Answer:
1. Housing or Rent
Housing and rental costs will vary significantly depending on where you live. For example, the median home value in 2018 was $328,200 in New Jersey, but $140,100 in Ohio. Cost-of-living calculators can help you adjust your budget estimates based on your location.
When it comes to a home loan, interest rates and the length of the mortgage also have a powerful effect on your monthly mortgage payments. Assuming a national average loan size of just over $245,000, a 30-year loan at 3.29% interest would cost $1,700 per month. A 15-year loan for the same amount at 2.79% interest would cost $2,296 per month.
Rent varies in a similar way based on where you live geographically. In 2021, the average monthly rent for a one-bedroom apartment in Kansas was reported at $1,065. Move to California, and that one-bedroom apartment will set you back $2,670.
(The numbers that follow in this article are based on Department of Labor data unless another source is cited.)
2. Transportation and Car Insurance
Transportation is the second-largest budget item for most people, with average monthly expenses of about $819, including car payments, gasoline, and insurance. This should include all your regular expenses of commuting and just getting around town.
If you don’t have a car payment, you might include less for transportation in your monthly expense budget. On the other hand, an older car might need a higher budget to cover the costs of maintenance.
Also, most car insurance plans let you save money if you pay for a full six months in advance. If you build that option into your monthly expense spreadsheet, saving enough each month to pay for your insurance up front, you’ll come out ahead in the long run.
3. Travel Expenses
Travel expenses include things like weekend getaways, visiting family, traveling for work, or anything that goes beyond your usual expenses with things like plane tickets, hotel stays, and rental car costs.
If you’re planning something big like a week-long vacation, cross-country drive, or overseas trip, consider creating a separate budget for that expense and saving up for it in advance.
Explanation:
A budget is detailed estimate of all possible revenue & expenditure to be incurred whereas net-worth is a wealth of individual by combining all assets' market value & deduct the outstanding balance of liabilities.
What is Net-Worth?The difference between an individual's or business's asset and liabilities is their net worth. High net worth is correlated with strong financial standing, which leads to a positive credit rating for a person or business.
Whereas Budget is related to the tabular representation of all incomes and gains that can be accrue & due towards that individual or business entity irrespective of the fact that they are actually earned or not. Also account for the probable expenditures that are going to incurred for earning that matching revenue.
Budget Accounting help a business to make relevant decision for future events. However a net-worth statement shows financial strength of individual or business entity. It often refer by financial institution for loan appraisal of any person or business.
Thus Net worth statement & Budget statement are different parameter of Financial results analysis.
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Which of the following is an example of tax shifting?
1. The legislature votes to increase the cigarette tax.
2. The legislature raises the legal smoking age.
3. A waitress does not report the cash tips she received as income.
4. A wealthy school district is required to give some of its tax revenue to a poorer school district.
5. A landlord raises the rent after his property taxes go up.
Answer:
1. The legislature votes to increase the cigarette tax
Explanation:
tax shifting means
prices go up or down of the thing thats getting taxed
increasing the cigarette tax means prices of cigarettes would go up
Which of Newton's laws states that every force is paired with an equal force acting in the opposite direction?
Answer:
These two forces are called action and reaction forces and are the subject of Newton's third law of motion. Formally stated, Newton's third law is: For every action, there is an equal and opposite reaction. The statement means that in every interaction, there is a pair of forces acting on the two interacting objects.
Where did Pennsylvania people immigrate from? PLS HELP!
Answer:
I think that's its Europe.
Explanation:
In the 1870s, Pennsylvania attracted large numbers of immigrants from southern and eastern Europe. These included Slavs, Poles, Italians, Jews, Russians, and Greeks. During the 19th and especially the 20th centuries, African Americans from the southern states also moved to Pennsylvania in large numbers.
I hope it helps! <3
What factor allowed specialization in the labor force early in Chinese civilization?
Answer:::China is a vast country with a huge range of terrains and climates within it: mountains, deserts and coastlands and above all, the great river systems of China, the Yellow River to the north and the Yangtze to the south. All these have helped shape Chinese civilization
Explanation:
make me the brainlyst
The Tamil people are an ethnic group that originated in India. They share a common ancestry and cultural heritage. They differ from
a religious group because religious groups
A. tend to avoid contact with outsiders.
В. are based on shared beliefs and practices.
