The given scenario is an example of the human compromise known as rationalization.
What is Rationalization?This refers to the use of logic to try and explain or justify a certain behavior, even when they are not appropriate.
Hence, we can see that based on the high quality alternative that Anita, the quality supervisor uses, she knows that she would still be appreciated by her manager if she maintains the standard, and this is known as rationalization.
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Abby applies for a federally-related loan to purchase a home. The lender must furnish a copy of the CFPB booklet to Abby no later than the third business day from which date?
The lender must furnish a copy of the CFPB booklet to Abby no later than the third business day from: A. The date Abby receives the good faith estimate
What is CFPB ?CFPB which full meaning is Consumer Financial Protection Bureau is an agency whose roles and responsibility is to protect consumers.
Based on the given scenario the lender have to furnish a copy of the CFPB to the borrower no later than the third business day from the date the borrower receives the good faith estimate.
Therefore the correct option is A.
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The complete question is:
Abby applies for a federally-related loan to purchase a home. The
lender must furnish a copy of the CFPB booklet to Abby no later than the third business day from which date?
The date Abby receives the good faith estimate.
The date escrow is opened.
The date the lender receives her application.
The date Abby makes the request to receive the booklet.
_____ consists of partially completed products in various stages of completion that are awaiting further processing.
Products that are partially completed and still in the various production stages of completion are referred to as: work-in-progress inventory
What is Work-in-Progress Inventory?Work-in-progress inventory can be defined as goods that are partially completed, which can also be called "in-process inventory". They are products that are not ready for sale.
For example, in a coffee company, work-in-progress inventory may include, shopping boxes, coffee beans, labels, among others.
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Appropriate and effective marketing metrics must be designed to identify, track, evaluate, and provide key benchmarks for improvement. In the context of change drivers affecting the future of marketing, this reflects the
Marketing metrics change with campaign preferences and generational attitudes.
What is marketing?
The practice of a business of promoting the purchase and sale of goods and services is referred to as "marketing." Promotion, publicity, and advertising make up marketing.
Marketers can track marketing analytics to gauge the effectiveness of their campaigns.
Marketing offers a measurable means of keeping track of progress and gauging efficiency.
As a result, shift in generational values and preferences.
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Lighfoot Company sells its product for $55 and has variable costs of $30 per unit. Total fixed costs are $25,000. Suppose variable costs increase by 10% due to an increase in the cost of direct materials. The breakeven point will a. increase from 1,000 units to 1,136 units b. decrease form 1,000 units to 864 units c. increase from 758 units to 1,000 units d. decrease from 1,000 units to 758 unit
The break-even point for Lightfoot Company will a. increase from 1,000 units to 1,136 units.
What is the break-even point?The break-even point shows the sales units or sales revenue needed so that the entity does not earn a profit or incur a loss.
At break-even point, there is not profit or loss because the total costs (fixed and variable) equal to the sales revenue.
Data and Calculations:Selling price per unit = $55
Variable costs per unit = $30
Contribution margin per unit = $25 ($55 - $30)
Fixed costs = $25,000
Increase in variable costs per unit = 10%
New Variable costs per unit = $33 ($30 x 1.1)
New Contribution margin per unit = $22 ($55 - $33)
Break-even point in units = fixed costs/contribution margin per unit
Old break-even point in units = 1,000 units ($25,000/$25)
New break-even point in units = 1,136 units ($25,000/$22)
Thus, the break-even point for Lightfoot Company will a. increase from 1,000 units to 1,136 units.
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the cheap foreign ______ argument says that trade protection is required to ensure that cheap imports do not flood u.s. markets, dragging down prices of goods and u.s. wages.
The cheap foreign Labour argument says that trade protection is required to ensure that cheap imports do not flood u.s. markets, dragging down prices of goods and u.s. wages. This is further explained below.
What is foreign Labour?Generally, Those who work in a nation other than their own but have no intention of permanently relocating there are considered foreign workers since they do not have citizenship in the country where they are employed.
In conclusion, The idea that trade protection is needed because of cheap imports flooding the market and driving down prices and U.S. wages is known as the "cheap foreign labor" argument. More detail about this is provided below.
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What type of analytics would take past purchasing data as inputs into a model and then recommend the best pricing strategy for maximizing revenue
"Prescriptive Analysis" would take past purchasing data as inputs into a model and then recommend the best pricing strategy for maximising revenue.
