An employee started a new job and must enroll in a new family health insurance plan. One of the options involves prescription drug coverage. The employee estimates that the entire family will fill 6 prescriptions per month, totaling $850. The monthly premium for the plan is $34, with 90% coverage for the first $500 in prescription costs, then 80% coverage for all prescription costs over $500. What is the total out-of-pocket expense for one month?

$120
$154
$696
$764

Answers

Answer 1

the deductible, and the coinsurance. Here are the steps to calculate the total out-of-pocket expense: the total out-of-pocket expense for one month is $ [tex]154[/tex] .

What is the total out-of-pocket expense?

To calculate the out-of-pocket expense for one month, we need to take into account the monthly premium.

Step 1: Calculate the deductible

The deductible is the amount that the insured person needs to pay before the insurance starts covering the costs.

In this case, the deductible is $500 because that's the threshold for the 90% coverage. Since the family will fill 6 prescriptions per month, we need to calculate the average cost per prescription:

Average cost per prescription = Total prescription costs / Number of prescriptions

Average cost per prescription = $ [tex]850 / 6 = $141.67[/tex]

Since the deductible is $500, the insurance will cover 90% of the first $500, which is $450. The remaining $50 will be paid by the insured person. Therefore, the deductible is $  [tex]500 - $450 = $50.[/tex]

Step 2: Calculate the coinsurance

After the deductible is met, the insurance will cover 80% of the remaining prescription costs, and the insured person will be responsible for the remaining  [tex]20[/tex] %.

To calculate the coinsurance, we need to subtract the deductible from the total prescription costs and multiply the result by 0.2:

Coinsurance = (Total prescription costs - Deductible) x 0.2

Coinsurance = [tex]($850 - $500) \times 0.2[/tex]

Coinsurance = $ [tex]70[/tex]

Step 3:

Calculate the total out-of-pocket expense

The total out-of-pocket expense is the sum of the monthly premium, the deductible, and the coinsurance:

Total out-of-pocket expense = Monthly premium + Deductible + Coinsurance

Total out-of-pocket expense = $  [tex]34 + $50 + $70[/tex]

Total out-of-pocket expense = $154

Therefore, the total out-of-pocket expense for one month is $ [tex]154[/tex] .

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Related Questions

PLEASE HELP I DON'T UNDERSTAND

Ten cards are numbered from 1 to 10 and placed in a box. One card is selected at random and replaced. Another card is randomly selected. What is the probability of selecting two even numbers?

P(two even numbers) _________

Answers

Answer:

30%

Step-by-step explanation:

A washer and a dryer cost $770 combined. The washer costs $70 more than the dryer. What is the cost of the dryer?

Answers

Answer:

d = $350

Step-by-step explanation:

If we allow d to represent the cost of the dryer and w to represent the cost of the washer, we know that the total cost of the washer and dryer is

d + w = 770.

Since we're told that the washer costs $70 more than the dryer, we know that

w = d + 70

We can substitute equation for w in the original equation to find d:

d + d + 70 = 770

2d + 70 = 770

2d = 700

d = 350

If you went on to find w, you'd see that it'd be 420 since 770 - d = w and 770 - 350 = 420

We know that the dryer costs $350 and the washer costs $420.  420 is indeed $70 more than $350 so our answer for the cost of the dryer is correct.

graph the cirlces (x+1)+(y+2)=9
Center :​

Answers

Note that the graph of the function ((x+1)²+(y+2)²=9) is attached accordingly

What is a graph?

A coordinate graph is one that has two axes that are perpendicular to each other. These two axes are known as the x- and y-axes. The y-axis is represented by the vertical line, while the x-axis is represented by the horizontal line. A coordinate plane, a Cartesian plane, and a Cartesian coordinate system are other names for it.

The given circle has a radius of 3 units and centre is (-1,-2).

This circle can thus be drawn by first plotting the point (-1,-2) and then with this point as centre draw a circle of radius 3.


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Full question:

graph the circle

((x+1)²+(y+2)²=9)

inverse statement of M implies N

Answers

The inverse statement of M implies N is a negation of both the conclusion and the hypothesis.

What is an inverse statement?

An inverse statement is one in which both the hypothesis and the conclusion are negated. Let us assume a statement with the hypothesis and conclusion as follows: If they annul the law, we will drive carelessly.

The inverse of this statement will be: If they do not annul the law, we will not drive carelessly. So, both the hypothesis and the conclusion are rewritten in negative terms.

