Answer:
B. Account 2: Interest rate 1%, interest compounded daily
Explanation:
because since he want to be taking money from there regularly , he will need a rate of 2% and a interest compounded daily
Liquidity preference theory is most relevant to the:.
Liquidity preference theory is a theory of demand and supply that is relevant only for the short-run economy.
What is a short-run economy?A short-run economy is a time duration where one input is constant, that is, fixed whereas other inputs tend to change, that is, variable. In that time, the economy of a country variates depending on the duration of a time period.
Liquidity preference theory states that an investor demands a greater premium or rate of interest on those securities which are having longer maturity periods and keeping all the factors unchanged, the investor wants to have readable cash or other assets that can be easily converted into liquid cash. This theory is ideally suitable for a shorter-run economy where demand and supply related to money are balanced by making the rates of interest adjusted in that respect.
Therefore, the short-run economy can apply the theory of liquidity preference.
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Terry took out a mortgage loan for $100,000 at an interest rate of 11.5% for 30 years. if terry had not had a bankruptcy on her credit report, her payments could have been $524.07 per month. how much is terry paying in additional interest over the life of the loan?
Because Terry had a bankruptcy on her credit report, the additional amount of interest that Terry is paying over the life of the loan is $167,839.720.
What is interest?Interest is the finance charge for a loan or mortgage.
It is calculated on the principal amount based on the agreed rate and maturity period of the loan.
We can compute the interest using an online finance calculator as below.
Data and Calculations:Home Price= $100,000
Down Payment = 0%
Loan Term = 30 years
Interest Rate = 11.5%
Monthly Payment: $990.29
Normal monthly payment (without a bankruptcy) = $524.07
Total of 360 Mortgage Payments = $356,504.92 ($990.29 x 30 x 12)
Total of 360 Mortgage Payaments without bankruptcy = $188,665.20 ($524.07 x 30 x 12)
Additional payment in interest = $167,839.720 ($356,504.92 - $188,665.20)
Thus, the additional amount of interest that Terry is paying over the life of the loan is $167,839.720.
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Answer:
49,200
Explanation:
Took the test on Edge
A monopolist can sell 300 units of output for $50 per unit. Alternatively, it can sell 301 units of output for $49.60 per unit. The marginal revenue of the 301st unit of output is
The marginal revenue of the 301 unit of output is -$75.40.
What is Marginal Revenue?
The marginal revenue refers to the amount, any company produces on each sale of their product.
300 units sell with the output for $45 per unit
301 units sell with the output for $44.60 per unit.
To calculate marginal revenue of 301 unit
[tex]= (300\times\$45) - (301\times\$44.6)\\= \$13,500 - \$13,424.6\\= -\$75.40[/tex]
So, the marginal revenue of 301 unit of output will be -$75.40
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Which of the following might affect financial aid eligibility if money is withdrawn from it?
Opt-in plan
Roth IRA
A 529 plan
Matching program
The option that can financial aid eligibility if money is withdrawn from it is C. A 529 plan.
What is a financial aid?It should be noted that a financial aid simply means an aid that's given to people especially students to cater for their fees.
In this case, the option that can financial aid eligibility if money is withdrawn from it is a 529 plan. It enables one to save money.
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Answer:
A 529 plan
Explanation:
. ray cortez rented a 16-foot truck to move into his new
apartment. he rented the truck for 2 days at a cost of
$37.50 per day plus $0.79 per mile. the collision waiver cost
$20.00. gasoline cost $74.60. ray drove 220 miles. what was
his cost per mile?
It is the end of the year and holiday sales are beginning. To remain competitive the manufacturers of ice scrapers for cars run a buy two get one free sale on Black Friday. What effect will this have on the ice scraper market
The effect the sales will have on the ice scraper market is that it will increase the market of ice cream scraper
What is market?Market is place where business transactions takes place or occurs.
It includes buying and selling as well as marketing of product to improve sales.
Therefore, the effect the sales will have on the ice scraper market is that it will increase the market of ice cream scraper
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The harrisons live in a country where they are the only business allowed to supply consumers with leather shoes. what type of economy is this an example of? competitive regulation mixed monopoly
The type of economy that the Harrison lives in is a monopoly because he supply consumers solely with leather shoes.
What is monopoly?A monopoly is when only one company offers a specific service or sells a specific product. Here Harison is the only supplier of shoes in the country where he lives.
Since there is no competition, the seller has complete control over the price hence makes as much profit as possible.
Hence, the type of economy that the Harrison lives in is a monopoly because he supply consumers solely with leather shoes.
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Answer:
d
Explanation:
Which situation is an example of a person making use of credit?
A. An architect puts his weekly paychecks into a savings account at
a local bank.
