. Based on the video, what happened to "savings" in the United States, and how did consumers contribute to this change? Describe why you agree or disagree.

Answers

Answer 1

The correct answer to this open question is the following.

Unfortunately, you did not include the lecture, so we do not know what was the information included in the lecture. Just you know it.

However, trying to help you we did some deep research to find the video. So if you are talking about John Gerzema's video, then we can comment on the following.

What happened to "savings" in the United States, and how did consumers contribute to this change according to John Gerzema's video "The post-crisis consumer," produced by TED, is that consumer's savings dropped 10% and today the savings level is "cero."

Consumers have money during so many years that they exceed the purchase of the things needed and bought many things that they did not need, just for teh action of continuing to buy things. A hundred percent consumerism!

So after the crisis, consumers understood the way they excessively purchased in the past, and now, most of them do not have savings and are just buying necessary things.

Answer 2

Answer:

Just listen to the person above.

Explanation:

they are correct.


Related Questions

Spending that is required by law is known as
O discretionary spending
O deficit spending,
O mandatory spending.
O expansionary spending.

Answers

When a certain type of spending is required by law then it is known as Mandatory spending.

What is mandatory spending?

This is a part of the U.S. government federal budget. The things to be spent on are required by law to be spent on so if these things are ignored, it would be illegal.

Examples of mandatory spending in the U.S. include social security and Medicare.

In conclusion, option C is correct.

Find out more on mandatory spending at https://brainly.com/question/3652550.

Answer:

C) mandatory spending

Explanation:

hope it helps!!!!

On May 15, 2000 you enter into a 1-year forward rate agreement (FRA) with a bank for the period starting November 15, 2000 to May 15, 2001. You will receive the forward rate and pay the floating rate in the FRA. You know that currently the price of the 6-month zero coupon is $96.79 and the price of the 1-year zero coupon is $93.51.


a. What is the agreed-upon forward rate in the transaction?

b. What is the value of the forward at inception?

Answers

Answer:

a.

3.51%

b.

0%

Explanation:

a.

First, we need to calculate the YTM of 6 months zero-coupon bond by using the following formula

Price = Face value / ( 1 + YTM )^numbers of years

96.79 = 100 / ( 1 + YTM )^1

1 + YTM = 100 / 96.79

1 + YTM = 1.0331646

Now calculate the YTM of 1 Year zero-coupon bond

93.51 = 100 / ( 1 + YTM )^1

YTM = 1.0331646 - 1

YTM = 0.0331646

YTM = 3.31646%

YTM = 3.316%

1 + YTM = 100 / 93.51

1 + YTM = 1.06940

YTM = 1.06940 - 1

YTM = 0.06940

YTM = 6.940%

YTM = 6.94%

Hence the forward rate is calculated as follow

Forward rate = [ (1 + YTM of 1 year zero coupon bond ) / ( 1 + YTM of 6 months year zero coupon bond ) ] - 1 = ( 1 + 6.94% ) / ( 1 + 3.316% ) = [ 1.0694 / 1.03316 ] - 1 = 1.03508 - 1 = 0.03508 = 3.508% = 3.51%

b.

At the time of inception the formward rate is 0.

​Drive-Ins borrowed money by issuing $ 2 comma 500 comma 000 of 8 % bonds payable at 96.5. Interest is paid semiannually. Requirements 1. How much cash did Sonic receive when it issued the bonds​ payable? 2. How much must Sonic pay back at​ maturity? 3. How much cash interest will Sonic pay each six​ months? Requirement 1. How much cash did Sonic receive when it issued the bonds​ payable?

Answers

Answer:

I don't think he got any back

Explanation:

The money could have been a tip.

what is line ????????????​

Answers

Answer:

njn

Explanation:

The challenges of promoting a new product are considered during the screening and evaluation stage of new product development.

True
False

Answers

This is true. I hope this helps and have a great day (Also brainliest would be appreciated but you don’t have to) :)

It is time for you to schedule a dental checkup. The responsible thing to do is to _____.