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Georgia has 322 beads. She buys 38 more beads. She will use a 120 beats to make bracelets and use the rest of the beads to make necklaces. Each necklace has 9 beads. What is the greatest number of necklacea georgia can make?

Answers

Applying mathematical operations, the greatest number of necklaces Georgia can make is 26.

How the mathematical operations are applied:

The total number of beads available for making bracelets and necklaces is an addition operation between the beginning inventory of beads and the additional units purchased.

A subtraction operation is performed to determine the remainder after making bracelets.

Finally, a division operation determines the greatest number of necklaces to make.

The beginning inventory of beads = 322

The units purchased = 38 beads

The total number of beads that Georgia has = 360 (322 + 38)

The number of beads required to make bracelets = 120

The remainder after making bracelets = 240 (360 - 120)

The number of beads required for each necklace = 9

The greatest number of necklaces Georgia can make = 26 (240 ÷ 9)

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Which one of the following examples represents a proper
fraction?
A. 15/22
B. 12/9
C. 3/2
O D. 8/8

Answers

A.15/22 is the correct answer.

The correct answer is:

A. 15/22, represents a proper fraction.

Here, we have,

A proper fraction is a fraction where the numerator (the top number) is smaller than the denominator (the bottom number).

Out of the given options, only option A,

15/22, represents a proper fraction because 15 is smaller than 22.

Therefore, the correct answer is:

A. 15/22, represents a proper fraction.

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PLEASE HELP!!!

A cylinder has a height of 15 inches. A similar cylinder has a height of 20 inches.
What is the ratio of the surface area of the larger cylinder to the surface area of the smaller cylinder?
Enter your answer by filling in the boxes.

Answers

The ratio of the surface area of the larger cylinder to the surface area of the smaller cylinder is 4:3, or 4/3.

How do you find the ratio of the surface area of the larger cylinder to the the smaller cylinder?

To find the ratio of the surface areas of the two similar cylinders, we need to consider the ratio of their corresponding dimensions. Since the two cylinders are similar, their radii are proportional to their heights. Let's denote the height of the smaller cylinder as h1, the height of the larger cylinder as h2, the radius of the smaller cylinder as r1, and the radius of the larger cylinder as r2.

Given:

h1 = 15 inches

h2 = 20 inches

The ratio of the heights is:

h2 / h1 = 20 / 15 = 4 / 3

Since the cylinders are similar, the ratio of their radii is the same as the ratio of their heights:

r2 / r1 = 4 / 3

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Can someone help me with this pls

Answers

100 is the answer bro

If cos(x) = -5/6, x in quadrant II, then find exact values (without finding x):

sin(2x)= ?
cos(2x)=?
tan (2x)=?

Answers

If cos(x) = -5/6, and x lies in quadrant"II", then exact values are:

sin(2x) = (-5√11)/(18);

cos(2x) = 7/18;

tan (2x) = -5√11/7.

We know that, Cos(x) = -5/6 and "x" is in quadrant II, so, we can use the Pythagorean identity to find sin(x):

sin(x) = √(1 - cos²(x)) = √(1 - (-5/6)²) = √(1 - 25/36) = √(11/36) = √11/6

Using the double angle trigonometry identities for sine and cosine, we find sin(2x) and cos(2x):

Substituting the value of Sin(x) and Cos(x),

We get,

sin(2x) = 2sin(x)cos(x) = 2(√11/6)(-5/6) = (-5√11)/(18);

cos(2x) = cos²(x) - sin²(x) = (-5/6)² - (11/6) = 25/36 - 11/36 = 14/36 = 7/18;

Finally, we find tan(2x) by using the identity:

tan(2x) = sin(2x)/cos(2x) = (-5√11/18) / (7/18) = -5√11/7.

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Solve for the missing side in each triangle

Answers

Answer:

6[tex]\sqrt{13}[/tex]

Step-by-step explanation:

a^2+b^2=c^2          c is hypotenuse, which is what we're looking for

12^2+18^2=c^2

144+324=c^2

c=[tex]\sqrt{468}[/tex]=[tex]\sqrt{36*13}[/tex]=6[tex]\sqrt{13}[/tex]

In a lottery game, a player picks six numbers from 1 to 22. If the player matches all six numbers, they win 40,000 dollars. Otherwise, they lose $1.

