The standard unemployment rate underestimate unemployment problem.
What is unemployment?Unemployment occurs when there are no suitable Jobs for People or individual who are willing to work.
This can be due to a decline in the economy of a country or state.
The rate of unemployment may not be easily measured because of the constant increase and decrease.
Therefore, The standard unemployment rate underestimate unemployment problem.
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Budgets are created using expenses vs.
incoming revenue. What is another word for
revenue?
A. profit
B. sales
C. cost
Answer:
B. Sales
Are sales and revenue the same?The key difference between revenue and sales is that revenue refers to the total income a business entity generates from selling goods or providing services, as well as other income earned in the normal course of business. Sales, on the other hand, refers to the proceeds received by the company from selling goods or providing services. Although revenue and sales are sometimes conflated, there is a difference between the two. Revenue is the collective sum of money a business makes. Sales are the total compensation that a business receives from providing goods or services. Sales are a subset of revenue. In rare circumstances, revenue may be less than sales. Sales are when a customer pays a price for a company's products or services. Large businesses usually have additional revenue streams in addition to sales, including investments, services, interest, royalties, fees, and donations, to name a few. Although they may be easily distinguished in accounting terms, revenue and sales are often used interchangeably.
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Savion is restoring a car and has already spent $4,000 on the restoration. He expects to be able to sell the car for $5800. Savion discovers that he needs to do an additional $2,400 of work to make the car worth $5,800 to potential buyers. He could also sell the car now, without completing the additional work, for $3,800. What should he do?.
Based on the cost of the additional work and the amount gained from selling, Savion should sell the car now for $3,800.
What is Savion's best course of action?If Savion were to add the additional work, his profit would be:
= 5,800 - 2,400
= $3,400
This is less than the $3,800 he could make from selling the car now so his best course of action is to sell the car for $3,800 to get a larger profit.
The previous cost of $4,000 is a sunk cost so is not relevant to the calculation.
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Within a ________________________ economy, we often see both producers and consumers responding to the incentive of price changes.
In a market economy, both producers and consumers respond to the incentive of price changes.
What is the economy?
An economy is an area where products and services are produced, distributed, and traded as well as consumed by various agents.
A market economy is an economic system in which all suppliers and consumers are unhindered by price controls or restrictions on contract freedom and where decisions regarding investment, production, and distribution to consumers are guided by the price signals created by the forces of supply and demand.
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A tech research and development team is struggling through a problem with its software. The team brainstorms and asks questions that lead the group to develop experiments to narrow down understanding of the issues involved. The team follows through on those and discovers the process that led to the glitch. Team members then discuss their options based upon this new understanding. This is an example of what theory of learning
The theory of constructivism learning is depicted by the process followed by the team to discovers the process that led to the glitch.
What is a constructivism learning?This theory of learning suggest that learners should construct knowledge rather than just passively take in information.
Hence, the theory of constructivism learning is depicted by the process followed by the team to discovers the process that led to the glitch.
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Is the presentation of raw numerical or verbal descriptions in a form that is useful for a specific purpose.
Information is the presentation of raw numerical or verbal descriptions in a form that is useful for a specific purpose.
What is the importance of information?It should be noted that information simply means the data that has been processed.
In this case, inormation is the presentation of raw numerical or verbal descriptions in a form that is useful for a specific purpose.
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According to the theory of liquidity preference, holding the supply of real money balances constant, an increase in income will ______ the demand for real money balances and will ______ the interest rate.
According to the theory of liquidity preference, holding the supply of real money balances constant, an increase in income will increase the demand for real money balances and will decrease the interest rate.
What is theory of liquidity preference?In line with the liquidity preference theory, it is state that interest rates are determined by the supply and demand of money.
It is to be noted that tightening the money supply will decrease the nominal interest rates.
Hence, according to the theory of liquidity preference, holding the supply of real money balances constant, an increase in income will increase the demand for real money balances and will decrease the interest rate.
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Which buyer agreement document provides the greatest advantage for you in your relationship with a potential buyer
Answer:
the buyer document is a contract documents
The buyer agreement document that provides the greatest advantage for you in your relationship with a potential buyer is a contract.
What is a contract?A contract is a legally binding agreement between two or more parties that outlines the terms and conditions of their relationship. It establishes the rights and obligations of each party and provides a framework for resolving disputes. A contract can be written or verbal, but written contracts are generally preferred as they provide clear evidence of the parties' intentions.
