The shareholders are protected from incompetent management by the Board of Directors.
Who are the Board of Directors?There are a group of people that represent the interests of shareholders to ensure that these interests are looked after.
The Board of Directors scrutinizes management decisions to make sure that they are not inefficient and dangerous to the company.
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What element of a crisis management plan defines the process that should unfold once an issue or crisis is identified
The decision tree is the element of a crisis management plan.
What is the decision tree?The component of a crisis management strategy called the Decision Tree outlines the steps that should be taken once a problem or crisis has been discovered.
The Decision Tree also specifies which team members should be involved, when publishing activities should be paused, and who will determine when a crisis is finished and regular social media operations can resume.
These trees are very useful for assessing numerical data and coming to a numerically-based judgment.
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Selzer inc. sells all of its merchandise on credit. it has a profit margin of 4 percent, days sales outstanding equal to 60 days, receivables of $150,000, total assets of $3 million, and a debt ratio of 0.64. the firm's return on equity (roe) is:
If Selzer inc. sells all of its merchandise on credit. The firm's return on equity (roe) is: 3.3%.
Return on equity
First step
0.64= TD / $3,000,000
TD = $1,920,000
Second step
DSO ratio = accounts receivable / (annual sales / 365 days)
60 = $150,000 /(sales/365)
Sales = $912,500
Third step
Total Equity
TE= $3,000,000 - $1,920,000
TE = $1,080,000
Fourth step
Net Income
Profit Margin = NI/Sales
0.04 = NI / $912,500
NI = $36,500
ROE= $36,500 / $1,080,000
ROE= 3.3%
Therefore The firm's return on equity (roe) is: 3.3%.
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Which of the term structure theories claims that investors are limited to certain maturity ranges due to legal restrictions and personal preferences?.
Answer:
The market segmentation theory.
Explanation:
Market segmentation theory holds that long-term and short-term interest rates are unrelated. It also argues that the current interest rates for short, intermediate, and long-term bonds should be assessed individually, as if they were products in various debt securities markets.
According to market segmentation theory, each asset maturities market group is primarily composed of investors who, in this example, choose to invest in securities with certain durations such as short-term, long-term, or intermediate. Furthermore, the theory states that buyers and sellers in the short-term securities market have unique characteristics and motives when opposed to buyers and sellers in the long-term and intermediate maturity securities markets.
Reference: Snellman, Kaisa. From One Segment to a Segment of One-The Evolution of Market Segmentation Theory. Svenska handelshögskolan, 2000.
Mr. Fitzgerald is selling his home to permanently move into a retirement facility near his daughter in a neighboring state before the annual election period. He has a stand-alone prescription drug plan and has learned it is not available where he is moving. He doesn’t know what he should do. What can you tell him?.
Answer:b.
Because he is moving outside of the service area, the plan must automatically disenroll him. He will have a special election period to select a new plan.
Explanation:
Despite the fact that he's transferring outdoor of the provider location, the plan should robotically disenroll him. He could have a special election length to pick out a new plan.
What is a stand-alone prescription drug plan?A PDP is often known as a “stand-by myself prescription drug plan” because it is separate prescription drug insurance that Medicare beneficiaries can purchase – thru private insurers – commonly to supplement unique Medicare.
What are the four prescription drug insurance levels?For the duration of the year, your prescription drug plan prices might also change depending on the insurance degree you are in. When you have an element D plan, you pass via the CMS coverage degrees on this order: deductible (if applicable), initial coverage, insurance hole, and catastrophic coverage.
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This year you have decided to focus your efforts on marketing to employer group plans. One employer provides you with a list of their retirees and asks you to contact them to explain the characteristics of the plan they have selected. What should you do?.
The thing that should be done regarding the marketing it it go ahead and call the retirees.
What is marketing?It should be noted that marketing is the strategies that are put in place in order to increase sales.
In this case, the employer provides you with a list of their retirees and asks you to contact them to explain the characteristics of the plan they have selected. It is important to call them.
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The liquidity, income, price-level, and expectations effects help to explain how changes in ________________can affect _______________. a. the money supply; the interest rate b. velocity; the interest rate c. real gdp; the money supply d. the interest rate; the money supply e. velocity; real gdp
The liquidity, income, price-level, and expectations effects help to explain how changes in velocity can affect the interest rate.
What is the interest rate?The rate, at which banks and other financial institutions offer the acceptance of deposit from their customers, which are under the control and regulations of the country's central bank, is known as interest rate.
