2021-2022 fiscal year, how many kilos of materials will the company need to purchase for its production during the year?
The number of kilos of materials that the company will need to purchase for its production during the year is: $1,441,000.
Number of kilos of materials to purchase
Using this formula
Kilos of materials=(Units to produce×Number of kilos of raw materials)+Ending kilo of raw material-Beginning kilo of raw material
Let plug in the formula
Kilos of materials=(480000×3)+3,000-2,000
Kilos of materials=1,440,000+1,000
Kilos of materials=$1,441,000
Therefore the number of kilos of materials that the company will need to purchase for its production during the year is: $1,441,000.
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