Since 1950, the number of employees who work in the federal bureaucracy has decreased and the number of employees who work in both state and local government has increased.
What is the federal bureaucracy?
This is the term that is used to refer to the administrative body of the executive government of the United States.
From time it has been said that the people working here has reduced and that of the local government has grown.
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One of the Federal Reserve's most powerful tools is its influence over _____, not its influence over _____. Please choose the correct answer from the following choices, and then select the submit answer button. Answer choices the rate of inflation; expectations interest rates; the money supply interest rates; the rate of inflation expectations; the money supply
Some of Federal Reserve powerful tools is its influence over expectation and not its influence over supply.
What is the Federal Reserve?It is the United states central banking system that is responsible for the nation's monetary policy and regulating the supply of money and interest rates.
Hence, the Federal Reserve powerful tools in the banking system is its influence over expectation and not its influence over supply.
Therefore, the Option D is correct.
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When the Federal Reserve lends money to banks and other financial institutions because no one else will, it is: Please choose the correct answer from the following choices, and then select the submit answer button. Answer choices acting as a lender of last resort. conducting open market operations. creating a liquidity crisis. acting as a primary market participant.
The Federal reserve is acting as a lender of last resort when its lends money to banks and other financial institutions because no one else will/
What is the Federal Reserve?It is the United states central banking system that is responsible for the nation's monetary policy and regulation of the supply of money and interest rates.
One of the role of Federal reserve is to act as a lender of last resort when its lends money to banks and other financial institutions because no one else will.
Therefore, the Option A is correct.
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A general partner who puts together the administrative organization of the limited partnership and handles the registration of the securities with the states is known as the
Limited partner.
What is a Limited partner?A limited partner is a shareholder whose liability for the company's debts is limited to the amount they contributed to the business. Silent partners are another name for limited partners.What is Limited Partnership?Similar to a general partnership, a limited partnership (LP) must have at least one general partner (GP) and at least one limited partner, as opposed to the minimum requirement of two GPs for general partnerships. Different from limited liability partnerships, which only have limited liability for each participant, are limited partnerships.The GPs are, in most significant ways, in the same legal position as partners in a traditional firm: they have management control, share the right to use partnership property, divide the firm's profits into fixed shares, and have joint and several liabilities for the partnership's obligations.Therefore, the answer is a limited partner.
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The certificate of appointment to petty officer second class is what navpers form.
The NAVPERS Form "1430/8 (USNR)" is allocated on the certificate of appointment to petty officer second class.
What is a navpers form?These numbers are allocated to an enlisted Personnel Action which was automated to provide a standard Navy-wide format for authorized command.
Hence, the NAVPERS Form "1430/8 (USNR)" is allocated on the certificate of appointment to petty officer second class.
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You rent a car for $29.95. The first 150 miles are free, but each mile thereafter costs 15 cents. You drive it 200 miles. What is the marginal cost of driving the car
Answer:
The marginal cost of driving the car is $7.50 + the cost of gas.
Explanation:
Initial cost: $29.95
200 miles you drove- 150 miles free= 50 miles you have to pay for
50 miles * 15 cents per mile
50* 0.15= $7.5
$7.50
At the __________ stage in the personal selling process, a salesperson's physical appearance, speech habits, personality, and even hygiene will have the greatest effect.
At the "approach stage" in the personal selling process, a salesperson's physical appearance, speech habits, personality, and even hygiene will have the greatest effect.
What is approach stage of the personal selling process?Approach refers to the salesperson meeting the prospect in person and engaging in face-to-face conversation to better understand them.
The approaches of personal selling includes-
stimuli reaction, mental processes, need fulfilment, issue resolution, and consultative methodsTherefore, the sales process' delicate and crucial stage of approach determines whether the deal will be closed or not.
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the kind of business that would use the specific identification method of inventory costing includes:
The kind of business that would use the specific identification method of inventory costing includes:
Car dealershipsJewelry storesArt galleries Furniture storesSpecific identification method to inventory are often use by companies and be defined as the process in which each inventory is specify or identify for easy tracking.
Companies tend to use this method when they want to track each items they have in their inventory.
Therefore the kind of business that would use the specific identification method of inventory costing includes: car dealerships.
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the discount rate is the rate of interest charged on loans from ______ to _____.
The Federal Reserve discount rate is the rate of interest charged on loans from the Federal Reserve to commercial banks.
What is discount rate?The discount rate serves as the interest rate that is been charged to commercial banks as well as other banks.
This is been charged as a result of the loans they took from the Federal Reserve Bank and this is been charged based on agreed interest rate and this can help to know present value of future cash flows.
