Desirable characteristics while choosing a line of credit is:Reward program : By using Reward program's online shopping mall points can be redeemed for merchandise.So , if rewards program is good then you can choose a line of credit.Hence, first Option is correct.
You plan to participate in an educational event sponsored by a large regional health care system. One of your colleagues suggests that you do a presentation on one of the Medicare Health plans you market and modify it to include information about preventive screening tests showcased at the event. How should you respond to your colleague’s suggestion?
Participation in an educational event may not include a sales presentation, therefore, it is better to inform the colleague that you will not be able to do it.
What do you understand by the term "Educational Event"?An academic event means an academic presentation finished in a single consultation for you to generally now no longer exceed greater than six (6) hours.
Education occasion refers to a schooling occasion, third-party clinical or academic conference, expert assembly or workshop, seminar, U.S. Food, and Drug Administration required education and schooling, or another accumulating held in a venue that is suitable and conducive to informational conversation and schooling approximately healthcare information.
Therefore, Participation in an educational event may not include a sales presentation, therefore, it is better to inform the colleague that you will not be able to do it.
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Effective managers understand the importance of clear communication using different channels to advance the _________ strategy.
Effective managers understand the importance of clear communication and hence use different channels to advance the organizational communication strategy
What is a communication strategy?
Communication strategy refers to the plans for speaking statistics associated with a selected issue, event, situation, or audience. They function as the blueprints for speaking with the public, stakeholders, or maybe colleagues.
Therefore, Effective managers understand the importance of clear communication and hence use different channels to advance the organizational communication strategy
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how the age of citizens affect patronage of digital platforms
The most covert type of prejudice is ageism. Ageism has gotten less attention than other forms of prejudice on digital platforms, such as those based on race, gender, and socioeconomic status. To raise awareness of the various ways ageism operates, this essay examines a few tools that are regularly included on digital platforms from an old-age perspective. We'll start by looking at how homophilic innovation teams overlook older folks. Second, we will demonstrate how ageism is frequently made worse by strategies that are frequently applied on digital platforms. Thirdly, we will demonstrate how corporate ideals are at odds with the usability problems that mostly impact older persons and those with poor levels of (digital) proficiency.
There have been numerous initiatives to increase public awareness of how stereotypes and prejudices support discrimination, and there are a number of laws and regulations that forbid it, such as the Equal Credit Opportunity Acts, the Fair Housing Act, and anti-discrimination laws (Housing and Civil Enforcement Section|CRT|Department of Justice, n.d.). However, discrimination is being reinforced by intelligent systems (Eubanks, 2018). Different techniques are used by discriminatory biases in digital systems. This article focuses on three categories of ageist mechanisms that are frequently used in the development and use of digital platforms.
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What is one major problem created by globalization?
O A. An increase in international shipping has led to more pollution.
B. Fewer workers are able to get an education related to their jobs.
C. Military conflicts between powerful nations have increased.
D. It has become more difficult to get products made in other
countries.
SUBMIT
In 1965, at the age of 30, Bashir Choudhary opened a small grocery shop in his native town Lahore,
Pakistan. He was passionate about offering quality food at a good price. Because his parents and
grandparents owned a farm, he had been able to build good relationships with a network of farmers who
could provide fresh fruit and vegetables at competitive rates.
Moreover, Bashir paid particular attention to offering good service to his clients, making people always
feel welcome and cared for in the shop, and occasionally making the extra effort to deliver the goods
to his clients himself. Demand was high, he soon had the opportunity to open a second and then a third
shop in other parts of Lahore, a business was born.
Bashir traveled to Australia and USA to learn how supermarkets work there and decided to launch his
own supermarket: a large shop (he got inspiration from Australian supermarkets, Woolworths and
Coles) where customers could help themselves and pay at self-service cashier desks. After a few months
of trial and error, he found a successful formula based on his past success with offering good quality
and service at affordable prices, and the business took a new turn.