O B. A college student saves up money in order to buy a cheap used
car.
O C. A farmer sells most of her crops to customers who live near her
farm.
O D. A business owner takes out a loan to expand and redecorate her
offices.
SUBMIT
An example of a person making use of credit is a business owner takes out a loan to expand and redecorate her offices.
What is credit?Credit is when a person makes use of money he or she does not have in her account. Usually, the person borrows the money from a lender. When a business owner takes out a loan, she is making use of credit.
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A transfer of rights in a contract is called a(n).
O A. assignment
O B. delegation
O C. breach
O D. statute
Answer:
Either B or C; but i think its B
Explanation:
Answer: it’s A
Explanation:
commenter corrected the answer. I can also confirm it’s A, assignment.
Last week Sarah Carver worked 4 overtime hours at time-and-a-half pay. Her
regular pay rate is $8.70 per hour. What was her overtime
pay for the week
Answer:
34.80
Explanation:
8.70 times 4 is 34.80
Answer:
69.60
Explanation:
8.70 x0.5 = 17.4
17.4 is time and a half rate
17.4 x 4 = 69.60
4 is the hours she worked.
One school of thought that developers have about primary keys is to add an additional column to uniquely identify each record. which is another school of thought?
primary keys should not be used at all.
a primary composite key should be used.
find unique values already in the data.
a default identifier should be created.
The another school of thought is:a primary composite key should be used.
Primary composite keyA composite primary key can be defined as those key that are made up of several columns.
A composite primary key column value cannot be NULL or have no value and in a situation were the column value are all stacked up or heaped together the values must be unique or peculiar.
Therefore the correct option is B.
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If banks increase excess reserves to increase their ability to absorb a higher rate of defaults: Group of answer choices the actual multiplier will rise. the actual multiplier will fall the potential multiplier will rise. the potential multiplier will fall.
The upward push of reserves through banks to take better charge of defaults is the reason the real multiplier will fall.
What is a multiplier?A multiplier is a monetary factor that, when increased or changed, causes an increase or change in a variety of other related monetary variables.
In terms of gross home product, the multiplier impact explains profits in overall output to be more than the difference in spending that brought about it.
The time period multiplier is generally utilized in connection with the relationship between authorities' spending and overall country-wide income.
Multipliers are also utilized in explaining fractional reserve banking, referred to as the deposit multiplier. A multiplier is absolutely something that amplifies or booms the bottom cost of something else.
A multiplier of 2x, for instance, could double the bottom discern. On the other hand, a multiplier of 0.5x could truly reduce the bottom discernible by half. Many specific multipliers exist in finance and economics.
So from the above clarification, it's clear that the real multiplier will fall, that the best option.
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What was ronald reagan’s basic belief about economic growth? he thought greater government involvement in business would fix the nation’s economic problems. he felt that more regulations would help to create more jobs. he believed that decreasing government spending would eventually lead to economic growth. he thought that higher taxes would provide incentives for growth.
Ronald reagan believed that decreasing government spending would eventually lead to economic growth.
What was ronald reagan’s basic belief about economic growth?The four pillars of Reagan's economic policy were to reduce the growth of government spending.This policy should lessen the federal income tax and capital gains tax, decrease government regulation, and tighten the money supply in order to reduce inflation.So we can conclude that decreasing government spending would eventually lead to economic growth is the right answer.
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Answer:
(C) He believed that decreasing government spending would eventually lead to economic growth.
Explanation:
An organizational consultant is working for a large religious charity and is tasked with considering how to make changes in keeping with the spiritual beliefs of the organization. Which source of information used in evidence-based management is being used here
The organizational alternate that's taking place right here in control is making planning.
What is the planning?Planning is the manner of questioning concerning the sports required to achieve a preferred goal. Planning is primarily based on foresight, which is the essential capability for intellectual time travel.
The evolution of forethought, the capability to assume ahead, is taken into consideration to have been a high mover in human evolution. Planning is an essential part of smart behavior.
It entails using common sense and creativity to visualize not only a desired end result, but also the steps required to achieve that end result. vital element of making plans is its adherence to forecasting.
Forecasting ambitions to expect what the future will look like whilst making plans to imagine what the future may want to look like.
Planning in step with established standards is a central part of many expert occupations, especially in fields including control and business.
Once a plan has been evolved, it's feasible to measure, investigate, and investigate progress, performance, and effectiveness. As occasions alternate, plans may also need to be changed or abandoned.
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Which situation best illustrates the economic concept of opportunity cost?