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Patsy has a Mary Kay cosmetic business. She uses word-of-mouth selling techniques to promote her products and encourages her customers to have at-home parties so that she can demonstrate her products and take orders. The only problem is that Patsy doesn't speak Spanish and she lives in a predominantly Spanish speaking community. This example shows that _______. a. Patsy has too small of a market to be successful b. Patsy's business meets the criterion of accessiblity c. Patsy must be able to reach and speak to members of targeted segments d. Patsy's business meets all criteria for a useful segmentation scheme
The given scenario shows that c. Patsy must be able to reach and speak to members of targeted segments
What is a Business?This refers to the buying and selling of products or services, usually for profit making.
Hence, we can see that based on the given scenario that Patsy has a cosmetic business and has a good market reach but does NOT speak the local language shows that Patsy must be able to reach and speak to members of targeted segments.
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1. what would be the revised net operating income per month if the sales volume increases by 70 units? 2. what would be the revised net operating income per month if the sales volume decreases by 70 units? 3. what would be the revised net operating income per month if the sales volume is 6,500 units?
The revised net operating income per month if the sales volume increase by 70 units is $32740.
How to calculate the operating income?The revised net operating income per month if the sales volume increase by 70 units will be
Sales = 7370 × 31 = $228470
Less: Variable expenses = 7370 × 19 = $140030
Contribution margin = 7370 × 12 = $88440
Less: Fixed expenses = $55700
Net operating income = $32740
When there's a decrease, this will be:
Sales = 7230 × 31 = $224130
Less: Variable expenses = 7230 × 19 = $137370
Contribution margin = 7230 × 12 = $86760
Less: Fixed expenses = $55700
Net operating income = $31060
The revised net operating income per month if the sales volume is 6,500 units will be:
Sales = 6500 × 31 = $201500
Less: Variable expenses = 6500 × 19 = $123500
Contribution margin = 6300 × 12 = $78000
Less: Fixed expenses = $55700
Net operating income = $22300
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A developer of a new planned unit development (PUD) has gathered the following market information for University City. The developer estimates that there will be 1,500 home (all types) sales in University City over the next year. If an analysis of demographic information has revealed that the core market share for the PUD project within the community is 14.0%, what is the total market segment potential for this project
Based on the number of homes estimated, and the planned unit development, the total market segment potential is 210 units .
How can the market segment potential be found?To find the total market segment potential, use the following formula:
= Number of homes estimated x Planned Unit Development
Solving gives:
= 1,500 x 14%
= 210 units
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Which of the following is a difference between a push and a pull strategy? Group of answer choices End consumers are targeted in a push strategy, while wholesalers are targeted in a pull strategy. Social media is used in a push strategy, while personal selling is used in a pull strategy. Push strategies focus on content
The difference between a push and a pull strategy is that wholesalers are targeted in a push strategy, whereas end consumers are targeted in a pull strategy.
What is push Marketing?Push marketing basically involves all promotional strategies in which companies use to approach consumer or people to buy their products.
Pull marketing on the other hand means implementing a strategy that naturally draws consumer interest in your brand or products
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Anne and Bill are two of the most effective salespeople at XYZ Corporation in terms of average revenue per customer. Bill tends to increase revenue per customer through upselling, while Anne is more likely to increase revenue per customer through cross-selling. Although both approaches are effective with existing customers, cross-selling is more likely that upselling to:
Although upselling and cross-selling are effective with existing customers, cross-selling is more likely than upselling to A. improve customer retention rate.
What is customer retention?Customer retention refers to the ability of an organization or marketer to achieve customer loyalty over time.
When a customer is retained, there is always increased revenue from repeat purchases.
Customer retention increases brand loyalty.
Question Completion with Answer Options:
A. improve customer retention rate.
B. satisfy customer needs
C. provide the information necessary to diagnose reasons for customer defection.
D. increase customer profitability.
Thus, although upselling and cross-selling are effective with existing customers, cross-selling is more likely than upselling to A. improve customer retention rate.
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according to the international data corporation (idc), what is that crucial ability that will make cloud computing essential for businesses to succeed, sustain, and compete in today’s markets?
According to the International Data Corporation (IDC), the crucial ability that will make cloud computing essential for businesses to succeed, sustain, and compete in today’s markets is D. Data-driven decisions.
What are data-driven decisions?A data-driven decision is the use of facts, metrics, and data to guide strategic business decisions to align with organizational future goals, objectives, and current initiatives.
Data-driven decisions enable organizations to observe real data and gain predictive insights, enabling the organization to achieve efficiency and effectiveness in its operations.