What is Prescriptive Analysis?Prescriptive analytics makes recommendations about potential outcomes and produces actions that are likely to maximise important business KPIs.
Prescriptive Analytics is based on:
Optimisation which helps in achieving the best outcomesStochastic optimisation which helps in how to achieve best outcomes and identify data uncertainties to make best results.The types of analytics are-
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Himanshu called his large U.S. supplier to ask for an urgent delivery to his firm in Japan, but his request needed the approval of a high-level manager in the supplying firm. After 10 minutes browsing the Internet, Himanshu found a small business in the U.S. offering the same product. Seconds later, he was talking to the owner. The shipment left for Japan that day. This example demonstrates:
The large U.S. supplier's inability to deliver unlike the small U.S. supplier is an example of the advantages small businesses have over large businesses in international trade because of limited bureaucracy.
What is a bureaucratic bottleneck?Bureaucratic bottleneck refers to the excessive officialdom practiced by large organizations because certain laid down processes must be followed strictly.
With limited bureaucracy, an organization becomes nibble, agile, and can respond promptly to customers' requests without delays.
Thus, in this scenario, we can see an example of the advantages that small businesses enjoy over their larger counterparts, especially in international trade.
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Which management function is involved with monitoring performance, comparing it with goals, and taking corrective action as needed?.
Controlling management function is involved with monitoring performance, comparing it with goals, and taking corrective action as needed. Read below about management.
What is Management?Management refers to the process of dealing with or controlling things or people. Management is also the administration of an organization, whether it is a business, a non-profit organization, or a government body. It is the art and science of managing resources of the business.
Therefore, the correct answer is control management.
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Management should select the depreciation method that
When it comes to selecting a depreciation method, management should select on that D. best measures the plant asset's contribution to revenue over its useful life.
Which depreciation method should be picked?Different companies use the same equipment in different ways and for that reason, depreciation cannot be the same.
The company needs to pick a depreciation method that takes the contribution of the equipment to its specific type of business and the revenue that is brought in.
Options include:
a. has been used most often in the past by the company.
b. best measures the plant asset's market value over its useful life.
c. is easiest to apply.
d. best measures the plant asset's contribution to revenue over its useful life.
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The _____ rate of interest on a bond is the interest rate printed on the bond; the ______ rate of interest is the current rate of interest being paid on investments with similar characteristics. (Enter one word per blank)
The coupon rate of interest on a bond is the interest rate printed on the bond; the bond rate of interest is the current rate of interest being paid on investments with similar characteristics.
What is coupon rate?Coupons are normally described in terms of the "coupon rate", which is calculated by adding the sum of coupons paid per year and dividing it by the bond's face value.
What is a bond interest rate?A bond's interest rate is related to the present indicating interest rates and the perceived risk of the issuer.
Therefore, the correct answers are as given above.
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which statement describes a main advantage of using cash over other forms of payment
The main advantage of using cash over other forms of payment is that its eliminates the possibility of overspending.
How does cash eliminates overspending?While doing a physical transaction, there will not be a situation of overspending because the person can not purchase more than the cash value he/she has on him/her.
Hence, the main advantage of using cash over other forms of payment is that its eliminates the possibility of overspending.
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Because a project requires resources, often from various areas, many projects cross ____ or other boundaries to achieve their unique purposes
Because a project requires resources, often from various areas, many projects cross-departmental or other boundaries to achieve their unique purposes. This is further explained below.
What is a department?Generally, a specialized department inside a larger institution (governmental, academic, or commercial) focuses on one area of focus.
In conclusion, For many initiatives to succeed, it is necessary to pool resources from different departments or even other organizations.
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Examine the table comparing auto collision insurance
deductibles and premiums for three drivers.
Why does driver 3 most likely pay a higher monthly premium than drivers 1 and 2?
The insurance company views driver 3 as a risk
because of accident history and age.
The insurance company believes that driver 3 is
less likely to pay bills on time.
Driver 3 voluntarily pays a higher premium in order
to have a lower deductible.
Driver 3 voluntarily pays a higher premium to
receive greater coverage.
Driver 3 most likely pay a higher monthly premium than drivers 1 and 2 because A. The insurance company views driver 3 as a risk
because of accident history and age.
Why will an individual pay a higher premium?It should be noted that a monthly premium will reflect the added risk of multiple drivers using a vehicle.