Make the appointment for first thing in the morning so you can enjoy the entire day off work.

Make the appointment for during lunch time so you work can take a long lunch

Make the appointment for Friday afternoon so you only miss half a day's work

Make the appointment either before or after work in such a way that it has little or no effect on your work schedule

Answers

Answer:

Make the appointment for first thing in the morning so you can enjoy the entire day off work.

Explanation:

it would be the last choice

The exchange rate between non-fixed currencies continuously fluctuates. The following chart shows the exchange rate of the pound sterling to the Japanese yen over a period of six days. Day £:¥ Monday 1:141.014 Tuesday 1:138.650 Wednesday 1:149.890 Thursday 1:144.209 Friday 1:148.176 Saturday 1:143.008 Tina has £72.90 to turn into yen. How much greater is the amount of yen she would receive if she made her trade on the most favorable day than if she made her trade on the least favorable day

Answers

Answer: D

Explanation: just took it

The greater the amount she would receive if she traded on the most favorable day as opposed to the least favorable day is ¥819.396.

What is the difference in the value of the trade?

Exchange rate is the amount of one currency that is traded for another currency.

The most favorable time that the trade can be executed in when the yen has the highest value while the most unfavorable time the trade can be executed is when the yen would have the lowest value.

Most favorable trade : £72.90 x 149.890 = 10,926.98Least favorable trade:  £72.90 x 138.650 = 10,107.59Difference in trade =  10,926.98 -  10,107.59 = 819.396

To learn more about exchange rate, please check: https://brainly.com/question/25780725

#SPJ2

On December 31, 2020, Berclair Inc. had 400 million shares of common stock and 6 million shares of 9%, $100 par value cumulative preferred stock issued and outstanding. On March 1, 2021, Berclair purchased 30 million shares of its common stock as treasury stock. Berclair issued a 5% common stock dividend on July 1, 2021. Five million treasury shares were sold on October 1. Net income for the year ended December 31, 2021, was $650 million.

Answers

Answer: $1.51 per share

Explanation:

Here's the question:

Compute Berclair's earnings per share for the year ended December 31, 2021.

Firstly, we.calculate the weighted average number of shares outstanding which will be:

= ( 400 × 12/12 × 1.05 ) - ( 30 × 10/12 × 1.05 ) + ( 5 × 3/12 )

= 420 - 26.25 + 1.25

= 395 million

Then, we calculate the preferred dividend which will be:

= 6 × 100 × 9%

= 6 × 100 × 0.09

= 54 million

Earnings per share will be:

= ( Net income - Preferrred dividend ) / Weighted average number of shares outstanding

= ( 650 - 54 ) / 395

= 596 / 395

= $1.51 per share

Berclair's earnings per share is $1.51 per share

please help me i reallu need your help

Answers

Answer: ok I can help but where is the question? :)

Explanation:

Answer:

what's the question??

..................._.....................

True or False? A general partnership protects partners from the debts of the company.

Answers

Answer:

True

Explanation:

Do you need an Explanation? Or no??

True!!

Hope I helped you out

Which situation best illustrates the role of businesses in the circular flow of
goods?

Answers

Answer:

D. A company designs a new line of laptops.

Explanation:

Apx

1. If you are the seller, how will you improve your product to make it saleable? 2. If you are a buyer, what are the things do you need to consider in buying a product? Why?

Answers

Answer: 1) The product should be what meets the customer's need; No one wants to buy a product and dump it in their homes, so it must meet their exact needs. 2) Customer service: asides selling great product, a great customer service would bring the client, sustain them and through them get referrals

3) Having a great sales plan or campaign which would register the products in the hearts of the client.

Explanation:

Selling is a skill on its own to be learnt, and there some things to consider to have good sales, here are the following;

1) The product should be what meets the customer's need; No one wants to buy a product and dump it in their homes, so it must meet their exact needs. 2) Customer service: asides selling great product, a great customer service would bring the client, sustain them and through them get referrals

3) Having a great sales plan or campaign which would register the products in the hearts of the client.

