What is one disadvantage of using credit? A. It can be tempting to overspend. B. It is not convenient. C. It never offers special advantages. D. It is extremely difficult to find places that use credit.

Answers

Answer 1

Answer:

A. It can be tempting to overspend.

Explanation:


Related Questions

A good credit score means you will be able to get what? (Select the best answer.)
A credit history
A lower interest rate
A default
A higher interest rate​

Answers

Answer:

you will get a credit history

Answer:

A credit history

Explanation:

A, credit history

Karl opens a savings account with $2500. He deposits $1500 every year into the account that has a 0.75% interest rate, compounded monthly. If he doesn't withdraw any money, what will the account balance be in 10 years?

Answers

Answer:

Total FV= $29,335.25

Explanation:

First, we need to calculate the future value of the initial investment ($2,500) using the following formula:

FV= PV*(1 + i)^n

PV= $2,500

i= 0.0075

n=10*12= 120 months

FV= 2,500*(1.0075^120)

FV= $6,128.39

Now, the future value of the $1,500 annual deposit:

FV= {A*[(1+i)^n-1]}/i

A= annual deposit

We need to determine the effective annual rate:

Effective annual rate= (1.0075^12) - 1= 0.0938

FV= {1,500*[(1.0938^10) - 1]} / 0.0938

FV= $23,206.86

Total FV= $29,335.25

Suppose Jill Johnson operates her pizza restaurant in a building she owns in the center of the city. Similar buildings in the neighborhood rent for​ $4,000 per month. Jill is considering selling her building and renting space in the suburbs for​ $3,000 per month. Jill decides not to make the move. She​ reasons, "I would like to have a restaurant in the​ suburbs, but I pay no rent for my restaurant​ now, and I​ don't want to see my costs rise by​ $3,000 per​ month." What do you think of​ Jill's reasoning?Suppose Jill Johnson operates her pizza restaurant in a building she owns in the center of the city. Similar buildings in the neighborhood rent for​ $4,000 per month. Jill is considering selling her building and renting space in the suburbs for​ $3,000 per month. Jill decides not to make the move. She​ reasons, "I would like to have a restaurant in the​ suburbs, but I pay no rent for my restaurant​ now, and I​ don't want to see my costs rise by​ $3,000 per​ month." What do you think of​ Jill's reasoning?

Answers

Answer: Jill is incorrectly ignoring the opportunity cost of using the building she owns.

Explanation:

Based on the information given, Jill is incorrectly ignoring the opportunity cost of using the building she owns.

Here, opportunity cost refers to the cost of what an individual forgoes when such person decides to choose another alternative. Even though he thinks that he's paying no cos for the restaurant, he actually does through the opportunity cost.

What are items such as health insurance, life insurance, sick days, vacation time, and retirement savings called when provided by an employer?

A. paybacks

B. benefits

C. payroll

D. bonuses

Answers

I think it is B. Benefits

how much taxable income does a single taxpayer have if they owe $4838 in taxes?​

Answers

They owe the the current taxes they need to pay plus the past due one ($4,838) and the interest fee for both.

write a paragraph (5-7 sentences) that explains what circular invention you think is the most important

Answers

Answer:

The wheel is considered to be man's greatest invention

Explanation:

And the printing press

Violet Inc. has been undertaking a lot of responsibilities as a company in order to be the best in its industry. Over time, however, these responsibilities become tough to handle and the company finds it difficult to efficiently manage the time and effort to perform its activities. In contrast, other firms in the industry that outsource some of their activities to smaller companies find it easier to generate more profit than Violet Inc. The situation faced by Violet Inc. in this example illustrates one of the important disadvantages of vertical integration that is _________.
A. loss of focus
B. loss of flexibility
C. loss of frequency
D. loss of facility

Answers

( b ) : loss of flexibility.

