She is in violations of SEC and CFP regulations because she impose her own opinion or want on the client without the clients knowledge.
What is the case about?The case above is failure of Joni to divulge some vital information regarding a product to her client.
Note that Joni is ok with the product, that does not mean that the client will still be okay with it. She is suppose to tell her client all that they need to know and then they can decide what to do and she failed to do so and as such She is in violations of SEC and CFP regulations because she impose her own opinion or want on the client without the clients knowledge.
The solution is that she needs to tell her client what she omitted, tender an apology and also she should explain all that there is to know to the client.
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in the preparation of a pro forma income statement, an entrepreneur must first _____.
In the preparation of a pro forma income statement, an entrepreneur must first develop a sales budget.
What is sales budget?A sales budget is what gives summary of quantity of goods and services which a company intends to sell in the future. It is however used in the production budget.
Hence, in the preparation of a pro forma income statement, an entrepreneur must first develop a sales budget.
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The return that lenders require on their loaned fund to the firm is called the:
The return that lenders require on their loaned fund to the firm is called the interest.
What is interest?
Interest is payment made by the borrower to the lender for the use of their funds. Interest depends on the amount borrowed, the interest rate and the length of the loan. The payment of interest is made at predetermined intervals.
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Expenses follow the same debit and credit rules as a.the drawing account b.liabilities c.revenues d.the capital account
Expenses follows the same rule of the debit and credit as that of the Drawing account.
What is Drawing Account?The Drawing account is the account in which the transactions of the money withdrawn from the business is recorded. The money is withdrawn by the owner of the business.
The golden rule of the accounting says that the debit the expenses and losses and credit the income and gains.
A debit to the drawing account and a credit to the cash account constitute the standard accounting entry for the drawings account (or whatever asset is being withdrawn).
It reflects the capital's deductibility from the overall equity of the company.
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The country of Bratislaka hired Gudurn to assist with government policies regarding the macroeconomy. Gudrun is a neoclassical economist and makes all decisions based on those economic philosophies. What policies will Gudrun tell the government to enact in order to foster a health economy
The policies that Gudrun will tell the government to enact in order to foster a healthy economy are to keep inflation low and maintain low tax levels.
What is tax?It should be noted that tax simply means the compulsory levy that's paid to the government by individuals and businesses.
In this case, the policies that Gudrun will tell the government to enact in order to foster a healthy economy are to keep inflation low and maintain low tax levels.
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The purpose of __________ is to create real or perceived product differences. Group of answer choices niche marketing product differentiation product mixing target marketing
The purpose of "product differentiation" is to create real or perceived product differences.
What is product differentiation?Product differentiation improves brand loyalty, sales, and growth by differentiating what you sell from what your rivals provide.
The significance of product differentiation-
It creates a competitive advantage and make your product is superior to alternatives on the market.Effective product differentiation highlights the special advantages of your products or services.It helps to narrow down your audience depending on what they prefer and what you offer.You have a differentiated product that offers value to customers when you better match a product's advantages to what your target audience desires than your rivals.It helps to enhance brand loyalty and can achieve higher price points.To know more about the aspects of brand equity, here
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During the current year, a company had sales on account of $264,000, cash sales of $108,000, and collections on account of $168,000. In addition, the company collected $2,900 from a customer whose account the company had written off as uncollectible in the prior year. As a result of these transactions, the current year's change in the accounts receivable balance is a Group of answer choices
As a result of these transactions, the current year's change in the accounts receivable balance is an increase of $96,000.
What is the accounts receivable balance?The accounts receivable balance is the difference between credit sales and cash collections on account, including other relevant adjustments.
The accounts receivable balance is one of the items of the current assets in the balance sheet.
Data and Calculations:Credit Sales = $264,000
Cash Sales = $108,000
Collections on account = $168,000
Change in accounts receivable balance = $96,000 ($264,000 - $168,000)
Thus, as a result of these transactions, the current year's change in the accounts receivable balance is an increase of $96,000.
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friedman and phelps suggested that there should not be a stable relationship between inflation and unemployment, but there should be a stable relationship between:
Friedman and Phelps suggested that there should not be a stable relationship between inflation and unemployment, but there should be a stable relationship between: unanticipated inflation and cyclical unemployment.
What is inflation?
This is the time in the government or the economy of a nation where they are faced with the rise in the prices of goods and services.
This may cause people to lose their jobs and also cause people to buy less of goods and services.
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The first step to improving your time management skills is to:
The first step to improving your time management skills is to prioritize.