C. tend to stay in their country of origin.
D. are based on shared languages and experiences.
Info about Subarctic culture
Answer:
Not much but the Subarctic Culture Area includes parts of Alaska and seven Canadian provinces. It also includes the Yukon Territory, Northwest Territories, and Nunavut. This large region has long, cold, and snowy winters and short summers. The Native people were hunters, fishermen, and gatherers.
What are two things I learned about ancient Egypt?
Should be 5 paragraphs,s please and use your own opinion
Answer:
Egypt fill the tombs of the Pharaoh's
with painting and sculpture
A low-lying wetland area with many plants and trees.
-----------------------------------------------------------------------------------------------------------
A) Marsh
B) Swamp
C) Ocean
D) Mountain
Answer:
A swamp.
Explanation:
A swamp is a wetland with lush trees and vines found in a low-lying area beside slow-moving rivers. Like marshes, they are frequently or always inundated with water.
Answer:
B) Swamp
Explantion:
A swamp is a wetland permanently saturated with water and dominated by trees.
Which of the following describes sharecropping?
A Farmers helped each other to conserve labor and produce more crops.
B. Farmers rented and worked plots of land supplied by landowners in return for a portion of their crop.
C. Immigrants received special crops to farm to symbolize united political beliefs.
D. Immigrants worked plots of land in return for free rent for their families.
Answer:
using racist statements to turn people against Chinese immigrants AKA c
Explanation:
trust me bro bro
What role does Jung Hwa play in her educational institution?
Jung Hwa is the head of the college of sciences at a well-known university. She is responsible for overseeing the day to day running of the college
of sciences. She also manages the running of other student services.
Jung Hwa is the
at her Institution
Jung Hwa is the one responsible for the role of looking after the day-to-day activities in the college of sciences.
Who is Jung Hwa?Jung Hwa is an established South Korean singer. However, in the initial days of her career, he served as the one to look after the functions in college of sciences.
Hence, option B holds true regarding the role of Jung Hwa.
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50 POINTS IF ANSWERED WITHIN 5 MINS! Which idea describes the process of giving assistance to someone who needs it but gradually tapering off assistance as one performs the task on one’s own?
assimilation
naive idealism
scaffolding
ego integrity
Answer:
scaffolding.
Explanation:
I'm only seeing this question now is my 50pts still available?
Which could MOST LIKELY occur if too many citizens chose not to exercise their right to vote? A The government would lose its power to hold elections. B The government would have much higher costs to run the state. C Citizens who choose to not vote would not lose their right to vote . D A small group of people with the same special interests might be able to have too much influence on issues.
Answer:
Explanation:
Because Evelyn Jones is a bot
This question is about the voting rights of the citizens.
If the citizens choose not to exercise their voting rights.
Voting Rights of Citizens :A citizen of a country has voting which he can exercise to choose choose their preferred leader.
When a citizen exercises his voting power, it is perceived that he believes in democratic system of a country.
When too many people will not exercise their vote then small group will benefit from it and will be able to influence the government.
The correct answer is D.
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What is the main difference between command and market economies? In a command economy only, the government owns most of the businesses and means to make money. In a market economy, the government decides the prices to make sure everyone has equal ability to pay for items; in a command economy, all items are provided. A command economy is reflective of government regulation, while a market economy is reflective of what consumers want and need. Competition only hurts the market economy as companies change prices and goods to meet consumer wants.'/; I have 10 mins
Answer:
command markets are typically communist and closed off while market economys are typically capatilists open to the public
Explanation:
Which of these is the MOST likely global impact of population growth in Southeast Asia?
A) Workers will start revolutions through the region.
B) Foreign companies will bring jobs and industry to Southeast Asia.
C) Increased energy demands will strain power grids around the world.
D) Countries around the world will suffer economically due to increase competition.
Most Certainly
A- Because Population Growth brings unemployment.
Fun Fact- Southeast Asia has one of the biggest Population Growth.
The third phase of the Keynesian LRAS
Curve shows the economy at full
employment. What does this mean?
A. Real GDP can continue to increase.
B. The Factors of Production are being used at full
capacity.
