A financial services company with insurance, investments, mortgages, and banking divisions is best characterized as having a product structure.
What is product structure?Product structure can be defined as structure that comprises of the different services a company or organization rendered or offers to their customers.
The financial services tend to offer different product or service within the company.
Therefore the correct option is B.
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Many managers make a decision and then fail to act on it. It is critical that top managers ______ the decision and then assign middle managers the responsibility to make follow-up decisions as appropriate to achieve the goal. This responsibility should be met with rewards and sanctions for success and failure, respectively, in implementing the decision.
In Business Management, tt is critical that top managers implement the decision and then assign middle managers the responsibility to make follow-up decisions as appropriate to achieve the goal.
What is decision-making in business management?This refers to the art of recognizing actionable steps that are related to the attainment of business objectives, then identifying and act steps that must be taken to actualize them by making and implementing decisions.
It is thus correct to state that implementation is key to decision-making.
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According to the situational leadership theory, if followers are unable and willing to do a task, then a leader needs to ________. A. follow a supportive style B. engage in participative leadership C. refrain from providing too many inputs D. display high task and relationship orientation E. demonstrate high task and low relationship orientation
The situational leadership theory asserts that a leader needs to display high task and relationship orientation when the followers are unable and willing to do a task.
What is a situational leadership theory?This theory of leadership sees that no leadership style is best and rather deployed strategy that are best-suited to the task.
Hence, the theory is one that asserts that a leader needs to display high task and relationship orientation when the followers are unable and willing to do a task.
Therefore, the Option D is correct.
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A low-cost leadership strategy becomes competitively powerful when a. buyers of the product or service use the product or service in the same ways. b. the offerings of rival firms are essentially unique, different, and customized to end users. c. price competition among rivals is absent. d. buyers prefer that the products/services of competing sellers have widely varying attributes and prices. e. buyers have high switching costs.
The strategy of low-cost leadership becomes powerful when the buyers of the product/service use the product/service in the same ways.
What is a low-cost leadership?This is a pricing term that means that organization are looking for strategy on becoming a leader in providing low-cost products to its customers.
However, the strategy of low-cost leadership becomes competitive powerful when the buyers of the product/service use the product/service in the same ways.
Therefore, the Option A is correct.
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Seth has just decided to replace his computer. His old computer cost him $1,433 when he bought it exactly seven years ago. Seth paid for it with his credit card, which has an APR of 11.70%, compounded monthly. He made no other purchases with the card and paid off his balance after two and a half years of making identical monthly payments. The computer consumed about $0.79 of electricity every day. In total, what percentage of the lifetime cost of the computer did the electricity make up
Based on the cost of the computer in terms of electricity, and the amount he paid for it, the percentage of the cost that the electricity made up is 54.898%.
What percentage of the cost did the electricity use?First find the amount that Seth paid over the two and half years:
= Monthly payment x 2.5 years x 12 months a year
= 55.32 x 2.5 x 12
= $1,659.60
The cost of the computer over 7 years is:
= (0.79 per day x 365 x 7)
= $2,018.45
The percentage that electricity takes is:
= 2,018.45 / (2,018.45 + 1,659.60)
= 54.88%
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Answer: correct answer is D on edge 2020
Explanation: In total, the electricity made up 54.898% of the lifetime cost of the computer thank you best of luck!!
Kevin is looking at two brands of washing machines. Between water and electricity, a Brand C washer uses about $0.65 per load, and a Brand D washer uses about $0.27 per load. Kevin averages about five loads of laundry per month. After one year, how much more would the utility costs for a Brand C washer be than the utility costs for a Brand D washer
Based on the utility costs of Brand C and D, there will be a difference in utility costs at the end of the year of $22.80.
How much more would Brand C cost in utility costs?First find the utility cost for Brand C in a year:
= 0.65 x 5 x 12 months
= $39
Utility cost of Brand D:
= 0.27 x 5 x 12 months
= $16.20
The difference would be:
= 39 - 16.20
= $22.80
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Valuation of a swap during its life will least likely involve the:
Valuation of a swap during its life will least likely involve in the application of the principle of no arbitrage.
What is Swap?Swap involves two individual that exchanging properties or money. This individual use different tools for the exchange as desired by them.
Arbitrage allows for sale of goods or property at the highest asking price and valuation will most like involve in it.