Supermarkets are known to be good businesses in terms of working capital requirements, with
customers paying by cash or debit card and suppliers being paid well after the delivery and sale of
goods. However, buying land and building the supermarkets required funds: Bashir turned to his family
and friends to seek capital and his local bank for loans. His parents gave him part of an inheritance in
the form of land and some cash, and a friend, Dawood, contributed capital in return for an eventual 10%
share of the business.
could use the brand in return for a fee. The franchises, in time, bought most of the merchandise through
a newly-created central buying structure. During the early years of his business, Bashir recruited
talented managers from other companies and set aside 10% of the capital to reward them.
Family business
Bashir's wife, Kausar, always supported him in his ventures. In the beginning, she helped with the
accounting, and when the business grew, she occasionally traveled with him to visit stores and attended
social events with key managers, franchisees, or suppliers. Their friend Dawood was often invited to
their home with his wife and only son Kashif. Through these occasions, Bashir and Kausar's daughter
Zoha and Kashif met and discovered that they enjoyed each other's company. They announced their
wedding in 1987.
Bashir could not think of a more exciting job for his children than working with him in the business.
As soon as they finished University, he invited his children Asif, Zoha, and Baber to join him. He also
gave each of them 5% of the shares in full ownership. The rest of the shares were split between the
managers (10%), Dawood (10%), Kausar (10%), and himself (55%). All three children started as
trainees in stores and worked their way up the ladder. Bashir did not show any favoritism towards them
and encouraged a competitive spirit between the three. Fortunately, Zoha and Baber got along very
well, but Asif, the eldest son, was unhappy with his situation. After a few years, Asif left the family
business with some bitterness and joined a consulting company specializing in consumer goods and
role in the Choudhary Group), invited their older children, Ali and Sofia, to join the business and board.
Sofia started working in the supermarket as a shelf manager, while Ali was asked to investigate
international expansion into neighboring countries. During that time, Zoha's younger son, Affan, started
a software house with his friends and approached Baber (who hopes soon to become the CEO of the
Choudhary Group when his father Bashir finally retires) to talk about possible synergies with the
Choudhary Group.
At this point, Baber felt that action was needed to head off some major issues potentially facing the
business and the family. Baber advocated some urgent reflection on strategy and felt the board of
directors was not fulfilling its role.
Explain the organizational structure of above case study
The organizational structure that is present in the case study that we have here is what is regarded as the Functional organizational structure.
What is an organizational structure?This can be regarded as the way that firms are able to achieve their tasks and activities daily by effectively distributing them.
The roles of each of the persons are well defined through the use of organizational structure.
The tasks that each worker is to do has to be effectively assigned based on their specific specializations.
The merits that are experienced here is that there is expert knowledge and the people have work that has good quality.
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Discuss the concept of typosquatting.
Answer:
typos squatting is a form of cyber crime that involve hackers registering domains with divertly mispelled name of well known website hackers do this unsispecting vistas to ultimate native website typically for molecules proposes
As robin uses her computer to write a report of her team’s investigation she is struggling to keep the foot notes numbered in the correct order which of the following is the best advice for robin
It is advisable for Robin to use the word-processing software to enter footnotes to number them systematically.
What is a Word Processing Software?The different computer programs, which are easily to be performed in the Word documents, is done with the help and assistance of a word processing software.
The functions of Word Processing Software are performed automatically and saves a lot of time and man-hours.
Hence, option B holds states about the word processing software. Complete question is attached in the image below for better understanding of the concept.
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The definition of entrepreneurship holds the promise of...
Answer:
Growth, unlimited expansion and long-term financial gain.
1.Summarize and write what you have understood from this article
2. If you were the financial manager of an organization , trying to invest based on the
above information, how would you invest.
3. What precautions should the investor and the bank take to be more secured from
risk?
The understood point from this article was the problem faced in market activities in Bangladesh,India and China in general.
As an investor, how would i invest?Because of the challenges faced by the credit system (surge of interest rate) because of the Cov-id-19 lock-down, then, i will adopt the policy of conservative financial practice for my organization.
What precautions should investor and bank take?In order to be be more secured from risk, they need to be more risk-averse and effect an insurance policy to compensate against such risk peril, if any happens.