Answers

To find the probability of winning the lottery game, we can use the formula for combinations:

nCk = n! / (k! * (n - k)!)

where n is the total number of choices (22 in this case) and k is the number of choices we make (6 in this case).

So, the number of possible combinations of six numbers from 22 is:

22C6 = 22! / (6! * 16!) = 13,983,816

Therefore, the probability of winning the lottery game is 1 in 13,983,816.

The expected value of playing the lottery game can be calculated as follows:

Expected value = (Probability of winning * Amount won) - (Probability of losing * Amount lost)

Expected value = (1/13,983,816 * $40,000) - (13,983,815/13,983,816 * $1)

Expected value = $0.5709

This means that on average, the player can expect to win about 57 cents per game played. However, it is important to note that this is just an average and the actual outcome of any single game can vary widely.

Which of these are statistical questions? Select ALL that Apply Question 1: How many minutes does it usually take each teacher to get from home to work? Question 2: During the past year did you work for more than 50 weeks? Question 3: During the past year how many hours did each teacher usually work each week? Question 4: How many extra hours did each doctor work each week?

Answers

The statistical questions are:

Question 1: How many minutes does it usually take each teacher to get from home to work?Question 3: During the past year how many hours did each teacher usually work each week?Question 4: How many extra hours did each doctor work each week?

What is a statistical question?

A statistical question is a question that can be answered by collecting and analyzing data. It is a question that expects a variability in the response, meaning different individuals may give different answers. Statistical questions usually ask about a population, a group of individuals or objects that share a common characteristic or feature, and seek to understand a pattern or trend within that population.

In general, a statistical question is open-ended, does not have a single correct answer, and requires data analysis to arrive at a reasonable conclusion.

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If Melisha can pay for her vehicle with a 4-year loan or with a lease with the same down payment and same interest rate, why will the loan have a higher monthly payment?

A. Because the lease is riskier to the financing company.

B. Because the loan is riskler to the financing company.

C. Because Melisha will own her vehicle at the end of the loan.

D. Because Melisha will own her vehicle at the end of the lease.

Answers

The loan have a higher monthly payment Because the lease is riskier to the financing company.

To Determine the costs of buying versus leasing a motor vehicle, we need to consider the total costs associated with each option. For buying, the total cost is the sum of the down payment, loan payments, and the estimated value at the end of the loan, minus the resale value of the car.

On the other hand, for leasing, the total cost can be calculated as the sum of the security deposit, lease payments, and end-of-lease charges. We also need to consider the opportunity cost of investing the down payment and the security deposit.

We know that Melisha can pay for her vehicle with a 4-year loan or with a lease with the same down payment and same interest rate.

Therefore, the loan have a higher monthly payment Because the lease is riskier to the financing company.

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2. Ricky wants to make rice cream. Of 1 kilogram of rice, milk2/5 is rice and 1/6 is sugar. Find the quantity of rice and sugar needed for 1 kg of rice milk.

Answers

The quantities of rice, milk and sugar needed for 1 kg of rice milk are 0.4 kg, 0.4 kg and 0.167 kg respectively.

To solve the above problem, we can use the following equation:

Rice + Milk + Sugar = 1 kg

Rice = 2/5 (1 kg) = 0.4 kg

Milk = 2/5 (1 kg) = 0.4 kg

Sugar = 1/6 (1 kg) = 0.167 kg

Therefore, the quantities of rice, milk and sugar needed for 1 kg of rice milk are 0.4 kg, 0.4 kg and 0.167 kg respectively.

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Can the sides of a right triangle have lengths 7,9 and the square Root of 155

Answers

Answer:

No

Step-by-step explanation:

In order for a triangle to be a right angle, the sum of the squares of the two legs (a and b) must be equal the square of the longest side, known as the hypotenuse (c):

[tex]a^2+b^2=c^2[/tex]

The square root of 155 is the longest side as it is approximately 12.45.  Thus, if the triangle is a right triangle, the square root of 155 must be the hypotenuse.

We can now check to see whether the sum of the squares of 7 and 9 equal the square of the square root of 155:

[tex]7^2+9^2=(\sqrt{155})^2\\ 49+81=155\\130=155[/tex]

The equation is not true since 130 is less than and not equal to 155.  Therefore, a triangle with side lengths 7, 9, and the square root of 155 cannot be a right triangle.

Please help quickly I'm begging!

Assignment details: In this assignment, you will create two graphs and answer questions about Bond's Gym, the business you are supporting.

