1. How did Bank Negara Malaysia increase money supply in Malaysia during the pandemic?
2. How did the pandemic cause a change in the aggregate demand curve and aggregate supply curve?
3.Explain the supply and demand shocks the pandemic caused on the Malaysian economy
4. Measure by Malaysian government to improve trade during Pandemic
5. Measure of Malaysian government to improve Ringgit currency depreciation during pandemic

Answers

Answer 1

1. Bank Negara Malaysia increased the money supply in Malaysia during the pandemic by implementing several measures. The main answer is that the bank cut its overnight policy rate (OPR) by a total of 125 basis points between January and July 2020.

This was done to encourage borrowing and investment, as lower interest rates make borrowing and investment more attractive. Additionally, the bank increased the statutory reserve requirement (SRR) ratio, which is the percentage of deposits that banks must hold in reserve, from 3% to 4% to reduce liquidity in the banking system. Lastly, the bank also provided additional liquidity support to the banking system through various measures such as the reduction of the statutory reserve requirement (SRR) ratio.

2. The pandemic caused a change in the aggregate demand curve and aggregate supply curve in Malaysia. The detailed answer is that the lockdown measures implemented to curb the spread of COVID-19 reduced the aggregate demand in Malaysia, as consumption and investment decreased due to lower economic activity. This resulted in a leftward shift of the aggregate demand curve. Additionally, supply chains were disrupted due to the pandemic, causing a decrease in the aggregate supply. This resulted in a leftward shift of the aggregate supply curve.

3. The pandemic caused supply and demand shocks on the Malaysian economy. The detailed answer is that the pandemic resulted in a negative supply shock as lockdown measures disrupted supply chains and caused a decrease in production. This led to an increase in prices due to supply shortages. Additionally, the pandemic resulted in a negative demand shock as consumption and investment decreased due to lower economic activity. This led to a decrease in prices due to weak demand.

4. The Malaysian government implemented several measures to improve trade during the pandemic. The main answer is that the government provided stimulus packages to support businesses, including tax exemptions, wage subsidies, and loan guarantees. Additionally, the government also implemented measures to support international trade, such as simplifying trade procedures, reducing tariffs, and providing financial assistance to exporters.

5. The Malaysian government implemented several measures to improve the Ringgit currency depreciation during the pandemic. The government introduced various policies to support the Ringgit currency, such as increasing interest rates and reducing liquidity in the banking system. Additionally, the government also implemented measures to boost foreign currency reserves, such as issuing international bonds and increasing trade with other countries.

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Related Questions

You are thinking about investing in a 1-year call option on GE stock with an exercise price of $95.5. The current price of a stock is $92, and at the end of one year its price will be either $88 or $98. Based on the binomial model, what is the option's value if the annual risk-free rate is 6% based on monthly compounding?

Answers

The option's value if the annual risk-free rate is 6% based on monthly compounding is $5.52.

The given information for the calculation of a 1-year call option on GE stock with an exercise price of $95.5 is as follows:

Stock price today (S0) = $92

Exercise price (E) = $95.5

Stock price after 1 year (u) = $98

Stock price after 1 year (d) = $88

Risk-free rate (r) = 6%

Dividend yield (q) = 0

Using the binomial model, the calculation for the option's value is:

Option value = [q × u(S0) − d(S0)] ÷ [u − d]

Option value = [0 × $98 − $88] ÷ [$98 − $88]Option value = $1

Using the formula for the risk-free discount factor, the calculation for the value of the call option is:

Discount factor = e−r×t

Discount factor = e−0.06×1

Discount factor = 0.9433

Using the risk-neutral probability formula, the calculation for the probability of the stock price going up is:

Risk-neutral probability (p) = (e(r−q)×t − d) ÷ (u − d)

Risk-neutral probability (p) = (e(0.06−0)×1 − $88) ÷ ($98 − $88)

Risk-neutral probability (p) = 0.4843

Therefore, the probability of the stock price going down is:1 − p = 1 − 0.4843 = 0.5157Using the formula for the call option value, the calculation for the option's value is:

Option value = e−r×t [pu(S0) + (1 − p)d(S0)]

Option value = 0.9433 [0.4843 × $98 + 0.5157 × $88]

Option value = $5.52

Therefore, the option's value if the annual risk-free rate is 6% based on monthly compounding is $5.52.

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Richard's House of Music wants to purchase Transposelt, a system that transposes any song in its database and prints sheet music in the requested key. This system allows singers to obtain sheet music

Answers

Where the above is given, note that Annual net operating income  is $5,466.

How is this so  ?

To calculate the annual net operating income generated by the system, we need to   subtract the annual cash expenditures from the additional annual sales revenue.

Annual net operating income   = Additional annual sales revenue - Annual cash expenditures

Given  -  

Additional   annual sales revenue = $23,800

Annual cash expenditures= $18,334

Annual net operating income = $23,800 - $18,334

Annual net   operating income = $5,466

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Full Question:

Although part of your question is missing, you might be referring to this full question:

Gary's House of Music wants to purchase Transposelt, a system that transposes any song in its database and prints sheet music in the requested key. This system allows singers to obtain sheet music in keys that are suitable to their vocal range. The software for the system costs $10,300; a new computer and a laser printer costing $3,500 will be needed to run the system. Gary estimates that the system will generate additional annual sales revenue of $23,800 and that annual cash expenditures will be $18,334. Gary uses straight-line depreciation. The software, computer, and printer will have a useful life of 5 years. The system will have a $270 salvage value at the end of its 5-year useful life. (a) X Your answer is incorrect. Calculate the annual net operating income generated by the system. Annual net operating income

a company wants to determine its reorder point (r). demand is variable and they want to build a safety stock into r. if the averaly demand is 98 with a standard deviation of 6, the lead time is 5 days, a*of 1.64, what is the desir ed value of r? round your answer to the nearest whole number.

Answers

The desired value of the reorder-point (r) with a safety stock, based on the given average demand, standard deviation, lead time, and desired level of service, is approximately 111 units.

To calculate the reorder point with a safety stock, we need to consider the average demand, lead time, standard deviation of demand, and the desired level of service represented by the value of a*.

The formula to calculate the reorder point with safety stock is:

r = average demand during lead time + (a* * standard deviation of demand during lead time)

Given:

Average demand = 98

Standard deviation = 6

Lead time = 5

a* = 1.64

Substituting the values into the formula:

r = 98 + (1.64 * 6)

r = 98 + 9.84

r ≈ 107.84

Since the reorder point should be a whole number, rounding the value of r to the nearest whole number, the desired value of r is 111.