There exists a direct relationship between the interest rate and velocity of the money, which indicates that when the velocity of money in the market increases, the interest rate also increases and vice versa.
Hence, option B holds true and states regarding velocity and interest rate.
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George and Betty, a middle-aged couple, have watched their savings account dwindle over the years. They both make good incomes and can't understand why they aren't saving more each month. Below is their financial information to complete an income statement. Gross monthly income: $8,000 Income taxes withheld monthly: $2,300 Monthly interest income from investments: $100 Monthly insurance payments: $700 Monthly housing expenses: $4,500 Monthly food expenses: $800 Miscellaneous expenses: $400 What is George and Betty's net income
The net income of George and Betty has been calculated to be $600.
What is net income?This is the term that is used to describe a person's gross income minus all other expenses which are to be accounted for.
In other to solve for the net income, we have to first determine the pay that Betty and George have.
revenue = Gross income + interest income
= 8000 + 100
= 8100
Next we solve for the expenses
taxes withheld + insurance payments + housing + food + miscellaneous
= 2300 + 700 + 4500 + 800 + 400
= 8700
Net income = 8700 - 8100
= $600
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Many managers make a decision and then fail to act on it. It is critical that top managers ______ the decision and then assign middle managers the responsibility to make follow-up decisions as appropriate to achieve the goal. This responsibility should be met with rewards and sanctions for success and failure, respectively, in implementing the decision.
In Business Management, tt is critical that top managers implement the decision and then assign middle managers the responsibility to make follow-up decisions as appropriate to achieve the goal.
What is decision-making in business management?This refers to the art of recognizing actionable steps that are related to the attainment of business objectives, then identifying and act steps that must be taken to actualize them by making and implementing decisions.
It is thus correct to state that implementation is key to decision-making.
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According to the situational leadership theory, if followers are unable and willing to do a task, then a leader needs to ________. A. follow a supportive style B. engage in participative leadership C. refrain from providing too many inputs D. display high task and relationship orientation E. demonstrate high task and low relationship orientation
The situational leadership theory asserts that a leader needs to display high task and relationship orientation when the followers are unable and willing to do a task.
What is a situational leadership theory?This theory of leadership sees that no leadership style is best and rather deployed strategy that are best-suited to the task.
Hence, the theory is one that asserts that a leader needs to display high task and relationship orientation when the followers are unable and willing to do a task.
Therefore, the Option D is correct.
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Kevin is looking at two brands of washing machines. Between water and electricity, a Brand C washer uses about $0.65 per load, and a Brand D washer uses about $0.27 per load. Kevin averages about five loads of laundry per month. After one year, how much more would the utility costs for a Brand C washer be than the utility costs for a Brand D washer
Based on the utility costs of Brand C and D, there will be a difference in utility costs at the end of the year of $22.80.
How much more would Brand C cost in utility costs?First find the utility cost for Brand C in a year:
= 0.65 x 5 x 12 months
= $39
Utility cost of Brand D:
= 0.27 x 5 x 12 months
= $16.20
The difference would be:
= 39 - 16.20
= $22.80
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Productivity is the Blank______ at which goods and services are produced based upon total output given total inputs. Multiple choice question. rate input output process
Productivity is the "rate" at which goods and services are produced based upon total output given total inputs.
What is rate pf productivity?In economics, productivity is the ratio of output to input, such as labour, capital, or any other resource. It is frequently determined for the economy as a ratio of hours worked to gross domestic product (GDP).
Labour productivity is calculated by the formula-
the labour productivity equation: total output / total input.
The residual of any discrepancy between the rate of output growth and the rate of input growth is used to calculate productivity growth.
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Last year, Jane spent all of her income to purchase 200 units of corn at $5 per unit. This year, she spent all of her income to purchase 180 units of corn at $6 per unit. a. Jane's nominal income and real income increased this year. b. Jane's nominal income increased this year, but her real income decreased. c. Jane's nominal income decreased this year, but her real income increased. d. Jane's nominal income and real income decreased this year.
The correct option is B). Jane's nominal income increased this year, but her real income decreased. The reason the nominal increased this year is because she can buy less than last year.
What is nominal and real income?Nominal income is that income, which is not adjusted for changes in purchasing power. It is the amount of goods or services that an individual can afford with the income, owing to inflation.
The Real income of an individual or a country is income adjusted for inflation. It is an estimation of an individual's actual purchasing power in the open market after accounting for inflation.