Also, teenagers or young people generally pay higher premiums because it's believed that there more prone to accident.
Therefore, driver 3 most likely pay a higher monthly premium than drivers 1 and 2 because the insurance company views driver 3 as a risk
because of accident history and age
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Answer: A
Explanation:
The insurance company views driver 3 as a risk because of accident history and age.
Determine which of the statement(s) are correct if a petty cash account is not replenished at the end of the accounting period. (check all that apply.) multiple select question. the balance sheet would show an overstated cash asset. the balance sheet would show an understated cash asset. expenses would not be recorded in the period in which they were incurred. the income statement would reflect a net income amount that was too high.
If Petty Cash is not replenished at the end of the accounting period:
the balance sheet would show an overstated cash asset.expenses would not be recorded in the period in which they were incurred. the income statement would reflect a net income amount that was too high.What happens when petty cash is not replenished?Because the cash that was meant to go to the petty cash was not taken from the cash account, this account will have more than it should (overstated).
The expenses which were incurred and recorded in the petty cash would not be accounted for which means that the income would be overstated as these expenses were not deducted from it.
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Consider two processes. If both versions create the same benefit, but one costs more than the other, the higher-cost version is less ________ than the lower-cost version.
Consider two processes. If both versions create the same benefit, but one costs more than the other, the higher-cost version is less Efficient than the lower-cost version.
What is Process Quality?Process Quality = measured in two dimensions: process effectiveness and process efficiency
Effective Business Process = enables the organization to accomplish its strategy. ex: investigating whether 3D printing will help accomplish the strategy of having the largest selection of parts in the industry
Efficiency Business Process = the ratio of benefits to costs. ex: consider two versions that create the same benefit, but one costs more than the other does, meaning the higher-cost version is less efficient than the lower-cost version/if both versions cost the same, but one generates less benefit than the other, then the lower-benefit one is less efficient.
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During its first year of operations, Mack's Plumbing Supply Co. had sales of $6,740,000, wrote off $48,600 of accounts as uncollectible using the direct write-off method, and reported net income of $712,500. Determine what the net income would have been if the allowance method had been used and the company estimated that 1% of sales would be uncollectible.
The net income that would have been if the allowance method had been used is:$696,200.
Net incomeUsing this formula
Net income=Net income+Accounts uncollectible-(Sales×Estimated sales rate)
Let plug in the formula
Net income=$715,000+$48,600-($6,740,000×1%)
Net income=$715,000+$48,600-$67,400
Net income=$696,200
Therefore The net income that would have been if the allowance method had been used is:$696,200.
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Answer: 693700
Explanation:
Apply the 1% to the sales of 6,740,000.
( 6,740,000 x .01 ) = 67,400
Subtract by the original write off 48,600 from the total
( 67,400 - 48600 ) = 18,800
Subtract this from the reported net income.
( 712,500 - 18800 ) = 693,700
Hope this helps.
what term do economists use to refer to the minimum amount that investors must earn on the funds they invest in a firm, expressed as a percentage of the amount invested?
The term economists use to refer to the minimum amount that investors must earn on the funds they invest in a firm is Normal Rate of Return. This is further explained below.
What is the Normal Rate of Return?
Generally, the Normal Rate of Return is simply defined as the average rate at which companies in the same industry as yours are able to turn a profit under typical conditions.
In conclusion, Economists use the phrase normal rate of return to refer to the minimum rate of return required by investors on their capital in a certain company.
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The market price of airline flights increased recently. Some economists suggest that the price increased because jet fuel is much more expensive than before. As a result, they believe that, in the market for flights: a. demand decreased. b. supply increased. c. demand increased. d. supply decreased.
The economists evaluating the price increase in airline flight price most likely believe that a. demand decreased.
Why do economists believe that demand decreased?The law of demand says that people will demand more of a good when the price is lower and vice versa.
This means that with the rise in the market price of airline flights, there will be a drop in demand.
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Suppose you buy a share of stock at a price of $100 and a year later it is worth $125. Suppose further that the rate of inflation for the year is 10%. If you are subject to a 15% capital gains tax, how much is your total tax burden
The total tax burden will be calculated as $3.75
What is inflation?When the prices of products and services increases with a given duration of time and which result increase in the cost of living is refers as situation of inflation.