The desired value of the reorder point (r) with a safety stock, based on the given average demand, standard deviation, lead time, and desired level of service, is approximately 111 units. This means that when the inventory level reaches 111 units, the company should place a reorder to replenish the stock and account for the lead time and variability in demand.

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Which of the following is an example of a predictive measure if our interest is in lead time performance? options: 1) Time that it took to complete an order 2) Knowing where the order is in the relevant process 3) Number of orders completed on or before their promised due dates 4) Time from the moment that the order was placed by the customer until the customer received the order.

Answers

The example of a predictive measure for lead time performance is option 4) Time from the moment that the order was placed by the customer until the customer received the order.

The time from the moment an order is placed by the customer until the customer receives the order is a relevant measure for predicting lead time performance. This measure provides valuable information about the efficiency and effectiveness of the order fulfillment process.

By tracking the time taken for an order to be processed, produced, and delivered to the customer, businesses can assess their ability to meet customer expectations and manage lead times. This measure allows companies to evaluate their performance in terms of delivering orders within the expected timeframe.

By analyzing this data, businesses can identify areas of improvement, optimize their processes, and make adjustments to ensure timely order fulfillment. It helps in predicting and monitoring lead time performance, which is crucial for maintaining customer satisfaction and operational efficiency.

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A firm is analysing its cash budget for June. Assuming its total cash receipts is $1230 and cash expenses is $745. If the company has a minimum desired cash balance of $1000 and ended the month of May with $300, how much loans must the firm take to meet its requirements for June.
O a. $1000
O b. $215
O c. $515
O d. No loans are needed

Answers

The firm needs to take a loan of $215 to bridge the gap between its cash availability and the minimum desired cash balance. Hence, option b. $215 is the correct answer.

The firm must take a loan of $515 to meet its requirements for June.

To determine the loan amount needed, we need to consider the cash receipts, cash expenses, minimum desired cash balance, and the cash balance at the end of the previous month.

Starting with the cash balance at the end of May, which is $300, we add the total cash receipts for June, which is $1230. This gives us a total cash availability of $1530.

Next, we subtract the cash expenses for June, which is $745. This leaves us with a cash surplus or deficit of $785.

Since the firm has a minimum desired cash balance of $1000, we compare the cash surplus/deficit with this desired balance. In this case, the cash deficit is $215 ($1000 - $785).

Therefore, the firm needs to take a loan of $215 to bridge the gap between its cash availability and the minimum desired cash balance. Hence, option b. $215 is the correct answer.

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A category of ethnographic research used to observe consumers in
a natural context in virtual and mobile spaces is referred to as
________.
netnography
demography
interethnography
microethnography
macroethnography

Answers

The category of ethnographic research that is used to observe consumers in a natural context in virtual and mobile spaces is referred to as netnography.

What is netnography?

Netnography is a type of qualitative research used to comprehend social interaction in online communities, which is a branch of ethnography that applies traditional qualitative research techniques to online interactions. It is a technique that analyzes the data produced from online discussion groups, blogs, and consumer forums. The goal of netnography is to gain insights into the social and cultural context of the users of a particular website or online community.

The process of netnography comprises four key stages: entry, immersion, data collection, and analysis. Entry involves identifying online communities relevant to the research question and requesting membership. Immersion refers to the process of becoming familiar with the online community's norms and behaviors.

Data collection is carried out through the collection of digital information generated in online environments, while data analysis is done by identifying patterns and relationships in the collected data.In conclusion, netnography is a type of ethnographic research used to observe consumers in a natural context in virtual andmobile spaces.

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5. A document that is part of an internal control voucher system, but is strictly used internally within the company is the 6. A legal defense used by banks to limit their liability in the situation i

Answers

5. A document that is part of an internal control voucher system is known as a Memorandum Voucher.

6. A legal defense used by banks to limit their liability in the situation is known as the clean hands doctrine.

5. A document that is part of an internal control voucher system, but is strictly used internally within the company is known as a Memorandum Voucher.

Memorandum Voucher is an informal accounting document used by a company's internal department. It acts as a supporting document for a transaction that occurs in a company's internal accounting system. A memorandum voucher is used to keep track of a company's cash flow when it is under audit. These documents are kept by the company's finance department to keep track of financial transactions that have occurred within the organization.

6. A legal defense used by banks to limit their liability in the situation is known as the "clean hands doctrine."

Banks use the "clean hands doctrine" as a legal defense to limit their liability in a situation. The clean hands doctrine is a legal term used to describe a situation in which a party may not seek relief from an unfair transaction if that party is also at fault. Banks use the "clean hands doctrine" to argue that the plaintiff cannot seek relief because they were also complicit in the fraudulent transaction.

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Required information [The following information applies to the questions displayed below.] Legacy issues $710,000 of 8.0%, four-year bonds dated January 1, 2021, that pay interest semiannually on June 30 and December 31. They are issued at $621,812 when the market rate is 12%. 3. Prepare a straight-line amortization table for the bonds' first two years. (Round your intermediate and final answers to the neares whole dollar.)

Answers

In order to calculate the bond amortization table using the straight-line method for the first two years, the following steps should be followed:

Step 1: Determine the Total Interest payable over the life of the bond: Total Interest Payable = Coupon Rate x Face Value x Number of Periods= 8% x $710,000 x 4= $226,400.

Step 2: Calculate the Total Bond Premium: Total Bond Premium = Market Value of Bond – Face Value of Bond= $621,812 - $710,000= -$88,188Step 3: Calculate the Bond Premium Amortization per Period: Bond Premium Amortization = Total Bond Premium / Number of Periods= -$88,188 / 8= -$11,023.5Step 4: Prepare the Amortization Table:

Period Opening Balance Coupon Payment Interest Expense Bond Premium Amortization Closing Balance
Year 1 $621,812 $28,400 $62,448 -$11,023 $580,837
Year 2 $580,837 $28,400 $55,267 -$11,023 $552,580

Therefore, the straight-line amortization table for the first two years is presented above.

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Business Course Time left 0:14:26 Question 2 Incomplete answer Marked out of 7.00 Identifying and Classifying Balance Sheet and Income Statement Accounts Following are selected accounts for Proctor &

Answers

The total assets are $1,43,992 and total expenses are $28,891.

Given Data: Sales = $83,503 Net income = $12,075 Accumulated depreciation = $17,446 Depreciation expense = $3,166 Retained earnings = $48,986 Property, plant & equipment, net = $20,640 Selling, general & administrative expense = $25,725 Accounts receivable = $6,761 Total liabilities = $74,498 Stockholders' equity = $69,494

(i) Total Assets = Total Liabilities + Stockholders' Equity

Total Assets = $74,498 + $69,494 Total Assets = $1,43,992

(ii) Total Expenses = Depreciation Expense + Selling, General & Administrative Expense Total Expenses = $3,166 + $25,725 Total Expenses = $28,891

Hence, the total assets are $1,43,992 and total expenses are $28,891.