If you enter into a contract with your potential buyer, the buyer will have a legal obligation to buy your product or service at a predetermined price and date. So, it guarantees that sale would happen.
Therefore, the buyer agreement document that provides the greatest advantage for you in your relationship with a potential buyer is a contract.
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Investing in servers for extended periods of time, such as committing to use servers for three to five years, works well when? *
Investing in servers for extended periods of time, such as committing to use servers for three to five years, works well when:
B. A company can accurately predict server need for an extended period of time.What is a Server?A server is a central hosting platform for the interchange of information. Companies who wish to have a smoother flow of information processing can decide to set up a dedicated server for that purpose.
However, this will work well if the company is able to predict its need for a server within a given span of time.
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Regarding performance, ________ sources of information include complaints or issues raised by employees, existing performance metrics or reports, financial reports, and quality reports, while ________ sources of information include VOC (Voice of the Customer) tools.
An internal sources is one that include complaints or issues raised by employees while an external sources is one that includes VOC (Voice of the Customer) tools.
What is an internal sources?This refers to information that comes from outgoing mails, memos, notices, circulars, bulletins and manuals.
What is an external sources?This refers to information from source other than the Internal Sources such as information from licensed or subscription-based websites.
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Cecilia has studied economics and knows about the value and investment potential of diamonds. the price of diamonds has recently decreased, and a new diamond mine has opened nearby. cecilia decides to buy a diamond necklace while the prices are lower. how did cecilia’s knowledge of economics help her make a savvy commodity purchase?
Cecilia's economics expertise helped her make a wise commodities purchase because she recognized that buying diamonds would satisfy her desires and needs.
What prompted Cecilia to purchase the diamonds?When the cost of diamonds falls, so does the cost of creating a diamond necklace, and so does the price of a diamond necklace.
In addition, the supply of diamonds would grow as a result of the new diamond mine's opening. Making a diamond necklace would be expensive as a result of this.
Thus, diamonds would satisfy her desires and needs.
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Answer:
D) She knew that the purchase of diamonds will satisfy wants and needs
Explanation:
What are the concerns in cash management, and how does cash management iss help financial managers?
The cash management can help financial managers in the collecting and managing cash flows from the activities of the firm.
How can cash management can help financial managers ?Cash management, which is a treasury management, can be of help to the financial managers by helping them to be able to manage cash flows from the operating activities of the firm.
This could range from the investing, and financing activities of the firm and it help in achieving the financial goal of of the organization.
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what is the coupon rate on a bond that has a par value of $1,000, a market value of $1,100, and a coupon interest payment of $100 per year?
The bond have a interest rate at which the interest is paid, this percentage is applied on the par value of the bond held to calculate the interest amount that is paid to the bond holder.
$100 / $1000 = 0.1 * 100 = 10%
The coupon rate of the bond is 10%
What is a bond?Bond is a financial instrument that gives rights to the bond holder to receive interest at the coupon rate and at the end of the term the bold holder is entitled to the par value. The bond is sometimes sold at market value before its term end date.
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holding other factors constant, an increase in the capital stock ______ the real wage and ______ employment.
holding other factors constant, an increase in the capital stock increases the real wage and increases employment.
What is capital stock?This is the authorized amount of stock that a company has the power to issue.
This tells of the maximum amount of the shares that the company can be said to have as outstanding shares.
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In what kind of nation are members of a society most likely to have good educational opportunities?
a developing nation
a developed nation
a country emerging from an economic and political crisis
an underdeveloped nation
Answer:
a developed nation for states
On September 1, 2021, Daylight Donuts signed a $100,000, 9%, six-month note payable with the amount borrowed plus accrued interest due six months later on March 1, 2022. Daylight Donuts should report interest payable at December 31, 2021, in the amount of: (Do not round your intermediate calculations.)
The interest payable at the time period indicated will be $3000.
How to calculate the interest?From the information given, the interest payable will be:
= Note value × Interest time × Time period
= $100000 × 9% × 4/12
= $100000 × 0.09 × 1/3
= $3000
In conclusion, the interest payable at the time period indicated will be $3000.