Thus, according to the International Data Corporation (IDC), the crucial ability that will make cloud computing essential for businesses to succeed, sustain, and compete in today’s markets is D. Data-driven decisions.
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Imagine that a company uses your personal data as part of a financial transaction. Before it occurs, you are not made aware of the nature and scale of this transaction. What concept of data ethics does this violate
The concept of data ethics does this violate is currency.
What is the Data Ethics?A subfield of ethics known as "data ethics" assesses data practices that could have a negative effect on persons and society. It refers to the collection, gathering and analyzing the personal data of the people.
People should be informed of the size of the financial transactions made possible by the usage of their personal data. Aggregate data sets ought to be openly accessible. That kind of the Data ethics is known as currency.
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The basic difference between consumer goods and capital goods is that Multiple Choice consumer goods satisfy wants directly, while capital goods satisfy wants indirectly. an economy that commits a relatively large proportion of its resources to capital goods must accept a lower growth rate. consumer goods are produced in the private sector and capital goods are produced in the public sector. the production of capital goods is not subject to the law of increasing opportunity costs.
Consumer goods satisfy wants directly, while capital goods satisfy wants indirectly.
What are capital goods and consumer goods?Capital goods are goods that are used to produce goods and services. They cannot be consumed directly. An example is machinery. Consumer goods are goods that can be consumed directly. An example is bread.
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in the purchase process, once the company's needs have been identified and product specifications have been outlined, the next step would involve ________.
The next step in the purchase process will be to identify and determine the potential suppliers.
What is a purchase process?It should be noted that that purchasing process simply has to do with the buying of goods and services.
In this case, in the purchase process, once the company's needs have been identified and product specifications have been outlined, the next step would be to identify and determine the potential suppliers.
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Emilia bought some Japanese sushi at the grocery store for $14. When she got it home and served it to her family, it tasted rancid. She brought the sushi back the next day and was given a full refund with no questions asked. Evidence indicates that successful handling of product and service failures as in Emilia's situation leads to _______. a. decreased levels of online shopping b. lower levels of customer loyalty c. increased levels of online shopping d. higher levels of customer loyalty
D. Higher levels of customer loyalty
What is customer loyalty?Customer loyalty is described as when clients reward a business again and time again business. Consistently choosing one brand over another, loyal customers frequently stand up for that brand against rivals.
Building a loyal customer base means making them willing to purchase your products at any cost, especially when there are less expensive options available. Customers that are devoted and pleased with your product or service can also promote it to their friends and family and support your business even in trying times.
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Pastina Company sells various types of pasta to grocery chains as private label brands. The company's reporting year-end is December 31. The unadjusted trial balance as of December 31, 2021, appears below.
Account Title Debits Credits
Cash35,500
Accounts receivable43,000
Supplies3,000 Inventory63,000
Notes receivable23,000
Interest receivable0
Prepaid rent2,500
Prepaid insurance9,000
Office equipment92,000
Accumulated depreciation 34,500
Accounts payable 34,000
Salaries payable 0
Notes payable 53,000
Interest payable 0
Deferred sales revenue 3,500
Common stock 81,000
Retained earnings 36,000
Dividends7,000
Sales revenue 161,000
Interest revenue 0
Cost of goods sold85,000
Salaries expense20,400
Rent expense12,500
Depreciation expense0
Interest expense0
Supplies expense2,600
Insurance expense0
Advertising expense4,500
Totals 358,600 358,600 Information necessary to prepare the year-end adjusting entries appears below.1. Depreciation on the office equipment for the year is $10,300.2. Employee salaries are paid twice a month, on the 22nd for salaries earned from the 1st through the 15th, and on the 7th of the following month for salaries earned from the 16th through the end of the month. Salaries earned from December 16 through December 31, 2021, were $900.3. On October 1, 2021, Pastina borrowed $50,600 from a local bank and signed a note. The note requires interest to be paid annually on September 30 at 12%. The principal is due in 10 years.4. On March 1, 2021, the company lent a supplier $20,600 and a note was signed requiring principal and interest at 8% to be paid on February 28, 2022.5. On April 1, 2021, the company paid an insurance company $6,600 for a one-year fire insurance policy. The entire $6,600 was debited to prepaid insurance.6. $560 of supplies remained on hand at December 31, 2021.7. A customer paid Pastina $2,300 in December for 900 pounds of spaghetti to be delivered in January 2022. Pastina credited deferred sales revenue.8. On December 1, 2021, $1,200 rent was paid to the owner of the building. The payment represented rent for December 2021 and January 2022 at $600 per month. The entire amount was debited to prepaid rent.Prepare closing entries.