Real income sometimes also called real wage when referring to an individual's income.
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What is the central problem with relativism
Answer:
The problem is, is that it centers and emphasizes around a person's differences and not similarities
Explanation:
relativism is all about the similiarities
Sales made on account are recorded with a debit to Accounts Receivable and credit to Sales Revenue for the price times the quantity. Management knows that some of those accounts will not be collected but is unsure which specific customers it will be. Thus, management estimates the amount and records an adjusting entry. Later, when the specific non-paying customer is identified, it writes off the account. The effect of the write off on the accounting equation is to _____. Multiple choice question. increase one asset and decrease another increase assets and stockholders' equity increase liabilities and decrease stockholders' equity reduce assets and stockholders' equity
The correct answer is option A. The effect of the write-off in the accounting equation is to increase one asset and decrease another.
What is a write off in accounting?This is a term that is used to refer to the removal of all accounts that are uncollectible for the general ledger of the business.
It is a write off when a person is not able to carry out all of the obligations that they are supposed to do.
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Question 9(Multiple Choice Worth 5 points) (04.03 LC) In our culture, one recent fatal event is common and does not affect the insurance business may encourage individuals to decrease insurance coverage may trigger fear and, therefore, more insurance sales frequently results in switching insurance companies
The pandemic and measures were taken to control the spread disease have significantly disrupted economic activity in countries around the world, resulting in significant business interruption losses.
What was the impact of pandemic over the insurance businesses?Businesses across many sectors of the economy faced major decline in the revenue during the pandemic due to which government direct them to close their businesses.
Insurers and their associations around the world stated that most of the policyholders have not acquired insurance coverage which will respond to the business interruption losses that result from pandemic business closures.
Business interruption insurance against pandemic risk could be provided with support from governments based on the experience of risk insurance programs.
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When independent stock transfer agents are not employed and the corporation issues its own stock and maintains stock records, canceled stock certificates should Multiple Choice Not be defaced but be segregated from other stock certificates and retained in a canceled certificates file. Be destroyed to prevent fraudulent reissuance. Be defaced to prevent reissuance and attached to their corresponding stubs. Be defaced and sent to the secretary of state.
When independent stock transfer agents are not employed and the corporation issues its stock and maintains stock records, canceled stock certificates should C. Be defaced to prevent reissuance and attached to their corresponding stubs.
What are canceled stock certificates?Canceled stock certificates are those that have been rendered void because of mistakes during their issuance.
To ensure that canceled stock certificates are not fraudulently reissued, they must be defaced and not just segregated from others.
Thus, canceled stock certificates should C. Be defaced to prevent reissuance and attached to their corresponding stubs.
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Which would be a cost driver for a facility-level activity?
The Square footage would be a cost driver for a facility-level activity.
What is a facility-level activity?This refers to the actions taken to maintain the general operations of a business which can not be traced to individual products, production cells, product line etc
In production, the Square footage is an example of a cost driver for a facility-level activity.
Therefore, the Option C is correct.
Missing options "Number of setups. Number of product designs. Square footage. Number of purchase orders"
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In an effort to duplicate the stressors involved with working at a large company, researchers go to great effort to ensure that the stressor they use and the laboratory setting they create is similar in all respects (e.g., noise, temperature, room setup) to that of a major multinational corporation. The researchers are attempting to increase:
The actions of the researchers in trying to recreate large company stressors is known as trying to increase mundane realism.
What is mundane realism?This is a term in research that compares the experiment's setting to the real-world setting for similarity.
When scientists try to recreate real-world settings as much as they can, t would therefore increase mundane realism.
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Natural gas Group of answer choices used in automobiles produces more pollutants than gasoline. when burned in automobiles, produces only water and no carbon dioxide or other pollutants. reserves in the United States may last many decades, even with increased demand. consumption in the United States is declining as available resources decline.
The true statement about Natural gas is that the reserves in the United States may last many decades.
What is a Natural gas?This refers to an energy source from fossil that is formed deep beneath the earth's surface.
Today, the U.S. produces almost all of the natural gas that it uses.
Therefore, the Option D is correct.
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On september 1, you compare the petty cash book balance of $29.30 with the actual currency in the petty cash box. the box contains the following: 2-$5 bills; 6-$1 bills; 12-half dollars; 8-quarters; 34-dimes; 16-nickels; and 25 pennies. complete the following to find the amount of cash shortage/overage:
The amount of cash overage in the petty cash book as against the opening balance will be $0.85.