Popularity increases a product’s

A. price

B. utility

C. life cycle

D. trial period

Answers

Answer:

life cycle

Explanation:

When a product has been popularized with adverts, people will know d product and will wanna try it out.Once this happens,the product will still be in existence prolonging the life cycle

Discuss how an event’s ability to help us escape from everyday life and worries can be advantageous for marketers.

Answers

Answer:

An event's ability to give people a break from everyday life worries is a advantage for marketers because it makes their job easier. An event takes our mind off of things and it relieves their stress. This means that marketers don't need to focus on spreading info.

Write what you think the
short-term, medium-term, and long-term goals would be for
a person who has just purchased a toy store.

Answers

The short-term would be as such; keep the income flowing, satisfy customers and have products to supply demand

Medium-term could be anything

Long-term is as such; get a bigger domain than your competition, have great income than your competition and become the best in the business by average standards

In a market economy, equilibrium stays constant and never moves.
True or false

Answers

Answer:

false

Explanation:

there is always change in equilibrium any time demand or supply changes.

How do I find the first four terms?

Answers

Answer: 300, 350, 400, 450

Explanation:

a1 = first term = 300

d = common difference = 50

2nd term = a+d

= 300 + 50

= 350

3rd term = a + 2d

= 300 + 2(50)

= 300 + 100

= 400

4th term = a + 3d

= 300 + 3(50)

= 300 + 150

= 450

Therefore, the first four terms are 300, 350, 400, and 450.

Kristina is tempted to get a credit card now that she is in college. What is one fiscally responsible reason for Kristina to get a credit card? A. She will be able to buy whatever she wants. B. She won’t have to carry cash everywhere. C. Price will no longer need to be considered when she makes purchases. D. She will receive a free tee-shirt when she opens the account.

Answers

Answer:

B because it is the only one except for d that cant be done using cash and d is just not it

Explanation:

Answer:

it would be B

Explanation: because you can definitely rule out D, C is definitely not it because you should still consider pricing with whatever you buy. With A it isn't a good reason because you may not have a lot of money on your card.

Question 2 of 40
What does the 'P' in the acronym PEST stand for?
A. Price
B. Political
C. Promotion
O D. Positive
SUBN

Answers

Answer:

The answer would be B. Political.

Explanation:

PEST Analysis (Political, Economic, Social, and Technological) is a management method whereby an organization can assess major external factors that influence its operation in order to become more competitive in the market. As described by the acronym, those four areas are central to this model.

The 'P' in the acronym PEST stands for political. The correct option is B. Political, Economic, Social, and Technological analysis is known as PEST analysis. This kind of analysis is used to evaluate outside variables that might affect a company's profitability.

What is political in PEST analysis?

The threats and weaknesses used in a SWOT analysis are found using a PESTEL analysis. Political factors include government leadership, change, and policies related to foreign trade, as well as internal political issues and trends, tax policy, and trends in regulation and deregulation.

A measurement tool called PEST Analysis is used to evaluate markets for a specific product or industry over a specific period of time. Political, Economic, Social, and Technological (PEST) factors Organizations can make better business decisions after these factors are analyzed.

Thus, the ideal selection is option B.

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Help needed ASAP! Will give brainliest;) Try to help on my other questions:)

Entrepreneurs file a DBA document when using another name for their company. Why are DBA’s necessary?

A). DBA’s provide trademarking of the company logo.

B). DBA’s provide identification for taxes.

C). DBA’s are needed to open bank accounts.

Answers

The answer to your question Is b.

Preparing an agenda for a meeting is a good idea because it _______.
a.
Lets others know that who is in charge
b.
Sets a guided focus for the meeting
c.
Makes it harder to understand meeting’s purpose
d.
Creates tension in people who can’t attend

Answers

B: sets a guided focus for the meeting.

