According to the "ACCION USA: From Pioneer to Leader in Microfinance" presentation, ACCION USA addresses the barrier of low or lack of credit score in the US by launching the "Build Your Credit" educational campaign. The correct answer is option (c).
The Build Your Credit educational campaign is the way ACCION USA addresses the barrier of low or lack of credit score in the US. This program seeks to offer financial education to individuals with poor credit score or no credit score. This program seeks to build clients' credit scores and open doors to mainstream financial services. The program educates individuals on credit building, credit scoring, and the various financial products that can help them boost their credit scores. Hence, the right answer is option (c).
ACCION USA provides free workshops, seminars, and online tools to help people build their credit scores.The program is designed to address the major barrier to financial access - low or no credit score, and empower individuals to achieve their financial goals. In conclusion, ACCION USA addresses the barrier of low or lack of credit score in the US through its Build Your Credit educational campaign.
To know more about credit score click here
brainly.com/question/25844483
#SPJ11
Games Unlimited Inc. is considering a new game that would require an after-tax investment of $21.0 million. If the new game is well received, then the project would produce after-tax cash flows of $9.5 million a year for 3 years. However, if the market does not like the new game, then the after-tax cash flows would be only $6.6 million per year. There is a 50% probability of both good and bad market conditions. The firm could delay the project for a year while it conducts a test to determine if demand would be strong or weak. The project's after-tax cost and expected annual after-tax cash flows would be the same whether the project is delayed or not. If the WACC is 8.4%, what is the value (in thousands) of the investment timing option? Do not round intermediate calculations 0851653 6.51051 540) $1.525 5712
The company can either proceed with the game immediately, or delay the project by a year to conduct a test to determine demand and proceed if demand is high.
The calculation of the investment timing option requires calculating the present value of the project's cash flows under both the immediate and delayed options, and then finding the difference between the two. The value of the investment timing option is the difference between the present value of the cash flows under the immediate option and the present value of the cash flows under the delayed option.
To find the present value of the cash flows, the discounted cash flow (DCF) formula is used. The formula for DCF is:Present Value = (Cash flow / (1 + r)n)where r = discount rate and n = number of periodsIn this case, r = 8.4%, n = 3 years, and the cash flows are either $9.5 million or $6.6 million, depending on market conditions.
Therefore, the value of the investment timing option is $408,140.
To know more about Demand visit:
https://brainly.com/question/30402955
#SPJ11
Explain the relationship between the organizational leadership and an HR business partner. Why should HR be considered a business partner? Discuss the concept of talent management (or human capital) within an organization. Provide an explanation for your response.
The HR Business Partner and organizational leadership work together to maximize employee performance and productivity. HR should be considered a business partner because it's responsible for making strategic decisions about talent management.
Talent management refers to an organization's efforts to recruit, develop, and retain talented employees. It includes training and development, performance management, succession planning, and compensation. The HR Business Partner is an important position in the organization that works alongside the organizational leadership to help manage employee performance and productivity. This partnership between the HR Business Partner and leadership is critical to the success of any business. HR should be considered a business partner because it plays a strategic role in talent management.
Talent management is the process of recruiting, developing, and retaining employees to help the organization achieve its goals. It involves a range of activities, including performance management, training and development, succession planning, and compensation. By working closely with organizational leadership, HR can identify areas where the organization needs to improve its talent management practices and develop strategies to address these areas. In doing so, HR can help ensure that the organization has the right people in the right roles at the right time, which is essential for long-term success.
Know more about HR Business Partner, here:
https://brainly.com/question/30428114
#SPJ11
This company Law subject
In the case of Sharp v Dawes, the term "meeting" means a coming together of more than 1 person. From the above statement, discuss THREE (3) type of meetings. (20 marks)
The term "meeting" in company law refers to a gathering of two or more people. This includes different types of meetings which are discussed below:
1. Annual General Meeting (AGM): A company is required to conduct an Annual General Meeting (AGM) at least once a year. This is a meeting where all shareholders have the opportunity to discuss the company's performance over the previous year, ask questions, and vote on important decisions.
2. Extraordinary General Meeting (EGM): An Extraordinary General Meeting (EGM) is called when there is a need to discuss an urgent matter that cannot wait until the next AGM. This may include the removal of a director, the approval of a large acquisition or merger, or a significant change to the company's constitution.
3. Board Meeting: A board meeting is a meeting held by the board of directors of a company. It is usually held to discuss important issues such as company strategy, financial performance, and major business decisions. The board is responsible for making decisions that are in the best interests of the company and its shareholders. Therefore, these are the three types of meetings in company law.
To know more about Annual General Meeting refer to:
https://brainly.com/question/30022241
#SPJ11
Two investments are mutually exclusive
a. if they lower one another's profitability.
b. if they can both be adopted but only in different time periods.
c. if one is adopted then the other cannot be adopted.
d. if one is adopted the other is not as profitable.
Two investments are mutually exclusive if one is adopted then the other cannot be adopted. What is a mutually exclusive investment? In economics, mutually exclusive investments are two or more investments that cannot be made at the same time due to conflicting investment choices.
They are unable to be executed concurrently and are referred to as exclusive since the choice of one option eliminates the possibility of selecting another. What is the answer for the given question?
The answer for the given question is c. If one is adopted then the other cannot be adopted. As explained above, mutually exclusive investments are choices where you can only select one alternative. If one is implemented, the other is rejected.