Therefore, valuation of a swap during its life will least likely involve in the application of the principle of no arbitrage
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Baseball Corporation is preparing its cash budget for January. The budgeted beginning cash balance is $19,300. Budgeted cash receipts total $189,500 and budgeted cash disbursements total $190,600. The desired ending cash balance is $31,300. To attain its desired ending cash balance for January, the company should borrow: Multiple Choice $31,300 $0 $13,100 $49,500
The correct option is C). $13,100.
What is Budgeted cash receipts and Budgeted cash disbursements?Budgeted cash receipts refer to the money that the company expects to receive in a specific period of time.
Budgeted cash disbursements are the payments that the company expects to make in a specific period of time.
As per given in the Question:
$19,300 + $189,500 - $190,600 =$18200
Here, $18,200 will be subtracted from $31,300 to determine the amount that the company needs to attain its desired ending cash balance:
$31,300 - $18,200= $13,100
According to this, the company should borrow $13,100.
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Beau, a fashion design company, organizes an online contest. Participants are asked to design women's apparel to be posted on a social media website where its members can vote and provide feedback. Based on those votes, Beau will announce the winner and offer that individual a job at its firm. In this scenario, Beau is involved in _____. a. crowdsourcing b. tagging c. brandjacking d. blogging
Based on those votes, Beau will announce the winner and offer that individual a job at its firm. In this scenario, Beau is involved in crowdsourcing.
What does Crowdsourcing mean?
Crowdsourcing is the practice of turning to a body of people to obtain needed knowledge, goods or services.
The term crowdsourcing is a combination of crowds and outsourcing and was coined in 2006 by Wired magazine author Jeff Howe in his article "The Rise of Crowdsourcing."
As the term implies, crowdsourcing is when an entity -- whether an individual or an organization -- requests specific resources from a group of people (the crowd). Businesses, individuals and organizations of all kinds have used this process to solicit ideas and raise money as well as consolidate and promote information.
These entities leverage the internet, social media and purpose-built platforms to elicit and receive the knowledge, goods or services they're seeking. This allows them to engage with a broader spectrum of sources than they would if they had used employees, suppliers and other traditional sources of expertise via conventional routes of engagement.
Thus, we can say that the correct option is A.
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Look at this check register. Calculate the current balance.
The Current Balance is $33.18.
What is Debit and Credit?
The term Debit and credit are anonymous to each other. Debit refers to the inflow of the money in the account. Credit refers to the outflow of the money from the account in case of the business transactions.
In the question it is given that the balance is $82.92. Therefore in order to calculate the current balance subtract the debit amount and all the deposits.
The amount was $82.92 on 5/1 after the monthly charge was paid.
The $78.24 phone bill from 5/3 was paid, leaving the following balance:-
Balance = 82.92 - 78.24
= $4.68
The paycheck of $125 was deposited on 5/15, leaving the following balance:-
Balance = 4.68 + 125
= $129.68
$40 was taken out of an ATM on 5/17, leaving the following balance:-
Balance = 129.68 - 40
= $89.68
Tennis lessons were paid for in the amount of $56.50 on 5/20 leaving a balance -:
Current balance = $89.68 - $56.50
= $33.18.
Therefore, the current balance is $33.18.
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The major difference between a low-cost provider strategy and a focused low-cost strategy is the a. amount of outsourcing involved. b. length of the managerial experience curve. c. size of the buyer group to which a company is appealing. d. number of upscale attributes incorporated into the product offering. e. production methods being used to achieve a low-cost competitive advantage.
The major difference between a low-cost provider strategy and a focused low-cost strategy is the size of the buyer group to which a company is appealing.
What is a strategy?These are devices company employ to achieve their medium and long term objectives. It is an action that managers embark on so that organization's goals can be achieved.
It is to be noted that strategy, as a plan of action can be middle and long term desired goals.
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A small island country has recently begun an initiative aimed at attracting more businesses to revitalize the economy. An increase in bed and breakfasts, resorts, casinos, hotels, and restaurants has created several jobs, as well as brought in more tourist dollars. However, the island’s president isn't satisfied and has announced a special effort to attract small- to medium-size suppliers and manufacturers. Why do you think he wants to put additional emphasis on businesses that produce goods rather than provide services?
Service jobs have higher salaries than manufacturing jobs.
Manufacturers pay more in taxes.
Manufacturing has the most significant multiplier effect.
Service businesses conflict with manufacturing.
Option (b) Manufacturing has the most significant multiplier effect.