Answer:

b.  Sets a guided focus for the meeting

Explanation:

edge lol

the three parts of communication

Answers

Answer:

The act of communicating involves verbal, nonverbal, and paraverbal components. The verbal component refers to the content of our message‚ the choice and arrangement of our words. The nonverbal component refers to the message we send through our body language.Explanation:

1. VERBAL COMMUNICATION

Verbal communication seems like the most obvious of the different types of communication. It utilizes the spoken word, either face-to-face or remotely. Verbal communication is essential to most interactions, but there are other nonverbal cues that help provide additional context to the words themselves. Pairing nonverbal communication with the spoken word provides a more nuanced message.

2. NONVERBAL CUES SPEAK VOLUMES

Nonverbal communication provides some insight into a speaker’s word choice. Sarcasm, complacency, deception or genuineness occur within nonverbal communication. These things are often communicated through facial expressions, hand gestures, posture and even appearance, all of which can convey something about the speaker. For instance, a disheveled speaker with wrinkled clothes and poor posture would communicate a lack of confidence or expertise. A speaker with a nice suit, who stood up straight and spoke clearly, may appear more serious or knowledgeable.

3. VISUAL COMMUNICATION

Visual types of communication include signs, maps or drawings as well as color or graphic design. These typically reinforce verbal communication, and they help to make a point. Visual aids can help a speaker remember important topics, give the audience something to look at, and generally help convey the message being presented.

Consumer education focuses heavily on a product’s

A. point of difference

B. price

C. profit potential

D. utility

Answers

The answer is B- prices

Help needed ASAP! Will give brainliest;)

No links please:)-will not give brainliest

The system used for monitoring the amount of inventory you have in stock is called....

A). Par level

B). Last in, first out

C). First in, first out

D). Inventory control

Answers

The answer is D. Inventory control

What are references when applying for a job?

Answers

Answer:

Somewhere that’s close by where you live

Explanation:

Raymond’s grandfather recently passed away. He left Raymond $1,000,000 in his will. Raymond’s lawyer tells him not to spend all $1,000,000 because he will owe some of it to the government. Why is this MOST likely true?


A. Raymond will have to pay inheritance tax.


B. Raymond will have to pay real estate property tax.


C. Raymond will have to pay excise tax.


D. Raymond will have to pay estate tax.

Answers

Answer:

Raymond will have to pay inheritance tax.

Explanation:

When you receive money or property from a decedent's estate, you are required to pay an inheritance tax, which is a type of state tax. In contrast to the federal estate tax, the property's beneficiary is in charge of paying the tax, not the estate. Only six states have inheritance taxes as of 2022.

Explain about the inheritance tax?

For federal tax reasons, whether you inherit money, investments, or property, inheritances are not regarded as income. However, unless they come from a tax-free source, any further earnings on the inherited assets are subject to taxation.

There is no federal inheritance tax, which is a charge on the total amount of assets a person inherits from a decedent. For 2021 and 2022, however, estates worth more than $11.7 million and $12.06 million, respectively, are subject to a federal estate tax. Only the portion of an estate that exceeds such sums is subject to tax.

If you leave a home, vacate, and live in another place for seven years, there is typically no IHT to pay.

The answer is Raymond will have to pay inheritance tax

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The Federal Reserve wants to change the nominal interest rate from 7% to 5%. What action
must the Federal Reserve take?
A) The Fed needs to increase the quantity of money by $0.4 trillion.
B) The Fed needs to decrease the quantity of money by $0.4 trillion.
C The Fed needs to decrease the quantity of money by $1.3 trillion.
D) The Fed needs to increase the quantity of money by $1.3 trillion.

Answers

Answer:

the answer is a

Explanation:

i just took the usatestprep

Julie and Barry Spinos purchased a house for $96,400. They made a 25 percent down payment and financed the remaining amount at 5.50 percent for 30 years. Their monthly payment is $410.66. How much of the first monthly payment is used to reduce the principal?