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A major focus of the Home Mortgage Disclosure Act (HMDA) and the Community Reinvestment Act (CRA) was to identify and suppress discrimination against neighborhoods on the basis of demographics, a practice called
A major focus of the Home Mortgage Disclosure Act (HMDA) and the Community Reinvestment Act (CRA) was to identify and suppress discrimination against neighborhoods on the basis of demographics, a practice called Community reinvestment act.
What is community reinvestment act?This is an Act passed in to law to help reduce that discrimination that often occur among the low income individual and the high class individual in a particular environment.
Therefore, A major focus of the Home Mortgage Disclosure Act (HMDA) and the Community Reinvestment Act (CRA) was to identify and suppress discrimination against neighborhoods on the basis of demographics, a practice called Community reinvestment act.
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On the costs of goods manufactured schedule, the item raw materials inventory (ending) appears as a(n)
When it comes to the cost of goods manufactured schedule, the raw materials inventory (ending) would appear as a subtraction from raw materials available for use.
How is ending raw materials treated?The Cost of goods manufactured requires that the cost of raw materials that are used be calculated.
As the raw materials ending inventory is for raw materials that were not used, the it has to be subtracted from the raw materials available for use to find the materials used.
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Cash advance fees, late payment fees, and balance transfer fees are considered ____________ fees.
Cash advance fees, late payment fees, and balance transfer fees are considered transaction fees.
What are Transaction Fees?A transaction fee can be described as the expense that must be paid by a business each time electronic payment or other transaction is been processed by for a customer transaction.
Some examples of transaction fees are:
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True or false: The business philosophy that emphasized selling and advertising in an effort to persuade consumers to buy existing products occurred during the production era.
The given statement that the business philosophy that emphasized selling and advertising in an effort to persuade consumers to buy existing products occurred during the production era is FALSE.
What is Advertising?This refers to the creation of awareness for a given product or service to a group of people to make sales.
Hence, we can see that during the production era, there was a major focus on the manufacturing of goods and foods and there was no emphasis on the use of advertising, so it is FALSE.
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Flora, the owner of an ice cream parlor, has been experimenting with different flavors to create a new exotic ice cream for her customers. After much deliberation and many tests, she decides to market the new Beet Cake with Pecan variant. In this scenario, the chosen ice cream flavor has entered the _____ stage of the new-product development process.
In the case, the chosen ice cream flavor has entered the commercialization stage of the new-product development process.
What is a new-product development?These development process are essential for of bringing a new product to the marketplace.
At the commercialization stage of the development process, the firm is bringing the new products/services to the market.
Hence, in this case, chosen ice cream flavor has entered the commercialization stage of the new-product development process.
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Fifteen years ago, Lenny purchased an insurance policy on his own life. The policy provides a $3 million death benefit. Lenny has paid $682,000 of premiums, and the cash surrender value of the policy is $725,000. He plans to liquidate the policy to generate cash for his business. If Lenny's marginal tax rate is 35%, how much after-tax cash will the liquidation generate
Lenny will generate $471,250 after-tax cash.
What is an insurance policy?The insurance policy, which establishes the claims that the insurer is legally obligated to pay, is a contract between the insurer and the policyholder. The insurer guarantees to reimburse losses brought on by risks covered by the policy language in return for an upfront payment known as the premium.What is a cash surrender value?If a policyholder or the owner of an annuity contract chooses to cancel their policy before it matures or an insured event occurs, the insurance company will give them the cash surrender value as compensation.Solution -Money Lenny will get = $725,000.
Subtract the tax to find the money Lenny will get.
35% of 725,000 = $253,750.
[tex]725,000 - 253,750 = 471,250[/tex]
Therefore, Lenny will generate $471,250 after-tax cash.
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Suppose a bank has $700 million in deposits and $30 million in required reserves, and it is holding no excess reserves. What is the required reserve ratio
Suppose a bank has $700 million in deposits. The required reserve ratio is 4.3%.
Required reserve ratioUsing this formula
Required reserve ratio=Required reserves/deposits
Let plug in the formula
Required reserve ratio=$30 million/$700 million×100
Required reserve ratio=4.28%
Required reserve ratio=4.3% (Approximately)
Therefore the required reserve ratio is 4.3%.
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. A gracious welcome by an employee at the hotel check-in counter is an example of: a. social sustainability. b. predictive analytics. c. a service blueprint. d. a moment of truth.