C. Real GDP will decrease with an increase in Aggregate
Demand
The third phase of the Keynesian LRAS Curve shows the economy at full employment. This means that the factors of production are being used at full capacity.
What do you mean by long-run aggregate supply?Long-run aggregate supply can be defined as the output that an economy can produce while using all the factors of production and operating at full employment level.
The third phase of the Keynesian LRAS curve shows that the economy is at full employment which means that factors of production are being used at full capacity.
Therefore, B is the correct option.
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Which state is located at point D?
a map of the United States. New York, Indiana, and Kansas are labeled. There is an A marking the state south of New York along the Atlantic coast. There is a B marking the state east of Indiana. There is a C marking the state north of Indiana. There is a D marking the state northeast of Kansas. There is an E marking the state south of Kansas.
New Jersey
Ohio
Michigan
Iowa
The state is located at point D is Michigan. Kansas is a United States of America component state. Nebraska to the north, Missouri to the east, Oklahoma to the south, and Colorado to the west define the state.
Is Michigan part of the Northeast?North Dakota, Ohio, South Dakota, Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Nebraska, North Dakota, Ohio.
Wisconsin make up the Northeastern United States in the north central United States. It is one of the Census Bureau's four census areas.
Thus, option C is correct.
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Answer:
D
Explanation:
Briefly explain any three reasons why the performance of natural monopolies contradict (deny)the long-run equilibrium position of a monopoly in South Africa?
In comparison to normal monopoly where economic profit always prevails over the long run, the natural monopoly does not enjoy these benefits.
What is a natural monopoly?This is an economic situation whereby the average costs are declining and the consumer exploitation is increasing and often happens when the fixed costs are greater than the variable costs.
Generally, in the long-run in monopoly market, the prices and profits can remain high as ever.
In a situation, the monopoly firm is unable to supply the quantity demanded by the consumers at lower costs and thus, customers are forced to pay more for same quantity.
In the case of South Africa Monopoly, the prices were very high and the government was unable to regulate it.
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3. If Dante were a deontologist rather than a virtue ethicist, do you think he would have approached the story of Francesca and Paolo differently? Why or why not? What if he were a utilitarian instead?
Deontology is a moral principle that states that an action is considered moral only if it is right or wrong according to some rules, rather than the outcome of the action.
Who is a Utilitarian?This is a person that believes in utilitarianism and states that if an action benefits a good number of people in a society, then that action is considered to be moral.
Hence, we can see that a virtue ethicist is a person that would consider the virtues of a person that carries out an action, instead of the outcome of the action and the consequences.
Your question is incomplete, hence, the general answer to give you a better understanding.
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Human Capital as a source of growth.
Answer:
yes
Explanation:
In Texas, the state sales tax rate is fixed into (__________).
1. 6.25%
2. 7.25%
3. 8.25%
4. 8.75%
5. 9.25%
In the state of Texas, the sales tax rate is a fixed percentage rate of A. 6.25%.
What is the sales tax rate in Texas?Texas taxation laws fixed the state sales tax rate at 6.25% for all goods being provided in Texas.
For this reason, the tax rate is considered regressive because it affects lower income earners more than higher income earners.
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How did W.E.B. Dubois contribute to the fight for African American civil rights?
A He was an outspoken leader and co-founded the National Association for the Advancement of Colored people.
B. He was responsible for building the Tuskegee Institute in Alabama to support educational opportunities for African Americans,
C. He was a social reformer who worked to improve the quality of life for African Americans and established the Neighborhood Union
D. He was an activist who wrote news articles promoting civil rights for African Americans
Answer:
He was an outspoken leader and co-founder he national association for the advancement of colored people
Answer:
He was an outspoken leader and co-founder he national association for the advancement of colored people
Explanation:
b. The CR is strengthened if the____
and____
are paired frequently
c. Extinction of a classically conditioned response involves presentation of only the____
In other words, the____is removed.
d. Extinction causes the____
to grow gradually_____
2. A typical nonsense syllable is a three-letter consonant-vowel-consonant sequence
known as a____
3. In serial learning, the____ in which lists are presented for
participants to learn is alternated with____where they recall the lists
CR refers to the conditioned response. It is an idea in psychology. Conditioned response (CR), also sometimes called a conditioned reflex, as "the learned or acquired response to a conditioned stimulus
CR and CS in Psychologyb. The CR is strengthened if the conditional stimulus and unconditional stimulus are paired frequently
c. Extinction of a classically conditioned response involves presentation of only the CS
In other words, the CS is removed.
d. Extinction causes the CR
to grow gradually WEAKER
2. A typical nonsense syllable is a three-letter consonant-vowel-consonant sequence
known as a trigraph
3. In serial learning, the organization of information in which lists are presented for participants to learn is alternated with associative clustering where they recall the lists.