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Which of the following statements is the most plausible explanation of the difference in observed net operating profit margins?
Widget Co. and Tools Inc. both operate in the same industry. They are capital-intensive companies producing widgets. Below are selected data:
Widget Co. Tools Inc.
Net operating assets/common equity 1.37 1.53
Net operating profit margin 19% 21%
Income tax rate 47% 28%
Revenues/net operating assets 0.81 0.61
EDIT/revenues 38% 32%
Widget Co's lower financial leverage
Widget Co uses LIFO and Tools uses FIFO
Widget Co's lower tax rate
Widget Co's net operating asset turnover
Clarifying Culture: Did Johnson clarify his values and the company’s values in his apology and with his subsequent actions? Did Johnson’s apology and follow-up actions uphold Starbucks’ mission and core values? Did he identify gaps between stated and actual values? Did Johnson’s apology help Starbucks employees figure out if their personal values align with the company’s?
With the apology of Mr. Johnson, he showed that the actions of the police were wrong and did not reflect company values.
What are Company Values?This refers to the set of ethics that a company has and abides by that helps them keep discipline among staff and achieve their set goals.
Hence, we can see that from the complete information, there is a scandal at Starbucks where two black men have led away from the premises because of their race.
The CEO of Starbucks, Mr. Kevin Johnson immediately apologized and stated that the action was unfortunate and did not in any way reflect the company values of Starbucks as everyone was welcome.
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Given market demand Qd=50-p, and market supply p=Qs+5.Find the market equilibrium price and quantity ?
Answer:
$27.522.5 unitsExplanation:
We know that quantity supplied = quantity demanded.
p = Qs + 5 -> Qs = p - 5
Qd = 50 - p
Price:
p - 5 = 50 - p
p = 55 - p
2p = 55
p = $27.5
Quantity:
27.5 - 5 = 22.5 units
Best of Luck!
What methods show the property sheet? Check all that apply.
The methods that show the property sheet is on the form tools design tab, in the Tools group, click property sheet and press the F4 function.
What is a property sheet?A property sheet refers to the window that allows the user to view and edit the properties of an item.
The method that shows the property sheet is on the form tools design tab in the Tools group, click the property sheet and press the F4 function key.
Therefore, B, and D are the correct option.
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baker invested $80,000 in a computer company assets = liabilities + owner's equity cash + accounts + computer = accounts + b. baker - b. baker + revenues - expenses
Baker invested $80,000. Baker capital = $80,000, Baker Withdrawals = $125.00, Cash = $-1,490.00
What is investment?
An investment is a valuable item bought with the intention of increasing one's wealth. While stocks, bonds, and real estate are frequently included when discussing investments.
Assets = Liabilities + Owner's Equity
Cash + Accounts + Computer = Accounts + B. Baker - B. Baker + Revenues - Expenses
Complete solution given in image.
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State and explain 4 way by which a contruct
Can be discharged
1. What is a functional dependency? Give an example not used
in the text.
A functional dependency (FD) is a relationship between two attributes, typically between the primary key and other non-key attributes within a table.
What is the functional dependency?A constraint between two sets of attributes in a relation from a database is known as a functional dependency. It is a restriction placed on a relationship's two attributes.
Example:
If for every valid instance of X, the value of X uniquely determines the value of Y, then the Y attribute is functionally dependent on attribute X.
Therefore, a functional dependency is just a constant within the table.
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Starbucks – a matter of ethics!
Question 1. Encouraging Ethical Conduct: Did Johnson openly acknowledge that his decision was based in ethics and morality? Did his apology and actions promote awareness of an ethical issue? Did it create a positive or negative difference in the communities Starbucks serves? Did it make a positive or negative difference for Starbucks employees and customers?
Question 2. Showing Discipline in One’s Role: Does Johnson explicitly accept responsibility for the incident and provide direction for a course correction? Does he identify ways to collaborate with others when necessary? Does he show he understands what his role is in fixing this problem?