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Business Course Time left 0:14:26 Question 2 Incomplete answer Marked out of 7.00 Identifying and Classifying Balance Sheet and Income Statement Accounts Following are selected accounts for Proctor & Gamble. (a) Indicate whether each account appears on the balance sheet (B) or income statement (I). ($ millions) Classification Sales Net income Accumulated depreciation Depreciation expense Retained earnings Property, plant & equipment, net Selling, general & administrative expense Accounts receivable Total liabilities Stockholders' equity. Return to course Please answer all parts of the question. Previous Amount $83,503 12,075 17,446 3,166 48,986 20,640 25,725 6,761 74,498 69,494 (b) Using the data, compute total assets and total expenses.

* To what extent do you agree with technological
determinism? explain with example

Answers

Technological determinism is a theory that suggests technology is the primary driver of social and cultural change. It posits that technological advancements shape and determine the trajectory of human development, often with little influence from individuals or society.

The extent to which one agrees with technological determinism can vary. Some argue that technology does indeed have a significant impact on shaping society, citing examples such as the internet revolutionizing communication or the advent of smartphones transforming various aspects of daily life.

However, critics of technological determinism argue that it oversimplifies the complex relationship between technology and society. They contend that technology is not inherently deterministic but rather shaped by social, cultural, and economic factors. For example, the adoption and use of a particular technology can be influenced by societal norms, government regulations, or individual preferences.

Overall, it is important to consider both the influence of technology on society and the reciprocal relationship between them. While technology can be a catalyst for change, it is often intertwined with social, economic, and cultural contexts that shape its development and impact.

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assume that the required reserve ratio is 10 percent. if excess reserves are $5 million and the circulating currency is $25 million, the maximum possible value for m1 is $5.5 million $30 million $75 million $250 million $255 million

Answers

Adding demand deposits ($5 million) to circulating currency ($25 million) yields a maximum possible value of $255 million.

The maximum possible value for m1 is $255 millionAssuming that the required reserve ratio is 10 percent, excess reserves are $5 million and the circulating currency is $25 million. It means that the total reserves are $30 million.The required reserve ratio is the percentage of total deposits that a bank must hold in reserve and not loan out. By multiplying the circulating currency ($25 million) by the required reserve ratio (10 percent), we can determine the amount of money that banks are required to hold in reserve. 10 percent of $25 million is $2.5 million. The total required reserves are $2.5 million, and the excess reserves are $5 million. The maximum possible value for m1 is equal to circulating currency plus demand deposits. Demand deposits are the portion of total deposits that can be withdrawn immediately without notice. Total deposits equal to circulating currency divided by the required reserve ratio. $25 million / 10 percent is $250 million.

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the combination of frictional and structural unemployment (ignore seasonal) and with the assumption of 0% cyclical unemployment is:

Answers

When considering 0% cyclical unemployment, the combination of frictional and structural unemployment would give rise to what is known as the natural rate of unemployment.

Frictional unemployment is a type of unemployment that occurs when workers leave their current jobs to search for new ones.

Structural unemployment, on the other hand, arises when the skills required for available jobs do not match the skill set of the available labor force.

A combination of these two types of unemployment can occur when the number of job seekers exceeds the number of jobs available.

The assumption of 0% cyclical unemployment suggests that there is no unemployment resulting from economic fluctuations.

This means that the economy is operating at full capacity, and there is no excess supply of labor.

In this case, the combination of frictional and structural unemployment would result in a total unemployment rate equal to the sum of the two.

This would be the natural rate of unemployment, which is the rate at which the economy operates at full capacity with stable prices and wages.

The natural rate of unemployment is not zero because there will always be some level of frictional and structural unemployment.

Frictional unemployment occurs as workers search for jobs that match their skills and preferences, while structural unemployment occurs due to changes in the economy that create a mismatch between the available labor force and the skills required for available jobs.

In conclusion, the combination of frictional and structural unemployment, assuming 0% cyclical unemployment, would result in the natural rate of unemployment.

This rate represents the level of unemployment that is consistent with a stable economy operating at full capacity.

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A company issued 50 shares of $100 par value common stock for $7.400 cash. The Journal entry to record the issuance is: Multiple Choice a. Debit Cash $7,400, credit Paid-in Capital in Excess of Par Value, Common Stock $5,000, credit Common Stock $2.400. b. Debit Common Stock $5,000, debit Investment in Common Stock $2,400, credit Cash $7,400. c. Debit Cash $7,400; credit Common Stock $7,400. d. Debit Investment in Common Stock $7,400; credit Cash $7,400 e. Debit Cash $7,400, credit Common Stock $5,000; credit Paid-in Capital in Excess of Par Value, Common Stock $2,400

Answers

The correct answer is option E. Journal entry to record the issuance of 50 shares of $100 par value common stock for $7.400 cash is:Debit Cash $7,400, credit Common Stock $5,000; credit Paid-in Capital in Excess of Par Value, Common Stock $2,400.

Investment is an asset or item obtained with the goal of generating income or appreciation. Investment is the act of putting money into something with the expectation of generating income or profit in the future. Investment is divided into two types- Capital Investment and Revenue Investment.

A share represents an investor's ownership of a business entity's assets and earnings. Shares are an investment in the company's equity, which is composed of a company's total assets minus its total liabilities.

In the present question, the company issued 50 shares of $100 par value common stock for $7.400 cash. The journal entry to record the issuance of common stock at par value would be as follows:

Debit Cash for $7,400 and Credit Common Stock for $5,000 and Paid-in Capital in Excess of Par Value, Common Stock for $2,400.

Therefore, the correct option is E. Debit Cash $7,400, credit Common Stock $5,000; credit Paid-in Capital in Excess of Par Value, Common Stock $2,400.

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Need you assistance on the three questions
Position CCTV OPERATOR at University
1. Why are you interested in a position with CCTV?
2. What do you feel CCTV contributes to the Securiguard
community?
3. What skills do you think are necessary to effectively perform this position?

Answers

I am interested in a position with CCTV because I have a strong passion for ensuring safety and security in public spaces. Being able to monitor and analyze surveillance footage allows me to contribute to maintaining a secure environment, which aligns with my values and career aspirations.

As an AI language model, I can provide some general points that you could consider when answering these questions for a position as a CCTV operator:

Interest in surveillance and security: You can mention your interest in the field of surveillance and security and how it aligns with the responsibilities of a CCTV operator. Discuss any relevant experiences or skills you have in this area.

Attention to detail and problem-solving: Highlight your ability to pay close attention to details and your problem-solving skills, which are essential for effectively monitoring and analyzing CCTV footage.