Thus, if one investment alternative is picked, the other cannot be picked, and they are mutually exclusive. An example of mutually exclusive investments is a decision to purchase a new van or to lease one. Buying a new van or leasing one is impossible, and the decision to lease eliminates the opportunity to purchase one.
Learn more about mutually exclusive at https://brainly.com/question/31775485
SPJ11
The weekly output of a fabrication process is shown below together with data for labor and material inputs. Standard selling price is $155 per unit. Overhead is charged weekly at the rate of $2,000 plus 0.5 times direct labor cost. Assume a 40-hour week and an hourly wage of $8. Material cost is $15 per foot.
Output (units) 750
# Workers 5
Material (feet) 1500
The labor productivity for week 1 as a unitless figure is:
None of the other options are correct
20
26
72.65
41.51
The labor productivity for week 1, as a unitless figure, is approximately 0.2667. None of the given options matches this value, so the correct answer is "None of the other options are correct."
To calculate labor productivity, we need to determine the total labor hours spent in production and divide it by the number of units produced.
Output (units): 750
Number of workers: 5
Workweek: 40 hours
To get the total labor hours spent, we multiply the number of workers by the workweek hours:
Total labor hours = Number of workers × Workweek hours
Total labor hours = 5 × 40
Total labor hours = 200
Now we can calculate labor productivity by dividing the total labor hours by the number of units produced:
Labor productivity = Total labor hours / Output
Labor productivity = 200 / 750
Let's calculate the labor productivity:
Labor productivity = 200 / 750
Labor productivity ≈ 0.2667
Learn more about labour productivity here, https://brainly.com/question/6430277
#SPJ11
1. Solve the following problems by allocating to the legal heirs their respective portions: a. A person (Muslim) died and was survived by: I. Two wives, three sons, a daughters, an adopted daughter and father ii. The wife, father, father in-law, five daughters and a step son iii. The father and mother
b. A person (Non-Muslim) died and was survived by: i. The husband, mother, a daughter and two sons ii. The wife, father, mother and four daughters The wife, two daughters and an adopted son iii. The wife, two daughters and an adopted son.
The allocation of portions to legal heirs in the given scenarios is as follows: a) For the Muslim person, the distribution will depend on the applicable Islamic laws of inheritance based on the relationship of the deceased with the heirs, and b) For the Non-Muslim person, the distribution will depend on the applicable laws of inheritance specific to their jurisdiction.
a) In the case of the Muslim person, the distribution of the deceased person's estate will be governed by the Islamic laws of inheritance. These laws provide specific guidelines for the distribution of assets among the legal heirs. The distribution will be as follows:
i. Two wives: Each wife will receive 1/8th of the estate.
ii. Three sons: Each son will receive 2/3rd of the estate.
iii. A daughter: The daughter will receive 1/6th of the estate.
iv. An adopted daughter: The adopted daughter will not inherit from the biological father's estate as per Islamic law.
v. Father: The father will receive 1/6th of the estate.
b) In the case of the Non-Muslim person, the distribution of the deceased person's estate will depend on the laws of inheritance applicable in their jurisdiction. Without specific information about the jurisdiction or applicable laws, it is not possible to provide a precise distribution breakdown.
It is important to note that inheritance laws can vary based on religious, cultural, and legal factors, and the specific rules may differ depending on the region or country in which the deceased person resided. Consulting with legal professionals or experts knowledgeable in the local laws is advisable for accurate and appropriate distribution of assets among legal heirs.
Learn more about laws of inheritance here:
https://brainly.com/question/29785142
#SPJ11
China controls 80% of the world’s lithium refining, a material needed for the production of lithium batteries in electric vehicles.
The demand for lithium batteries is P = $20,000 – 2.5 Q, where Q is in tons and P is in $/ton. The long run marginal and average cost of production is constant at $2,000/ton.
a) Assuming the monopoly model applies, determine price, quantity, and profit for China.
b) Now assume new firms (including Piedmont Lithium) enter the lithium market, resulting in (perfect) competition. Determine the price, quantity, and profits, when the industry is in (long run) equilibrium.
c) Finally, compare social welfare for the two cases, and determine deadweight loss.
the comparison of social welfare between the two cases suggests that perfect competition results in higher welfare and lower deadweight loss compared to the monopoly situation.
a) Assuming the monopoly model applies, in order to determine price, quantity, and profit for China, we need to find the level of output where marginal revenue (MR) equals marginal cost (MC). In a monopoly, MR is less than the price (P) due to downward-sloping demand.
First, let's find the quantity where MR = MC:
MR = P(1 - 1/|E|)
MR = $20,000 - 2.5Q
MC = $2,000
Setting MR equal to MC:
$20,000 - 2.5Q = $2,000
2.5Q = $20,000 - $2,000
2.5Q = $18,000
Q = $18,000 / 2.5
Q = 7,200 tonsNow, let's find the price:
P = $20,000 - 2.5Q
P = $20,000 - 2.5(7,200)
P = $20,000 - $18,000
P = $2,000/ton
Finally, let's calculate the profit:
Profit = (P - MC) * Q
Profit = ($2,000 - $2,000) * 7,200
Profit = $0
Therefore, in the monopoly case, the price is $2,000/ton, the quantity is 7,200 tons, and China earns zero profit.
b) Now, assuming perfect competition after new firms enter the market, we can determine the price, quantity, and profits in the long-run equilibrium. In perfect competition, firms produce at the point where marginal cost equals the market price.