Therefore, the answers are as given above.
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Texas has a relatively high execution rate despite the fact that
1. the governor often pardons those sentenced to die.
2. Texas has put innocent or wrongfully convicted people to death.
3. the legislature already repealed the death penalty.
4. a majority of Texas citizens oppose the death penalty.
5. the Supreme Court has banned capital punishment.
Answer:
2. Texas has put innocent or wrongfully convicted people to death.
Explanation:
Which of the following scenarios is an example of intergenerational mobility
a) A domestic help belongs to the same social class as his grandmother did
b) An executive belongs to different class than her parents
c) An editor shares the same social class as his cousin
d) A lawyer belongs to different class than her sister
Answer:
b. an executive belongs to different class than her parents
Explanation:
In your own words, explain the "built-in problem" that some people say Communism has.
Answer:
There are many things wrong with communism. Communism has its own way of having a built in problem with its economy specficially it's economy is everyone gets paid the same, so everyone is poor and the citizens have no say in what goes into the economy.
Please help with what you can, thank you :)
Campaign in an election period is a electioneering strategy or platform through which a would-be office holder informs the electorates his intentions and ways of achieving such.
What are the electioneering registers? Campaigning to the public that you’re running for office. Sign official paperwork with the Federal Electoral Commission Raise or spend at least reasonable fund in campaign processes or activities. Release manifesto to inform voters about your campaign. Ask supporters for support to help you continue the race. Secure a nomination ticket from a major political party at the national level. Make efforts to meet voters in person. See how your ideas measure up to your opponent’s at the presidential campaign. Campaign heavily in highly populated states.Therefore, the correct answers are as provided above.
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What kind of climate is found north of the Brazilian
Highlands?
O cold
O marine
O temperate
O tropical
Answer:
tropical
Explanation:
Answer:
D
Explanation:
tropica
What is the purpose of a budget
A manufacturing firm employs workers to monitor and maintain specialized machines making small metal parts. Which economic questions does this statement answer?
How much to produce? How much to charge?
How to produce? How much to produce?
What to produce? For whom to produce?
What to produce? How to produce?
The economic questions that does this statement answer's is "How much to produce? How much to charge?".
What is a manufacturing firm?A manufacturing business is any business that uses components, parts or raw materials to make a finished good. These finished goods can be sold directly to consumers or to other manufacturing businesses that use them for making a different product.
The most important manufacturing industries are those that produce aircraft, automobiles, chemicals, clothing, computers, consumer electronics, electrical equipment, furniture, heavy machinery, refined petroleum products, ships, steel, and tools and dies. Manufacturing is treated in a number of articles.
Thus, option A is true as economic questions that do this statement answer's is "How much to produce? How much to charge?".
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Answer: the answer is D. What to produce? How to produce?
Explanation: I just took the exam and got a 100%
Someone with a higher credit score is
someone with a lower credit score.
to get a loan compared to?
O A. not likely
B. more likely
O
C. less likely
O D. equally likely
Answer: More likely
Explanation:
Someone with a higher credit score is someone with a lower credit score less likely to get a loan compared to. So the correct option is c.
Comparing two people, one with a higher credit score and the other with a lower credit score, it is typically believed that the person with the higher credit score will have less trouble getting a loan than the one with the lower credit score.
Credit scores are often one of the criteria used by lenders to evaluate a borrower's creditworthiness and measure the risk involved in providing credit to them. A person is more likely to be approved for a loan and perhaps receive more favorable terms, such as reduced interest rates, if they have a higher credit score, which implies a history of responsible financial behavior and a lower credit risk.
On the other hand, a lower credit score denotes a larger credit risk, which may make a person appear less likely to get approved for a loan or present difficulties in doing so. So the correct option is c.
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