Things I'll consider while buying a product;

1) How good it is: products are meant to be enjoyed and not endured.

2) Customer service: having someone who understands the product very well would always make the client time keep returning

Which statement explains how a credit card is a form of financial exchange?

A credit card can be used to pay for goods, and the charges are immediately deducted from the user's account.

A credit card can be used to pay for services, and the user agrees to pay these charges at a later time.

Each credit card has a certain monetary value, which users exchange with each other like currency.

Credit cards are paper documents that users write on to indicate the amount being paid to a merchant.​

Answers

Answer:

A credit card can be used to pay for goods, and the charges are immediately deducted from the user's account.

____ the process to sell products and / or Services of a company and abide by their strict rules(blue print) as to how it does business.

Answers

Answer: Business ethics

Explanation:

Business ethics is described as how an organization carries our it's business, which anyone doing business with them would have to consider and work with it.

Various organization have their rules as to how they carry out their business operations, most reflect theirs by you taking up their registration process then you would be issues their terms and conditions with payment pattern inclusive.

⚠︎IF SOMEONE SHARES A LINK DO NOT GO TO IT! IT WILL DOWNLOAD A VIRUS!⚠︎

ok have a good day ❀

Answers

Answer:

tank us.

Explanation:

A sector is a diversified group of companies.
True or False

Answers

Explanation:

A diversified company is a type of company that has multiple unrelated businesses or products. A company may decide to diversify its activities by expanding into markets or products that are related to its current business.

For example, an auto company may diversify by adding a new car model or by expanding into a related market like trucks.

Diversified Industries covers a wide range of sub-sectors including Automotive, Transport & Logistics, Building Materials & Construction, Capital Goods, Business Services, Metals and Oil Field Services. Even the way industrial products are developed, manufactured and commercialized is changing. I would say the answer is True

which of the following is one of the major factors determining the level of wages.​

Answers

Following factors influence the determination of wage rate:
Ability to Pay: ADVERTISEMENTS: ...
Demand and Supply: ...
Prevailing Market Rates: ...
Cost of Living: ...
Bargaining of Trade Unions: ...
Productivity: ...
Government Regulations: ...
Cost of Training:

Working conditions in the United States in the early 1900’s can best be described as _____.
a. Beneficial
b. Atrocious
c. Rewarding
d. Simple

Answers

Answer:

b. Atrocious

Explanation:

many injuries and low wage

Answer:

its b yall

Explanation:

Variable costs change depending on a company's performance.

A) False

B) True

Answers

Answer:

B - True

Explanation:

No matter how much a company sells or does not sell, it has to pay fixed costs. Variable costs change depending on a company's performance.

The answer is , B - true

-1.4 Convert 4kg to grams (g), NB: 1kg = 1000g.​

Answers

Answer:

Explanation:

The answer is 4000 g

An example of a fixed cost is

A) rent

B) materials

C) labor

D) supplies

Answers

Answer:

A) Rent

Explanation:

This is a fixed cost because rent generally does not change.

A-rent (got right on test )

can we consider economics as a soicial science as well?why?​

Answers

Answer:

Economics is regarded as social science because build it uses scientific methods to explain the theories that can help explain the behaviour of individuals, groups and organisations. Economics attempts to explain economic behaviour, which arises when scarce resources are exchanged

YOUR ASSIGNMENT: 1. You are a single person with no dependents, earning a salary of $47,810. You have no adjustments to your income. Use the information provided to find your taxable income. Use this equation: taxable income = gross income - (adjustments + deductions + exemptions) Then find your tax liability. Explain how you found your answer. (6 points: 3 for the correct answer, 3 for the supporting explanation)​

Answers

Answer:

GHVTUFFTUFT

Explanation:

Who is down for a Amazon card trade for steam gift card

Answers

Answer:ok, sure,

Explanation:

Answer:

whats the question sir?

Explanation:

How is a credit union different from a bank?
O Acredit union offers services to companies instead of individuals.
A credit union only offers credit, it does not store money.
Acredit union is usually larger than a bank.
O A credit union is owned by its customers.