Setting MC equal to the market price:
MC = P = $2,000/ton
Now, let's find the quantity:
$20,000 - 2.5Q = $2,000
2.5Q = $20,000 - $2,000
2.5Q = $18,000
Q = $18,000 / 2.5
Q = 7,200 tons
The price will be equal to the marginal cost:
P = $2,000/ton
In perfect competition, firms earn zero economic profit in the long run, so the profit is also zero.
Therefore, in the long-run equilibrium of perfect competition, the price is $2,000/ton, the quantity is 7,200 tons, and the profits are zero.
c) In terms of social welfare, perfect competition typically leads to higher social welfare compared to a monopoly. Under perfect competition, resources are allocated efficiently, and the market reaches equilibrium where the price equals marginal cost. This results in a higher quantity of goods produced and consumed at a lower price, maximizing overall welfare. In the monopoly case, the price is higher, and the quantity produced is lower compared to perfect competition. This inefficiency leads to a deadweight loss, representing the loss of welfare due to the monopoly's market power and reduced output. The specific deadweight loss can be calculated as the area between the demand curve and the marginal cost curve for the monopolistic quantity.
learn more about deadweight loss here:
https://brainly.com/question/32082652
#SPJ11
Put-call parity suggests that Select one: a. the sum of the prices of a stock and a call equal zero b. the sum of the prices of a put and a call equal zero c. the sum of the prices of a stock, a call, a put, and a bond equal zero d. sum of the prices of a stock and a put must equal the sum of the prices of a call and a discounted bond with the maturity date as the expiration date of the options
Put-call parity suggests that the sum of the prices of a stock and a put must equal the sum of the prices of a call and a discounted bond with the maturity date as the expiration date of the options.
Put-Call parity is an options trading theory that suggests that the sum of the prices of a stock and a put must equal the sum of the prices of a call and a discounted bond with the maturity date as the expiration date of the options. A put option allows the owner to sell an underlying asset at a certain price (strike price) while a call option allows the owner to buy the asset at the strike price. The parity condition shows the relationship between put and call prices.
The put-call parity equation represents an equilibrium condition that holds in an efficient market. It allows for arbitrage opportunities to be eliminated by ensuring that no risk-free profit can be made by taking advantage of mispriced options.
The option trading theory put-call parity suggests that the sum of the prices of a stock and a put must equal the sum of the prices of a call and a discounted bond with the maturity date as the expiration date of the options. Among the given options the correct answer is option D.
To know more about strike price visit:
brainly.com/question/15682316
#SPJ11
There has been some recent debate among economists about how inflation is measured. The Consumer Price Index (CPI) reflects prices for a fixed market basket of goods and services based on the spending of urban consumers. Define the substitution effects of a price change, and why this might be relevant when measuring the impact of inflation on individual consumers?
Substitution effects need to be accounted for in the measurement of inflation to ensure that the true impact of inflation on individual consumers is accurately represented is the answer.
Substitution effects of a price change refer to the phenomenon whereby the change in the price of a good or service causes a change in the demand for a substitute good or service that can satisfy the same need. When prices increase, consumers are forced to make adjustments in their consumption pattern, often substituting the goods they would have purchased for cheaper alternatives. These substitutions have been observed to vary based on the relative prices of substitutes, income levels, and demographic characteristics.
The substitution effect is an essential factor to consider when measuring the impact of inflation on individual consumers because it can cause the market basket of goods and services that consumers purchase to change. This means that inflation can cause the CPI to underestimate the increase in the cost of living for consumers who change their consumption patterns. Failure to account for this phenomenon can result in an overestimation of the purchasing power of consumers, thereby causing the inflation rate to appear lower than it actually is. Therefore, substitution effects need to be accounted for in the measurement of inflation to ensure that the true impact of inflation on individual consumers is accurately represented.
know more about Substitution effects
https://brainly.com/question/30514248
#SPJ11
Paul's boss encourages employees to participate in the decision-making process, but does not give them complete freedom to do as they like. What kind of leadership style does Paul's boss have?
a.autocratic
b. laissez-faire
c. democratic
The leadership style Paul's boss has is democratic. A democratic leadership style is characterized by an environment in which leaders encourage. The correct option is c. democratic.
Leaders using this style also delegate authority to team members while remaining accountable for their decisions.A democratic leader will value the contributions of their team members and will often seek feedback to improve the overall performance of the team.
This kind of leader understands the importance of communication and will always seek to promote a healthy dialogue within the team.In conclusion, Paul's boss encourages employees to participate in the decision-making process, but does not give them complete freedom to do as they like.
To know more about democratic visit:-
https://brainly.com/question/14320124
#SPJ11
focusing on the enzyme cox-1, the predominant secondary structural elements that form the binding site for the nsaid are
The predominant secondary structural advertising elements that form the binding site for the NSAID are α-helix and β-sheet, focusing on the enzyme cox-1.
Cyclooxygenase (COX) is an enzyme that regulates prostaglandin synthesis. Two isoforms of COX, COX-1 and COX-2, have been identified. They differ in their tissue distribution, substrates, and functions.The COX-1 and COX-2 enzymes are structurally distinct. The major functional distinction between COX-1 and COX-2 enzymes is that COX-1 is a constitutive enzyme and COX-2 is an inducible enzyme.