A. A business plans to invest all of its profits back into the company to keep growing.
B. A business spends money on new computers, so it can't afford new office furniture.
C. A business invests in finding new customers rather than rewarding current customers.
D. A business looks for workers overseas, so it has to hire a multilingual staff.
Explanation:
A factory increases wages for its workers but does not have enough money left over to invest in new machinery
the sugar used mostly for dusting the tops of dessert
Answer:
Powdered Sugar
Explanation:
Cornstarch is added at around 3%, to prevent clumping because sugar is very hygroscopic. It's ideal for dusting, icing, frosting and other decorating as it easily dissolves in liquid to create a thick, spreadable substance.
Which type of insurance would you purchase to cover the replacement cost of your
belongings in the event of a fire at your apartment complex?
A. Auto Insurance
B. Renter's Insurance
C. Homeowner's Insurance
D. Life insurance
Answer:
i would say Renter insurance
Explanation:
How does scarcity determine the economic value of an item?.
Scarcity has an impact on how people value goods and services, as well as how governments and private companies divide resources. The infinite wants of the consumers define the economic value of an item.
What factors influence the economic value of an item?The relationship between supply and demand for a specific product determines relative scarcity.
The scarcity principle is an economic theory that explains the dynamic supply-and-demand price relationship.
The scarcity principle states that if an item has a low supply and a high demand, the price will rise to meet the predicted demand.
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Answer:
A) by the amount of goods that are produced
Explanation:
20 points Help fast picking brainliest!! Zack wants to cut down on his variable expenses. What will reducing variable expenses allow him to do?
Reducing variable expenses will allow Zack to save for blank (fixed expenses, unexpected expenditure, variable expenses) and blank (variable expenses in the future, emergencies, increase fixed expenses
Zack can reduce his variable expenses and channel that amount for any unexpected expenses or any other fixed expenses or for emergencies.
What are variable expenses?
A variable expense may arise from month to month, it is variable in nature. But the amount you pay in any given month may be different from previous payments or future payments.
Examples of variable costs are Gas, Parking fees, Groceries, Eating out, Clothes, and many more.
Thus, Zack can reduce his variable expenses and channel that amount for any unexpected expenses or any other fixed expenses or for emergencies.
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Answer:
1 unexpected expenditure
2 emergencies
Explanation:
got it right on plato
How is the Social Security tax
collected?
A. It is an additional tax taken out of a person's pay
check.
B. It is part of the money taken out as federal income tax.
C. It is part of the money taken out as state income tax.
if they wish
A person who is quietly resentful and avoids direct communication is demonstrating:
a. a passive-aggressive style of conflict resolution.
b. an aggressive style of conflict resolution.
c. a passive style of conflict resolution.
d. an assertive style of conflict resolution.
Answer:
C. A passive style of conflict resolution
Hope it helps
Select all of the factors that affect the level of wages.
Select 4 correct answer(s)
level of immigration
consumer protection regulations
production possibilities frontier
skills & abilities
size of the labor pool
diminishing marginal utility
actions of labor unions
The factors that affect the level of wages are skills and abilities, the size of the labor pool, and the actions of labor unions. therefore, these options are correct statements.
How do you determine the level of wages?
Wages are decided through supply and demand, however, they may be stimulated through a huge form of factors, inclusive of the fee of living in a specific area, the presence of a union, and the modern-day minimal wage.
Pay prices additionally range through gender, race, training degree, and talent degree of the workforce.
Thus, the correct options are skills and abilities, the size of the labor pool, and the actions of labor unions.
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A data analyst at a construction company is working on a report for a quickly approaching deadline. Why might they choose to analyze only historical data
A data analyst for a construction firm is preparing a report for a looming deadline. This project has an extremely limited time frame.
Data modelling refreshes facts on a regular basis, offers a blueprint of how data are created, and makes record gathering easier. Information modelling is a versioning system used to organize information items and their interrelationships.
Our records are complete and accurate. Begin by depicting the population appropriately in the pattern, then gather data objectively and ask questions about the data. The data analyst gathers information from a variety of sources and applies it to data science technologies.
As a result, the significance of the analysis only historical data are the aforementioned.
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Sportly, Inc. completed Job No. B14 during 2011. The job cost sheet listed the following: Direct materials $44,000 Direct labor $24,000 Manufacturing overhead applied $16,000 Units produced 3,000 units Units sold 1,800 units How much is the cost of the finished goods on hand from this job
Based on the direct materials, the direct labor, and the manufacturing overhead, the cost of finished goods on hand is $33,600.
What is the cost of finished goods on hand for this job?Cost of goods on hand is:
= Cost of goods per unit x Number of goods on hand
Cost of goods per unit is:
= (44,000 + 24,000 + 16,000) / 3,000 units
= $28 per unit
Cost of goods on hand:
= 28 x (3,000 - 1,800)
= $33,600
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Insurance protects you from associated risks, Match each scenario to the insurance
needed for protection.