Answers

The functions are f(x) = 600 - 10x & g(x) = 20/3x, and the graphs are added as attachments

Creating the functions of the Bond's Gym

From the question, we have the following parameters that can be used in our computation:

The table of values

For the membership application, we have the following features

Initial value = 600Constant rate of change = (450 - 600)/(15 - 0) = -10

So, the function is

f(x) = 600 - 10x

For the membership available, we have the following features

Initial value = 0Constant rate of change = (100 - 0)/(15 - 0) = 20/3

So, the function is

g(x) = 20/3x

So, the functions are f(x) = 600 - 10x & g(x) = 20/3x

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Ruth has a cylindrical cup that is filled with water. The cup has a diameter of 2 inches and a height of 6 inches. Select the containers that could hold all of the water in Ruth's cup

Answers

Since the containers were not given in the question, In a case whereby Ruth has a cylindrical cup that is filled with water where the cup has a diameter of 2 inches and a height of 6 inches,  the  volume of cylinder cup is 18.85inch^3.

How can  the volume be calculated?

Note that ; the container were not given in the question, so  we will just need to calculate the volume of the cylindrical cup to know how much water it can hold .

The volume of a cylinder can be caluculated using te exppresion  π r² h

Then from the question the  diameter = 2 inches radius = 2/2 = 1 inches

height =6 inches

π r² h

=π  * 1^2 * 6

=18.85inch^3

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what is the answer for this question

Answers

Answer:

The yellow region is 13.73 cm squared

Step-by-step explanation:

---

Area of square:

[tex]8 * 8 = 64 cm^2[/tex]

Area of the 4 quarter-circles:

[tex]4(\pi r^2)/4[/tex]

The fours cancel each other, we are left with:

[tex]\pi r^2[/tex]

r = 4, so substitute that, we get:

[tex]\pi 4^2 = 16 \pi cm^2[/tex]

Which can be approximated to 50.27 cm squared

Subtract the area of the circle from the square:

[tex]64 - 50.27 = 13.73 cm^2[/tex]

So the area of the yellow region is 13.73 cm squared

The weights of four similar packs of tomatoes are listed below.

Pack A: 2.456 pounds
Pack B: 2.457 pounds
Pack C: 2.454 pounds
Pack D: 2.459 pounds

Malcolm rounds the weights to the nearest hundredth pound. Which weight does
not round to 2.46 pounds?

A 2.456 pounds
B 2.457 pounds
C 2.454 pounds
D 2.459 pounds

Answers

Answer:

The weight that does not round to 2.46 pounds is C 2.454 pounds.

Step-by-step explanation:

Based on the given information, the weights of the four similar packs of tomatoes are as follows:

Pack A: 2.456 poundsPack B: 2.457 poundsPack C: 2.454 poundsPack D: 2.459 pounds

Malcolm rounds the weights to the nearest hundredth pound. To round to the nearest hundredth pound, we look at the digit in the hundredths place. If it is 5 or greater, we round up the digit in the tenths place. If it is less than 5, we leave the digit in the tenths place as it is. Therefore, we can obtain the rounded weights as follows:

Pack A: 2.46 poundsPack B: 2.46 poundsPack C: 2.45 poundsPack D: 2.46 pounds

From the above rounded weights, we see that Pack C rounds to 2.45 pounds and does not round to 2.46 pounds. Therefore, the weight that does not round to 2.46 pounds is C 2.454 pounds.