COX-2 is induced at sites of inflammation, resulting in the production of high levels of prostaglandins that mediate inflammation and pain.COX-1 is a membrane-bound enzyme that is responsible for producing prostaglandins that protect the gastrointestinal tract and regulate kidney function. The COX-1 enzyme is the predominant form of COX in platelets. NSAIDs are non-selective COX inhibitors, which means they inhibit both COX-1 and COX-2 enzymes.The binding site for NSAIDs on the COX-1 enzyme is located in a hydrophobic pocket. The pocket is formed by a number of secondary structural elements, including α-helix and β-sheet.
To know more about Advertising visit:
https://brainly.com/question/32251098
#SPJ11
joelle cardenas owns 350 shares of a stock. for the last calendar quarter, the company paid a dividend of $1.07 a share. what is the total amount she received in her dividend check for this quarter?
Joelle Cardenas received a total of $374.50 in her dividend check for this quarter.
The total amount of dividend that Joelle Cardenas received in her dividend check for the last calendar quarter can be calculated by multiplying the dividend per share with the total number of shares she owns.
Dividend per share = $1.07
Number of shares owned = 350
Calculate the total dividend amount
Total dividend amount = Dividend per share × Number of shares
Total dividend amount = $1.07 * 350
Total dividend amount = $374.50
Therefore, Joelle Cardenas received a total of $374.50 in her dividend check for this quarter.
Learn more about dividend https://brainly.com/question/30030205
#SPJ11
Do you think it is still correct to define retail investors as
noise trader nowadays with internet and media outlets?
Retail investors, who are regarded as noise traders, are no longer relevant in today's financial markets as a result of internet and media outlets.
The idea of noise trading stems from the assumption that certain traders, particularly retail investors, may make trades based on factors that have little or nothing to do with the underlying worth of a company's stock. This means that when retail investors are making purchases or selling a stock, their trades are not based on the fundamental value of the asset, but rather on short-term market movements. The argument is that these transactions have no connection to the underlying value of the underlying security and therefore produce market noise that should be removed from the analysis.
The advancements in internet technology and the availability of information have given retail investors access to the same information as professional investors. With the help of these technologies, retail investors have access to the latest market news and research reports. As a result, retail investors are now less inclined to make impulsive trades based on market noise, and they are more likely to make investment decisions based on fundamental analysis.
Therefore, it is no longer correct to define retail investors as noise traders nowadays with internet and media outlets.
To know more about noise traders, refer to the link below:
https://brainly.com/question/31197962#
#SPJ11
APPLE MARKET VALUE = $115.05 CALLS EXP DATE: DEC 4, 2020 PUTS LAST PRICE STRIKE PRICE LAST PRICE 7.10 113.00 5.75 7.15 114.00 6.00 6.60 115.00 6.70 6.20 116.00 8.10 5.70 117.00 8.45 5.09 118.00 8.55 If you are long in the call contract with strike price of 114.00, what will be your profit or loss in the contract, if at expiration date the market value of AAPL is $123.70
To calculate the profit or loss in the call contract, we need to determine if the option is in-the-money or out-of-the-money at the expiration date.
In this case, you are long in the call contract with a strike price of $114.00, and the market value of AAPL at expiration is $123.70. Since the market value is higher than the strike price, the option is in-the-money.
To calculate the profit or loss, we need to consider the premium paid for the option. Let's assume you paid the last price for the call option, which is $6.00.
Profit or Loss = (Market Value - Strike Price) - Premium Paid
Profit or Loss = ($123.70 - $114.00) - $6.00
Profit or Loss = $9.70 - $6.00
Profit or Loss = $3.70
Therefore, if at the expiration date the market value of AAPL is $123.70 and you are long in the call contract with a strike price of $114.00, your profit in the contract would be $3.70.
Learn more about strike price here:
https://brainly.com/question/15682316
#SPJ11
A Target Market Selection approach that talks about serves many
needs of a segment or group
The approach to target market selection that involves serving the multiple needs of a segment or group is known as a multi-benefit segmentation strategy. This strategy aims to identify and target segments that have diverse needs and preferences, and then develop products or services that fulfill those varied requirements.
Segment Identification: The first step in this approach is to identify a segment or group that exhibits a range of needs and preferences. Market research techniques such as surveys, focus groups, and data analysis can be employed to understand the various dimensions and variations within the target market.
Needs Assessment: Once the segment is identified, an in-depth analysis of the needs and desires of the target market should be conducted. This can involve gathering information on their preferences, pain points, aspirations, and expectations related to the product or service category.
Benefit Prioritization: The next step is to prioritize the identified needs and preferences of the target market segment. This can be done by assigning weights or scores to each need based on its importance and relevance to the segment. The goal is to determine the key benefits that should be addressed in the product or service offering.
Product/Service Development: Based on the prioritized benefits, the organization can develop or modify its product or service offerings to cater to the multiple needs of the target market segment. This may involve product enhancements, new feature additions, customization options, or bundling of complementary services.
The multi-benefit segmentation strategy is a proactive approach to target market selection that recognizes and serves the diverse needs of a specific segment or group. By understanding and addressing multiple needs, companies can create offerings that resonate strongly with the target market, leading to customer satisfaction, loyalty, and ultimately, business growth. It is important for organizations to invest in thorough market research and analysis to identify the various dimensions of the target market's needs and preferences, and then align their product or service offerings accordingly.
To know more about services, visit;
https://brainly.com/question/1286522
#SPJ11
a ______ tax is one in which the rate of taxation is higher for individuals who earn higher incomes.
A progressive tax is one in which the rate of taxation is higher for individuals who earn higher incomes. What is a progressive tax? A progressive tax is a tax in which the tax rate rises as the taxable amount rises. In other words, high-income earners are charged a higher tax rate than low-income earners.
