In the financial system, who are the borrowers?

governments, households, and individuals

individuals and households

households, individuals, and businesses

governments and businesses

Samsung's market capitalization as of April 2023 is $331.67 billion. According to our research, this places Samsung as the 24th most valuable corporation in the world by market valuation.

What is the quality of Samsung products?

Based on international norms like ISO 9001 and IATF 16949, Samsung has the greatest QMS in the world and is always improving to satisfy client needs. Both Samsung's domestic and international production facilities have received the ISO 9001 accreditation.

Multitasking. Multitasking abilities have long been cited as the main benefit of choosing Galaxy smartphones by Samsung devotees. Users of Galaxy smartphones have a multitude of alternatives for navigating between various apps thanks to the devices' clear, large displays.

Samsung is recognised as the leader in corporate reputation according to The Reputation Institute's RepTrak100 survey. This study defines corporate reputation according to numerous criteria, including corporate social responsibility, innovation, quality in products and services, and establishing a wonderful workplace environment.

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1. The different forces of change in the workplace can be broadly categorized as

2. Ethical theories and behavior in the workplace can be categorized into three main types:

External forces of change may include technological advancements, changes in the economy or market conditions, globalization, and changes in government regulations.

Internal forces of change may include changes in organizational structure or culture, leadership changes, and changes in employee demographics or skillsets. The forces of change can impact the workplace by creating challenges, opportunities, and uncertainties that require organizations and employees to adapt and evolve.

3. Stress and anger can be managed through various techniques, such as mindfulness, exercise, and communication.

Mindfulness techniques, such as meditation and deep breathing, can help individuals manage their emotions and reduce stress.

Exercise can also help reduce stress and promote overall physical and mental health.

Effective communication can help individuals express their feelings and address issues that may be causing stress or anger. If not properly managed, stress and anger can have negative impacts on the workplace, such as decreased productivity, increased absenteeism, and reduced job satisfaction.

4. Developing a teamwork environment in the workplace requires several steps, including

setting clear goals and expectations,

building trust and communication, and

fostering a culture of collaboration and cooperation.

Clear goals and expectations help team members understand their roles and responsibilities and work towards a common objective. Building trust and communication involves encouraging open and honest communication, active listening, and respect for diverse opinions and perspectives. Fostering a culture of collaboration and cooperation involves recognizing and rewarding teamwork and encouraging a sense of belonging and community among team members.

5. Negative effects of stress in the workplace can include

decreased productivity,

increased absenteeism, and

reduced job satisfaction.

positive effects on the workplace, such as

increased motivation,

creativity, and

resilience.

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The teen entrepreneur are young people the age of 13 to 18.

This business is successful because it is useful for the community, solves their problems.

* The teens prepare for entrepreneurship by looking for solutions for people, requirements to start a business, get financially help from family etc.

* They got startup money from selling service to get paid, Crowdsourcing through Kickstarter could be an option, while parents and friends might help, too.

* The motivation for starting a business was too overall help their community.

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Based on the information you provided, Chester’s senior management decided to fully fund a plant and equipment purchase by issuing 75,000 shares of stock plus a new bond issue. Assuming the stock can be issued at yesterday’s stock price ($38.45) and leverage changes to 2.7, we can calculate the following:

A. Total investment for Chester will be $217,192,866 B. Total liabilities will be $120,024,454 C. Chester will issue stock totaling $2,883,750 D. Working capital will remain the same at $16,588,390 E. Total Assets will rise to $235,535,291 F. Equity will be $97,511,437.

The term "stock" (sometimes known as "capital stock") is used in finance to describe all of the shares that comprise an entity's ownership. Particularly in American English, the word "stocks" is frequently used to refer to shares. Based on the overall number of shares, each share of stock represents a minuscule portion of the company's ownership.

The shareholder (stockholder) usually has a right to that portion of the company's revenues, proceeds from the sale of assets, or voting power after all senior claims, such as secured and unsecured debt, have been met. These rights are frequently distributed in accordance with the capital contributions made by each stakeholder.

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Answer:

A. extreme aggression

Explanation:

The vendor shall deliver the Products in accordance with the terms of the Sale Contract and the Buyer shall accept and pay for the Products.

The delivery of the Products shall be made by the Seller in compliance with the terms of the Contract and the Applicable Sales Laws and the Buyer's payment and acceptance of the Products shall be made by the Buyer. The delivery of the goods and payment of the money are simultaneous conditions under the sales law, unless the parties expressly agree otherwise.