The necessary December 31, 2021, adjusting journal entries are: Debit Depreciation expenses $10,300, Credit Accumulated depreciation $10,300.
Journal entriesPastina Company Adjusting entries
Debit Depreciation expenses $10,300
Credit Accumulated depreciation $10,300
Debit Wages expense $900
Credit Wages payable $900
Debit Interest expense $1,518
($50,600 × 12% × 3/12)
Credit Interest payable $1,518
Debit Interest receivable $1,373
($20,600 × 8% × 10/12)
Credit Interest revenue
Debit Prepaid insurance $4,125
($6,600 × 15/24)
Credit Insurance expense $4,125
Debit Supplies expense $340
($900 − $560)
Credit Supplies $340
Debit Sales revenue $2,300
Credit Unearned revenue $2,300
Debit Rent expense $600
Credit Prepaid rent $600
Therefore the necessary December 31, 2021, adjusting journal entries are: Debit Depreciation expenses $10,300, Credit Accumulated depreciation $10,300.
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A(n) disclosed agency relationship is one where the third party is aware the agent is acting on behalf of a principal, but the identity of the principal is unknown.
A partially disclosed agency relationship is one where the third party is aware the agent is acting on behalf of a principal, but the identity of the principal.
What is relationship in agency?Relationship in agency is one that brings about cordial actions between the parties and principal involves in the agency.
In this case, partially disclosed agency relationship is one where the third party is aware the agent is acting on behalf of a principal.
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Tyler is a developer who renovates a long-abandoned warehouse in a low-income neighborhood into a community center, complete with space for after-school programs, a daycare, and a gym. Tyler is able to complete the renovation with a loan funded by a local bank. Which act requires financial institutions to make credit available for this type of development
The act that tasks financial institutions to provide credit for the development being pursued by Tyler is the Community Reinvestment Act.
What is the Community Reinvestment Act?The Community Reinvestment Act is a federal act that was passed in 1977 to encourage banks and other financial institutions to loan out credit for projects in lower and moderate-income neighborhoods.
Tyler is building the community center in a low-income neighborhood so the loan acquired falls under the Community Reinvestment Act.
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Which of the following is not an advantage of owning mutual funds? A. All of the options are advantages of mutual funds. B. They offer small investors the benefits of diversification. C. They treat income as 'passed through' to the investor for tax purposes. D. They offer a variety of investment styles
(C) They treat income as 'passed through' to the investor for tax purposes.
What are mutual funds?A mutual fund is an investment vehicle that is professionally managed and collects money from a number of investors to buy securities. The phrase is frequently used in the US, Canada, and India, while open-ended investment companies in the UK and SICAVs in Europe are comparable global structures.Mutual fund distributions, whether made in the form of cash payments or reinvested in additional shares, must be taxed if shares are held in a taxable account. Following the end of each calendar year, the funds submit IRS Form 1099-DIV detailing distributions made to shareholders.Who are investors?A person who invests money does so in the hope of earning a profit or gaining an advantage in the future. The majority of the time, the investor purchases some kind of property using these assigned funds.What is tax?Tax compliance refers to policy actions and individual behavior aimed at ensuring that taxpayers are paying the right amount of tax at the right time and securing the correct tax allowances and tax reliefs. A tax is a mandatory financial charge or some other type of levy imposed on a taxpayer (an individual or legal entity) by a governmental organization in order to fund government spending and various public expenditures (regional, local, or national). Around 3000–2800 BC, the first recorded taxation was enacted in ancient Egypt.Therefore, "(C) They treat income as 'passed through' to the investor for tax purposes" is not the advantage of owning mutual funds.
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Broker Malcolm submits his client's purchase offer, then goes on vacation. When he returns two weeks later, he learns that a counter-offer was submitted, and the response date had expired. His client's offer was terminated because he failed to respond on time. This violation is an example of ______.
The above-described violation is an example of breach of trust and professional capacity to stand in for the client as a Real Estate Broker.
What is breach of trust in the above case?
The client trusted the broker to handle the sale of his property, however, the broker negligently failed to follow through thus resulting in a loss of business.
Hence, it is correct to state that The above-described violation is an example of breach of trust and professional capacity to stand in for the client as a Real Estate Broker.
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the financial system consists of financial _____, such as commercial banks, and financial markets, such as the stock market.
The financial system consists of financial intermediaries, such as commercial banks, and financial markets, such as the stock market. This is further explained below.
What are financial intermediaries?Generally, financial intermediaries are simply defined as Banks, building societies, and unit-trust companies are all examples of financial intermediaries.
In conclusion, Institutions like commercial banks and marketplaces for trading financial instruments like stocks and bonds make up the financial system.