The reason behind this is that progressive taxes are frequently utilized to help reduce wealth inequality among people, with the hope that those who can afford to pay more taxes will do so to support government programs that benefit the poor and less well-off.
The notion behind this is that people with higher incomes have a greater ability to pay taxes and can contribute more to society.
To know more about progressive visit:-
https://brainly.com/question/2494870
#SPJ11
why does dr. johnson order a ppd for mr. williams?
Dr. Johnson, a medical professional, may order a PPD test for Mr. Williams, a patient, to determine if he has been exposed to tuberculosis.
Tuberculosis is a bacterial disease that spreads through the air and can cause serious lung infections, resulting in coughing, weight loss, and fever. PPD is a tuberculosis screening test that is used to see if a person has been exposed to the bacteria that causes the disease.
PPD is injected under the skin, and the site is monitored for redness or swelling after a few days. The results are interpreted based on the size of the bump. A positive test result indicates exposure to tuberculosis, and additional testing and treatment are needed.
Dr. Johnson may have ordered a PPD for Mr. Williams due to his symptoms, possible exposure to the disease, or as a precautionary measure to prevent further transmission of tuberculosis.
To know more about tuberculosis refer here:
https://brainly.com/question/29093915#
#SPJ11
Identify the intellectual property (IP) assets and potential
risks associated with IP
infringement in order to ensure business viability within both the
domestic and international
target markets.
Intellectual property (IP) assets refer to intangible creations of the human mind that have commercial value and are protected by law.
When expanding into domestic and international target markets, businesses need to be aware of their IP assets and potential risks associated with IP infringement. Here are some common IP assets and the risks associated with them:
1. Trademarks: Trademarks protect brand names, logos, and symbols that distinguish a company's products or services. Risks include counterfeiting, unauthorized use, and dilution, which can damage brand reputation and customer trust.
2. Patents: Patents protect inventions or unique processes. Risks include patent infringement by competitors, which can result in legal disputes and loss of exclusivity over the invention.
3. Copyrights: Copyrights protect original works of authorship, such as literature, music, software, or artwork. Risks include unauthorized reproduction, distribution, or public display of copyrighted material, which can lead to financial losses and damage to the creator's rights.
4. Trade Secrets: Trade secrets include confidential and proprietary information, such as formulas, processes, or customer lists, which provide a competitive advantage. Risks include theft or unauthorized disclosure of trade secrets, which can harm the company's market position and profitability.
5. Design Rights: Design rights protect the visual appearance or aesthetics of a product. Risks include imitation or copying of designs, which can lead to market confusion and loss of market share.
To ensure business viability and protect against IP infringement risks, businesses should consider the following measures:
1. Conduct IP Audits: Identify and evaluate existing IP assets, including trademarks, patents, copyrights, trade secrets, and design rights. Determine their value, scope, and potential risks.
2. Obtain Proper IP Protection: File for trademark registrations, patent applications, and copyright registrations in relevant jurisdictions to establish legal rights and deter infringement.
3. Monitor the Market: Keep a watchful eye on the market for any potential IP infringement by competitors or unauthorized use of your IP assets. Implement monitoring systems and take prompt action against infringements.
4. Enforce IP Rights: If IP infringement occurs, take legal action to protect your rights and seek remedies, such as injunctions, damages, or settlements.
5. Educate Employees and Business Partners: Raise awareness about IP rights and the importance of safeguarding them. Implement internal policies, contracts, and confidentiality agreements to ensure proper handling and protection of IP assets.
6. Seek Legal Advice: Consult with IP lawyers or experts to understand the IP laws and regulations in target markets, and to navigate complex issues related to IP infringement.
By identifying and protecting their IP assets and taking proactive measures to mitigate IP infringement risks, businesses can enhance their business viability, protect their market position, and maximize the value of their intangible assets in both domestic and international markets..
Learn more about aesthetics here:
https://brainly.com/question/28660977
#SPJ11
Red, Incorporated, Yellow Corporation, and Blue Company each will pay a dividend of $2.60 next year. The growth rate in dividends for all three companies is 4 percent. The required return for each com
The required return for each company is Red share price: $130, Yellow share price: $52, Blue share price: $32.5.
Given information is:
D1 is next expected dividendr is cost of common stockg is growth rateRed, Incorporated, Yellow Corporation, and Blue Company. The required return for each :
Red share price:
Stock price = D1÷(r-g)
Stock price = $2.6÷(6%-4%)
Stock price = $2.6 ÷ (2%)
Stock price = $130
Yellow share price:
Stock price = D1÷(r-g)
= $2.6÷(9%-4%)
= $2.6 ÷ (5%)
= $52
Blue share price: = $2.6 ÷ (12%-4%)
share price = $2.6 ÷ (8%)
share price = $32.5
Learn more about on company, here:
https://brainly.com/question/30532251
#SPJ4
A 91-day Canada T-bill with a face value of $10,000 yields an annual rate of return of 3.15%. If the T-bill was issued March 1, 2017, what is the maturity date?
The maturity date of the 91-day Canada T-bill issued on March 1, 2017, is May 31, 2017.
To determine the maturity date of a 91-day Canada T-bill issued on March 1, 2017, we need to calculate the number of days from the issue date.
A 91-day T-bill has a maturity period of 91 days, so adding 91 days to the issue date of March 1, 2017, gives us May 31, 2017, as the maturity date. Therefore, the T-bill matures on May 31, 2017.