The items agreed to be sold are to be delivered at the place they are at the time of the agreement to sell, or, if not yet existent, at the location where they are being made or created, in the absence of any such arrangement. Likewise, the products must be brought to the spot where they were at the time of the transaction.

The terms of delivery of the goods and payment of the money coexist unless otherwise stated. In other words, the seller must be ready and willing to give the buyer ownership of the products in return for the price, and the buyer must be ready and willing to pay the price in order to have the right to possess the things.

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It can be very effective to go to your manager to request others take on some activites

Going to your manager to request that others take on some activities can be an effective strategy in some situations, but it depends on a variety of factors.

If the workload is too high and you are struggling to keep up, then it may be necessary to approach your manager to discuss delegating some tasks to others. In this case, it can be helpful to provide specific reasons why you need assistance, such as being overburdened with too many responsibilities or not having enough time to complete all of your tasks to the required standard.

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The cost of charitable giving would be the sum of money given in a donation to a charity among the alternatives. Giving items to a charity for sale or providing disaster relief may incur costs for the organisation, but the donor is not charged for these services.

In actuality, these initiatives reflect the advantages that contributors hope to obtain from their generous contributions. Option D is correct.

Similar to this, tax breaks may benefit the donor financially but do not incur a cost. Instead, they serve as a means of encouraging charitable giving by lessening the tax liability for the giver.

The amount of money the donor must forgo in order to make the donation, on the other hand, is the cost of charitable giving. Some contributors may have to make a sizable financial sacrifice because of this, especially if they are contributing a sizable portion of their salary.

The gratification of helping a worthy organisation and having a great impact on the world, however, can often outweigh the financial expense for many donors.

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Answer:

True......................

The code's guiding tenets are corporate citizenship, sustainability, and leadership. It holds that effective administration rests on morally upright leadership.

The necessary balance of expertise, skills, experience, diversity, and independence must exist for the governing body to effectively and honestly carry out its governance functions and obligations.

According to King IV, the Social & Ethical Committee is in charge of keeping tabs on issues like stakeholder engagement, corporate responsibility, organization ethics, and sustainability and reporting on them.

Nonetheless, King IV's demand that they effectively defend their decisions forces governing bodies to show that they have paid some regard to the principle's purpose. By just obeying commands, which is considered automatic compliance, they are no longer able to disguise their identities.

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The bottom-up method yields the Net Operating Profit after Taxes (NOPAT) as follows: a. the reported operating income minus the tax benefit minus the taxes .

A financial metric known as net operating profit after taxes (NOPAT) depicts a company's core operations, net of taxes, performance. NOPAT is a more accurate measurement of operating efficiency for leveraged businesses and is frequently used in economic value added (EVA) calculations. The tax savings that numerous businesses obtain as a result of existing debt are not included in NOPAT. A company's potential cash earnings if its capitalization were unleveraged, or devoid of debt, are referred to as its net operating profit after taxes (NOPAT). There are no one-time expenses or losses included in the figure; These do not accurately reflect an organization's profitability. Even though they may have an impact on the company's bottom line that year, charges arising from a merger or acquisition may not always provide an accurate picture of the business's operations.

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The number of workers that Joe will hire if he is supposed to pay every worker $35 per day would be: 2 workers

Given that,

No. of workers   Pizzas baked every day

0                                   0

 1                                   12

 2                                  18

 3                                  24

 4                                  30

 5                                  32

Price of pizza

given that the wage of one worker each day = $ 35

If we calculate,

Total revenue for different no. of workers   =  0   60  90   120    150    160

Marginal revenue for varied no. of workers =  0   60  30    30      30      10

Marginal cost of labor  =                                  0    35  70   105    140    175

Profit                                                              0    25  20     15      10     -15

In order to get pay each labor $35 a day, Joe must hire 2 workers.              

Thus, 2 workers are the correct answer.

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The total cost of the three jobs for Whitley Construction Company has been calculated as follows: Harrison - $7,995, Barnes - $16,985, and Tyler - $56,803. In addition, based on actual overhead of $525,000 and actual direct labor hours of 23,800, the amount of overapplied overhead for the year is $1,400.

