The main difference between term life insurance and straight-life insurance is Term life insurance has no cash value at the end of the term it's bought for.
What is term life insurance?This is a life insurance policy that allows you to cover our life for a period of time. It is often cheaper than the straight-life insurance policy.
Term life insurance has a drawback however which is that it has no cash value at the end of the term. The insurance company will simply take all the cash that one has paid and give nothing back.
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Which is the result of entering a debit in an expense account?
Explanation:
when a payment is made the entries recorded are debit prepaid expenses
Based on the above information, what is the Enterprise Value of Alibaba Group Holding Limited? Be sure to write down your answer, as you'll require it to calculate the next question's answer.
The Enterprise Value of the Alibaba group from the given information will amount to $563,381.
What is Enterprise Value?The Enterprise Value can be regarded as a measure of a business' total value. It is the summation of all the creditors and equity holders at the company's end.
Using the formula and the given information, the Enterprise Value can be calculated as,
[tex]\rm Enterprise\ Value= Market\ Capitalization\ + Debt - Cash\ Balances\\\\\rm Enterprise\ Value= 721195\ - 157714\\\\\rm Enterprise\ Value= \$563,481[/tex]
Hence, option C holds true regarding the Enterprise Value. The complete question has been attached with an image.
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Defendant Mcpherson owned property adjacent to the first presbyterian church and wanted to build a gas station on the property. The church sued arguing that the operation of the station would constitute a nuisance. The lower court found that the unusual noises emanating from the station would interfere with the church’s operation to such a an extent that it would be a nuisance and therefore granted the pre permanent injunction. On appeal do you believe the injunction was upheld why or why not ?
The court did not uphold the injunction because the property on which Mcpherson wants to build the Gas station that belongs to Mcpherson has the right to build a gas station on that so Mcpherson challenged this decision any upper court.
What is an Injunction?
An injunction is a legal order requiring a person or entity to either cease doing or else start doing some specific action or task.
Thus, in this case, Mcpherson can challenge the lower court's decision in the upper court that prevents him from making a gas station on land that belongs to him.
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The federal government has enacted laws which allow you to ______.
a.
Apply for credit cards without revealing personal information
b.
Establish a personal identity lockbox to protect your information
c.
Restrict the way your personal information is shared.
d.
None of the above
The federal government has enacted laws which allow to restrict the way your personal information is shared. Therefore option (C) is correct.
What is Federal Government?Federal Government refers to the division of the power among the legislative, executive and judicial. The U.S. Constitution gives the Congress, President, and Federal courts specific powers.
The ability to limit the sharing of personal information is permitted under legislation that the federal government has passed. Therefore, choice (C) is the right one.
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Which of the following is true of goal setting?
Answer: A. Specific, difficult goals are best.
Explanation:
A wealth of research such as the Goal-Setting Theory by Edwin Locke have gone into proving that Specific, difficult goals are best for Motivation.
The premise behind this logic is that if you focus on a specific goal, you can channel proper energy to it and can work towards it rather than vague goals.
For example, if you say you're going to write a book by the end of the year. That's a bit vague. If you say however that for 10 hours each week you'll endeavour to write at least 2 chapters of the book, that's Specific and you'll have a better chance of accomplishing that.
i need this 4 questions solved plsssss
In the late 1980s, the top international banks were predominantly Japanese because the Japanese economy was responsible for a lot of electronic device production.
As the world became even more digitized, Japanese firms did not adapt fast enough and so their banks lost their predominance.
The late 2000s saw American banks being predominant thanks to the real estate boom which ended with the Great Recession of 2008/9.
The late 2010s saw Chinese banks in the ascendancy thanks to China's massive production capacity. This came to a halt in 2019 with the pandemic.
Which nations dominated banking over the years?The Japanese dominated the banking industry in the late 1980s because Japan was responsible for much of the world's gadget production.
The Japanese lost their dominance however, when they did not embrace digitization fast enough which led to a fall in the fortunes of Japanese companies like Kodak.
American banks took advantage of the housing boom of the 2000s to become the most dominant but they lost some dominance after the horrible 2008 Great Recession.
The Chinese then took over in the 2010s thanks to their massive manufacturing capacity and worldwide influence.
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You gave some clothes for. dry cleaning. Your suit was spoiled you went to the dry cleaner and made the compliant .
Answer:
Apart from the question words or the yes/no tags, a question can begin with auxiliary verbs like will, shall, can, etc.The word 'can' is specifically used to request or get permission for something.The word 'can' is joined by the subject and the main verb in the question.Questions beginning with 'can' are answered with a yes or no answer in short or expanded form'. Question: "Can I pay you later?"*Explanation:
Total quality management nike
Answer:
babytron solos
Explanation:
babytron better
You just received an email from a coworker letting you know that some of your friends are going to get together after work and go out for dinner. What should you do with this email?