Question 3. Clarifying Culture: Did Johnson clarify his values and the company’s values in his apology and with his subsequent actions? Did Johnson’s apology and follow-up actions uphold Starbucks’ mission and core values? Did he identify gaps between stated and actual values? Did Johnson’s apology help Starbucks employees figure out if their personal values align with the company’s?
Question 4. If you were the CEO of Starbucks, what would you do after such an incident?
Yes , Johnson was known to have openly acknowledge that his decision was based in ethics and morality as he talked about Starbucks policy that is made to help keep the third place environment in line with their mission.
Did his apology and actions promote awareness of an ethical issue?Yes, Johnson’s apology is one that calls for awareness regarding the issue as he did apologized to the two men who were involved in the case and also carried on some changes to prevent such scenarios from ever occurring again.
Did it create a positive or negative difference in the communities Starbucks serves?The new policy did make a positive atmosphere in the community as it created a free society where people can study, work and also socialize while option to buying coffee or food.
Did it make a positive or negative difference for Starbucks employees and customers?Yes, it also created a positive difference for Starbucks customers and employees as it portrays a friendly, safe, and welcoming environment set up already for consumers and a place where people can take a nap without any having any set backs. Employees were also given "unconscious bias training" that will be beneficial for the company.
Did his apology and actions promote awareness of an ethical issue?In the issue with Starbucks, Johnson made an apology and the actions is one that boast awareness in regards to ethical issue. In the apology made by him, one can say yes, it formed a positive or negative difference in the communities where Starbucks is.
Does Johnson explicitly accept responsibility for the incidentYes, Johnson explicitly took responsibility for the incident and he also apologizing and told the newsmen that the video was "hard to watch" since the treatment of the black men was unfair and should not have occurred in that way.
Does he identify ways to collaborate with others when necessary?He did identify ways to work collaborate with others when necessary as he meant with the two men involved in the case and also organize a training for his employees.
Does he show he understands what his role is in fixing this problem?Yes he does this is because he made every effort to deflate the issue and also prevent it from every occurring again.
Did Johnson’s apology and follow-up actions uphold Starbucks’ mission and core values?Johnson’s apology and follow-up actions is one that uphold Starbucks’ mission and core values as he did investigate what happened and implement the right thing to do in such situation.
Did Johnson clarify his values and the company’s values in his apology and with his subsequent actions?In course of issuing his apology, Johnson did clarify his values and the values of the company as he made effort for the training of the staff again and going to Philadelphia to speak to the two men who were involved in a dialogue.
Did he identify gaps between stated and actual values?Yes he did he identify gaps between stated and actual values as he talks about what the company stands for and others.
He finds the gaps between stated and actual values and his apology did help Starbucks employees figure out if their personal values align with the company’s as they were said yo be given training again.
If you were the CEO of Starbucks, what would you do after such an incident?If I am the CEO, I will makes sure to take the right steps immediately as Johnson delayed a little bit and as such people protested. I will keep the people up to date with information regarding how the issue is been handled.
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performance apraisals of employees
Performance apraisals of employees are used to rate the performance of workers in an organization.
What is performance appraisal?It should be noted that a performance appraisal simply means a regular review of the job performance of an employee.
Companies use performance appraisal in order to determine which employees have contributed the most to the growth of the company.
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Which 3 of the following statements are true about the Reclassify transactions tool? It is only accessible in QuickBooks Online Accountant It allows you to recategorize transactions in batches It allows you to change the payment account (bank or credit card) for expenses It allows you to change the class and/or location of transactions
All the 3 statements about the Reclassify transactions tool are true .
What is the Reclassify transactions tool?Do you need to alter numerous transactions or transfer them to another account? You don't have to change them one at a time in QuickBooks Online Accountant or QuickBooks Online Advanced. Save time by applying the same adjustment to several transactions at once by using the reclassification tool.
It is only accessible in QuickBooks Online Accountant It allows you to recategorize transactions in batches It allows you to change the payment account (bank or credit card) for expenses It allows you to change the class and/or location of transactionsMake sure you are aware of the transactions you wish to reclassify first. You can discover this information in a few reports, such as a profit and loss statement. Use the reclassification tool to shift transactions to related accounts or alter their classes once you've located those transactions.