T-bills are short-term debt instruments issued by the government to raise funds. They have a fixed maturity period, typically ranging from a few days to one year.
The yield on a T-bill represents the annualized return an investor would earn if they held the T-bill to maturity. In this case, the annual rate of return of 3.15% indicates the yield the investor would earn over a year, even though the actual holding period is only 91 days.
To learn more about maturity date: https://brainly.com/question/14702199
#SPJ11
Miller Company produces speakers for home stereo units. The speakers are sold to retail stores for £30. Variable costs per unit are: Direct materials £9.00; Direct labour 4.50; Distribution 1.50 and Variable Factory overhead 3.00. Fixed costs per month are: Factory overhead £120,000 and Selling and admin. 60,000. The variable distribution costs are for transportation to the retail stores. The current production and sales volume is 20,000 per year. Capacity is 25,000 units per year. An Atlanta wholesaler has proposed to place a special one-time order for 7,000 units at a special price of £25.20 per unit. The wholesaler would pay all distribution costs, but there would be additional fixed selling and administrative costs of £6,000. In addition, assume that overtime production is not possible and that allother information remains the same as the original data. The effect on profits if the special order is accepted is Select one:
a. cannot be determined b. £30,900 decrease c. £50,100 increase d. £30,900 increase e. £50,100 decrease
The correct option is letter (b) £30,900 decrease.
Given that Miller Company produces speakers for home stereo units, and the speakers are sold to retail stores for £30
The variable costs per unit are: Direct materials £9.00; Direct labor £4.50; Distribution £1.50; and Variable Factory overhead £3.00.
Fixed costs per month are: Factory overhead £120,000 and Selling and admin. £60,000. The variable distribution costs are for transportation to the retail stores. The current production and sales volume is 20,000 per year and the capacity is 25,000 units per year.
The proposed special one-time order for 7,000 units at a special price of £25.20 per unit is made by an Atlanta wholesaler. The wholesaler would pay all distribution costs, but there would be additional fixed selling and administrative costs of £6,000.
In addition, assume that overtime production is not possible and that all other information remains the same as the original data. The calculation of the increase or decrease in profits if the special order is accepted is done as follows:
New Contribution per unit = Selling Price - Variable Cost= £25.20 - (£9 + £4.50 + £3 + £1.50) = £7.20 Contribution for 7,000 units = £7.20 × 7,000 = £50,400
Total fixed cost including additional fixed selling and administrative costs = £120,000 + £60,000 + £6,000 = £186,000
Total cost for 7,000 units = Total Fixed cost + Total variable cost= £186,000 + (7,000 × (£9 + £4.50 + £3 + £1.50))= £186,000 + (7,000 × £18)= £186,000 + £126,000= £312,000
Total revenue for 7,000 units = Selling Price × Number of Units= £25.20 × 7,000= £176,400Profit = Total Revenue - Total Cost= £176,400 - £312,000= -£135,600
The profit will decrease by £135,600 if the special order is accepted.
The correct option is letter (b) £30,900 decrease.
To know more about retail visit:
https://brainly.com/question/31326848
#SPJ11
Kim Lee is single and earns $32,000 in taxable income. He uses the following tax rate schedule to calculate the taxes he owes. Up to $9.525 $9,525 $38,700 $38,700 $82,500 $82,500 $157,500 : 10% 12% 22% 24%. Calculate the dollar amount of estimated taxes that Kim owes. Multiple Choice : a.$3,200.00 b.$3,649.50 c.$3,840.00 d.$7,040.00 e. $7,680.00
b. $3,649.50. The dollar amount of estimated taxes that Kim owes
To calculate the dollar amount of estimated taxes that Kim owes, we need to determine the applicable tax rates for each income bracket and calculate the tax owed for each bracket.
Based on the tax rate schedule provided:
- The first $9,525 of taxable income is taxed at a rate of 10%
- The portion of taxable income between $9,526 and $38,700 is taxed at a rate of 12%
- The portion of taxable income between $38,701 and $82,500 is taxed at a rate of 22%
- The portion of taxable income between $82,501 and $157,500 is taxed at a rate of 24%
Given that Kim's taxable income is $32,000, we can calculate the taxes owed as follows:
Tax on the first $9,525 (taxed at 10%): $9,525 * 0.10 = $952.50
Tax on the remaining $22,475 (taxed at 12%): $22,475 * 0.12 = $2,697
Therefore, the total estimated taxes that Kim owes is $952.50 + $2,697 = $3,649.50.
Learn more about estimated taxes here :-
https://brainly.com/question/2284256
#SPJ11
Currently, Delicious Coffee, Inc. has an EPS of $6.33 and a benchmark PE of 13.69. Earnings are expected to grow by 2.24 percent annually. What is the estimated current stock price?
(Round your answer to the nearest hundreds (upto two decimal places). i.e. if your answer is 1234.56789, enter 1234.57)
To estimate the current stock price of Delicious Coffee, Inc., we can use the formula:
Stock Price = EPS * PE Ratio
Given that the EPS is $6.33 and the benchmark PE ratio is 13.69, we can calculate the estimated current stock price:
Stock Price = $6.33 * 13.69
Stock Price = $86.58817
Rounding the answer to the nearest hundreds, the estimated current stock price of Delicious Coffee, Inc. is $86.59.