What is time management skills?This is a skill needed in order to effectively manage our time and getting things done in an effective way within a short period of time.
The first step to improving your time management skills is to prioritize. Having a daily to do list is very important in managing time effectively. It helps us determine the most important things to do in order of their importance.
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How to make poultry farm?
Answer:
How to make a poultry farmExplanation:
Steps:Choose the type of poultry bird to rearSelect a suitable farm location or siteProvide good housing/shelter for the birdsFeeding and medication of the poultry birdsMarketing and sales of the poultry birds Necessary poultry equipmentsFeederWater potLaying nestsHeater/incubatorFencingEgg handling nestswhen quantity demanded increases at every possible price, the demand curve has
When quantity demanded increases at every possible price, the demand curve has: shifted to the left.
What is quantity demand?Quantity demand can be defined as the amount of goods that consumer are ready to buy at a particular period of time.
According to the law of demand the higher the demand the lower the price and the higher the price the lower the demand.
Therefore when the demand of a product in the market increase this means that demand curve has move or shift to the left.
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If there is unemployment in an economy, then the Group of answer choices economy is operating at an unattainable point. production possibilities frontier will shift inwards. economy is producing at a point inside the production possibilities frontier. production possibilities frontier will shift outwards. production possibilities frontier must be bowed inward.
Answer:
yes Because production possibilities frontier helps in thing like this
Which of the baldrige criteria is given the most weight in selecting winners?
Results are heavily weighted toward the Baldrige criterion. This is further explained below.
What are Baldrige's criteria?Generally, "Integrated management framework" refers to a set of tools used to analyze and improve business operations.
In conclusion, Sampling acceptance rates for winners are heavily weighted toward those that meet the Baldrige standards.
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more abundant leisure increases ______, but it ______ real gdp.
More abundant leisure increases Social Welfare, but it decreases real GDP.
What is GDP?GDP also known as the gross domestic product is the monetary measure of the market value of all products and services produced in a country within a particular period of time.
When a country increases its leisure, it increases the level of social welfare but at the same time decreases the value of the GDP of that country.
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Answer:
social welfare; decreases
Explanation:
supplies expense is ______ and supplies is ______ for the amount of supplies used during the period that were originally recorded as an asset when purchased.
Supplies expense is debited and supplies is credited for the amount of supplies used during the period that were originally recorded as an asset when purchased.
What is supply?It should be noted that supply simply means the amount of goods and services that the seller is willing to sell at a price.
In this case, supplies expense is debited and supplies is credited for the amount of supplies used during the period that were originally recorded as an asset when purchased.
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what type of transaction is recorded when a customer pays via a payment link?
The type of transaction that is recorded when a customer pays via a payment link is:
Sales ReceiptWhat is a Sales Receipt?A sales receipt is a confirmation of payment. After a given amount is deposited for a good or service, the system automatically generates a confirmation of the transaction. This is called a sales receipt.
The sales receipt can be screenshot as proof of payment.
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A registered representative hires a contractor to add a 2-bedroom wing to his house to accommodate his growing family. When the contractor finishes the job, there are a number of items that the representative wants repaired, so he withholds $10,000 of the final payment. The contractor believes that he completed the job properly and, at his first opportunity, files a mechanic's lien for the $10,000 amount. This is an event that:
The event of what is going on based on this case is that there is a breach of contract between the contractor and the home owner.
What is the breach of contract here?The agreement that was done for the job was to add a wing to the 2 bedroom wing.
But from what is seen here, the owner of the bedroom is saying he would withold for a different thing that was not clearly stated initially.
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Define the 4 types of financial ratios. How will these give a prospective investor a complete picture of a company’s financial strength? [150 minimum word count]
The main types of financial ratios in accounting includes:
Profitability ratiosLiquidity ratiosSolvency ratiosValuation ratiosWhat is a financial ratios?These are ratio that helps in analyzes and comparison of relationships between financial statement accounts for identification of strengths and weaknesses of a firm.
The type of financial ratios:Profitability ratios: This ratio helps to assess the firm ability to generate earnings relative to its revenue.Liquidity ratios: This ratio help to assess the firm's ability to pay debt obligations and its margin of safety.Solvency ratios: This ratio help to assess the firm's ability to meet its long-term debt obligation.Valuation ratios: This ratio help to assess the firm's financial soundness in relation to its market value.
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True or false: In the United States, inflation reached double-digit rates in the 1970s and early 1980s but has since declined and recently, has been relatively mild.