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A characteristic of the production era is:
A characteristic of the production era is that buyers of a particular goods and services accepts the nature of the goods even if unsuitable due to the level of its scarcity.
Concept of production era.The forms of era that will have can be production or sales oriented.
The production era shows that buyers of a particular goods and services accepts the nature of the goods even if unsuitable due to the level of its scarcity.
For the sales era, the manufacturers tends to produce more goods depending on the response of the buyers to the product.
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How and why do economic actors analyze opportunity costs to determine which goods or services they should specialize in?
A model used to illustrate the trade-offs related to splitting resources between the production of two items is called the Production Possibilities Curve (PPC).
How do economic actors calculate costs to specialize products?The PPC is a useful tool for demonstrating the ideas of scarcity, opportunity cost, efficiency, and economic development and contraction.
Exchange possibilities that lead to consumption opportunities outside of the PPC are the consequence of production specialization based on comparative advantage rather than an absolute advantage.
In contrast to what would have been achievable domestically, trade between two agents or countries enables the countries to enjoy a higher overall output and level of consumption.
PPCs can be used to decide who should specialize in a certain good as well as opportunity costs and comparative advantages.
A nation or individual will be able to consume at a point beyond its PPC through specialization and commerce, assuming the terms of trade are advantageous (for example, offering each agent a cheaper opportunity cost than could be accomplished without trade).
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Apple invested $10,495 in the current year to expand its manufacturing capacity. Assume that these assets have a 10-year life and generate net cash flows of $3,000 per year, and that Apple requires a 7% return on its investments. (Apple $s in millions.) (PV of $1, FV of $1, PVA of $1, and FVA of $1) (Use appropriate factor(s) from the tables provided.) Required: 1. Compute break-even time. 2. Compute the net present value of this investment.
The breakeven time of the project is 3.50 years
The net present value of the project is $10,575.80
The requirement, in this case, is to determine the payback period(breakeven time) and the project's net present value.
The breakeven time means the number of years it takes to recoup the initial investment, and the number of years it would take for the annual cash flows to be the same as the initial investment, also known as the payback period.
Note for an investment that has even annual cash flows, breakeven time is the initial investment divided by the annual cash flow
breakeven time=$10,495/$3,000
breakeven time=3.50 years
The net present value is the present value of future cash flows for the 10 years minus the initial investment
PV of annual cash flow=annual cash flow*PVA of $1
From the table,7% for 10 years, would give PVA is 7.0236(PVA table, check 7% under year 10)
PV of cash flows=$3,000*7.0236
PV of cash flows=$ 21,070.80
NPV=$21,070.80- $10,495
NPV=$10,575.80
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A decrease in ________ can put your job at risk if aggregate expenditures fall. group of answer choices the inflation rate the natural rate of unemployment consumer confidence the length of a business cycle g
A decrease in consumer confidence can put your job at risk if aggregate expenditures fall.
What is consumer?Any person or group of persons who buy or utilize products or services only for their own consumption and not for production or resale are considered consumers. In the sales distribution chain, they are the final consumers.
Consumer are the important for the growth of the business. A company should maintain its existing customers and increase the new customers for the increment in the sales of its product.
Therefore, the decline in the consumer confidence can lead to the loss of the customer from the organization. It will result in the fall of the aggregate expenditure.
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__________ goods appeal to consumers who are willing to make an extra shopping effort to acquire them. Group of answer choices Specialty Shopping Convenience Consumer
Specialty goods appeal to consumers who are willing to make an extra shopping effort to acquire them.
Convenience goods are reasonably priced and require no effort to buy for. Examples include sodas, candy bars, milk, bread, and small hardware items. Consumers frequently purchase items without much thought.Consumer goods include items like jewelry, clothing, and food. Copper is an example of a basic or raw material that is not regarded as a consumer good because it must be converted into useable commodities.Automobile tires and electric appliances are a couple of examples of homogeneous buying items. Microwaves, pedestal and ceiling fans, washing machines, and refrigerators are all useful electrical equipment examples.What are Speciality goods?Specialty goods are those with distinctive qualities or brand recognition. Customers of these goods are willing to make extra effort to buy specialist goods. Specialty goods are frequently expensive, and customers rarely take the time to compare them to comparable goods.
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What type of credit involves a set number of payments at a set dollar amount for a fixed period of time?.
Installment credit involves a set number of payments at a set dollar amount for a fixed period of time.
What is installment credit?Installment credit is regarded as a method of credit where the repayment of the amount along with interest is made at regular intervals, and the periodic payments are also fixed. It is also known as EMI.
Hence, the significance of installment credit is aforementioned.
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