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That something unique that your business should have that which other businesses do not have
Answer:
Explanation:
A unique selling proposition (USP) is a well-thought-out statement that helps a company distinguish itself from other businesses in its category. In most instances, companies will focus on a single feature or benefit that solves a problem, satisfies a need, or takes away their customers' pain as their USP
Journalize this transaction as if jumpstart paid cash
The journal entry for the provided transaction is recorded by debiting the office supplies and crediting the cash with equal amounts of $870.
What is a journal entry?A journal entry is an entry passed in the book of the journal to record the financial transactions of a company.
The journal entry is recorded as follows:
Date Particulars Debit Credit
Jan 12 Office supplies 870
Cash 870
(To record the purchase of office supplies in cash)
The complete question should be as follows:
On January 12, JumpStart purchased $870 in office supplies. (a) Journalize the transaction as if JumpStart paid cash.
Therefore, the journal entry is described and recorded as above.
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Naomi weighed 50 patients for a medical study using a scale that measures to the nearest whole pound. She then calculated the mean weight as 176 pounds, with a standard deviation of 12 pounds.
If the distribution is normal, what percent of the data lies between 140 pounds and 212 pounds?
99.7 percentage of the data lies between 140 and 212 pounds when the distribution of the standard deviation is normal.
What is standard deviation?Any given quantity, which is used to express that how many observations differ from others in the total observations of a data, is referred to as standard deviation. It is represented by σ.
To calculate the percentage of data lying between the given values, we will use the formula of empirical method and the given information to compute as under,
[tex]\rm P(mu-3\ x\ \sigma < X < \mu + 3\ x\ \sigma)[/tex]
Solving further,
[tex]\rm P(176-3\ x\ \12 < X < \176+ 3\ x\ 12) = 0.997[/tex]
Hence, the significance upon the standard deviation of data weighted by Naomi is as aforementioned.
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people's values always stay the same throughout life
It is false that people's values always stay the same throughout life because they can change due to experiences.
What are the values?This concept is used to refer to principles that regulate our behavior and ideas about life and other people. For example compassion makes us help those in need.
Do values stay the same?While some values can stay the same during all life, some of them change due to experience or level of maturity, for example, someone who was honest as a child might not be honest as an adult.
Note: This question is incomplete; here is the missing part:
People's values always stay the same throughout life
True
False
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Calculate the future value of $7,000 in four years at an interest rate of 8% per year.
The Future value is $9523.42. Future value is the amount of money that, when invested now at an interest rate, will eventually grow to be.
What is the Future Value of Money?Future value is the amount of money that, when invested now at an interest rate, will eventually grow to be.
Calculation of Future value
Present Value = $7,000 interest rate = 8% Time = 4 years
FV = Future Value PV = Present Value
FV=PV(1+i)ⁿ
FV= 7,000(1+0.8)⁴= $9,523.42
Thus, the Future Value of $7,000 for four years is $9523.42.
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A profit-maximizing monopolist will set its price:
1 as far above ATC as possible.
2 along the elastic portion of its demand curve.
3 where the marginal cost curve intersects the demand curve.
4 as close as possible to the minimum point of ATC
A profit-maximizing monopolist will set its price along the elastic portion of its demand curve. Thus the correct answer is option 2.
What is monopolist?When any market is ruled and regulated by individual identity for a particular commodity or service is referred to as a monopolist. Due to the absence of alternatives and competition, the monopolist is able to set high prices because they have sufficient market power.
The decision that will maximise profits for the monopoly is to produce at the level of output where marginal revenue equals marginal cost. This market monopolist will set their prices based demand curve proportion of elasticity.
Therefore, option 2 along the elastic portion of its demand curve is the appropriate answer.