This is True that In the United States, inflation reached double-digit rates in the 1970s and early 1980s but has since declined and recently, has been relatively mild.
What is inflation?A general increase in the cost of goods and services is referred to as inflation. Each unit of currency may purchase fewer products and services as the general price level rises, hence inflation is associated with a decline in the purchasing power of money.
When prices for goods and services increase rapidly, there is rapid inflation, which reduces the purchasing power of savings. Oil prices, currency speculators, rapacious businesspeople, and avaricious union leaders were held responsible for The Great Inflation.
Numerous businesses were destroyed and countless people were harmed by the Great Inflation and the recession that followed.
Cause for the decline in inflation:
Reduced government spending, Stock market declines,Consumer desire to save more money, Tighter monetary regulationsWhen the economy's output expands more quickly than the amount of available credit and money, falling prices can also occur spontaneously
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Dr. Crane is studying patients who are in the residual phase of schizophrenia. His colleague, dr. Mellus, takes detailed notes during a series of interviews and interactions that dr. Crane has with one such patient for later analysis. What research method are these doctors employing?.
The research method being used by Dr. Crane while diagnosing a patient who is going through the residual phase of schizophrenia is the case study method.
What is the case study method?A case study method is one of the research methods used to identify the patient's detailed study about his/her respective illness.
According to a given situation, the interviews and interactions being taken by Dr. Crane with the patient in order to know well about his/her condition as he is going with the disease of schizophrenia. His colleague makes notes of whatever going through during those interviews and interactions. These notes helped him to analyze the case and then prescribe an appropriate solution for overcoming his/her illness.
Therefore, the case study method is being followed by Dr. Crane in order to diagnose the patient's illness of schizophrenia.
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Whether supplier-seller relationships in an industry represent a strong or weak source of competitive pressure is a function of a. whether the profits of suppliers are relatively high or low. b. the average number of suppliers that each seller/industry member purchases from. c. how aggressively rival industry members are trying to differentiate their products. d. whether demand for supplier products is high and they are in short supply. e. whether the prices of the items being furnished by the suppliers are rising or falling.
The supplier-seller relationships can bring about competitive pressure, which is determined by whether demand for supplier products is high or are not much available.
What are competitive pressures?competitive pressure are those pressures that are been faced by a company from their competitors in the market.
When the demand for supplier products is high, then there is a strong source of competitive pressure.
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which of the following is the best example of a law
A You can spend more money than you earn
B teachers must retire at age 65
C you should not make promises you can't keep
D you may not ask an interviewee if he or she is married or has children
You may not ask an interviewee if he or she is married or has children is the best example of a law.
Thus, the correct option is D.
What is a law?The exact meaning of law is up for debate, but it is generally understood to be a set of regulations that are made and enforced by social or governmental institutions to control behavior. It has been called both a science and the practice of justice in diverse contexts.
A law society is an organization of attorneys having the authority to regulate the education, certification, and behaviour of attorneys. Where there is a distinction between barristers and solicitors, the law societies govern solicitors and a separate bar council regulates barristers.
Federal laws are measures that have been approved by both houses of Congress, have the president's signature, have overridden the president's veto, or have otherwise been given the go-ahead to become law. In the United States Code, individual laws, sometimes known as acts, are organized by subject.
The legislation has several objectives. Establishing norms, upholding order, settling conflicts, and defending liberties and rights are the four basic ones.
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__________ implies that pressure for price increases reaches across _______________markets, not just one.
Answer:
"Inflation" implies that pressure for price increases reaches across "most" markets, not just one.
"Inflation" implies that pressure for price increases reaches across "most" markets, not just one.
What is the market?
Markets are places where individuals, businesses, and industries transact, whether it be for the purpose of purchasing, selling, or providing services. They use it in order to make money.
The term "inflation" describes an economy's overall rise in the market value of both goods as well as services. Money units may purchase fewer merchandise and services as the market's overall level of prices rises, hence inflation is associated with a decline in the value of money's purchase power.
The rate at which prices increase over a particular period of timeframe is known as inflation. Inflation is often measured in broad terms, including the general increases in inflation and the rise in a nation's living expenses.
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Personal selling is used most commonly in the B2B market as well as in the B2C market for Group of answer choices low-price products. mass-market products. raw materials. personal services. high-end products.
Personal selling is used most commonly in the B2B market as well as in the B2C market for high-end products.
What is personal selling?This is when a person meets with his or her potential buyers physically with a view to sell her products.