у
3
Solve for y.
27
31>
=
y
30
y
y = [? ] v
Enter answer

Answers

y^2 = 90

y = √90 = 3√10

that's it

Julie was testing how far two new electric cars—model A and model B—could drive on a full charge. She obtained a sample of 5 55 new cars of each model, charged them fully, and drove them as far as she could along a controlled route. Here is a summary of the distances: Distance Model A Model B Mean 168 km 168 km168, start text, space, k, m, end text 172 km 172 km172, start text, space, k, m, end text Standard deviation 5.4 km 5.4 km5, point, 4, start text, space, k, m, end text 7.5 km 7.5 km7, point, 5, start text, space, k, m, end text Number of cars 5 55 5 55 Julie wants to use these results to test H 0 : μ A − μ B = 0 H 0 ​ : μ A ​ −μ B ​ =0start text, H, end text, start subscript, 0, end subscript, start text, colon, space, end text, mu, start subscript, start text, A, end text, end subscript, minus, mu, start subscript, start text, B, end text, end subscript, equals, 0 versus H a : μ A − μ B ≠ 0 H a ​ : μ A ​ −μ B ​  ​ =0start text, H, end text, start subscript, start text, a, end text, end subscript, start text, colon, space, end text, mu, start subscript, start text, A, end text, end subscript, minus, mu, start subscript, start text, B, end text, end subscript, does not equal, 0. Assume that these are representative samples and all other conditions have been met. What is the P-value associated with these sample results? Choose 1 answer: Choose 1 answer: (Choice A) P -value < 0.01 P-value<0.01P, start text, negative, v, a, l, u, e, end text, is less than, 0, point, 01 A P -value < 0.01 P-value<0.01P, start text, negative, v, a, l, u, e, end text, is less than, 0, point, 01 (Choice B) 0.01 ≤ P -value < 0.05 0.01≤P-value<0.050, point, 01, is less than or equal to, P, start text, negative, v, a, l, u, e, end text, is less than, 0, point, 05 B 0.01 ≤ P -value < 0.05 0.01≤P-value<0.050, point, 01, is less than or equal to, P, start text, negative, v, a, l, u, e, end text, is less than, 0, point, 05 (Choice C) 0.05 ≤ P -value < 0.10 0.05≤P-value<0.100, point, 05, is le

Answers

The p value based on the information will be E. P - value ≥ 0.20

How to compute the value

Open Minitab 17. Select 'Stat' -> 'Basic Statistics' -> '2 - Sample t... Select 'Summarized data' from the dropdown menu.

Enter 5 in both Sample size of sample 1 and sample 2, 168 and 172 in Sample mean of Sample 1 and Sample 2. 5.4 and 7.5 in Standard deviation of Sample 1 and Sample 2.

Click on 'Options' and Enter 'Confidence level' 95.0(or the given Cofidence level) , 'Hypothesized difference' 0.0 , 'Alternative hypothesis' 'Difference \\neq Hypothesized difference'. Also the box 'Assume equal variance' can be ticked as requirement.

Click on 'Ok' -> 'Ok'.

Output: -

P - value = 0.361 i.e., P - value ≥ 0.20

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Can someone help me please

Answers

The row operation is given as follows:

Division by 7 = multiplication by 1/7.

The matrix after the row operation is then given as follows:

[tex]\left[\begin{array}{ccc}1&-\frac{4}{7}&\frac{8}{7}\\-12&7&-13\end{array}\right][/tex]

How to do the row operation?

The matrix in the context of this problem is defined as follows:

[tex]\left[\begin{array}{ccc}7&-4&8\\-12&7&-13\end{array}\right][/tex]

The element at row 1 and column 1 is given as follows:

7.

An example of a valid row operation is the multiplication of the row by a constant, and as the element has a value of 7, the constant to obtain a value of 1 is:

7/k = 1

k = 7.

The first row is given as follows:

7, -4 and 8.

Dividing every element of the first row by 7, the resulting matrix is then given as follows:

[tex]\left[\begin{array}{ccc}1&-\frac{4}{7}&\frac{8}{7}\\-12&7&-13\end{array}\right][/tex]

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The high school basketball team is selling donuts to raise money for the new uniforms. This team Mexico to sell at least $1000 in donuts. They are selling a half dozen box of donuts for eight dollars and a full dozen box of donuts for $12. They write the inequality 8X +12 Y is greater than or equal to 1000 to determine how many boxes they need to sell where X is the number of half dozen boxes and why is the number of four dozen boxes they sell which of the following solutions available in terms of the given context select all that apply.

Answers

The team can sell 50 half dozen boxes and 50 full dozen boxes to raise at least $1000.

Understanding Word Problem in Solving Maths

We can derive an inequality from the problem statement which is:

8X + 12Y >= 1000

This inequality represents the amount of money the basketball team needs to raise by selling donuts.

X is the number of half dozen boxes sold

Y is the number of full dozen boxes sold.

To find a solution in terms of the given context, we can plug in different values for X and Y that satisfy the inequality. For example:

If the team sells 50 half dozen boxes and 50 full dozen boxes, they will make:

8(50) + 12(50) = $400 + $600 = $1000

So this is a valid solution that meets the fundraising goal.

If the team sells 100 half dozen boxes and 0 full dozen boxes, they will make:

8(100) + 12(0) = $800

This is not enough to meet the fundraising goal, so it is not a valid solution.