To find the total tax burden-
Current value of stock=$100
After one year, value of stock=$125
To find the profit gain after one year,
$125—$100 = $25
This $25 will be considered as capital gain over stock.
Rate of tax over capital gain=15%
Total tax burden =capital gain×rate of tax on capital gain
=$25×15%
=$3.75
Therefore, the total tax burden will be $3.75.
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Any purchased materials that will go into the finished product are first recorded in the.
Any material purchased will be recorded in the Raw material inventory account. The option for the first blank is raw and second blank is material.
What is Inventory Account?Inventory Account refers to the account which records all the transactions related to the stock. It records the purchased of the stocks, work in progress, closing stock, opening stock etc.
The complete question is attached below.
The raw material inventory account is where all materials that will be used to create the final product are first registered.
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Between 1986 and 2018, the top marginal personal income tax rate was 40 percent or less compared to 70 percent or more prior to 1981. Compared to the earlier time period, in recent years the share of personal income taxes paid by high income taxpayers a. has been virtually unchanged. b. has been lower. c. has been higher. d. increased in the late 1980s, but has been falling ever since.
When compared to the earlier time period, the share of income paid as taxes by high income earners b. has been lower.
How has the percentage of income tax paid changed?Before 1981, high earners could pay as much as 70% of their earnings as taxes to the government.
Since 1986 however, high earners have not paid more than 40% of their earnings which shows that they are paying percentages on their income.
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How to find marginal product of labor from production function
The best way to find the marginal product of labor from the production function is by dividing the change in output divided by the change in labor
What is the Marginal Product of Labor?
This refers to the change in output as a result of an increase in the unit of labor.
Hence, we can see that for this to occur, all other factors have to remain constant, and to get the marginal product of labor from the production function, one would have to divide the change in output divided by the change in labor.
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In the context of contracts formed by promises, a bilateral contract is defined as: Multiple Choice an agreement in which a promise is made in exchange for performance. an agreement wherein at least one party has the right to withdraw without incurring liability. a judicial remedy to prevent one party from receiving unjust enrichment. an agreement containing mutual promises. one that appears to be an agreement but lacks an essential requirement for validity.
An agreement containing mutual promises. Workers on a building are guaranteed that their contractors will pay them at the end of each month.
How do bilateral contracts work?A bilateral contract is a legally binding arrangement between two parties wherein each exchanges commitments to carry out and execute one-half of a deal. Because it makes both parties into what is known as an "obligor," or a person or party who is bound to another, this contract form is one of the most often utilized binding agreements.
Due to their widespread usage, sales contracts and bilateral contracts are frequently used interchangeably. An obligor has violated the bilateral agreement if they don't carry out their obligation (and of course, vice versa).
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The total factory overhead for Bardot Marine Company is budgeted for the year at $504,150, divided into four activities: fabrication, $221,000; assembly, $80,000; setup, $109,650; and inspection, $93,500. Bardot Marine manufactures two types of boats: speedboats and bass boats. The activity-base usage quantities for each product by each activity are as follows: Fabrication Assembly Setup Inspection Speedboat 4,250 dlh 12,000 dlh 31 setups 53 inspections Bass boat 12,750 4,000 224 372 17,000 dlh 16,000 dlh 255 setups 425 inspections Each product is budgeted for 3,000 units of production for the year. a. Determine the activity rates for each activity. Fabrication $fill in the blank 1 per direct labor hour Assembly $fill in the blank 2 per direct labor hour Setup $fill in the blank 3 per setup Inspection $fill in the blank 4 per inspection b. Determine the activity-based factory overhead per unit for each product. Round to the nearest whole dollar. Speedboat $fill in the blank 5 per unit Bass boat $fill in the blank 6 per unit
Variables to fill the blanks are mathematically given as
a)
F= 16
A= $ 6
S= $ 530
I= $ 270
b)
The speed boat is $ 59
The Bass Boat is $ 148
What are the activity rates for each activity.?Generally, the equation for Fabrication is mathematically given as
[tex]F=\frac{Overhead \ Cost}{ Activity \ Base \ Usage \ Quantities}[/tex]
Therefore
[tex]F= \frac{448,000}{28,000}[/tex]
F= 16
Generally, the Assembly is mathematically given as
[tex]A= \frac{180,000}{30,000}[/tex]
A= $ 6
Generally, the Setup is mathematically given as
S= $ 222,600 / 420
S= $ 530
Generally, the Inspection is mathematically given as
[tex]I = \frac{189,000}{700}[/tex]
I= $ 270
b)
For the Activity-based factory overhead per unit
The speed boat is $ 59
The Bass Boat is $ 148
In conclusion, Use the values to fill in the required blanks
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which one of the following is not an external users of accounting information
The answer choice that is not an external user of accounting information is d. All of these answers choices are external users.