Answer:
You should reply.
Explanation:
If you're interested, then tell them that you are interested. If you aren't interested, then tell them that you aren't interested. I hope this helps!
Following is partial information for Delamunte Industries for the month of August: Work In Process Balance, August 1 $ 41,000 Direct materials used 75,000 Direct labor 120,000 Manufacturing overhead applied (based on direct labor cost) 90,000 Jobs finished during August are summarized here: Job # Cost of Jobs Completed 234 $ 58,000 237 65,000 231 74,500 246 67,500 Required: At the end of August, only one job, Job 248, was still in process. The direct labor cost incurred on Job 248 as of August 31 was $24,000. 1. Calculate the predetermined overhead rate that was used to apply manufacturing overhead to jobs during August. 2. Determine the balance in Work in Process at the end of August. 3. Determine how much of the direct materials cost and applied overhead would be recorded for Job 248 as of August 31
1. The calculation of the predetermined overhead rate applied to jobs during August is 75% of direct labor costs ($90,000/$120,000).
2. The balance in the Work in Process account at the end of August is $61,000.
3. The amounts of direct material cost and applied overhead recorded for Job 248 as of August 31 are $19,000 and $18,000, respectively.
Data and Calculations:Work In Process Balance, August 1 $ 41,000
Direct materials used 75,000
Direct labor 120,000
Manufacturing overhead applied (based on direct labor cost) 90,000
Total costs incurred = $326,000
Finished Jobs during August:Job # Cost of Jobs Completed
234 $ 58,000
237 65,000
231 74,500
246 67,500
Total costs of finished jobs = $265,000
Work in process balance = $61,000 ($326,000 - $265,000)
Job in Process: Job 248:Direct labor cost incurred = $24,000
Applied overhead = $18,000 ($24,000 x 0.75)
Direct materials = $19,000 ($61,000 - $24,000 - $18,000)
Thus, the work-in-process balance represents Job 248 (Direct labor $24,000, Direct materials $19,000, and Applied Overhead $18,000).
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What is the name of a graph that shows all the combinations of
goods and services that can be produced if all of society's resources
ara used?
O production possibilities curve
O Lorenz Curve
O capital consumption frontier
O circular flow model
Production Possibilities Curve is the name of the graph that shows all the combinations of goods and services that can be produced if all of society's resources are utilized. Hence, Option A is the correct choice in this case.
What is a Production Possibilities Curve?A graph that suggests all of the extraordinary combinations of the output of goods that may be produced using available sources and technology is referred to as the Production Possibilities Frontier (PPF). The PPF captures the ideas of shortage, choice, and tradeoffs.
Hence, Production Possibilities Curve is the name of the graph that shows all the combinations of goods and services that can be produced if all of society's resources are utilized. Option A is the correct choice in this case.
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Project success is defined as adherence to budget, schedule, functionality (performance) and client satisfaction. Under these criteria, cite evidence that suggests the Sochi Olympics project was a success and/or failure.
The evidences provided suggest that Sochi Olympics was a great failure as the estimated cost of the Olympics went up.
What is Budget?Budget refers to the future projections of the income and the expenditure. It tells where the individuals income will be utilized at the given period of time.
There are several evidence available that suggest that the Sochi Olympic was the failure. The budget estimation was the failure as cost went more then $50 billion.
One of the other evidence was the corruption in the several area such as infrastructure, buildings, and roads etc which ended up with highly inflated price tags.
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Which approach to research is based on observing people in their own homes or communities?
Ethnography is an approach in research, where the subjects are observed in their homes and/or communities.
Ethnography is a mode of research that is largely used in the fields of Anthropology and Sociology. It is a method, wherein, the subjects of the study are not enclosed within an artificial environment, or otherwise known as a laboratory. They are studied by being observed in the environment they originate from or belong to. This method is specifically useful, while studying various cultures. It helps control the unwanted effects of being introduced in a new environment, which could alter the behavior of the subjects of the study.Therefore, it is clear that Ethnography is the approach in research, where the subjects are observed in their homes and/or communities.
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The foreign exchange department of Bank of America has a bid quote on Canadian dollars (C$) of C$1.1448/$. If the bank typically tries to make a bid-ask spread of 0.5 percent on these foreign exchange transactions, what will the ask rate have to be? (Round answer to 2 decimal places, e.g. 52.75.)
Based on the bid quote on the Canadian dollar, and the bid-ask spread, the ask rate will be $1.15.
What will be the ask rate?This can be found as:
= Bid rate + (1 x bid-ask spread)
Solving gives:
= 1.1448 x ( 1 + 0.5%)
= 1.1448 x 1.005
= $1.150524
= $1.15
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Forever Inc. is a confectionery company that manufactures candies. It does not use specific strategies to target children when marketing its products. Instead it uses the same strategies to promote its candies among all consumers in the market. In this scenario, Forever uses a(n) _______.