What is petty cash book?A book, which has the chronological and systematic records of all the small and petty expenses and receipts of an organization, is known as a petty cash book.
The balance in petty cash book can be ascertained by the following method,
[tex]\rm Petty\ Cash\ Balance= Beginning\ Balance - Expenses\ and\ Petty\ Bills\\\\\rm Petty\ Cash\ Balance= 29.30 - (10+6+6+0+3.80+0.80+0.25)\\\\\rm Petty\ Cash\ Balance= $0.85[/tex]
Hence, the petty cash book has an overage of $0.85 for the month of September.
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A small island country has recently begun an initiative aimed at attracting more businesses to revitalize the economy. An increase in bed and breakfasts, resorts, casinos, hotels, and restaurants has created several jobs, as well as brought in more tourist dollars. However, the island’s president isn't satisfied and has announced a special effort to attract small- to medium-size suppliers and manufacturers. Why do you think he wants to put additional emphasis on businesses that produce goods rather than provide services?
Service jobs have higher salaries than manufacturing jobs.
Manufacturers pay more in taxes.
Manufacturing has the most significant multiplier effect.
Service businesses conflict with manufacturing.
Option (b) Manufacturing has the most significant multiplier effect.
Manufacturing is the basic to produce any product or to start any business. As in the case study we studied small island country has taken initiative to attract more and more business. On the other hand, president has announced a special effort to attract small- to medium suppliers and manufactures because to firstly balance everything in the economy like reduce unemployment, providing proper wages so that workers would encourage to perform best in their fields.Once the everything is balanced then it can lead to hike in the economy.Learn more about this here-
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A low-cost leadership strategy becomes competitively powerful when a. buyers of the product or service use the product or service in the same ways. b. the offerings of rival firms are essentially unique, different, and customized to end users. c. price competition among rivals is absent. d. buyers prefer that the products/services of competing sellers have widely varying attributes and prices. e. buyers have high switching costs.
The strategy of low-cost leadership becomes powerful when the buyers of the product/service use the product/service in the same ways.
What is a low-cost leadership?This is a pricing term that means that organization are looking for strategy on becoming a leader in providing low-cost products to its customers.
However, the strategy of low-cost leadership becomes competitive powerful when the buyers of the product/service use the product/service in the same ways.
Therefore, the Option A is correct.
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marshall corporation had $220,000 in invested assets, sales of:
The rate of return on investment for Marshall is 30%.
Using this formula
Rate of return=Income form operation/Assets invested ×100
Let plug in the formula
Rate of return=$66,000/$220,000×100
Rate of return=30%
Therefore the rate of return on investment for Marshall is 30%.
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A consumer contest is an example of Group of answer choices sales promotion. public relations. personal selling. indirect selling. social media.
In marketing, an example of a Sales promotion is a consumer context.
What is a Sales promotion?This refers to strategy employed by a firm who uses a campaign or offer to increase the consumer;s interest or demand in its product
Because the consumer context involves making relevant offers when the customer is poised to make a purchase, this is an example of Sales promotion.
Therefore, the Option A is correct.
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The consumer contest is SALES PROMOTION.
SALES PROMOTION is a methodical way a company sells its product to target customers.It requires the company to check its customer demands the company also offers a discount to the customer to gain their trust and confidence. It also helps in making long-term relationships with their customer.The correct answer is option A.
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At a price of $2,000 per unit, the demand for Rancho 60 mountain bikes from Peyton Bike's Inc. is 300 units, which is the number of bikes the company manufactures every year. This is Peyton Bike's maximum output. If the marketing managers at Peyton Bike's Inc. decide to sell each bike at a price lower than $2,000 per unit, _____. a. the demand for and the supply of the bikes will attain equilibrium b. a shortage of bikes will be created c. an inelastic demand for the bikes will be created d. the number of bikes produced will increase drastically
If the marketing managers at Peyton Bike's Inc. decide to sell each bike at a price lower than $2,000 per unit, a shortage of bikes will be created.
Why are bikes in short supply?As a result, additional problems like plant shutdowns and disruptions as well as the unheard-of increase in bike orders during the peak of the coronavirus pandemic have added to the supply chain difficulties. The sector has never before experienced such a massive increase in demand as it has over the past two years.
Are there still not enough bicycles?The "Great Bicycle Shortage" of 2021 is finally ended, which is wonderful news. The bad news is that you'll have to pay more in 2022, just like with everything else. Lori Van Maluka is all too familiar with the bike shortage.