Learn more about stock price here:
https://brainly.com/question/29997372
#SPJ11
the debits and credits for each journal entry are posted to the accounts? a) in no specific order
b) in alphabetical order
c) in the order in which they occur in the journal
d) in the order in which they occur in the chart of accounts
The debits and credits for each journal entry are posted to the accounts in the order in which they occur in the journal. The correct option is c.
Journal entries are recorded chronologically in the journal, capturing the sequence of transactions as they happen. Each entry typically consists of one or more debits and credits, with debits representing increases to assets or expenses, and credits representing increases to liabilities, equity, or revenue.
When posting journal entries to the respective accounts, it is important to maintain the order in which they occur in the journal. This ensures accuracy and consistency in the recording process, allowing for a clear audit trail and easy reference to the original entry.
The order of posting follows the sequence of events as they unfold in the accounting records, providing a logical flow of information and facilitating accurate financial reporting.Therefore, the preferred method is to post the debits and credits in the order in which they occur in the journal. The correct option is c.
To know more about journal entry refer here:
https://brainly.com/question/30499005#
#SPJ11
You have saved $5,000 for a down payment on a new car. The largest monthly payment you can afford is $350. The loan will have a 6% APR based on end-of-month payments. What is the most expensive car you can afford if you finance it for 48 months? For 60 months? Do not round intermediate calculations. Round your answers to the nearest cent.
Financed for 48 months: $
Financed for 60 months: $
You can afford a car worth approximately $16,380.32 if financed for 48 months, and a car worth approximately $19,202.91 if financed for 60 months.
The most expensive car you can afford, financed for 48 months with a monthly payment of $350 and a 6% APR, is approximately $16,380.32.
To calculate this, we can use the formula for the present value of an annuity: PV = PMT * ((1 - (1 + r)^(-n)) / r), where PV is the present value, PMT is the monthly payment, r is the monthly interest rate, and n is the number of months.
For 48 months:
PV = 350 * ((1 - (1 + 0.06/12)^(-48)) / (0.06/12)) ≈ 16,380.32
Similarly, the most expensive car you can afford, financed for 60 months with a monthly payment of $350 and a 6% APR, is approximately $19,202.91.
For 60 months:
PV = 350 * ((1 - (1 + 0.06/12)^(-60)) / (0.06/12)) ≈ 19,202.91
Therefore, you can afford a car worth approximately $16,380.32 if financed for 48 months, and a car worth approximately $19,202.91 if financed for 60 months.
To learn more about financed click here
https://brainly.com/question/30502952
#SPJ11
You are in charge of designing the Active Directory tree for a small company with only one location and approximately 500 objects. The company has four primary departments - accounting, manufacturing, sales, and administration - and each area is autonomous and reports directly to the CEO. The managers in each department want to ensure that they retain some management control over their users and resources in the Active Directory tree. Using these keywords, what design plan would you propose to best meet these requirements? Please consider any relevant technical constraints and provide a detailed explanation of your chosen plan.
In summary, the proposed design plan would enable the departmental managers to have some management control over their users and resources in the Active Directory tree by creating separate OUs for each department with their own sub-OUs and GPOs, as well as user groups based on job functions.
The design plan to best meet the requirements of the given scenario, would involve designing a single forest with a single domain and organizational units (OUs) for each of the four departments. The four departments are accounting, manufacturing, sales, and administration. The managers in each department should retain some management control over their users and resources in the Active Directory tree.In order to address these requirements, the following approach is recommended:- The design would involve a single Active Directory forest with a single domain. This would enable efficient management and administration of the Active Directory objects, as well as ensuring ease of deployment of the required infrastructure.- A separate Organizational Unit (OU) would be created for each of the four primary departments - accounting, manufacturing, sales, and administration. The OUs would be created in the domain and would allow each department to have some management control over their users and resources within their OU.- Within each departmental OU, it would be important to set up sub-OUs based on job functions or teams. This would further allow for departmental management control over resources.- Each departmental OU should have its own Group Policy objects (GPOs) in order to ensure departmental specific policies can be enforced as needed. This would also enable each department to maintain control over their users and resources.- Within the domain, it would be important to create user groups based on job functions, which would further enable efficient management of user accounts across the domain. These groups could be managed by the departmental managers themselves or by a central IT team, depending on the specific requirements of the organization.
to know more about manufacturing, visit
https://brainly.com/question/13440987
#SPJ11
A 09.80% annual coupon, 22-year bond has a yield to maturity of 05.50%. Assuming the par value is $1,000 and the YTM is expected not to change over the next year: a) what should the price of the bond be today?
b) What is bond price expected to be in one year? c) What is the expected Capital Gains Yield for this bond? d) What is the expected Current Yield for this bond?
a) To calculate the price of the bond today, we can use the formula for the present value of a bond's cash flows.
The bond has a $1,000 par value, a coupon rate of 9.80%, and a yield to maturity (YTM) of 5.50%. Since the bond pays annual coupons, the bond will make 22 coupon payments of $98 each (0.098 * $1,000). Additionally, at maturity, the bond will return the par value of $1,000. We can discount each cash flow back to present value using the YTM of 5.50%. Adding up the present values of the cash flows, the price of the bond today would be the sum of the present value of the coupons and the present value of the par value.
b) Assuming the YTM is expected not to change over the next year, the bond price in one year would be the same as the current price. This is because the bond's cash flows and YTM remain unchanged.
c) The expected capital gains yield for this bond is the anticipated change in price as a percentage of the initial price. Since the bond price is expected to remain constant over the next year, the capital gains yield would be zero.
d) The expected current yield for this bond is the annual coupon payment divided by the bond's price. Using the bond's annual coupon payment of $98 and the current price obtained in part (a), we can calculate the expected current yield by dividing the coupon payment by the bond price.