In the aforementioned illustration, Forever Inc. is said to be employing an undifferentiated targeting approach because it is utilizing the same techniques to market its sweets to all consumers.
What is targeting strategy?A targeting strategy is one adopted by a company or organization with the goal of upselling its products to the market's target audience of its goods and services.
Undifferentiated targeting is the employment of a similar targeting technique to promote products in the market without differentiating between the promotion of the same product to two different audiences.
Hence, option B states about the correct targeting strategy. An image of complete question is added for better reference.
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Increasing or Decreasing the Money Supply
Complete the table in question 7.
7. The Fed has three tools it can use to influence the money supply. In the following table, list the three
tools and then explain how the Fed uses each tool to increase or decrease the money supply.
Fed tool
To increase the money supply,
the Fed
To decrease the money supply.
the Fed
A
Answer:
TOTAL amount
TOTAL amount
Answer:
Increasing
Explanation:
Please answer the following questions:
1. Maple, a highly motivated entrepreneur plans on applying for a business loan from Bank of
America. She finds out that the percent change in price of business loans increased to 5% last
month. This resulted in a 50% percent change in quantity demanded from 1000 applicants to 500
applicants. What is the business loan's price elasticity?
The price elasticity of the loan taken by the entrepreneur comes out to be 10.
What is the price elasticity of demand?
The price elasticity of demand is an indicator used to determine the sensitivity of demanded quantity with respect to its corresponding price.
Given values:
Change in quantity demanded: 50%
Change in price: 5%
Computation of price elasticity of demand:
[tex]\rm\ Price \rm\ elasticity \rm\ of \rm\ business \rm\ loan=\frac{\rm\ Change \rm\ in \rm\ quantity \rm\ demanded}{\rm\ Change \rm\ in \rm\ price} \\\rm\ Price \rm\ elasticity \rm\ of \rm\ business \rm\ loan=\frac{50\%}{5\%} \\\rm\ Price \rm\ elasticity \rm\ of \rm\ business \rm\ loan=10[/tex]
Therefore, when the change in quantity demanded is 50% with the change in the price is 5%, then the price elasticity of a business loan is equal to 10.
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what does quality refers to ?
Answer:
Quality refers to the standard of something as measured against other things of a similar kind; the degree of excellence of something.
Why is it good to have home equity
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Which type of management is exemplified by the idea that managers should delegate to subordinates and allow those subordinates to be responsible for decisions? A. Linear B. Centralized C. Divisional D decentralized E departmentalized
Decentralized management is the type of management is exemplified by the idea that managers should delegate to subordinates and allow those subordinates to be responsible for decisions.
What is the decentralized type of management?This is the type that is used to refer to the type of management that has its daily activities delegated to the workers that are at the middle and the lower levels of the organization.
This helps to give those at the top management the time to be able to focus on other key activities.
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Modern mixed economies that include free market principles as well as active
government regulation of the economy are based on the theories of ____ .
a.) AS
b.) JMK✅
c.) MF
d.) Karl Marx
The theory of Adam Smith and Karl Marx leads to creation of a Modern mixed economies that include free market and active government regulation.
What is Adam Smith and Karl Marx theory?Adam Smith created the Capitalism economic system while Karl Marx created the socialism economic system.
Hence, the combination gave birth to Modern mixed economies that include free market principles as well as active government regulation.
Therefore, the Option A & D is correct.
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What is accountability
Accountability is a promise that a person or a group will be judged on how they perform or behave in relation to anything for which they are accountable.
Though more from the standpoint of oversight, the phrase refers to accountability. For instance, an employee might be in charge of making sure that a response to an RFP (request for proposals) complies with all the standards. Consequences may or may not occur if the work is not completed satisfactorily. Accountability, on the other hand, indicates that the worker is required to successfully complete the task and will need to at least justify their failure.
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Accountability is the obligation of individuals or organizations to take responsibility for their actions, decisions, and outcomes.
In various contexts, accountability plays a crucial role in promoting transparency, ethical behavior, and trust. It holds individuals and entities liable for the consequences of their choices, ensuring that they are answerable to stakeholders, authorities, or the public. Accountability is essential in government, business, education, and other sectors to maintain integrity and foster a culture of responsibility.
By enforcing accountability, organizations can create a sense of ownership and promote a higher level of performance and ethical standards. It helps build trust among stakeholders and ensures that those in positions of power act in the best interest of the community they serve. Emphasizing accountability leads to more reliable and responsible outcomes in various aspects of society.