Answers

Answer:

a credit union is owned by its costumers (D)

Explanation:

i took the assignment!!

Agnestorm, a game designing company, has one opening each for the positions of game designer, game programmer, and game artist. The company decides to invite walk-ins to find the right candidates to fill these positions. In this scenario, Agnestorm is engaged in the process of _____.

Answers

Answer:

External recruiting

Explanation:

External recruitment is the evaluation made with respect to the pool of job candidates without considering the existing staff to watch whether there is skilled or qualified candidate to fill existing job vacancies. Basically it is a process of searching outside so that they could fill the vacancies of the organization

So according to the given situation Agnestorm would be engaged in the process of external recruiting

National Petroleum Refiners Corporation (NPR) has two divisions, L and H. Division L is the company’s low-risk division and would have a weighted average cost of capital of 8% if it was operated as an independent company. Division H is the company’s high-risk division and would have a weighted average cost of capital of 14% if it was operated as an independent company. Because the two divisions are the same size, the company has a composite weighted average cost of capital of 11%. Division L is considering a project with an expected return of 9.5%.Should National Petroleum Refiners Corporation (NPR) accept or reject the project?

Answers

Answer:

The answer is "Accept the project ".

Explanation:

The response to this question is accepted by a project to restore division L to a value of 9.5, whereas division L to a cost of 8%. The benefit will therefore be utilizing information. Its project must therefore be authorized. It is the profit that is higher than that of the division's threat capital cost. While WACC is 11 per fold overall, Section L is a low return division, so any project returns higher than 8% is appropriate.

John decided to leave his job and open a bookshop in the city center. He was working as an engineer before and getting an annual salary of $35000. For the bookshop he paid $20000 for his worker, $15000 for rent, $10000 for utilities. He used his savings that was equivalent to $60000 at an interest rate of 7%. He bought all the books that he planned to sell by his savings. If he opens his bookshop in mall rather than city center his profit was predicted to be $25000. At the end of the first year his revenue from sales was identical to $210000. For John a) Calculate the implicit costs. b) Calculate the explicit costs. c) Calculate the total cost. d) Calculate his profit/loss. e) Should he continue to the business or go back to his job?

Answers

Answer:

a) Calculate the implicit costs

Implicit costs are the opportunity costs, the earnings that John forgone for running his business. These are:

His $35,000 annual salary as an engineer.

His $60,000 savings earning a 7% interest rate, for a total annual return of $64,200,

So his total implicit costs are 35,000 + 64,200 = $99,200

b) Calculate the explicit costs.

The explicit costs are the things John has to actually pay money for while running his business: 20,000 for his worker + 15,000 for rent, and 10,000 for utilities = 45,000 in total.

c) Calculate the total cost.

Total costs = implicit costs + explicit costs

Total costs = 99,200 + 45,000

Total costs = 144,200

d) Calculate his profit/loss.

His accounting profit is the revenue he obtains from his business minus his explicit costs:

accounting profit = 210,000 - 45,000 = 165,000 profit

His economic profit is the revenue minus his total costs

economic profit = 210,000 - 144,200 = 65,800 profit

e) Should he continue to the business or go back to his job?

He should continue running his business because he is earning both an economic profit and an accounting profit compared with what he was earning as an engineer + his savings.

create a SWOT/SWOC analysis of one of the following companies.
ALDI
LIDL
Penneys/Primark
Coca Cola
Audi
Tesco
Dunnes Stores
IKEA
Topshop
JD Sports

Answers

Answer:

coca cola

Explanation:

s- coca cola is enjoyed all over the world therefore it will always make money

w- coca cola is a sugary drink which some people won't enjoy

o- coca cola can expand and make it more accessible to people local shops

t-coca cola is in competition with many other soda brands

Diversification is least effective when security returns are _____.

A) High
B) Negatively correlated
C) Positively Correlated
D) Uncorrelated

Answers

Answer:

B Negatively correlated

the answer would be B
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