If the team sells 0 half dozen boxes and 100 full dozen boxes, they will make:

8(0) + 12(100) = $1200

This is more than the fundraising goal, so it is a valid solution, but the team may not want to sell so many full dozen boxes.

Therefore, one solution in terms of the given context is that the team can sell 50 half dozen boxes and 50 full dozen boxes to raise at least $1000.

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write the opposite of loss of 700

Answers

Answer:

gain of 700 or 700

Step-by-step explanation:

A loss of 700 would be -700 and the opposite of that is 700.

Helping in the name of Jesus.

< Question 6 of 6
Use the Shell Method to find the volume of a solid obtained by rotating the region B about the x-axis.
0
y=x²³ +b
Assume a = 2 and b = 2.
(Use symbolic notation and fractions where needed.)
volume:

Answers

Answer:

Step-by-step explanation: 5

if you increase your current quality score of 85% by 7%, you will have a score of?

Answers

Answer:

90.95%

Step-by-step explanation:

85 * 0.07 = 5.95 5.95 + 85= 90.95

Answer:

The answer to your problem is, 90.95%

Step-by-step explanation:

Calculation:

In order to find the answer we need to

= Old score + New Score

= 85 + 7% of 85

= 85 + ( [tex]\frac{7}{100}[/tex] x 85 )

= 85 + ( 0.07 x 85 )

= 85 + 5.95

= 90.95

Which 90.95% is our answer.

Thus the answer to your problem is, 90.95%

Triangle P'Q'R' (shown below) is a dilation of Triangle PQR (not shown) using center point C and a scale factor of 1.5.



What is the length, in units, of segment PQ? Explain your thinking by writing or showing math work.

Answers

The length of segment PQ is equals to the length of segment P'Q' divided by 1.5, that is:

PQ = P'Q'/1.5

What is a dilation?

A dilation can be defined as a transformation that multiplies the distance between every point in an object and a fixed point, called the center of dilation, by a constant factor called the scale factor.

The scale factor for this problem is given as follows:

k = 1.5.

Hence the equation relating the lengths PQ and P'Q' is given as follows:

P'Q' = 1.5PQ

PQ = P'Q'/1.5

(as the length on the dilated figure is the original length multiplied by the scale factor).

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Find the degree of the polynomial y = -3x^5 + 4x^4 + 2 + x^2

Answers

The degree of a polynomial is the highest exponent of the variable in the polynomial.

In this case, the degree of the polynomial y = -3x^5 + 4x^4 + 2 + x^2 is 5, because the highest exponent of x is 5 (in the term -3x^5). Therefore, the answer is 5.

NEED HELP ASAP PLS AND THX PIC IS ATTACHED

Answers

The trigonometry functions when evaluated are shown below

Evaluating the trigonometry functions

In trigonometry, sine (sin), cosine (cos), and tangent (tan) are three basic functions that relate angles to the sides of a right triangle.

They are defined as follows:

sin A = opposite side/hypotenuse.

cos A = adjacent side/hypotenuse.

tan A = opposite side/adjacent side.

So, we have

Figure 1

sin A = 6/9cos A = √5/3tan A = 6/√5

Figure 2

sin A = √2/2cos A = √2/2tan A = 1

Figure 3

sin A = √3/2cos A = 1/2tan A = √3

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What is the output for x = -1

Answers

Answer:

f(-1) = 16

Step-by-step explanation:

"output" and the f(x) setup just means to plug in -1 in place of x and calculate.

For the function f(x) = 12(3/4)ˣ you have to already know that once you put that -1 in place of x that the -1 power only goes to the 3/4, not the 12 and also what to do with a negative exponent.

Exponent rules are just shortcuts. The shortcut to know here is that the -1 exponent will flip the 3/4 over and make it 4/3 (there are math reasons for this, it's not random. But that's how it works)

So now you have

f(-1) = 12(3/4)⁻¹ which becomes

f(-1) = 12(4/3)

Now you need to know how to multiply with fractions. Here you have a whole, big number times a fraction, which is:

"big num×top all over bottom"

So multiply the 12 times the 4 and put it over the 3

f(-1) = 48/3 = 16

(or you can "cancel" the 12 with the 3 and get 4×4, which is 16, so it comes out the same)

[SKIP TO HERE IF YOU DON'T CARE WHY]

f(x) = 12(3/4)ˣ

f(-1) = 12(3/4)⁻¹

f(-1) = 12(4/3)

f(-1) = 16

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