One of the benefit of personal selling is that it allows personalized communication between your business and potential customers.
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Communication processes such as face-to-face conversations, telephone conversations, and meetings in which all communicators are present at the same time are referred to as __________ communication.
Synchronous communications correspond to the communication process where all communicators are present at the same time.
What are the benefits of synchronous communications?In this type of communication where all parties involved are present when the communication is established, such as a meeting or a phone call, there is a greater exchange of information, learning and instantaneous feedback.
Therefore, synchronous communication is positive for the work environment, as it allows for greater understanding and learning to carry out organizational processes.
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Trust fund overages or shortages are serious violations of the law, which can result in loss of license, even if the discrepancy is caught and corrected. Which statement is correct regarding trust fund liability?
The statement that is correct regarding trust fund liability is A trust fund overage occurs if the trust account balance is greater than the total liability of the account.
What is violations of the law?violations of the law of the act of going against the law that guides some certain discipline which was seen in the Trust fund overages or shortages.
Trust fund shortages are usually as a result of the disbursements to a beneficiary in excess of funds that is been gotten from account of that beneficiary.
However, it can as well be as a result of trust account balance is greater than the total liability of the account.
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When a company finds a small but profitable market segment and designs products just for them, the company is engaged in:
When a company finds a small but profitable market segment and designs products just for them, the company is engaged in: Niche marketing.
What is niche marketing?
This is a term that is used to refer to the specialization in the sale and the development of a particular product to a market.
It is the focus that is put in a particular market segment. Hence the answer is niche marketing.
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Which of the following is not a characteristic of a bottom-up budget environment? Executive management creates the budget. At each higher level of management, the budget is reviewed and may be altered. The budget approach may also be referred to as participative budgeting. All of these answer choices are characteristics of a bottom-up budget environment.
The following is not a characteristic of a bottom-up budget environment is:
(A) Executive management creates the budget.
Bottom up budgeting is a shape of monetary budgeting wherein a agency lets in every branch to set their very own price range. Each branch creates a listing of prices and fee projections, that's then submitted for evaluation from senior management. Once agreed, those separate budgets are brought collectively to shape the agency’s common price range.
It is likewise called participative budgeting due to the fact branch managers are given a position in placing their very own budgets. Bottom-up price range techniques permit for extra accuracy and incentivize personnel to play through the budgeting rules.
As discussed, backside-up budgeting is based on every branch supervisor taking possession in their very own spending. But to stay in control, senior management will use budgeting software program and era to supervise development and limits. Ownership and decision-making lives with price range managers, however finance groups have budgetary control.
Currently, simplest 40% of groups appoint a cloud-primarily based totally device. For an multiplied danger of backside up price range achievement throughout all regions of an organization, a software program device is notably recommended.
Thus, we will say that the right choice is A.
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Which pair of products can be regarded as substitute products?
The products can be paired as substitute products is Internet radio and traditional radio
Because both the products provide the same benefit and result. Both provide audio output.
What is a Substitute?
The substitute products are the products that can be replaced for each other providing the same benefit and result.
Few examples of the substitute products are as follows
Books and E-booksButter and margarineEye glasses and contact lensesFlip flops and sandalsSalmon and Tuna#SPJ12
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which of the following statements are true (picture attached)
If the cardholder makes the payment of $523.20 on time, which is by the due date, she will not have to pay any interest to the credit card company.
What is a due date?Due date is the date on which the payment or a receipt becomes due to be paid as per the agreements made by both the parties to a transaction.
In case of a credit card, no interest is charged on the limit used, if the repayment is done on or before the due date of repayment of such limit by the cardholder.
Hence, option D holds true regarding the due date.
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The ____ was passed by Congress in an attempt to encourage government employees to report cost overruns by government contractors.
The Whistleblower Act was passed by Congress in an attempt to encourage government employees to report cost overruns by government contractors.
What is Whistleblower Protection Act ?The Whistleblower Protection Act protects “any disclosure of information” by federal government employees that they “reasonably believes evidences an activity constituting a violation of law, rules, or regulations, or mismanagement, gross waste of funds, abuse of authority or a substantial and specific danger to public health and safety.”
It prohibits retaliation such as demotions, pay cuts, or dismissals for blowing the whistle and provides legal remedies to whistleblowers who experience such retaliation. It also allows whistleblowers to make their disclosures confidentially.
What the Whistleblower Protection Act say?The Whistleblower Protection Act forbids every state official and employee from retaliating or attempting to retaliate against any employee or applicant for employment who reports an improper activity.
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