The total cost of each job is calculated as follows:

Harrison: Direct Materials + Direct Labor Cost + (Direct Labor Hours x Overhead Rate)

= $6,753 + $15,367 + (45 x Overhead Rate)

Barnes: Direct Materials + Direct Labor Cost + (Direct Labor Hours x Overhead Rate)

= $13,229 + $22,184 + (88 x Overhead Rate)

Tyler: Direct Materials + Direct Labor Cost + (Direct Labor Hours x Overhead Rate)

= $42,338 + $49,654 + (133 x Overhead Rate)

Using the annual overhead rate based on direct labor hours, we can calculate the overhead rate as follows:

Annual overhead rate = Total overhead / Total budgeted direct labor hours

= $495,000 / 22,500 hours

= $22 per direct labor hour

Therefore, the total cost of each job is:

Harrison: $6,753 + $15,367 + (45 x $22) = $7,995

Barnes: $13,229 + $22,184 + (88 x $22) = $16,985

Tyler: $42,338 + $49,654 + (133 x $22) = $56,803

The amount of underapplied or overapplied overhead can be calculated using the following formula:

Actual Overhead - Applied Overhead

To calculate the applied overhead, we use the annual overhead rate based on direct labor hours to multiply the actual direct labor hours used for the year:

Applied Overhead = Annual Overhead Rate x Actual Direct Labor Hours

= $22 x 23,800 hours

= $523,600

Therefore, the amount of underapplied or overapplied overhead is:

Actual Overhead - Applied Overhead

= $525,000 - $523,600

= $1,400 overapplied overhead.

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The court may hold Sharp personally liable to Dancause if Chickasaws articles of incorporation did not comply with state law, but the decision would depend on the specific circumstances of the case.

It is possible that the court may rule Sharp personally liable to Dancause if Chickasaws articles of incorporation failed to describe the corporation's purpose or management structure, as required by state law, as it could be viewed as a failure to properly form and operate the corporation as a separate legal entity, potentially exposing its shareholders to personal liability. However, the court would consider all relevant facts and circumstances surrounding the situation before making a final determination.

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Most people who are financially successful have a passion for their work.

People who are passionate about what they do are more inclined to do it well and to keep getting better. Greater productivity, creativity, and innovation may result from this, and ultimately, successful business operations may follow.

Successful people financially are always learning and studying. Your earning potential is based on your abilities and skills. It is crucial to pick a career you are passionate about in order to work at it with drive. Although your career path is crucial, it is your passion that will help you succeed.

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The game Spent aims to raise players' awareness of the damaging consequences that poverty and homelessness have on the contemporary economy.

It was made by the advertising company McKinney on behalf of their nonprofit client Urban Ministries of Durham (UMD), a charity that helps the underprivileged and is headquartered in Durham, North Carolina. PlaySpent Improves Our Understanding of Poverty's Economics

The participants are advised to think of themselves as having lost their job and almost all of their money. They are down to their last $1,000 and must survive the month while also coping with unanticipated charges like vehicle maintenance and medical bills. This is in addition to paying rent and buying groceries.

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Each praline should be sold for $1.95.

Here's how you can calculate it:

- The cost to make each praline is $1.06.

- The markup based on selling price is 35%, which means the selling price is 135% of the cost.

- Let x be the selling price per praline.

- We can use the formula: Selling price = Cost / (1 - Markup) to find the selling price.

- Substituting the values, we get: x = 1.06 / (1 - 0.35) = 1.63.

- However, we need to take into account the anticipated 20% spoilage, which means we need to sell more pralines to make up for the ones that are spoiled.

- The total number of pralines needed is: 45 / (1 - 0.20) = 56.25, which we can round up to 57.

- Therefore, the selling price per praline should be: $1.63 * 1.35 = $2.20.

- Rounding this to the nearest cent, we get: $2.20 rounded to the nearest cent is $2.19, which is not correct since it is less than the cost of making each praline.

- We need to adjust the selling price to ensure that we make a profit. We can increase the selling price by $0.01 until we reach a price that is greater than the cost of making each praline.

- Increasing the selling price by $0.01, we get: $2.21, which is still less than the cost of making each praline.

- Increasing the selling price by $0.01 again, we get: $2.22, which is greater than the cost of making each praline.

- Therefore, each praline should be sold for $2.22 rounded to the nearest cent, which is $2.21.

Betty's degree in wildlife conservation and passion for preserving habitats for endangered animals make her a great fit for companies and organizations that focus on environmental conservation. A farm in need of a dairy manager or a local food truck looking for a chef may not necessarily be the best fit for Betty's skill set and interests. hence the correct option B) bald eagle sanctuary looking for a ranger.
Betty's degree in wildlife conservation makes her highly qualified for roles that involve working with endangered species, researching wildlife populations, and identifying solutions to protect and conserve habitats. As such, organizations that work to protect and preserve habitats for wildlife, including national parks and conservation areas, environmental advocacy groups, and research institutions, may be interested in hiring Betty. Additionally, companies that specialize in sustainable agriculture or eco-friendly practices may also be interested in hiring Betty, given her expertise in wildlife conservation. Overall, Betty's degree in wildlife conservation and passion for preserving habitats for endangered animals make her a great fit for companies and organizations that prioritize environmental conservation. Her knowledge, skills, and passion make her an asset to any organization that is working towards protecting the environment and preserving habitats for future generations. Therefore the correct answer is option B) bald eagle sanctuary looking for a ranger

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The social responsibility stance that the business owner demonstrated was A. Proactive .