Learn more about yield curve here : brainly.com/question/31261118
#SPJ11
Stan is the manager of a store that sells scooters. He helps Kenny, a 17-year-old boy, who wants to buy a $2, 500 scooter. Realizing that Kenny is so young that he may lack the capacity to enter into a contract, Stan refuses to sell him the scooter. Kenny then calls his dad, Stuart, and hands the phone to Stan. After Stan confirms Stuart's identity, Stuart allows Stan to record the following statement: "If my son, Kenny, does not pay the $2, 500 for the scooter, I, Stuart McCormick, will pay the full amount."
Should Stan proceed with the sale of the scooter to Kenny? Why or why not? Fully discuss all legal issues relevant to this decision.
Stan should proceed with the sale of the scooter to Kenny. The recording made by Stuart stating that he will pay the full amount for the scooter if his son Kenny does not pay the $2,500 for the scooter is valid.
This is because the contract is between the store owner and the person making the payment, and the father of Kenny has guaranteed that he will pay the amount if Kenny doesn't pay it. Here are the legal issues relevant to this decision:
Capacity of Kenny to Enter into a Contract: Based on the principle of Contract law, for a contract to be enforceable, both parties entering into the contract must have the capacity to do so. In this case, Stan is reluctant to enter into a contract with Kenny as he is a minor, and according to law, minors are not allowed to enter into a contract.
Legality of Contract: Stuart's statement over the phone regarding payment is a legally enforceable contract, since it is a promise of payment in case Kenny defaults. Thus, the contract is enforceable due to the involvement of a guarantor.
The Doctrine of Privity of Contract: The Doctrine of Privity of Contract states that a contract cannot be enforced by anyone who is not a party to it. Since Stuart is not a party to the contract between the store owner and Kenny, he cannot legally enforce the contract. Nonetheless, the statement made by Stuart will give the store owner the necessary assurance that payment will be made.
To learn more about scooter, visit:
https://brainly.com/question/16796479
#SPJ11
What is the present value of $2550 to be paid in two years if
the interest rate is 15%? (Keep three decimal places as you
calculate - Round to the nearest hundredth).
The present value of $2550 to be paid in two years at a 15% interest rate is approximately $1931.09, rounded to the nearest hundredth.
To calculate the present value of $2550 to be paid in two years at an interest rate of 15%, we can use the formula for present value:
Present Value = Future Value / (1 + Interest Rate)^Number of Periods
In this case, the future value is $2550, the interest rate is 15% (or 0.15), and the number of periods is 2 years. Plugging in these values into the formula:
Present Value = $2550 / (1 + 0.15) ²
Calculating the expression inside the parentheses:
Present Value = $2550 / (1.15)²
Calculating the value inside the parentheses:
Present Value = $2550 / 1.3225
Calculating the division:
Present Value ≈ $1931.09
Therefore, the present value of $2550 to be paid in two years at an interest rate of 15% is approximately $1931.09.
Learn more about interest rate at:
https://brainly.com/question/30134817
#SPJ11
Essay question
How does covid 19 affect money demand?What happens to
Money demand? Key policy tools used and how Central banks in
Pacific behave in global crisis?
The outbreak of the COVID-19 pandemic has had a significant impact on the demand for money, as well as on the economy. The reason being is that money demand is an important component of economic activity, therefore, the impact of COVID-19 on money demand has been significant.
COVID-19 pandemic has impacted the money demand in the following ways:
1. Increase in demand for cash
The COVID-19 pandemic led to an increase in the demand for cash as people withdrew more money from banks and ATMs due to the uncertainty caused by the pandemic. This increase in demand for cash led to a decrease in the money supply and an increase in the interest rates
2. Decrease in demand for credit
The COVID-19 pandemic has also led to a decrease in the demand for credit as people became more cautious about their finances and reduced their spending. This decrease in demand for credit has led to a decrease in the money supply and a decrease in the interest rates.
3. Increase in demand for online transactions
The COVID-19 pandemic has also led to an increase in the demand for online transactions as people are staying at home and are unable to conduct transactions in person. This increase in demand for online transactions has led to an increase in the money supply and a decrease in the interest rates.
Key policy tools used
To deal with the impact of COVID-19 on money demand, Central banks around the world have implemented several policy tools including:
1. Monetary Policy
Central banks have used monetary policy tools such as reducing interest rates, increasing money supply, and increasing liquidity to stimulate the economy.
2. Fiscal Policy
Governments have also used fiscal policy tools such as tax breaks, subsidies, and increased government spending to stimulate the economy.
3. Regulatory Policy
Central banks have implemented regulatory policies to provide liquidity support to financial institutions.
How Central banks in Pacific behave in global crisis?Central banks in Pacific have implemented various policies to deal with the impact of COVID-19 on the economy. Some of the measures implemented by Central banks in Pacific include:
1. Reducing interest rates
Central banks in Pacific have reduced interest rates to stimulate the economy.
2. Providing liquidity support
Central banks in Pacific have provided liquidity support to financial institutions to ensure the stability of the financial system.
3. Promoting financial stability
Central banks in Pacific have implemented policies to promote financial stability and ensure the smooth functioning of financial markets.
Learn more about economic activity: https://brainly.com/question/3121965
#SPJ11