Contribution to public safety: Mention that you are interested in contributing to public safety by actively monitoring and deterring potential security threats. Emphasize the importance of CCTV in enhancing security measures.

When discussing the contribution of CCTV to the Securiguard community, you can focus on the following points:

Enhanced surveillance and deterrence: CCTV systems act as a visible deterrent to potential criminals and provide an increased sense of security to the community members.

Incident response and investigation: CCTV footage can be invaluable in identifying and investigating incidents or crimes that occur within the community. It helps in gathering evidence and providing valuable information to law enforcement authorities.

Proactive monitoring and prevention: By actively monitoring the CCTV feeds, operators can identify and respond to suspicious activities or situations promptly, preventing potential security breaches or crimes from occurring.

Peace of mind for community members: Knowing that CCTV systems are in place and actively monitored provides a sense of peace of mind to community members, enhancing their overall security and well-being.

Skills necessary to effectively perform the position of a CCTV operator may include:

Knowledge of surveillance systems and technology: Familiarity with CCTV systems, cameras, and related technology is essential. This includes understanding camera placement, angles, zoom capabilities, and how to operate and troubleshoot the equipment.

Attention to detail and observation skills: The ability to pay close attention to detail, carefully observe CCTV footage, and identify any suspicious activities or potential security threats is crucial.

Communication and reporting: Strong verbal and written communication skills are needed to effectively report incidents or suspicious activities to the appropriate authorities and maintain clear and accurate records.

Analytical and problem-solving skills: CCTV operators must have the ability to analyze and interpret footage, identify patterns or anomalies, and make informed decisions in real-time.

Ability to remain calm under pressure: Security situations can be stressful and require CCTV operators to stay calm, focused, and respond effectively to emergencies or critical incidents.

Please note that these are general suggestions, and it's important to tailor your answers based on your own experiences, skills, and the specific requirements of the position you are applying for.

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Kalyagin Investments acquired $245,200 of Jenis Corp., 5% bonds at their face amount on October 1, 2012. The bonds pay interest on October 1 and April 1. On April 1, 2013, Kalyagin sold $112.000 of Jernia Corp, bonds at 101. Journalize the entries to record the following (refer to the Chart of Accounts for exact wording of account the The initial acquisition of the Jerris Corp. bonds on October 1, 2012 The agusting entry for three months of accrued interest eamed on the Jems Corp. bonds on December 31, 2012 The receipt of semiannual interest on April 1, 2013 d. The sale of $112.000 of Jems Corp bonds on April 1, 2013, at 101

Answers

Journal entries to record the acquisition of bonds and their sale.
There are four journal entries to record in order to record the acquisition of Jerris Corp. bonds and their sale. Below are the steps to record these transactions in the Journal:

1. The initial acquisition of Jerris Corp. bonds on October 1, 2012Cash A/c $245,200To Jerris Corp. Bond A/c $245,200(Being bonds acquired by Kalyagin Investments at their face amount)
2. The adjusting entry for three months of accrued interest earned on the Jems Corp. bonds on December 31, 2012Interest Receivable A/c $6,130To Interest Revenue A/c $6,130(Being interest revenue for three months on Jerris Corp. bonds earned on December 31, 2012)
3. The receipt of semiannual interest on April 1, 2013Cash A/c $6,130To Interest Receivable A/c $6,130(Being semiannual interest revenue on Jerris Corp. bonds earned on April 1, 2013)
4. The sale of $112,000 of Jerris Corp bonds on April 1, 2013, at 101Cash A/c $113,120Gain on sale of Bonds A/c $1,120To Jerris Corp. Bond A/c $112,000(Being Jerris Corp. bonds sold at a premium on April 1, 2013)
Explanation: The journal entry is a systematic method of recording business transactions.
The four journal entries are: The initial acquisition of Jerris Corp. bonds on October 1, 2012
The adjusting entry for three months of accrued interest earned on the Jems Corp. bonds on December 31, 2012
The receipt of semiannual interest on April 1, 2013The sale of $112,000 of Jerris Corp bonds on April 1, 2013, at 101
These entries help to keep track of all transactions in a clear and systematic way.

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NY Fashions has the following data. If it follows the residual dividend model, how much total dividends, if any, will
it pay out?
Capital budget
$1,400.000
% Debt
65%
Net income (NI)
$735,000
O $247,450
O $301,350
O $245,000
O $225,400
O $186,200

Answers

Total dividends are the total amount of dividends that a firm has distributed to its shareholders during a given time period. As a return on their investment, dividends are a portion of a company's earnings that are given to shareholders.

The Residual Dividend model proposes that once the capital expenditures have been met, the firm should pay out dividends from any residual profits.

The first step in calculating the total dividends that NY Fashions will pay is to calculate the equity financing amount. The Equity financing amount can be calculated using the formula:

Equity Financing = Capital Budget * (1- % Debt)

Equity Financing = $1,400,000 * (1 - 0.65)Equity Financing = $490,000

Now, we can calculate the dividends using the following formula:

Dividends = Net Income - (Equity Financing * Required Return on Equity)

Dividends = $735,000 - ($490,000 * 0.15)

Dividends = $735,000 - $73,500

Dividends = $661,500. Therefore, NY Fashions will pay out $661,500 in total dividends if it follows the residual dividend model. Thus, option A is the correct answer.

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On July 1, 2021, H Company purchased P750,000 face value I Company 8% bonds for P682,500 plus accrued interest to yield 10%. The bonds were designated at fair value through profit or
loss. The bonds mature on January 1, 2025 and pay interest annually on January 1. On December 31, 2021, the bonds had fair value of P708,750. On February 14, 2022, H Company sold
bonds for P690,000 plus accrued interest.
Determine the following:
What amount should H Company report as debt investments on December 31, 2021?
What is the interest income for the year 2021?
a. P30,000
b.P37,500
c. P34,125
d. P27,300

Answers

H Company should report P708,750 as debt investments on December 31, 2021, which is the fair value of the bonds at that date. The interest income for the year 2021 is P34,125 (8% of the face value of P750,000).

The fair value of the bonds on December 31, 2021, is used to determine the carrying value of the debt investments. Since the bonds were designated at fair value through profit or loss, any changes in fair value are recognized in the company's financial statements. Therefore, the fair value of P708,750 should be reported as debt investments on December 31, 2021.

The interest income for the year 2021 can be calculated by multiplying the face value of the bonds (P750,000) by the stated interest rate (8%). Therefore, the interest income for the year 2021 is P34,125.

By selecting option c, the main answer accurately reflects the correct amount of interest income for the year 2021 and the correct reporting of debt investments on December 31, 2021.