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When calculating turnover of property plant & equipment and receivables, which item from the income statement do we use? Operating expenses, Sales, Gross profit, Net income
The term used from the income statement to calculate turnover is (b) Sales
How to determine the term?The turnover of property plant & equipment and receivables is calculated using
Turnover = Sales ÷ Average Inventory
The dividend in the above equation is Sales
Hence, the term used from the income statement is (b) Sales
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Anticipatory and response-based business models are the two ways used by firms to fulfill customer requirements. However, keeping in mind that there are fundamental differences amongst these two models, concentrate on the definitions and build on such differences to be able to fulfill the requirements of this learning engagement.
Anticipatory business model is the business type where everything is pre-defined and Response based business model is the one which have reduced the forecasting by joint planning.
What are types of business models?There are various kinds of business model, which business performs these days, it also depends upon the range of customers the business is dealing with. Some of the hem are-
Bundling model. ... Freemium model. ... Razor blades model. ... Product to service model. ... Crowdsourcing model. ... One-for-one model. ... Franchise model. ... Distribution model.Thus, both the business model concentrate on different things.
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The debt to tangible net worth ratio is calculated as follows:
(Equity - Intangible Assets) / Interest Bearing Liabilities
Interest Bearing Liabilities / Equity
Interest Bearing Liabilities / (Equity - Intangible Assets)
Equity / Interest Bearing Liabilities
The debt to tangible net worth ratio is calculated as Interest Bearing Liabilities divided by the total of Equity less the Intangible Assets.
What is Tangible Net Worth?A net worth of an individual or an organization, which does not involve or take into consideration the intangible assets held by such individual or organization is known as the tangible net worth.
Hence, option C holds true regarding the formula of debt to tangible net worth ratio.
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In which situation would it be most appropriate to use money you have set aside in your emergency fund?
A. Your friend needs $100 for rent.
B. Your microwave stops working.
C. You forgot to pay your phone bill.
D. Your roommate needs $50 for a date.
The money that has been set aside for emergency situations can be ideally used for paying the phone bill at first.
Option C is the correct answer.
What is an emergency fund?An emergency fund is an amount that is kept by an individual out of their earned income which is further to be used in uncertain times.
An emergency fund has been created to meet the contingencies in life that can be in the form of repairs of any equipment, medical problems, loss of job, etc. This fund helps the individual in uncertain times when he/she is in need of funds.
Therefore, the phone bill should be paid first from the emergency fund then the rest of the expenses to be considered.
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Answer:
B. micro wave
Explanation:
The other guy is wrong
See Chapter 19, sections 19.9 and Cases. The project will be a continuation of how to improve the process you chose in Competency 1. Apply project management tools and a project management outline type of your choice to structure and plan the project by defining, planning, and controlling. Create a 10- to 12-slide PowerPoint presentation (supported by Excel and Word as needed), with detailed speaker notes, that includes the following: • Project description • Project Management Charts (Critical Path, Gantt Chart, etc.) • Meeting cadence/rhythm and timing • Metrics to measure the project's success • Financial and budgetary considerations • Description of the project reporting structure
I DON'T KNOW THE ANSWER I'm sorry
Discuss whether or not an increase in the wage rate paid to chefs will encourage more
people to become chefs.
Answer:
obviously increase in which rate of chips will encourage more people to become chef
Explanation:
but as perlot of demand is supply of chef increase more than demand of chips there will be not reduction in wages of chef till were will be equilibrium
Answer:
Yes it might make more people want to be chefs but some people do it not for money but for their love of cooking.
Explanation:
which of the following is the process of coming up with something new? a. Innovation O b. O Business Model c. Creativity d. Design. which of the following is the process of coming up with something new ? a . Innovation O b . O Business Model c . Creativity d . Design .
Innovation is the process of creating something new. Hence, choice A is right.
What do you mean by innovation?
Innovation is the process of coming up with a fresh concept or creating a good or service that has a market value that customers are willing to pay for and meets their requirements and expectations.
Design innovation is a technique used to generate innovation. It focuses on meeting human requirements with available technology and developing a workable business plan to capitalize on this market opportunity.
Hence option A is correct.
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The Magnolia Company's Division A has income from operations of $80,000 and assets of $400,000. The minimum acceptable rate of return on assets is 12%. What is the residual income for the division?
The residual income for the Division A of Magnolia Company for an income from operations of $80,000 will be $32,000.
What is residual income?Residual Income is the total of total income from operations less the minimum acceptable rate of return on the deployed assets for such operations over a financial period.
Using the above information, it can be ascertained that the residual income will be,
[tex]\rm Residual\ Income = Income\ from\ Operations - Rate\ of\ Return\ x\ Assets\\\rm Residual\ Income = 80000- (12\%\ x\ 400000)\\\\\rm Residual\ Income = \$32,000[/tex]
Hence, the residual income will be as computed above.
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