Manufacturing is the basic to produce any product or to start any business. As in the case study we studied small island country has taken initiative to attract more and more business. On the other hand, president has announced a special effort to attract small- to medium suppliers and manufactures because to firstly balance everything in the economy like reduce unemployment, providing proper wages so that workers would encourage to perform best in their fields.Once the everything is balanced then it can lead to hike in the economy.Learn more about this here-
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Stock Alpha has a beta of .79 and a reward-to-risk ratio that is less than the reward-to-risk ratio of Stock Omega. Omega has a beta of 1.12. This information implies that: Group of answer choices Alpha is riskier than Omega and both stocks are fairly priced. Alpha is less risky than Omega and both stocks are fairly priced. either Alpha is underpriced or Omega is overpriced or both. either Alpha is overpriced or Omega is underpriced or both. Alpha is less risky than Omega and both stocks are correctly priced.
Both companies are fairly priced, and Alpha is a less hazardous investment than Omega. Hence, (B) is the best choice.
What do you know about reward-to-risk ratio?Traders and investors manage their capital and risk of loss using the risk/reward ratio. The ratio aids in determining a trade's projected return and risk. Generally speaking, the expected return demanded increases with risk. Anything more than 1:3 is often considered an appropriate risk return ratio. The projected returns on a particular investment are weighed against the risk of loss using a mathematical formula known as the risk-reward ratio.
A colon separates the estimated risk from the estimated reward when the risk-reward ratio is generally stated as a number. Typically, the ratio quantifies the link between the money that could be lost if an investment or action fails and the dollars that could be achieved if everything works out.
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A government-imposed price ceiling set below the market's equilibrium price will create a shortage for a product. As a result of the shortage, either the demand curve will tend to shift to the left or the supply curve will shift to the right or both.
When a government-imposed price ceiling set below the market's equilibrium price, either the demand curve will tend to shift to the left or the supply curve will shift to the right or both.
What is an equilibrium price?In economics, economic equilibrium is a situation in which economic forces such as supply and demand are balanced and in the absence of external influences the values of economic variables will not change.
Therefore, the influence of the government (external) can either make the demand curve tend to shift to the left or the supply curve shift to the right or both.
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which statement is not true regarding a critical asset in the enterprise environment
The statement that is not true regarding a critical asset in the enterprise environment is:
It can easily be replacedWhat is a critical asset?Critical assets are the main resources that sustain the daily operation of a business.
These assets are the lifeblood of the business so any attempt to replace them can significantly damage the smooth running of the organization. So, critical assets cannot be replaced.
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Ben and Amanda are interested in a vacant, undeveloped lot. They are going to continue to live in their current home, pay off the lot's loan, and then build a new home on the lot. Before closing on the purchase of the lot, they discover the zoning regulations permit nightclubs to be built in the immediate area. They specifically asked the broker about this issue and were told there was no reason to worry. What are Ben and Amanda's options, if any
Ben and Amanda may cancel the transaction based on the misrepresentation of the broker.
What are the consequences of not telling the truth when selling property?Misleading a buyer, whether it's been done intentionally or unintentionally, could be a breach of the Misrepresentation Act which is a common law fraud.
The right of rescission is a legal right, that a consumer may use if he found that he has been deceived by the broker or seller by giving the false statements and misrepresentation about the property they are going to purchase.
They have the right that they can cancel the agreement and rescind the payment as well. It gives them three days to rescind an agreement and get your money back.
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While talking about their supervisors, a group of employees at GreenWire Corp. agreed that one of the supervisors, Samuel, has a winning personality. They found out that they like working for him and often did more than what they were asked to do because they wanted Samuel to like them. From the given information, we can infer that Samuel has __________ power.
The fact that the employees do more than they are asked to gain Samuel's approval means that Samuel has referent power.
What is referent power?Referent power refers to the power to influence others to do things that they wouldn't otherwise do.
This power comes from those people respecting who you are and looking up to you. Samuel gets people to work harder because they like him so this is the referent power.
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Peanut crops have been destroyed by a fungus. Consumers are substituting almond butter for peanut butter because they perceive it to be a healthier option. The prices of both peanut butter and almond butter are rising. Why
The prices of both peanut butter and almond butter are rising because of the demand and supply forces.
What is Demand and supply?Demand and supply forces are the deriving forces of the market which influence the prices of the commodities. Demand refers to the willingness and ability to purchase the commodity.
Supply refers to the availability of the product and services in the market that to as per the requirement in the market. Thus both the terms are interrelated and interconnected to each other.
As per the above situation, the rise in the demand of the peanut butter is due the loss of the crop due to fungus with created shortage in the supply of the peanut in the market.