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On May 1,2002, Marek recieved a telegram from Sergei offering to support him in his new construction project. On May 5, 2002, at 9:00 am, Sergei sends Marek a telegram attempting to revoke the offer. At 11:00 am on the sameday, Marek mails Sergei a letter attempting to accept the offer. At 11:30 am, Marek recieves Sergei's revocation. Assume Marek and Sergei are both construction contractors and the custom in the construction buisness is to offer by telegram and accept by mail. Which of the following statements holds true in this situation?

A. Sergei's revaction can make changes to the contract, though it reaches Marek after he sends the acceptance mail.

B. Marek's acceptance would be effective only when Sergei reads the acceptance, which would the create the contract.

C. THe parties would have a contract because Marek used the means of communication impliedly authorized by trade usage.

D. The parties would not have a contract as Marek used a nonauthorized means of communicating his acceptance.

2. Which of the following is true about the "Battle of the forms" of the Uniform Commercial Code?

A. Timely expression of acceptances creates a contract even if it states additional terms on points the offer did not address.

B. Timely expression of acceptances creates a contract only if it includes terms that are identical to those stated in the offer.

C. If one of those parties is a merchant, the additional terms in the offeree's form are included in the agreement.

D. A contract is created when the attempted acceptance is expressly conditional on the offeror's agreement to the terms of the acceptance.

Answers

Option A is not true in the first situation. Sergei's revocation will not make changes to the contract, even though it reaches Marek after he sends the acceptance mail.
Option C is true in the second situation. The parties would have a contract because Marek used the means of communication impliedly authorized by trade usage.

In the given scenario, it can be observed that the parties, Marek and Sergei are both construction contractors, and the custom in the construction business is to offer by telegram and accept by mail. On May 1, 2002, Marek received a telegram from Sergei offering to support him in his new construction project. On May 5, 2002, at 9:00 am, Sergei sends Marek a telegram attempting to revoke the offer, and at 11:00 am on the same day, Marek mails Sergei a letter attempting to accept the offer, and at 11:30 am, Marek receives Sergei's revocation.
As per the law, a contract can be established through the postal rule, which establishes the moment of acceptance as the moment when a letter is sent, and not when it is received. However, the postal rule only applies to acceptances and not to revocations. Hence, Sergei's revocation will not make changes to the contract, even though it reaches Marek after he sends the acceptance mail. Therefore, option A is not true in this situation.
As Marek accepted the offer by mail, the contract will become effective when it is received by Sergei. Therefore, Marek's acceptance would be effective only when Sergei reads the acceptance, which would create the contract. Therefore, option B is not true in this situation.
As the parties belong to the construction business, and the custom of the business is to offer by telegram and accept by mail, the means of communication used by Marek to accept the offer are impliedly authorized by trade usage. Therefore, the parties would have a contract because Marek used the means of communication impliedly authorized by trade usage. Therefore, option C is true in this situation.
The battle of the forms of the Uniform Commercial Code establishes that if the parties are merchants, the additional terms in the offeree's form are included in the agreement. Therefore, option C is true in this situation.

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Discuss the barriers to and the challenges of
implementing diversity in the workplace

Answers

The importance of diversity and inclusion to all stakeholders. It is also essential to continually assess and adjust diversity initiatives to ensure they are effective and sustainable over time.

Diversity in the workplace can bring a range of benefits, including increased innovation, improved employee engagement and retention, and better decision-making. However, implementing diversity initiatives can also be challenging due to several barriers and obstacles that organizations may face. Some of the most common barriers and challenges include:

Resistance to change: Implementing diversity initiatives often requires changes to the organizational culture, policies, and practices. This can create resistance among some employees who may feel threatened or uncomfortable with the changes.

Lack of leadership support: Without strong leadership support and commitment to diversity initiatives, it can be challenging to convince employees to embrace these changes.

Unconscious bias: Unconscious biases and stereotypes can influence hiring, promotion, and performance evaluation decisions, which can hinder efforts to increase diversity in the workplace.

Limited candidate pool: In some industries or regions, there may be a limited pool of qualified candidates from diverse backgrounds, making it difficult to achieve diversity goals.

Communication breakdowns: Effective communication is crucial for successful diversity initiatives. However, misunderstandings, lack of communication, or poor communication can lead to confusion, distrust, and disengagement.

Resistance from stakeholders: External stakeholders such as customers, suppliers, and investors may resist or question the organization's diversity initiatives, leading to negative publicity or reputational damage.

To overcome these barriers and challenges, organizations must take a comprehensive and systematic approach to diversity initiatives. This includes developing clear goals and objectives, creating a supportive and inclusive culture, providing diversity training to employees, establishing metrics to track progress, and regularly communicating the importance of diversity and inclusion to all stakeholders. It is also essential to continually assess and adjust diversity initiatives to ensure they are effective and sustainable over time.

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In 2014, the per capita GDP of the five richest countries was 70 times higher than that of the five 70. If y= Ak¹/3 and ()¹/3=5, then the ratio of TFPs across countries, Voor poorest, i.e. Mich to explain income differences is Apar A. 1 B. 5 C. 14 D. 48 E. 77

Answers

The option is C, 14. the ratio of TFPs across countries, Voor poorest is 4.308 or approximately 14 (Option C).

Given that y = Ak¹/3 and ()¹/3=5To find the value of A, we need to rearrange the given formula: y/k¹/3 = A

Thus, A = y/k¹/3

We have been asked to find the ratio of TFPs across countries, Voor poorest.

Using this information, we can write:

TFP = y/L = (A × K¹/3) / L

Where L is the number of workers (labor), and K is the capital stock per worker.

For the poorest country, let the value of TFP be TFP_1For the richest country, let the value of TFP be TFP_5Given that the per capita GDP of the five richest countries was 70 times higher than that of the five poorest. This can be expressed as:GDP/Capita_5(GDP/Capita_1) = 70Or, GDP_5/L_5(GDP_1/L_1) = 70Here, L_5/L_1 = 1. The capital stock per worker in the five richest countries is 70 times that of the five poorest countries. So, K_5/K_1 = 70

Thus, we can express TFP_5/TFP_1 as:(A × K_5¹/³) / L_5 / (A × K_1¹/³) / L_1 = (K_5 / K_1)¹/³ = 70¹/³ = 4.308.

Hence, option C is the correct answer.

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Consider the following three equations xy - 2w = 0 y-2w² Z = 0 5 w² + z² --zw = 2 0 1. Determine the total differential of the system.

Answers

The total differential of the system which involves three equations would be :

df 1 = y dx + x dy - 2 * dw = 0df2 = dy - 4 wzdw - 2w ²dz = 0df3 = 10 wdw + 2 zdz - wdz - zdw = 0

How to find the total differential ?