A moment of truth is exemplified by the cordial greeting given by a staff member at the hotel check-in desk. Hence option D is correct
What does hotel check-in entail?Checking in is the procedure used to register visitors to a hotel. Usually, it happens at the front desk of the hotel. The receptionist verifies the information when the guests are assigned to a hotel room and handed a key or access card. They are brought to their room if they have bags.
At these moments, providing excellent customer service and having kind employee interactions can make an encounter enjoyable otherwise it could damage a customer's trust, which is difficult to mend.
Hence, option D a moment of truth is the correct answer.
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The mortgage bankers and real estate companies who helped create the financial crisis of 2008 were driven by.
A majority of the mortgage bankers and real estate companies who were influential in the creation of the financial crisis in the year 2008 were driven by affordable housing for the United States' people.
What is the significance of 2008 financial crisis?The financial crisis of 2008, which lasted until early 2009, was caused by the luring the schemes of affordable housing for the US citizens by some of the biggest global mortgage bankers and real estate companies by coming in close collaborations.
The 2008 financial crisis was influential in complete destruction of global economic conditions. This was one of the first big level crises of the 21st century.
Hence, the causes of 2008 financial crisis are aforementioned.
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________ occurs when an agency, rather than acting in the public interest, becomes too favorable toward the organized interests or corporations it is supposed to be regulating.
When an agency acts in the interests of corporations it is meant to be regulating, this is called Regulatory capture.
What is regulatory capture?In order to ensure that corporations don't act in ways that threaten the public, regulatory agencies are tasked with moniotirung their moves.
When these agencies stop regulating these companies and instead becomes favorable to them, then the agency has been captured in what is called regulatory capture.
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Shanice got her real estate license just in time to help her father sell the condo they jointly own in Harbor East in Baltimore. Even better, another agent in her brokerage found a buyer, so they were able to keep the commission within the brokerage. Shanice made sure that both parties were fully aware of and consented to the dual agency arrangement in writing. What is Shanice forgetting
She forgot to disclose that she has an ownership interest in the property.
A real estate licensee has a responsibility to make all material facts known to all parties, including their principal and the firm's client. Any circumstance that might influence both a seller's and a buyer's willingness to sell or acquire the property is considered a substantial fact.
What are the tips to be a good real estate agent?Decide to engage in proactive client communication. When you receive any important news, whether it's good or negative, you should try your best to let them know as soon as possible.
Empathy is a crucial skill for practically anyone working in support. It enables you to put yourself in another person's position so you may better comprehend and value their viewpoint.
Asking them is the best method to learn what they desire. Ask your client questions, pay close attention to what they say, and continually expand on the knowledge you've already offered.
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A sudden and widespread disruption of financial markets that occurs when people lose faith in the liquidity of financial institutions and markets is a(n):
When people lose faith in the liquidity of financial institutions and markets as a result of a disruption, this is called a Financial Panic.
What is a financial panic?This arises when people try to remove as much of their money as possible from financial institutions and markets because they don't trust that they can easily get their cash if they leave it there.
It is caused by a disruption to financial markets and the largest one was the Great Depression of 1929.
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when the price of a product falls, demand for its substitute will _______. multiple choice question. stay the same decrease increase
When the price of a product falls, demand for its substitute will decrease.
What is Demand?Demand is the number of goods a consumer is willing to purchase at the right price within a period of time. The prices of goods determine the level of demand for that particular good.
When the price of a particular product falls or depreciates, the demand for the substitute for that good will also decrease.
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Within a ________________________ economy, we often see both producers and consumers responding to the incentive of price changes.
Within a ________________________ economy, we often see both producers and consumers responding to the incentive of price changes.
Answer:
market economy
Which of the following are steps in the planning process of an organization? (Check all that apply.) Multiple select question. Formulating strategies to achieve the goals Determining the organization's mission and goals Establishing organizational controls Selecting the most effective way to implement organizational strategy Improving the quality of products
The steps in the planning process of an organization include:
A. Formulating strategies to achieve the goals.B. Determining the organization's mission and goals.D. Selecting the most effective way to implement the organizational strategy.What is planning?Planning is a management function that ensures the achievement of organizational efficiency and effectiveness.
Planning usually takes place at three levels of the organization, including:
FunctionalBusinessCorporate levels.Thus, the steps in the planning process of an organization include Options A, B, and D.
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