What is Accounting Information?This refers to the financial statements that are used to keep records of all financial transactions.
Hence, we can see that from the complete text, there is the list of options and they are all external users because they are people outside the business.
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Why shouldn’t applicants to job openings send their cover letter as an attachment in an e-mail? when would it be acceptable to send a cover letter as an attachment?.
The employer may restrict emails that contain attachments. This can be a function of their email spam or junk mail filtering system.
What is a cover letter in an email?
An email cover letter is a quick email that includes some personal information and the justification for delivering your resume.
Unless an employer specifically requests that you include them in the email body, send your cover letter and resume as separate attachments. Create a sincere cover letter every time, and attach it to the email.
Hence, the significance of the e-mail is aforementioned.
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What is the likely effect on the market for wine of a simultaneous increase in both consumer incomes and producer taxes on wine?
If there was an increase in both consumer incomes and producer taxes, the market for wine would see an increase in price.
How would the wine market be affected?An increase in producer taxes on wine would increase wine prices as producers aim to pass on the taxes to consumers.
Prices will also increase when consumers have more income and demand more wine. The overall effect is there an increase in the price of wine.
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Jack went to the ABC Casino to gamble. ABC offers its customers one free spin of the Million Dollar Wheel if they fill out an application form. Jack filled out the form, spun the Million Dollar Wheel, and won. However, now ABC refuses to pay, claiming that because Jack did not purchase his chance at the Million Dollar Wheel, Jack gave no consideration and therefore, no contract was formed. Identify the accurate statment
As regards Jack's claim, the truth is that C. A contract was formed because filling out an application can constitute legal consideration.
Why is Jack's claim legitimate?Jack may not have purchased his chance at the Million Dollar Wheel, but he was allocated a free spin if he filled a form which he did.
That application form constitutes a legal consideration because it was signed with the promise that he could get a free spin.
Options for this question include:
A. No contract was formed because Jack paid no money for his chance at the Million Dollar Wheel.
B. No contract was formed because ABC did not sign any written contract as an obligation to do so.
C. A contract was formed because filling out an application can constitute legal consideration.
D. A contract was formed because no consideration is needed when a customer takes advantage of a "free" offer.
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American Paper Company has a beta of 1.2. The risk-free rate is 6 percent and the required return on the market is 14 percent. The required rate of return on the security is
American Paper Company has a beta of 1.2. The risk-free rate is 6 percent and the required return on the market is 14 percent. The required rate of return on the security is:
-15.6%-13.2%-22.0%-22.8%What Is the Security Market Line?The security market line (SML) is a line drawn on a chart that serves as a graphical representation of the capital asset pricing model (CAPM)—which shows different levels of systematic, or market risk, of various marketable securities, plotted against the expected return of the entire market at any given time.
Its Also known as the "characteristic line," the SML is a visualization of the CAPM, where the x-axis of the chart represents risk (in terms of beta), and the y-axis of the chart represents expected return. The market risk premium of a given security is determined by where it is plotted on the chart relative to the SML
The formula for plotting the SML is:
Required return = risk-free rate of return + beta (market return - risk-free rate of return)
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Which of the following statements about evaluation apprehension in team settings is TRUE? Group of answer choices It is more likely to occur when team members formally evaluate each other's performance throughout the year. It increases with the individual's motivation to share his or her ideas. It tends to affect the discipline and functioning of team meetings. It motivates team members to generate creative solutions, no matter how silly they may sound.
The statements which are true about the apprehension in team settings are: It is more likely to occur when team members formally evaluate each other's performance throughout the year
What is evaluation?
Anxiety or worry about being judged by others, particularly anxiety felt by experiment participants who want to be viewed positively by the experimenter or by those watching their actions.
Team building, which can be defined as various actions meant to improve social relations in a team, can also be used to describe a team environment. It also comprises the procedure for defining team roles.
Hence choice first is correct.
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