Thus people shifted to its substitute almond butter which rises the demand of the almond butter as well.
Therefore it increased the prices of the both the kinds of the butter available in the market.
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In an effort to duplicate the stressors involved with working at a large company, researchers go to great effort to ensure that the stressor they use and the laboratory setting they create is similar in all respects (e.g., noise, temperature, room setup) to that of a major multinational corporation. The researchers are attempting to increase:
The actions of the researchers in trying to recreate large company stressors is known as trying to increase mundane realism.
What is mundane realism?This is a term in research that compares the experiment's setting to the real-world setting for similarity.
When scientists try to recreate real-world settings as much as they can, t would therefore increase mundane realism.
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Your opening a small toy store. Identify three decision about inventory you would need to buy in your first year of operation. What type of information, if any would you want or need to have available in you accounting information system to help you make each of those decisions?
Your main focus should be towards what kind of toys kids demand or you should have proper supply or not.
There are three inventory decisions you would need to make throughout your first year of business :
1. The most crucial decision you must make is how many new toys should be bought to satisfy expected demand for the product. Sales will be lost if you order too little, and profits will be decreased if you order too much due to the low pricing offered during clearance sales.
2. The second most crucial decision you must make is to keep your toys up to dated according to kids interest.
3. The third most important decision not to move towards higher return in your first year by offering less price than M.R.P.
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A. received a $600 utility bill for electricity usage in july to be paid in august.
b. owed wages to 10 employees who worked three days at $100 each per day at the end of july. the company will pay employees at the end of the first week of august.
c. on july 1, loaned money to an employee who agreed to repay the loan in one year along with $1,200 for one full year of interest. no interest has been recorded yet.
Salaries and wages expense are $3,000 and interest revenue is $100.
What is an expense?Expense refers to a cost that occurs while making any activity in the business operations. To calculate the profit earned these expenses are deducted from the income.
Salaries and wages expense=10*3*$100
Salaries and wages expense=$3,000
Interest revenue = $1,200/12=$100
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Suppose an economy is at its steady-state equilibrium and there is a permanent reduction in the saving rate of the economy. In this case, as the economy approaches its new steady state, capital per worker will _____ and output per worker will _____.
In this case, as the economy approaches its new steady-state, capital per worker will increase and output per worker will decrease. This condition is true according to the Solow Growth Model.
What is the Solow Growth Model?The Solow Growth Model references Long-Run Economic Growth in relation to Savings and Investment.
According to this model, an increase in savings translates to positive economic indicators such as reduced employment and increment in national income.
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One of the widely acknowledged problems with using the consumer price index as a measure of the cost of living is that the CPI a. accounts only for consumer spending on food, clothing, and energy. b. fails to account for consumer spending on housing. c. fails to account for the introduction of new goods. d. fails to account for the fact that consumers spend larger percentages of their incomes on some goods and smaller percentages of their incomes on other goods.
A widely acknowledged problem with using the consumer price index as a measure of the cost of living is that it fails to account for the introduction of new goods.
More about consumer price index and its problem-
A more accurate indicator of a nation's standard of living than per capita GDP is the consumer price index or CPI. It is based on the total cost of a fixed basket of goods and services purchased by an average customer in comparison to the cost of the same basket in a base year. The CPI can get a precise assessment of the cost of living by including a wide range of thousands of items and services with the set basket. It's crucial to keep in mind that the CPI is an index number or a percentage change from the base year rather than a monetary value like the GDP.Because CPI is based on a fixed basket of products, the CPI does not provide an entirely accurate measure of the cost of living, despite being a convenient approach to calculate the cost of living and the relative price level over time. The bias against substitution, the introduction of new products, and quality variations are three issues with the CPI that should be mentioned.
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When independent stock transfer agents are not employed and the corporation issues its own stock and maintains stock records, canceled stock certificates should Multiple Choice Not be defaced but be segregated from other stock certificates and retained in a canceled certificates file. Be destroyed to prevent fraudulent reissuance. Be defaced to prevent reissuance and attached to their corresponding stubs. Be defaced and sent to the secretary of state.
When independent stock transfer agents are not employed and the corporation issues its stock and maintains stock records, canceled stock certificates should C. Be defaced to prevent reissuance and attached to their corresponding stubs.
What are canceled stock certificates?Canceled stock certificates are those that have been rendered void because of mistakes during their issuance.
To ensure that canceled stock certificates are not fraudulently reissued, they must be defaced and not just segregated from others.