A proactive stance in social responsibility involves taking initiatives and actions to address social and environmental issues before they become problems or before there is pressure from stakeholders or regulatory agencies.

In this case, the business owner is taking a proactive stance by making a conscious decision to only use products that do not test on animals, even though there may not be any legal requirement or pressure from stakeholders to do so.

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The question is:

A business owner decides to only use products that do not test on animals.

Which social responsibility stance below did the business owner demonstrate?

A. Proactive

B. Defensive

C. Neutral

In contrast to other digital deals, Cryptocurrency is a digital payment that don't bear a bank. It's choice D.

Digital forms of money are motorized financial norms that application cryptography to get and check exchanges in an association. also, cryptography is used to manage and control the product of these currencies.

Cryptocurrencies include Ethereum and Bitcoin, among others. Cryptocurrencies may or may not be regulated, depending on the governance. Cryptocurrencies use a decentralized system to record deals and issue new units rather than having a centralized issuing or regulating authority.

Cryptocurrencies serve as both a currency and a virtual account system because they're translated. A cryptocurrency portmanteau is demanded to use cryptocurrencies.

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Explanation:

it's called character width. hope this help ss

Executive Directors typically earn more than Non-executive Directors because they are responsible for the day-to-day management of the company and are accountable for its performance.

They are also required to make strategic decisions that will affect the company's growth and provide a high level of knowledge and experience to the organization.

Directors in organizations like Shoprite and Spar should have the following qualifications and traits:

1. Financial expertise:

In addition to having a thorough understanding of financial statements and accounting concepts, directors should also be knowledgeable about the financial markets and various investment options.

2. Industry experience:

Directors should have understanding of industry trends and best practices, as well as experience in the sector in which the company works.

3. Leadership skills:

Directors need to be capable of inspiring and motivating others to work towards the organization's objectives.

For both executive and non-executive directors of the corporation, the Remunerations Committee is in charge of deciding their compensation packages.

The committee's responsibility is to oversee the fair compensation of the company's directors for their contributions to the business, taking into account the shareholders' interests as well as the company's financial performance.

To maintain openness and responsibility in the compensation policies of the organization, this committee is essential.

Since directors' fees are not regarded as a company operational expense, they are not included in salaries and wages in the Statement of Comprehensive Income.

Instead, the Statement of Financial Position or the Notes to the Financial Statements separately itemize directors' fees as a cost.

This is due to the fact that directors' fees are more closely tied to the company's governance than they are to the regular operations of the business.

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In today's world, there are endless opportunities for small businesses to thrive. One such opportunity that I believe has great potential is in the field of sustainable living. With the growing concern for the environment and the need to reduce our carbon footprint, there is a high demand for eco-friendly products and services.

One possible business idea is to create a company that specializes in the production and sale of reusable, environmentally friendly products such as reusable bags, water bottles, and food containers. With the increasing awareness of the negative impact of single-use plastics on the environment, there is a high demand for reusable products that can help reduce waste.

Another opportunity could be in the field of sustainable energy. With the increasing demand for renewable energy sources, there is a growing need for companies that specialize in the production and installation of solar panels, wind turbines, and other forms of sustainable energy. This business could also offer consulting services to help homeowners and businesses reduce their energy consumption and transition to renewable energy sources.

Another potential small business opportunity is in the field of online education. With the growing demand for online learning and the increasing availability of technology, there is a need for companies that specialize in providing online courses and training programs. This business could offer courses in a variety of fields, including business, technology, and creative arts.

In conclusion, there are many opportunities for small businesses to thrive in today's world. By focusing on sustainable living, renewable energy, and online education, entrepreneurs can create businesses that not only generate profits but also make a positive impact on the environment and society.

One opportunity that I believe could be turned into a small business is a meal prep service for busy individuals and families. With many people leading busy lives and struggling to find time to cook healthy meals, a meal prep service could provide a convenient solution.