Answers

Answer: $79.30

Explanation:

Cost of the house = $96400

Down payment = 25% × $96400 = $24100

Mortgage = $96400 - $24100 = $72300

Interest = 5.5%

Time = 5 years

Monthly payment.= $410.66

The interest for first payment will be:

= $72300 × 5.5% × 1/12

= $72300 × 0.055 × 0.08333

= $331.36

Therefore, the amount of the first monthly payment is used to reduce the principal will be:

= $410.66 - $331.36

= $79.30

8
Select the correct answer.
Which area of engineering focuses on the design, construction, and maintenance of energy facilities?
ОА. .
chemical engineering
OB.
civil engineering
OC.
mechanical engineering
OD.
environmental engineering
Reset
Next

Answers

Answer:

civil engineer is the answer

Plzzz helppp ASAP

What do business provide to the government?

Answers

Answer:

It provides paying taxes

Explanation:

Both individuals and organizations can be consumers.
O True
O False

Answers

Answer:

True

Explanation:

1)______elimination risks.
2)the positive factors of planning is called______.
3)planning is what to do it,how to do it,when to do it and _____in the future.
4)planning must start with simple____.
5)in business,time is gold.for this reason an,
6)entrepreneur must be efficient_____.



a.what to expect
b.time management
c.strengths
e.business plan
f.projects
g.micro​

Answers

Answer:

1. E

2. C

3. A

4. F

5. B

Explanation:

Planning can be defined as the process of developing organizational objectives and translating them into action plans or courses of action.

This ultimately implies that, planning is a strategic technique used by organizations to make an aggregate plan for its manufacturing (production) process typically ahead of time, in order to have an idea of the level of goods that are to be produced and what resources are required so as to reduce the total cost of production to its barest minimum.

1. Business plan eliminates risks. This is because it focuses on defining how a business would achieve its goals, objectives, mission and sets the overall direction for the business using specific strategies.

2. The positive factors of planning is called strengths. They give a business competitive advantage over competitors (rivals) in the same industry.

3. Planning is what to do it, how to do it, when to do it and what to expect in the future.

4. Planning must start with simple or micro projects because they generally require simple and less cumbersome management and technologies.

5. In business, time is gold. For this reason, an Entrepreneur must be efficient in time management i.e being able to control and manage time at all times.

Question 26 of 40
What is warehousing?
A. Production of products
B. Selling of products to consumer
C. Holding goods that are awaiting sale or movement
D. Providing raw materials for production
SUBMIT

Answers

Answer: The answer is C

Explanation:

Holding goods that are awaiting sale or movement is warehousing. Hence, option C is correct.

What is warehousing?

Warehousing is the process of keeping physical inventory for a future sale or distribution. When companies need to temporarily store items in big quantities before shipping them either individually to customers or to other places, enterprises of all kinds employ warehouses.

Tangible goods or inventory are maintained in a storage facility as warehousing prior to being sold and delivered. In order to protect and arrange their products, businesses can keep them in warehouses safely and securely.

A warehouse is a type of commercial building used to store goods, and warehousing is the practice of correctly processing and storing goods inside of warehouses using scientific methods so that they are quickly and easily available when needed.

Thus, option C is correct.

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how you can deal with competition in a business​

Answers

I would defintley say try to make offers better than the competion even if you lose some money but ya gotta know that it will be worth it because people will recognize your store more than the other because you have daily offers (if you do em)

Julie Martin bought stock for $3,000, using $2,000 of her own money and $1,000 borrowed from the broker. One month later, the stock is sold for $3,850. Interest owed to the broker is $15; brokerage commissions to buy and sell the stock totaled $150.
What is the rates of return?

Answers

Answer:

His return is 22.83%

Hope it helps

Answer:

21.64%

Explanation:

First you would want to take the total cost of buying the stock and add it up.

1000+2000+15+150=3165

After this you would take the price at which it was sold ($3850) and subtract 3165 from it.

3850-3165=685

$685 is the total profit.

Finally you would take the total profit and divide it by the total cost.

685/3165=0.2164297

This gives you the final Rates of Return of 21.64%

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