Thus, canceled stock certificates should C. Be defaced to prevent reissuance and attached to their corresponding stubs.
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When a taxpayer rents a residence for part of the year, the residence is not eligible as a qualified residence for the home mortgage interest expense deduction unless the taxpayer's: Multiple Choice personal use of the home exceeds half of the taxpayer's rental use of the home. personal use of the home exceeds the lesser of 14 days or 10 percent of the taxpayer's rental use of the home. personal use of the home exceeds the greater of 14 days or 10 percent of the taxpayer's rental use of the home. personal use of the home exceeds the taxpayer's rental use of the home.
When a taxpayer rents a residence for part of the year, the residence is not eligible as a qualified residence for the home mortgage interest expense deduction unless the taxpayer's: personal use of the home exceeds the taxpayer's rental use of the home.
Who is a taxpayer?A taxpayer is a person or organization subject to pay a tax. Modern taxpayers may have an identification number, a reference number issued by a government to citizens or firms. The term "taxpayer" generally characterizes one who pays taxes.
Therefore, the correct answer is as given above.
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Ilene rents a property for the entire year. During the year, Ilene reported a net loss of $15,000 from the rental. If Ilene is an active participant in the rental and her AGI is $140,000, how much of the loss can she deduct against ordinary income in the year
The loss can she deduct against ordinary income in the year is $5000.
How to calculate the loss?AGI = $140000
Less: Allowable limit = $100000
Excess = $40000
50% of excess = $20000
Less: Net loss = $15000
Loss deduction = $5000
Therefore, the loss can she deduct against ordinary income in the year is $5000.
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A company's board of directors votes to declare a cash dividend of $1.30 per share of common stock. The company has 26,000 shares authorized, 21,000 issued, and 20,500 shares outstanding. The total amount of the cash dividend is:
The cumulative cash dividend will be paid out to shareholders in the amount of 26,650 (20,500*1.30).
What do you mean by dividend?A corporation's payout of profits to its shareholders is known as a dividend. When a business generates a profit or surplus, it is able to distribute a portion of that profit to shareholders in the form of a dividend.
Any remaining funds are seized and reinvested in the company (called retained earnings).
Given :
Authorized shares=26,000
Issued=21,000
Outstanding shares=20,500
Cash divided rate=$1.30
Thus, the total cash dividend will be Shares issued multiplied by the rate of dividend.
=20,500*1.30
=26,650
Hence, the final cash dividend will be 26,650
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Individual consumers supply ____ and purchase ____. Group of answer choices None of the Answers are Correct. Factors of production; final goods and services Intermediate goods; final goods and services National goods and services; factors of production Final goods and services; factors of production PreviousNext
In the market, individual customers are able to supply Factors of production which allows them to purchase final goods and services.
How did individual customers trade in the market?Individual customers would offer factors of production such as labor and savings (loans) to companies.
These companies would then produce goods and sell them to consumers who buy them as final goods and services.
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how can you best describe the relationship between the performance of long-term treasury bonds and the s&p 500 during the period 2000-2012?
The relatedness of the performance of long-term treasury bonds and the S&P 500 during the period 2000-2012 was such that there was an inverse relationship between both classes of assets.
What is a long-term treasury bonds?Long-Term Treasury bonds are investment instruments in the US. Essentially, they are US government bonds that mature after at least ten years.
Hence, it is accurate to indicate that The relatedness of the performance of long-term treasury bonds and the S&P 500 during the period 2000-2012 was such that when one class was in the doldrums, the other was running a profit.
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A local customer service firm requires prospective employees to take an emotional intelligence test that measures their ability to monitor their emotions and others' emotions and use that information to guide their actions. The measure has high predictive validity for exemplary job performance. Which statement is likely true about new hires who score high on this measure
It is most likely that new hires who score high on the emotional intelligence test b. receive good job evaluations.
What would a high score infer?A high score on a test that usually predicts how well a person will perform in their job means that there is a good chance that the person being evaluated will be a good employee.
Such an employee would therefore have good job evaluations as these measure how good a job they do at work.
Options for this question include:
a. They receive bad job evaluations.
b. They receive good job evaluations.
c. They will be terminated early.
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what do the phrases "put something on the back burner," "stir the pot," and "give birth to a plan" reflect about organizations?
All of the languages and the phrases based on the way they are used refers to feminine language.
How does these words have to do with feminine?
The words are mostly about the activities that are known to be more associated with women.
Cooking is a chore for women. Also they are the ones that birth babies. Hence the correct answer is feminine language.
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