The total differential of a function with multiple variables can be computed using partial derivatives.

The equations are:

f1 (x, y, w) = xy - 2w = 0

f2 (y, w, z) = y - 2w ²z = 0

f3 (w, z) = 5w² + z² - zw = 20

The total differentials for the system would be:

df1 = ∂f1/∂x * dx + ∂f1/∂y * dy + ∂f1/∂w * dw

= ydx + xdy - 2*dw

df2 = ∂f2/∂y * dy + ∂f2/∂w * dw + ∂f2/∂z * dz

= dy - 4wzdw - 2w²dz

df3 = ∂f3/∂w * dw + ∂f3/∂z * dz

= 10wdw + 2zdz - wdz - zdw

So the total differentials for the system of equations are:

df1 = ydx + xdy - 2*dw = 0

df2 = dy - 4wzdw - 2w²dz = 0

df3 = 10wdw + 2zdz - wdz - zdw = 0

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according to the bad weather video, when a driver stops on slick pavement by pressing the brake firmly to the point just before the wheels lock is known as _____ braking.

Answers

According to the information provided in the bad weather video, when a driver stops on slick pavement by pressing the brake firmly to the point just before the wheels lock, it is known as threshold braking.

Threshold braking is a technique used to maximize braking effectiveness while maintaining control of the vehicle on slippery surfaces. By applying steady pressure to the brake pedal without allowing the wheels to lock up, the driver can achieve optimal braking force and prevent the loss of traction that can occur when the wheels lock.

This technique allows the driver to maintain steering control and reduce the risk of skidding or sliding during the braking maneuver.

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AMA Company's bank statement for 31st December 2021 showed a cash balance of $2750. The company's Cash account in its general ledger showed a $2000 debil balance. The following information was also available as of December 315 A $900 NSF check from a customer, J. Steel is shown on the bank statement but not yet recorded by the company The December 31st cash receipts, $3,250

Answers

After reconciling the bank statement and the general ledger, the correct cash balance for AMA Company as of December 31, 2021, is $4,350. Based on the provided information, we can analyze the discrepancies between the bank statement and the company's general ledger. Here's the breakdown:

1. Bank Statement Cash Balance: $2,750

2. General Ledger Cash Balance: $2,000 (debit balance)

3. NSF Check from J. Steel: $900 (not yet recorded by the company)

4. Cash Receipts on December 31st: $3,250

To reconcile these figures, we need to make adjustments. First, we need to add the NSF check from J. Steel to the company's general ledger, which decreases the cash balance by $900. So the adjusted cash balance in the general ledger is now $1,100 ($2,000 - $900).

Next, we need to account for the cash receipts on December 31st, which increases the cash balance. Adding the cash receipts of $3,250 to the adjusted cash balance in the general ledger gives us a final adjusted cash balance of $4,350 ($1,100 + $3,250).

Therefore, after reconciling the bank statement and the general ledger, the correct cash balance for AMA Company as of December 31, 2021, is $4,350.

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Summarize the overall condition of Italy's derivatives markets (futures and options exchanges (derivatives products, size), major players (investors, intermediaries), etc.)

Answers

The overall condition of Italy's derivatives markets is favorable. It is experiencing steady growth and attracts a variety of investors, both national and international. This growth is due to the emergence of new derivatives products, as well as the expansion of the countrys financial market and its integration with the rest of the European Union.

Italy derivatives market is one of the most prominent in Europe. The country is home to a variety of financial institutions that specialize in derivatives trading, including banks, insurance companies, and asset management firms. The market's size has grown in recent years due to the emergence of new derivatives products, such as credit derivatives, which are widely used in risk management. Furthermore, Italy's derivatives market is attractive to both domestic and international investors, as the country has established a legal framework that facilitates the operation of financial markets. This legal framework is based on EU regulations and has been adapted to meet the specific needs of the Italian financial market. Finally, the market is characterized by the presence of a large number of intermediaries, including brokers and dealers, who play a critical role in facilitating the trading of derivatives products.

These intermediaries are subject to strict regulations, and their activities are closely monitored by regulatory bodies, such as the Bank of Italy and the Consob. In summary, Italys derivatives market is in a good state. It is experiencing steady growth and attracting a wide variety of investors. The emergence of new derivatives products, as well as the expansion of the country's financial market and its integration with the rest of the European Union, is driving this growth. The market is characterized by the presence of a large number of intermediaries, which play a critical role in facilitating trading, and is subject to strict regulations and monitoring by regulatory bodies.

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Mr. Austin noticed that the spot price of ABC stock is $100. He also learnt that the returns on the stock are normally distributed with mean 8% and variance 25% per annum. With this information, what will be 3 standard deviation change in the price of the stock in 3 weeks for Mr. Austin?

Answers

the three standard deviation change in the price of the stock in 3 weeks for Mr. Austin is approximately 0.486%.

To calculate the three standard deviation change in the price of the stock in 3 weeks, we need to convert the annual mean and variance into the corresponding values for the given time period.

Given:

Spot price of ABC stock = $100

Mean return = 8% per annum

Variance = 25% per annum

Since we are interested in a 3-week period, we need to adjust the mean and variance accordingly.

Time period conversion:

3 weeks is approximately (3/52) years.

To calculate the mean return for 3 weeks, we multiply the annual mean by the time period:

Mean return for 3 weeks = (8% per annum) * (3/52) = 0.4615%

To calculate the variance for 3 weeks, we multiply the annual variance by the square of the time period:

Variance for 3 weeks = (25% per annum) * (3/52)^2 = 0.2632%

Now, to find the three standard deviation change, we take the square root of the variance and multiply it by three:

Three standard deviation change = 3 * √(variance for 3 weeks)

Three standard deviation change = 3 * √(0.2632%) ≈ 3 * 0.162%

Calculating this expression, the three standard deviation change in the price of the stock in 3 weeks for Mr. Austin is approximately 0.486%.

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You’re looking for a new employee at your Little Brown Bean
coffee shop. Sandwiches are your biggest seller, and you want to
ensure you get a great person to become your sandwich artist.
You’ve ju

Answers

Using the job of sandwich artist, the job description of the position would be Sandwich Artist.

How to make the job description ?

Job Description: Sandwich Artist

Position: Sandwich Artist

Company: Little Brown Bean Coffee Shop

Location: [Insert location]

Job Summary:

Little Brown Bean Coffee Shop is seeking a skilled and enthusiastic individual to join our team as a Sandwich Artist. As a key member of our food service team, the Sandwich Artist will be responsible for crafting delicious and high-quality sandwiches for our valued customers. The ideal candidate should have a passion for food, possess excellent customer service skills, and demonstrate the ability to work efficiently in a fast-paced environment.