The business could offer a variety of meal options to cater to different dietary needs and preferences. Customers could place their orders online and select the meals they want for the week. The business could also offer the option for customers to customize their meals by choosing their own ingredients.

To keep costs low, the business could partner with local farms and markets to source fresh, seasonal ingredients. The meals could be prepared in a commercial kitchen and delivered to customers' homes or workplaces. The business could also offer the option for customers to pick up their meals at a designated location.

In addition to providing a convenient solution for busy individuals and families, the business could also have a positive impact on the environment. By sourcing ingredients locally and reducing food waste, the business could promote sustainability and reduce its carbon footprint.

To market the business, the company could use social media platforms and local advertising to reach potential customers. They could also partner with fitness studios and gyms to promote healthy eating habits.

Overall, a meal prep service has the potential to be a successful small business by offering a convenient and healthy solution for busy individuals and families. By focusing on quality ingredients and sustainability, the business could differentiate itself from competitors and attract a loyal customer base.

Answer:more fries are being poidioned with poisin

Explanation:

There are several sources of fashion including ;

Fashion is deeply entrenched in intertwining cultural and historical eras, as evident from a diversity of global traditional attires and fabrics through to periods like the Victorian-age or 1960s influencing modern fashion.

Similarly, fashion serves as an avenue of expressing an individual's distinct taste and persona; popular figures such as celebrities and those in the media often shape up trends which people adapt accordingly.

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When paying down your student loan, a good strategy to pay down the principal is paying more than the minimum payment each month. Thus, option C is correct.

College graduates are finding it more difficult to purchase a home due to the load of student loans, and legislators are now debating solutions to the issue.

In the meantime, Americans must create a strategy for repaying their college debt since it is essential to their long-term financial stability. Your long-term financial stability depends on you creating a plan to handle your student loans. Know your debt balance and the conditions of your loan(s), evaluate the grace periods, and if it makes sense, look into consolidating your debt. As you work through your debt, pay off the loans with the highest interest rates first. You can accomplish your goals more quickly if you pay down your main balance and make automatic loan payments.

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The correct option is D, a credit. When payroll charges are journalized the individual outstanding accounts are credited because these accounts represent quantities owed to workers for their stipend,salary and benefits.

Payroll expenses include employee salaries, wages, payroll taxes and employee benefits. These charges are debited to the payroll expenditure account in the general tally. when recording the quantities owed to workers for their salaries and benefits the corresponding outstanding accounts are credited. This means that the accounts outstanding balance increases, reflecting the volume the company owes its workers.

when the company pays its workers, the accounts payable balances are dropped by debiting accounts payable and crediting cash accounts.

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Answer:

(b) 7.60%.

Explanation:

The project’s modified internal rate of return can be calculated using trial and error or by using financial software. Here's the solution using trial and error:

We can start by assuming a rate and calculating the present value of the incremental inflows. The present value of the inflows is calculated as follows:

PV = $20,000/(1+0.08)^1 + $15,000/(1+0.08)^2 + $10,000/(1+0.08)^3 + $8,000/(1+0.08)^4

PV = $49,915.41

If we assume a discount rate of 8.0%, the present value of the incremental inflows is $49,915.41.

Next, we can calculate the net present value (NPV) of the project using the assumed rate:

NPV = -$100,000 + $49,915.41

NPV = -$50,084.59

Since the NPV is negative, the assumed rate is too high. We can try a lower rate to see if the NPV becomes positive. Using the same process, we can calculate the NPV for different rates and find the rate that makes the NPV closest to zero. After some calculation, the modified internal rate of return (MIRR) is approximately 7.60%.

Therefore, the answer is (b) 7.60%.

A corporation can better deploy its resources by using its core capabilities. For instance, if a business does not care to turn particular duties into company strengths, outsourcing may make sense.

A company's competitive edge in the market is derived from its core capabilities, which set it apart from its rivals. Instead of physical or monetary assets, a company's set of abilities or knowledge in a particular field is typically referred to as its core competency.

Employees must possess certain competencies in order to perform their tasks effectively. A competent worker is more effective and improves the working environment.

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The total value is $554.7

The company's equity is $410.5

Equity embodies the last remnants of a company's net assets after financial obligations have been sated. It can also assume the alternate term "shareholder's equity" due to its representation of company ownership in harmony with shareholders.

There are two valid methods of calculating equity: either by deducting liabilities from total assets or by consolidating share capital, earnings preserved, and other reserve items.

Within the domain of investors and analysts, equity holds significant value as it reveals critical insight regarding both the fiscal well-being of an establishment and its inherent potential for growth.

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