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One stores information is listed in the table below. Sales return $700 rent expenses $1,288 sales discount $950 depreciation expense $600 cost of merchandise sold $7,600 gross sales $20,900 advertising expense $1,650 salary expense $2,900 heat expense $900 Using this information calculate the stores net sale gross profit total operating expenses and net income
Sales Return -$700 Cost of merchandise sold- $7600
Rent Expenses- $1288 Gross sales- $20900
Sales Discount- $950 Advertising Expense- $1650
Depreciation Expense- $600 Salary expense- $2900
Heat expense- $900
Net sales occurs only when sales returns, allowances or any discounts is subtracted from company's gross sales.A) Net sales = Gross sales- return- sales discount
Net Sales= $20900- $700- $950 = $19,250
Company's revenue or sales subtract cost of goods sold or direct expenses.B) Gross profit= Net Sales- Cost of merchandise sold
Gross profit= $19,250- $7600 =$11,650
Expenses incure during normal business operations like rent, insurance etc.C) Total operating expenses= Rent+ Depreciation+ Heat+ Advertising+ Salary expense
Total operating expenses= $1288+ $600+ $1650+ $2900+ $900= $7,338
The amount which comes after deducting cost, allowances & taxes.D) Net income= Gross profit- total operating expenses
Net income= $11,650- $7338= $4,312
Hence, net sales is $19250, gross profit is $11650, total operating expenses is $7338, net income is $4312
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Marketing
Overview
Companies who want to grow their markets rely on market research to help determine consumer behavior and the most likely new potential marketplaces. Some companies design and conduct their own market research (primary research) while others choose to utilize data from existing market research conducted by other firms (secondary research).
Simulated Business Scenario
Vanessa is the owner of a well-known brand of handmade decorative items such as dream catchers and candle holders. The brand, Sirrah, has a reputation for designing and selling high-quality items at premium prices. Considering current economic conditions and the increasing influx of similar but inferior products from foreign suppliers, Vanessa is interested in expanding Sirrah into new markets.
Vanessa knows she needs to research various aspects of new potential marketplaces to determine customer insights and if a new market will tolerate new competition from her Sirrah brand. She is on a limited budget so, she is faced with two choices:
Design and conduct first-hand market research which is tailored to her specific marketing needs (primary research). Much more costly to implement but much more exacting to Vanessa's brand expansion.
Purchase or license existing research that is available from government agencies, trade associations, and marketing research firms that sell research reports (secondary research). Less specific but much less costly.
Questions
What are a few examples and pros and cons of primary and secondary research?
Which research would you advise Vanessa utilize to support her market expansion?
Answer + Explanation:
1)
Pros of Primary Research :
it addresses specific research issues.As the data is collected personally it is directly related to research study It helps the researcher to obtain original data that is very specific to his needs of researching.The data is accurate and reliable.The data is up to date.Cons of Primary Research :
It is a costly process.It is a very time consuming process.Inaccurate feedbacks could lead to collection of wrong data and information.This type of research requires a lot of resources for collecting data.It is not as readily accessible.Pros of Secondary Research :
It is inexpensive mode of data collection.It is easily accessible .It is immediately availableit saves time of the researchersIt may help to clarify the Research question, understand the research problem and lead to a new conclusion of the data.Cons of Secondary Research :-
The data is frequently outdated.It is potentially unreliable as the source of information is unavailable.The data may not be applicable to the research questions as it is not taken on the basis of the exact research problem.It may degrade the quality of research.the data may be outdated or incomplete.2)
Vanessa should use a mix of both primary and secondary research. She must frame questions for the primary research based on the secondary research where she must include those specifications, questions and information that has not been covered through the secondary research surveys .The primary research will prove costly to Vanessa ,however as she is selling handmade high end pricey products, the cost of research can be included in the prices of the products which will give her a market edge in comparison to other market competitors .She will be possessing much more reliable and specific information about target consumer taste and preferences which will help her to formulate the production, stock and pricing strategy of her products.
What is a metric when it comes to data analysis? Please provide a definition.
Answer:
Metrics are the numbers you track, and analytics implies analyses and decision making. Metrics: What you measure to gauge performance or progress within a company or organization. Your most important metrics are your key performance indicators, or KPIs.
Explanation:
What is the future value of 875 six years from now if the required rate of return is 7% (Rounded to 2 decimal places)?