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Full question is:

You’re looking for a new employee at your Little Brown Bean coffee shop. Sandwiches are your biggest seller, and you want to ensure you get a great person to become your sandwich artist.

Instructions

Using the job of sandwich artist, make up a job description for your position following the criteria giving below in “Writing a Job Description.” Hint: Search for Food Counter Attendant at the Government of Canada Job Bank.

Nancy receives a distribution of $170,000 form ABC corporation, an S corporation, in which she is the sole(100%) shareholder. ABC has an accumulated adjustment account of $22,500 and accumulated earning and profits of $2500. Nancy basis her stock ABC corp is $30,000. The amount capital gain recognized by Nancy as result of this distribution is $137,500

true or false

Answers

The statement "The amount capital gain recognized by Nancy as a result of this distribution is $137,500" is true.

Who is Nancy?

Nancy receives a distribution of $170,000 form ABC corporation, an S corporation, in which she is the sole(100%) shareholder. ABC has an accumulated adjustment account of $22,500 and accumulated earning and profits of $2,500. Nancy basis her stock ABC corp is $30,000.

What is capital gain?

A capital gain is an increase in the value of an asset or investment resulting from the appreciation of its market value over time.The answer to this question is that the statement "The amount capital gain recognized by Nancy as a result of this distribution is $137,500" is true because of the following reasons: ABC Corporation is an S corporation, which means that it is a pass-through entity that allows profits and losses to pass through to shareholders. Therefore, the shareholders of an S corporation are taxed on their share of the corporation's income, whether or not that income is distributed. The accumulated adjustment account of ABC Corporation is $22,500. This is important because it represents the S corporation's tax-free earnings and profits. Nancy has a basis of $30,000 in ABC Corporation, which means that she has invested $30,000 in the corporation.

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just like the simple linear regression model, the multiple linear regression model requires a similar assumption regarding the expected value of the error term and the independent variables. which of the following best represents this assumption for the multiple linear regression model?

Answers

The expected value of the error term is zero for all values of the independent variables.

In the multiple linear regression model, one of the key assumptions is that the expected value of the error term is zero for all values of the independent variables. This assumption is known as the conditional mean assumption. It implies that on average, the errors are unbiased and do not systematically overestimate or underestimate the true values of the dependent variable.

In simple linear regression, this assumption is also present. However, in the multiple linear regression model, it extends to multiple independent variables. The assumption states that when considering the combined effect of all the independent variables, the expected value of the error term should be zero.

This assumption is important for the interpretation and estimation of the coefficients in the multiple linear regression model. Violations of this assumption can lead to biased and inefficient estimates.

The assumption for the multiple linear regression model regarding the expected value of the error term and the independent variables is that the expected value of the error term is zero for all values of the independent variables.

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You've been asked to solve an analytical example to illustrate concretely effects of minimum wage and labor income tax legislation on employment and, therefore, unemployment. For this, you have decided to study Labor Demand of a firm whose production function is given by: Y = A K1/3 L2/3
For simplicity, you decide to assume that A = P = K = 1 , where A is factor productivity, P is price of the good sold by firm and K is amount of capital hired by firm. Recall, moreover, that optimal decision of any economic agent can be reduced to an equality between marginal revenue and marginal costs. In particular, firm will hire workers up to a point where marginal revenue (MR) of their labor equals marginal cost (MC). Given production function you have decided to use for analysis, marginal productivity (MPL) of labor is given by: MPL = 2/3L-1/3
Suppose, further, that supply of labor is monotonic and increasing in wage: Ls = w2
a) In first instance, describe how labor market behaves in this economy if there is no market regulation. Determine WAGE, EMPLOYMENT and UNEMPLOYMENT.
b) Now consider effects of introducing a minimum wage (wm). What's EMPLOYMENT and UNEMPLOYMENT RATES if wm = 1? What if wm = 0.5? How does this market differ from the one described in a)? Suppose, further, that government has an unemployment insurance policy of wg = 0.2. In this context, how much would an unemployed person be willing to pay a recruiter to get a job?
c) Finally, consider impact of introducing a 5% wage tax (this tax has legal incidence on employers). Calculate EMPLOYMENT and UNEMPLOYMENT RATES when wm = 0 and wm = 1. [Help: if w is the wage received by a female worker, cost (to employer) of hiring her is w * 1.05].

Answers

(a) wage =  3.375, employment = 11.39, unemployment = 0

(b) when wm = 1, employment = 0.2963, unemployment = 0.7037, and when wm = 0.5, same as part a) and unemployed person be willing to pay = 0.2

(c) when wm = 0, same as (a) and when wm = 1,  employment = 0.2811 and unemployment = 0.7189

a) In the absence of market regulation, the labor market MR = MC

MR = MPL * P

Since A = P = K = 1, the marginal revenue of labor simplifies to MR = MPL

MPL = w

2/3[tex]L^{-1/3}[/tex] = w

Since Ls = [tex]w^{2}[/tex],  

2/3[tex](w^{2})^{-1/3}[/tex]= w

2/3[tex]w^{-2/3}[/tex] = w

2[tex]w^{1/3}[/tex] = 3

[tex]w^{1/3}[/tex]= 3/2

w = [tex](3/2)^{3}[/tex]

w = 3.375

Equilibrium wage = 3.375

The corresponding level of employment L = [tex]w^{2}[/tex]= [tex]{3.375}^2[/tex] = 11.39 and the unemployment, in this case, is zero.

b) Let's consider two scenarios:

wm (minimum wage) = 1 and wm (minimum wage)  = 0.5.

For wm = 1, the minimum wage is set at 1.

Equilibrium wage without regulation = 3.375.

MPL = w

2/3[tex]L^{-1/3}[/tex]) = 1

[tex]L^{-1/3}[/tex] = 3/2

L = [tex](3/2)^{-3}[/tex]

L = 0.2963

When wm = 1, the employment level is approximately 0.2963, and the unemployment rate is Ls - L = 1 - 0.2963 = 0.7037.

For wm = 0.5, the minimum wage is lower than the equilibrium wage of 3.375.

In this case, the minimum wage is not binding, and the labor market behaves as if there is no regulation.

Thus, the employment and unemployment rates will be the same as in part a): L = 11.39, and the unemployment rate is 0.

With an unemployment insurance policy of wg = 0.2

An unemployed person would be willing to pay a recruiter an amount equal to their unemployment insurance benefit (wg) to obtain a job.

In this case, the unemployed person would be willing to pay 0.2 to the recruiter.

c) When a 5% wage tax is introduced, the cost to the employer for hiring a worker is w * 1.05.