How long will there be a bicycle shortage?Mason claimed that despite the bike industry's growth slowing down since 2020, sales are still higher than they were before the pandemic. While the shortage is still present, according to Mason, it is concentrated on a few particular bike models, parts, and accessories. She believes that the shortfall will continue into the following year or two.
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Match definition with correct term Question 2 options: A credit balance in the manufacturing overhead account that occurs when the amount of overhead cost applied to work in process is greater than the amount of actual manufacturing overhead cost incurred during the period. A debit balance in the manufacturing overhead account that occurs when the amount of overhead cost applied to work in process is less than the amount of actual manufacturing overhead cost incurred during the period. The manufacturing costs associated with units of product that were finished during the period Units of product that are only partially complete and will require further work before they are ready for sale to the customer. 1. Cost of Goods Manufactured 2. Overapplied overhead 3. Underapplied overhead 4. Work in process
Each of the definitions should be matched with the correct term as shown below.
How to match the definitions with the correct term?In this exercise, you're required to match the following accounting definitions with the correct term as follows:
Overapplied overhead: it is a credit balance in the manufacturing overhead account of a business firm which typically occurs when the expenses (overhead cost) applied to work in process exceeds the actual manufacturing overhead cost it incurred during the period. Underapplied overhead: it is a debit balance in the manufacturing overhead account which typically occurs when the expenses (overhead cost) applied to work in process exceeds the actual manufacturing overhead cost it incurred during the period. Cost of Goods Manufactured: it is the manufacturing costs that are associated with specific units of product that were completed (finished) during the period.Work in process: it is the units of product that have only been completed (finished) and as such would require further work by the workers, before they are ready for sale to customers.Read more on overhead cost here: https://brainly.com/question/26475885
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Homeshoring provides companies with operational efficiencies while also resolving possible issues related to:_________
a. cost
b. outsourcing jobs
c. facilities
d. management
Home shoring helped the companies in providing operational efficiencies by resolving the issues of outsourcing jobs also.
Option B is the correct answer.
What is outsourcing?Outsourcing is the activity where the third party fulfills the work being given by the company.
Home shoring is the process where the companies are providing jobs in the comfort of the respective homes of their employees. This helped the companies to hire employees from any part of the world or nation. It also provides immense exposure to employees without even going to the office space.
Therefore, the issue of outsourcing the jobs would be solved by home shoring leading to enhancing the operational efficiency of companies.
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When a shortage of a commodity occurs, we would expect to find that
When a shortage of a commodity occurs, we would expect to find that the price of the commodity is less than equilibrium price.
What is a shortage?A shortage occurs when the quantity demanded exceeds the quantity supplied. At this point, he price of the commodity is less than equilibrium price. For equilibrium price to be restored, the price of the commodity would rise until equilibrium is restored.
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A local customer service firm requires prospective employees to take an emotional intelligence test that measures their ability to monitor their emotions and others' emotions and use that information to guide their actions. The measure has high predictive validity for exemplary job performance. Which statement is likely true about new hires who score high on this measure
It is most likely that new hires who score high on the emotional intelligence test b. receive good job evaluations.
What would a high score infer?A high score on a test that usually predicts how well a person will perform in their job means that there is a good chance that the person being evaluated will be a good employee.
Such an employee would therefore have good job evaluations as these measure how good a job they do at work.
Options for this question include:
a. They receive bad job evaluations.
b. They receive good job evaluations.
c. They will be terminated early.
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Joni is a financial planner for ABC firm. She provided all of her clients with the same products. She felt this was OK since she had thoroughly researched them years ago and found them to be excellent. By concentrating her recommendations with a few firms, she was able to receive commission bonuses. She never discussed their goals and characteristics with her clients unless they brought them up. Explain her violations of SEC and CFP regulations. Indicate what should be done.
She is in violations of SEC and CFP regulations because she impose her own opinion or want on the client without the clients knowledge.
What is the case about?The case above is failure of Joni to divulge some vital information regarding a product to her client.
Note that Joni is ok with the product, that does not mean that the client will still be okay with it. She is suppose to tell her client all that they need to know and then they can decide what to do and she failed to do so and as such She is in violations of SEC and CFP regulations because she impose her own opinion or want on the client without the clients knowledge.
The solution is that she needs to tell her client what she omitted, tender an apology and also she should explain all that there is to know to the client.
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