Tyrell's son has leukemia
and will need cancer
medications
Someone broke into Maria's
house and stole her flat
screen TV and other values
Don wants to make sure his
family has enough money
to pay off the house if he
dies.
Jill broke both of her legs in
a skiing accident. She will
be out of work for several
months while she recovers
from her injuries.
Due to careless driving, Lisa hit another car and hurt the passengers inside.
1. Health insurance
2. Liability insurance
3. Life insurance
4. Homeowners insurance
5. Disability insurance
Matching each scenario to the insurance needed for protection.
Tyrell's son has leukemia and will need cancer medications- Health insurance.Someone broke into Maria's house and stole her flat screen TV and other values- Homeowners insurance.Don wants to make sure his family has enough money to pay off the house if he dies- Life insurance.Jill broke both of her legs in a skiing accident. She will be out of work for several months while she recovers from her injuries- Disability insurance.Due to careless driving, Lisa hit another car and hurt the passengers inside- Liability insurance.What is insurance?Insurance can be defined as a coverage that help to cover cost or expenses in case of unforeseen or unexpected circumstances such as:
AccidentFireTheft etc.Therefore Tyrell's son has leukemia and will need cancer medications- Health insurance.
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A market condition featuring one producer controlling the entire supply of a
good is called
O A. an oligopoly
B. a monopoly
O c. monopolistic competition
D. pure competition
Answer:
B. A monopoly.
Explanation:
A market condition featuring one producer controlling the entire supply of a good is called a monopoly. Therefore, option B is correct.
What is a monopoly?A monopoly market is a market condition where there is only one supplier or producer of a particular good or service. In other words, a monopoly exists when a single company or entity has exclusive control over the production and distribution of a certain product or service.
In a monopoly market, the single seller has significant market power and can exert control over the price and quantity of the product. Since there are no close substitutes available in the market, consumers have no choice but to pay the price set by the monopolist. This can lead to higher prices and reduced consumer surplus.
Monopolies can arise due to various reasons, including legal barriers, such as patents or licenses, economies of scale, and control over essential resources. Governments sometimes regulate or break up monopolies to prevent them from abusing their market power and to promote competition in the market.
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Expressing accounts receivable as a percentage of total assets is an example of.
Expressing accounts receivable as a percentage of total assets is an example of: Vertical analysis.
What is account receivable?Account receivable is an asset and can be defined as the amount a company is expected to receive from their client for selling goods and service on credit to the client.
Vertical analysis is a method that is use to express Account receivable as a percentage of total asset based on the fact that it help to analyze a company financial statements by showing the percentage based on the figure.
Therefore Expressing accounts receivable as a percentage of total assets is an example of: Vertical analysis.
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What is a creditor legally required to do if you dispute a debt?
O A. The creditor must cancel the dispute.
B. The creditor must investigate the dispute.
O c. The creditor can ignore the dispute.
O D. The creditor may choose to ignore the dispute.
A creditor is legally required to investigate the dispute if the debtor dispute a debt.
What is a debt dispute?This refers to an disagreement between the creditor and the committee as to the existence of a debt owed by the committee.
Hence, he creditor is legally required to investigate the dispute if the debtor dispute a debt.
Therefore, the Option B is correct.
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Twelve years ago, an investor bought a certain number of shares of stock for which he paid p 100 per share. at the end of each year, for the next 6 years, he received dividends of p 20 per share. thereafter he received p 10 per share at the end of each year for the next 6 years. if he sells this stock now at p 90 per share, what rate of return will he receive?
The investor will sit at a rate of return of around 170% overall in the given condition.
Who is an investor?A person who engages money into one or more classes of investment with an intention to earn monetary returns is known as an investor. In the given condition, the returns of the investor will be calculated as:
[tex]\rm Returns= Dividend\ for\ 12\ Years- Capital\ Loss\\\\\rm Returns= (120+60)-(10)\\\\\rm Returns= 170[/tex]
Thus, the value of total portfolio of the investor will be p 270 and the rate of return will be calculated as 170%.
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Mavis, a corporate buyer, is busy reviewing price quotations on several suppliers' Web sites. She clicks items on one supplier's quotation form and enters the desired delivery date to find out whether they can deliver them on time. Which stage of the model for e-commerce is Mavis in
Mavis is in the selection and negotiation stage in the e-commerce model, which will help in making effective decisions.
What is the selection and negotiation stage?It corresponds to the stage of preparation, discussion and clarification of objectives, as the focus is that the selection and negotiation of suppliers take place in a win-win process, with a favorable agreement for both parties.
Therefore, the selection and negotiation stage is essential for an organization to acquire essential resources to implement a strategic course of action to achieve its objectives.
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