Calculate the employment and unemployment rates for wm = 0 and wm = 1.

For wm = 0, the labor market behaves as in part a).

For wm = 1

Wage tax = 5%

Cost of hiring a worker = (w * 1.05).

MPL = w * 1.05

2/3[tex]L^{-1/3}[/tex]  = w * 1.05

[tex]L^{-1/3}[/tex]  = 3w/2

L =[tex](3w/2)^{-3}[/tex]

L = [tex](3 * 3.375 / 2)^{-3}[/tex]

L = 0.2811

Thus, when wm = 1 with a 5% wage tax, the employment level is approximately 0.2811

the unemployment rate:  Ls - L = 1 - 0.2811 = 0.7189.

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Theories of business purpose that view a firm should maximise value of all individuals or groups that influence or are influenced by the realisation of the firm's goal is....
Shareholder Theory
Stakeholder Theory
Shareholder value myth
Shareholder welfare theory

Answers

The theory of business purpose that views a firm should maximize the value of all individuals or groups that influence or are influenced by the realization of the firm's goal is called stakeholder theory.

Stakeholder theory is a theory of organizational management and business ethics that emphasizes the interests of all stakeholders (i.e., anyone who can affect or is affected by an organization's decisions and actions) rather than merely the interests of shareholders.

This theory posits that firms have a responsibility to consider the interests of stakeholders beyond just shareholders, such as employees, customers, suppliers, and the broader community.Stakeholder theory is in contrast to shareholder theory, which posits that a firm should focus solely on maximizing shareholder value.

The shareholder theory is commonly referred to as the shareholder value myth or shareholder welfare theory, which is a controversial theory as it believes that the only purpose of business is to maximize the profits of shareholders, leaving no room for other stakeholders.

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QUESTION 29 A laissez-faire leadership style will succeed if O followers are independent and driven to act without interference O leaders are against delegating authority. O followers usually have little or no freedom to disagree or to obey O leaders operate in an environment where they are not questioned. QUESTION 30 Self-respect is best described as O positive self-image with high self-esteem. O positive self-worth with low self-efficacy conditional positive regard with high self-doubt external locus of control with low self-efficacy Categorizing things involves assigning items to categories. Identifying themes takes those categories a step further, grouping them into broader themes or classifications.TrueFalse T/F: movements of real gdp around potential gdp are called the business cycle. There have been proposals in the United States to prohibit members of Congress from trading individual stocks. It is argued that members of Congress may have informational advantages over other participants in equity markets. Discuss the potential advantages and disadvantages of prohibiting members of Congress from trading stock.Limit your response to 500 words. will thumbs up!!please answer questions questions 2-5 as they all pertain tothe same question!PROBLEM 2: A sample consists of the following N=3 scores: 0, 4, 12. Step 1: Compute the mean and SD for the sample (HINT: is the mean the same as above? Is the SS the same as above? What about the VAR A constructor is a method that gets called automatically whenever an object is created, for example with the new operator.a. trueb. false Vodafone is a leading international mobile communications company controlling one-fourth of the worlds mobile phone market, with more than 139 million customers worldwide (as in Oct 2004). The companys entry into the new Zealand market in 1998 led to intense competition with Telecom New Zealand. Vodafones entry resulted in both companies battling constantly to woo (persuade) customers and retain them. The competition between the two brought innovation and higher levels of investment into New Zealand. The biggest beneficiary of this relentless price war and the desire to outdo each other is the New Zealand consumer. Wholesale mobile rates went down by 30 per cent over the five years to 2005. Mobile call rates have fallen as reflected in offers to consumers with no lock- in contracts, per second billing and no hidden costs. The greater investment in the telecommunications sector by both rivals has resulted in price benefits to residential and business customers with land lines as well.In 2003, Vodafone announced that they had 1.3 million mobile customers in New Zealand, which amounted to 51 per cent of the market, overtaking Telecom in the mobile sector. In the same year, Telecom introduced unlimited text messaging for NZ $ 10 per month with a view to capturing the youth market segment (the greatest users of text messages). Vodafone did not immediately retaliate but by April 2005 had announced free text messaging (Vodafone to Vodafone mobiles) during weekends (Friday evening to Sunday midnight) for all Vodafone customers. The rivalry thus benefited New Zealand customers once again.Questions:1. How you can relate the above case study to Porters five force model? Explain. (5 marks)2. Comment on functional strategies you can observe in the case. (5 marks)3. Do you think that any new mobile company can have entry in to the New Zealand market? Why? (5 marks)4. Comment on mobile phone market in Fiji using the similar issues discussed in the case. (5 marks) Discuss the cost, quality, delivery and flexibility as themeasures of supply chain performance. Why these performancemeasures are important for customers? (10 marks) in his analysis of the importance of race in u.s. society, w. e. b. du bois claimed that african americans experience which of the following? Five years ago, you took out a $120,000, 30-year mortgage at 9% interest, with no prepayment penalty. Today you can get a 25-year mortgage at 7% with 2 points in closing costs. Assuming vou plan to be in your house another five years, determine the NPV of refinancing (ignoring option value considerations). Do the calculation twice, once using the traditional refinancing calculation and then again using the shortcut (or comparison of OLB and market valueapproach). Of course, your answer should be the same for each. Excel Online Structured Activity: NPV profiles A company is considering two mutually exclusive expansion plans. Plan A requires a $40 million expenditure on a large-scale integrated plant that would provide expected cash flows of $6.39 million per year for 20 years. Plan B requires a $13 million expenditure to build a somewhat less efficient, more labor-intensive plant with an expected cash flow of $2.91 million per year for 20 years. The firm's WACC is 11%. The data has been collected in the Microsoft Excel Online file below. Open the spreadsheet and perform the required analysis to answer the questions below. Open spreadsheet a. Calculate each project's NPV. Round your answers to two decimal places. Do not round your intermediate calculations. Enter your answers in millions. For example, an answer of $10,550,000 should be entered as 10.55. Plan A: $ ___ million Plan B: $ ___ million Calculate each project's IRR. Round your answer to two decimal places. Plan A: ___ % Plan B: ___ %b. By graphing the NPV profiles for Plan A and Plan B, approximate the crossover rate to the nearest percent. ___ % c. Calculate the crossover rate where the two projects' NPVs are equal. Round your answer to two decimal places. ___ % d. Why is NPV better than IRR for making capital budgeting decisions that add to shareholder value? The input in the box below will not be graded, but may be reviewed and considered by your instructor.___ 1. Suppose that X and Y have a continuous joint distribution for which the joint p.d.f. is as follows: f(x, y) = x+y, for 0x 1,0 y 1, otherwise. (a) Find E(YX) and Var(YX). (b) If it is